One of the major expenses besides your housing expenses is for food. Even though it is cheaper than eating out, it is still helpful to find ways to save money at the grocery store. Most grocery stores have what they call "loss leader" items. These are items that they sell at little or no profit to get you into the store. They are hoping if they get you into the store by offering these items, you will buy many other items while you are there. Get in the habit of checking the weekly fliers for the grocery stores you visit most. There may also be other stores to help you save money on groceries. Many cities have bread outlet stores.

Another way to save money is to stock up on items you use regularly when they are on sale. Most grocery stores run on cycles of between 6-8 weeks. So if you find a sale on an item you use regularly try to purchase the amount you would use in a couple of months. That way you have it on hand when you run out, so you could save yourself a trip to the store. And also, you save money in the long run by not having to pay regular price for it. Also, by cutting the number of trips to the store limits your temptation of making impulse purchases.

If you make a menu plan each week. At the beginning of the week, or over the weekend, make a plan of what you are going to cook for each day. By doing this you can make plans to use items you have on hand or items that are on sale that week. By making a menu plan and shopping list from it you can make one trip to the store instead of multiple trips. The fewer trips you make to the store, the less impulse buys you are tempted to make.

Take a look at what you are purchasing. Some items may be purchased out of habit, i.e. chips, pop, ice cream, etc. I used to buy chips, etc most shopping trips and now have cut back and rarely buy them. A few dollars may not seem like a lot but if you add up multiple savings it can add up to be a considerable amount.
So food is one thing we must spend money on, but with a few simple steps you may not have to spend as much.

Author's Bio: 

Nancy Kvamme is owner of In The Black Money Coaching. She has spent the past several years learning how to manage finances and now wants to help others. She also feels it is very important to teach financial literacy to children. She volunteers for Junior Achievement.