Self Improvement Site
On The Internet! Take the Self Improvement Tour
On The Internet! Take the Self Improvement Tour
Personal Finance Articles
We are currently looking for an Official SelfGrowth.com Guide to "Personal Finance". If you have expertise in Personal Finance and your own website and/or product for this topic, please review this form for complete details. The Official Guide Position is part of our Premium Placement Package
- How to Save Like a Dirt-Poor College Student: 9 Tips - by Submitted on Jul 08, 2009 from Intent.com AuthorsThe recession is hitting all of us hard. In the spirit of this week's theme on saving money and living frugal, it's time to think scrappy and resourceful like an unemployed college student. Here are nine tips to relive those frantically frugal undergrad days--but with an adult twist. ("Adult" in ...
Views: 990(1 vote) - Top Tips to Increase your Credit Rating - by Submitted on Mar 31, 2018 from Lora YoungWhen it comes down to managing your finances, nothing is more important than to know your credit scores. Forbes contributor Stacey Leasca points out the necessity of checking one’s credit scores in the face of potential cyber attacks on financial markets.But aside from keeping tabs on your ...
Views: 990 - Making A Budget – 5 Insider Tips - by Submitted on Mar 09, 2009 from Timothy DereyYes, making a budget is, without a doubt, the foundation to establishing control of your finances. Putting proper budgeting techniques to use will enable you to track all of your incoming and outgoing cash to help you eliminate unnecessary expenses resulting in substantial savings. Tip 1 - ...
Views: 989(5 votes) - Riddhi Siddhi Multi Services on Budget Periods and Adjustments - by Submitted on Oct 16, 2017 from Riddhi Siddhi Multi ServicesSpending plans more often than not identify with particular future timeframes, for example, a yearly announcing year or a characteristic business cycle. For instance, an automaker may discharge the 20×8 models amidst 20×7. In such a case, the spending cycle might be all the more consistently ...
Views: 989 - Sweet and Sour Pork - by Submitted on Jan 10, 2012 from Brian Greenberg"Like sweet and sour pork" was the term Philadelphia Eagles coach Andy Reid used to describe a pivotal fourth-quarter play against the New York Giants on which Jason Avant made a drive-saving catch and Evan Mathis was hurt. Quite fittingly, that is my feeling when assessing year end tax ...
Views: 989 - Why is it Vital to Choose the Right Personal Loan Tenor? - by Submitted on Dec 31, 2018 from Emma MarieAvailing a Personal Loan is a convenient solution to meet your financial requirements. Particularly with the presence of Non-Banking Financial Companies (NBFC), applying for a Personal Loan takes only a few minutes, with minimal formalities required for loan disbursal. These loans can be availed ...
Views: 989 - Cash Advance Loans: Satisfying the fiscal demands - by Submitted on Oct 17, 2013 from Alston RoyWhether it is regarding the payment of some day-to–day expenditures or the matter is related to the repayment of the credit card bills, all that one need is the adequate cash resources to fulfill them. Without the assistance of the financial resources, one would feel helpless to face the fiscal ...
Views: 988 - Why We Love Couples Counseling - by Submitted on Feb 08, 2011 from Jude GilfordIt's been said the biggest cause of divorce is money troubles. I did some research last year and found that is not correct. The biggest cause of divorce is marriage! Nonetheless, money problems rank close to the top, but the real problem is couples' inability to effectively communicate. When ...
Views: 988 - Credit Unions vs. Banks - by Submitted on Feb 08, 2013 from Justin KraneCredit unions have their perks. Monopoly. Loved it. Did you love being the banker? The one with the big wad of cash? Those were the good old days when it was cool to be the bank. Today, it ain’t so cool to be the bank. Why? * All of the pens at the bank that you use to fill out the ...
Views: 987(2 votes) - How You Can Increase Your Chances Of Getting A Personal Loan - by Submitted on Jul 16, 2019 from Arwind SharmaDisbursement of unsecured loan involves a certain amount of risk on the lenders’ part. This is because of the absence of collateral. Consequentially lenders are cautious about approving a personal loan. This does not mean that banks or non-banking financial companies (NBFCs) are not eager to ...
Views: 987 - Saskatoon payday loan: immediate financial relief for Saskatoon residents - by Submitted on Nov 07, 2011 from Lester JuneauIf you are a resident of Saskatoon and you need immediate financial assistance because your paycheck is yet to arrive, then you should really consider payday loans Saskatoon. There may really be times when your salary has not yet arrived but you are already in need of money to pay for your ...
Views: 987 - 5 Steps to a 30 Day Financial Turnaround - by Submitted on Jan 18, 2006 from Jeannette MawIf you’re not happy with your money situation and would like to change it (and believe it’s possible), you’re ready for a 30 day turnaround. Follow these steps to guarantee yourself a new money story within the next 30 days!1. What do you want?First figure out what your target is. If you just ...
Views: 986 - Summer Tax Savings - Why Having a Yard Sale May Be a Bad Idea - by Submitted on Sep 11, 2011 from Wayne DaviesAre you planning to have a yard sale this year? If so, this article is for you. Read on to find out whether holding a yard sale is the best way to spend your time. Perhaps there is a better way to get rid of your old belongings while saving time and money. Let me ask you a question: Assuming ...
Views: 986 - 5 Things to Know About Personal Loan Prepayment - by Submitted on Mar 30, 2017 from Puneet SharmaPersonal Loan Prepayment is a process of repaying the loan before its tenure is over. This can be done when an individual with an outstanding personal loan has sufficient funds to repay the loan partially or in entirety. This helps the borrower get rid of their debt early and save money by ...
Views: 985(1 vote) - Buying a House? A Few Tips to Help You Out - by Submitted on Mar 15, 2018 from Meghan BelnapBuying your first home can be an exciting experience. However, it is important that you buy something that is affordable and in a quality location. Let’s look at a few tips that can help you buy a property that meets your needs while also staying within a reasonable budget. Time the ...
Views: 985 - The RICH Pay Themselves First - Do You? - by Submitted on May 23, 2005 from Nicola Cairncross(c) Nicola Cairncross. All Rights Reserved. http://www.BookShaker.com =========================================================== Have you ever wondered why - sometimes - poor peoplehave such great cars outside the houses that they don'town? Drive round any council estate in the UK andyou will ...
Views: 985 - 7 Secrets of Investing the Warren Buffett way - by Submitted on Aug 14, 2017 from Holistic Investment PlannersHuman beings always have a natural tendency to follow the crowd, but when it comes to share market investing, following the crowd can more often result in ending up with losses. Why do you copy the mediocrity of the masses when you can replicate the success of the World’s Greatest ...
Views: 984 - Business Finance Article: Characteristics of Successful Entrepreneurs - by Submitted on May 28, 2011 from Chris cbentonIt takes a certain type of man or woman to become a successful business financing. While many people try to run a successful business, not everyone can do it. If you are thinking about starting your own business, the business of financing may come in handy. Today we are going to deal with ...
Views: 984 - Cash Loans to Your Door: Procure Fiscal Help At Home Only - by Submitted on Sep 27, 2012 from Allan BorderIn order to get rid of the entire unseen fiscal crises, people can take the help of cash loan to your door till the time such folks do not get their next paychecks. These loans are like home delivery of quick fund because after the approval of the needed fund, the amount is directly sent at the ...
Views: 984 - Debit Cards - How They Differ From Credit Cards - by Submitted on Oct 16, 2011 from John VineThe plastic cards in your wallet all look very similar. It is important to know exactly how the different types of cards work, along with their advantages and disadvantages. Also known as bank cards, debit cards are also 'plastic'. They are the same size as many of the other cards in your ...
Views: 984 - Enjoy Christmas and New Year from European tour with Holiday Loan - by Submitted on Nov 08, 2011 from Alan PolyCan you afford a Christmas Tree? The acclaim crisis, inflation, the slump, is all making the holidays a bit drearier than those in the earlier period. People who barely made it through the year, are probably wondering how they are going to make it through the holidays. Savings may be gone, or ...
Views: 984(1 vote) - 7 Steps to High Ticket Loans with Bad Credit Score - by Submitted on Apr 18, 2018 from Maria SmithBad credit score is often the result of accumulated debts and high debt to income ratio. It symbolises inability of the borrower to repay the loans. Whether it is your fault or not, once your credit report is ruined by red flags owing to nonpayment or delayed loan payment; too many unsecured ...
Views: 983 - Unemployed Loans for Bad Credit: Get finances even with poor credit profile - by Submitted on Oct 12, 2013 from Jim KerryAn individual may become helpless at that point of life, where the financial crunches are surrounding him from every corner and at the same time, he has a layoff notice from the office. One would definitely feel discarded and in the need of such financial assistance that would provide him the ...
Views: 983 - 3 Smart Ways To Invoice Web Based Freelancers - by Submitted on Nov 05, 2012 from Missy DiazAre you one of the millions in the US who is using a freelancer to finish a project for your small business? If so, then you’re in good company. Ever since the economy tanked a few years ago many who were laid off hit the self employment trail and carved a road of their own. This includes ...
Views: 982 - Our Economic Downturn - by Submitted on Feb 10, 2010 from David PaulsonIn the last couple years you have seen or have directly experienced the effects from the countries economic disasters, the sub-prime mortgages, major bank failure, and record unemployment. It has been estimated that 40% of the world’s wealth has been destroyed in a short period of time. ...
Views: 982(4 votes) - Twins Can Create Safer Cigarette - by Submitted on Dec 21, 2010 from Donna MartinTwins may hold the key to developing a healthier cheap cigarette, according to scientists at British American Tobacco’s Southampton research lab. The researchers carried out the study comparing the health of siblings – one who smoked and the other who did not – to create “reduced risk” ...
Views: 982 - Hey Man, What’s Your Credit Score? - by Submitted on Feb 03, 2012 from Brian GreenbergThe key to financial happiness is not just accumulating lots of money, although that wouldn't hurt. Having a high credit score in the Great Recession is like having the American Express Centurion Card (available by invitation only). Doors open up and everybody treats you like a king. You get ...
Views: 981 - How to Claim back Payment Protection Insurance - by Submitted on Jul 13, 2012 from Steve cooperThough PPI has become a bigger scandal in last few years and several individuals have been a part of this scam still several others are unaware about this financial product and its bad consequences. If you have borrowed loan, mortgages or credit card in last few couple of years then it is ...
Views: 981 - Finding the Best Rewards Credit Card For You - by Submitted on Oct 16, 2011 from Joshua RodriguezCredit card accounts have become a huge part of the average people lifestyle. One thing that the average consumer has in common with any other consumer is they generally have a credit card in their wallet. However, there is no better feeling then when Americans first build their credit to a ...
Views: 980 - Tips in Preventing Identity TheftIdentity theft could happen to anyone. It is a criminal offense in which a person intends to acquire an identification of another person and uses it without proper authorization as he adopts it as it was his own. Most often, the purpose is for financial gain. A criminal may gather information by ...
Views: 979 - Using an Offer In Compromise to Settle Tax Debt - by Submitted on Aug 04, 2009 from Matt RobinsonUnderstanding an offer in compromise is important if you have IRS tax debt. This is a process in which you pay a fraction of your total liability as agreed upon with the IRS. You are not able to decide on an offer in compromise on your own. You have to apply for this, and from there your offer ...
Views: 979(3 votes) - Where to Get Help for Your Taxes - by Submitted on Mar 29, 2009 from Brian WalkerAlmost nobody likes doing taxes. The process can be very stressful. Therefore, sometimes it just makes sense to get some help with them. For tax return, you can get help from various resources, such as tax preparation professionals, tax software and the IRS. Tax Preparer Tax preparers are ...
Views: 979 - Has The Economy Changed Our Holiday Expectations - by Submitted on May 16, 2012 from karla hineIt’s now 2012 and though we were previously advised by our voted for government that there would be no such thing as a double dip recession, well hello double dip recession it’s currently knocking on the door and waiting to come in, or should I say it’s already here just taking it’s coat off. ...
Views: 978 - 8 Simple Steps To Manifest Money Fast…as in NOW! - by Submitted on Apr 26, 2007 from Jeanna GabelliniLet me start off by acknowledging that I have been flat broke before. Not just once or twice. I have had those times where I was completely stressed about how I was going to pay for the bills sitting in my payables files that were due two days ago (in some cases very past due!) I have also had ...
Views: 977(2 votes) - Preparing Your Home for Sale: Make Needed Repairs - by Submitted on Dec 22, 2005 from Roselind HejlBefore a buyer considers your home seriously, it must meet his needs in a variety of ways. It must be a suitable commuting distance, neighborhood, design style, floorplan, size, number of bedrooms, etc. If all or most of these needs are met, the buyer will begin to move in the direction of ...
Views: 977 - What is the procedure to apply for an education loan? - by Submitted on Jun 01, 2018 from Puneet SharmaEducation loan has appeared as a boon for each and every student who does not want to overburden their parents and want to bear the higher studies expense on their own. The procedure to apply for an education loan differs widely across banks in India. This article delves deeper and fetches out ...
Views: 977 - Three Real Estate Investing Secrets - by Submitted on Oct 01, 2009 from Steve GillmanThe following real estate investing secrets are not so much secrets as they are principles that are not widely applied and often ignored. Use them and you will have less risk and a greater chance for success. 1. Speed Equals Profit When investing in a fixer upper, many people are tempted ...
Views: 976(1 vote) - 4 Tips to Health and Wealth - by Submitted on Jul 15, 2011 from Adam UnderhillKEEP IT IN BALANCE—The phrase moderation is key is often over used, thus I won’t use it. However, it doesn’t matter if we are talking about your money or your diet; everything has to stay in balance. Our culture is set up to make you “FatNBroke.” You have to have discipline with your spending ...
Views: 975(1 vote) - 5 Things to Check Before Selecting a Mutual Fund Scheme - by Submitted on Nov 20, 2012 from Michael ReyWith the emergence of different types of mutual funds, investors feel difficult to select the right mutual fund scheme, that is, the one that suits their needs best. There are many mutual fund beginners who started investing without having proper knowledge. These people consider investing just ...
Views: 975 - An In-Depth Guide on How to Pay off Debt and Improve Your Credit Score in the Process - by Submitted on Oct 29, 2018 from John McConnellUltimate Guide to What Debt to Pay off First to Raise a Credit Score Debt is like weight gain. To many people, an extra treat here and a little splurge there don't seem like real problems. Over time, though, the bits and pieces add up and one day they wake up and say, "How'd that get ...
Views: 975 - Does Short-term Dip Mean Long Term Cuts? - by Submitted on Dec 04, 2007 from Daniel KirbyThe UK housing market is in a curious state in many ways. After years of high inflation driven by a strong economy and a shortfall in demand, the market has seen a slowdown since the base rate hit 5.75 per cent and the credit crunch introduced a wave of economic uncertainty. Evidence of the ...
Views: 975 - How to Find a Good Bankruptcy Attorney - by Submitted on Oct 26, 2012 from Anthony DelucaIf you’re filing for bankruptcy, you may be in for a long and complicated process with plenty of room for error. Thankfully, hiring a bankruptcy attorney can make the process easier, as they’ll walk you through each step and can provide you with all of the documentation you need to file your ...
Views: 975 - Schedule C Tax Tips - What Income Tax Forms Should You File? - by Submitted on Feb 25, 2011 from Wayne DaviesAre you running a small business as a sole proprietor? Are you confused about which tax forms you are required to file? Here's an overview of the most common forms you'll need to prepare this tax season. 1. Schedule C, Profit or Loss From Business. Be sure you really are a sole proprietor ...
Views: 975 - Will I Go to Jail if I Don’t File a Tax Return? - by Submitted on Apr 23, 2010 from Reed HumphreyThe IRS understands that any of us can make a mistake. If you don’t file your tax return by the deadline, the IRS will not automatically assume that you are a tax evader. But if you fail to file your return for several years, you may find yourself dealing with the Internal Revenue Service ...
Views: 975 - Test Your Personal Finances IQ With This Quick Quiz - by Submitted on Jun 20, 2007 from Bruce HokinManaging your spending habits, saving sufficient funds and clearly seeing your personal financial situation are important elements in managing your personal finances correctly. This test will give you an idea whether you need some more help, or if you're on top of this important part of your ...
Views: 974 - 5 Essential Tips for Financial Planning After Divorce - by Submitted on Jan 23, 2018 from William GrigsbyGetting a divorce is never easy. In addition to the emotions caused, there are all the matter of moving households, dividing up goods and deciding custody if pets or kids are involved. Another important thing to consider is your finances. After a divorce, you likely won’t be able to continue ...
Views: 974 - Debt Wake Up Calls - by Submitted on Sep 11, 2011 from Beth DargisThis week in the Money Class we have been talking about Debt Reduction. It’s easy to slip into too much debt. But, there are some signs you are too far in debt and need to fix things fast before you get into the debt hole you can climb out of. * Using Cash Advances on your credit card. ...
Views: 973 - How Politics Affects Our Personal Finances - by Submitted on Oct 27, 2008 from Donna SchwontkowskiWhen my friend who has an MBA in accounting told me how our voting decisions could be compared to the act of Halloween trick-or-treating, I had to listen. Now he was talking on my level. Robin Hood Idea Drilled Into Our Subconscious “It’s simple,” he said. “Obama wants ...
Views: 973 - A Brief Synopsis On Over 50s Life Insurance - by Submitted on Dec 23, 2010 from Dexter KoenitzerLife insurance is a great blessing for those utilizing it properly. Life insurance when taken at early stages of life is pretty inexpensive and becomes expensive as a person ages. Over 50s life insurance is nothing but insuring individuals aged above 50. This new concept is important from an ...
Views: 972 - 7 Risks Involved With Cryptocurrencies - by Submitted on Oct 25, 2017 from Harneet BahriCryptocurrencies have now been around for quite some time. Yet, most people are not much aware about how it works. Concept of cryptocurrencies can get quite complex for someone who is just starting out especially, with the new forms which are coming up daily. Before, you start trading in ...
Views: 971(1 vote)