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Articles from Holistic Investment Planners | Selfgrowth.com
- How relevant are the “Mutual Fund Ratings”? - by Submitted on Nov 27, 2017 from Holistic Investment PlannersToday, you, a mutual fund investor are overwhelmed with the plethora of mutual fund schemes. More so when you find that schemes from different fund houses come with similar flavours. It becomes extremely difficult for you actually to sift the bad ones from the good ones. Then what do you do? ...
Views: 577 - All you wanted to know about the Guidelines for Purchase and sale of property by NRIs and repatriation of sale proceeds - by Submitted on Nov 23, 2017 from Holistic Investment PlannersIt is not that complicated for Non-Resident Indians (NRI) to buy or sell immovable property in India and remittance of sale proceeds, but there are certain rules and regulations to be followed during such transactions. The Reserve Bank of India governs them and they fall under the purview of ...
Views: 2181 - Do you mainly depend on past performance before you invest? - by Submitted on Nov 22, 2017 from Holistic Investment PlannersWhile investing in stocks, bonds and mutual funds, past performance becomes a strong input in making investment decisions. Question, should keep on relying on it excessively or there are other indicators available to investors, on which they can rely on to make investment decisions. While ...
Views: 618 - How the Investor can maximize VALUE of his Investments? - by Submitted on Nov 22, 2017 from Holistic Investment PlannersWhat would it be like if we tried to click the mouse pointer on an icon and the icon kept shifting position? It would definitely irritate and frustrate us. Similarly “value” is something which can behave like the irritant icon. In the financial world which “value” is “true value” for a ...
Views: 601 - How to Invest in Gold in India? - by Submitted on Nov 21, 2017 from Holistic Investment PlannersWhat is the best way to invest in gold in India? What are all the different ways to invest in gold? How can I / we invest in gold? What are all the various gold investment options available to Indian Investors? Let us discuss in detail about how to buy gold for investment purpose. Gold as ...
Views: 728 - All you wanted to know about Personal Loans - by Submitted on Nov 20, 2017 from Holistic Investment PlannersThere was a time when borrowing used to be considered as almost a sin. Whereas today, you name an incident a loan is available for you from not one but many resources. Whether you want to get married, go for a vacation, celebrate a festival – ‘Personal loan’: your loyal and honest companion will ...
Views: 744 - How to take Right Investment Decisions at the Right Time? - by Submitted on Nov 18, 2017 from Holistic Investment PlannersWhether you are buying an insurance policy or investing in mutual funds, do you take the right investment decisions at the right time. Whenever you feel low or the time is not in your favor, the first thing that gets affected by this feeling is your decision making process. Factors like ...
Views: 673 - What every investor needs to know about Stock Market, Currency market and Commodity Market to make profits? - by Submitted on Nov 17, 2017 from Holistic Investment PlannersFew best kept secrets, you may not know about Stock Market, Currency market and Commodity Market What is the most profitable place to invest? Stock Market or currency market or commodity market…? Confused about which market to invest…? Understanding the fine distinctions between these ...
Views: 637 - Do you fall prey for this Emotional Sales Pitch? - by Submitted on Nov 16, 2017 from Holistic Investment PlannersIt has been a long tradition amongst us that you allow your heart to rule when you fall in love. You heart takes the decision there and not your mind. Similar thing should not happen when you take your investment and financial decisions. Most of the financial and investment products are ...
Views: 594 - 10 Lesser Known facts about your mediclaim policy - by Submitted on Nov 15, 2017 from Holistic Investment PlannersIn India, almost all working people have mediclaim policies be it group mediclaim insurance or private mediclaim insurance. However, do all they know the basic of this mediclaim insurance policy? Read these answers to most frequently asked questions about mediclaim insurance and decide it ...
Views: 780 - An overview of taxation on India ESOPs for US based NRIs - by Submitted on Nov 14, 2017 from Holistic Investment PlannersEmployee Stock Option Plans (ESOPs) give employees a right to buy company shares at a pre-decided price and it forms part of taxable income. Most senior employees working with bluechip companies get ESOPs regularly and they have to pay tax on their ESOPs. When an Indian employee moves to the US ...
Views: 803 - An overview of taxation on India ESOPs for US based NRIs - by Submitted on Nov 14, 2017 from Holistic Investment PlannersEmployee Stock Option Plans (ESOPs) give employees a right to buy company shares at a pre-decided price and it forms part of taxable income. Most senior employees working with bluechip companies get ESOPs regularly and they have to pay tax on their ESOPs. When an Indian employee moves to the US ...
Views: 838 - How to Control Risk and Reap the Rewards from your Investments? - by Submitted on Nov 12, 2017 from Holistic Investment Planners“There is no gain without pain” is a common adage which many people believe in. Perhaps the gains which they have attained in the various spheres of life have been consistently greater than the proportion of risk and pain taken. So what is it about ‘risk’? How does one identify risks ...
Views: 608 - How to choose the best investments for you always? - by Submitted on Nov 11, 2017 from Holistic Investment Planners“I am always at a loss while planning my finances. With so many options and choices available, everything looks green in one second and completely in red the next second. I get confused a lot on choosing the best investment option for me, what can I do about it?” Not only the beginners but also ...
Views: 660 - 7 Things to know about The Gold Monetization Scheme - by Submitted on Nov 10, 2017 from Holistic Investment PlannersIt is said that “all that glitters is not gold”. Yes, that is true, but even gold with all its glitters is of no use when kept idle. The Gold Monetization Scheme, as introduced by the government of India, aims to monetize gold so that it earns interest. Objective and features of the Gold ...
Views: 629 - How much life insurance cover you need? - by Submitted on Nov 09, 2017 from Holistic Investment PlannersNo one likes to talk about death. We must accept the fact that everyone born in this world must face the reality of death. Not only losing the loved ones, most of the times, families get into serious financial crisis. The health of the elderly parents, education of children, and life of the ...
Views: 781 - Why your personal finance is out of your control and how to bring it under your control? - by Submitted on Nov 08, 2017 from Holistic Investment Planners“I was a safe investor. So I invested everything in fixed deposits. My returns are not even beating inflation. So to beat inflation, I invested in stock market. But now the markets are crashing…” “I kept a sizable emergency reserve in liquid funds; I didn’t have any emergency situation for 3 ...
Views: 609 - How to take Realistic and Rational Investment Decisions than can unlock Wealth? - by Submitted on Nov 07, 2017 from Holistic Investment PlannersPersonality and rationality: Human behavior is a complicated concoction of three elements: the Id, the Ego and the Superego as per the psychoanalytical theory propounded by Sigmund Freud. The id is present in a person from his or her birth and is a set of primitive behavioral traits. Ego, ...
Views: 527 - The Complete NRI Guide to Property in India - by Submitted on Nov 06, 2017 from Holistic Investment PlannersNon-resident Indians often feel perplexed as to how to go about investing in property in India. They are unsure about the rules and the methodology of making investments and hence are apprehensive about the outcome from such investments. This article attempts to dispel the doubts in the minds of ...
Views: 787 - Why your annual bonus or lump sum arrear is not increasing your net worth? - by Submitted on Nov 04, 2017 from Holistic Investment PlannersWarren Buffet’s mantra is very different from what most people follow. Instead of saving what is left after expense, he advocates spending what is left after savings. No wonder he is considered to be an expert in his field. This article dwells upon the need to use discretion after receiving a ...
Views: 635 - How to identify a reliable financial advisor? - by Submitted on Nov 03, 2017 from Holistic Investment PlannersHow do you determine that your financial expert is actually providing you with genuine or fake advice? Can you easily trust any financial advice that you get? Are you sure,whether the financial advice you have received,will fill your pockets or your advisor’s? There are a few questions ...
Views: 675 - Investment Discipline: One thing that changes Everything about your Investments - by Submitted on Nov 01, 2017 from Holistic Investment PlannersThere are people who are disciplined and there are who are not. What is the difference between these two sets of people? The first set of people lead an orderly, healthy and peaceful life, prepared for the ups and downs, not upset with the lows, and make others feel comfortable in their ...
Views: 617 - 3 influential factors that can make or break your stock market investments - by Submitted on Oct 31, 2017 from Holistic Investment PlannersIt happens to many of us. Perhaps it does not happen universally, but, deep in our heart we know that this syndrome is a reality. There is a task at hand or perhaps a hard decision is demanded by the situation, the odds for the success of the job or decision ranges from mildly favorable to ...
Views: 635 - Who is an “Independent” Financial Advisor? - by Submitted on Oct 30, 2017 from Holistic Investment PlannersWhat do investors expect from a Financial Advisor? The straight forward answer for the above question will be “unbiased advice”. Investors expect the advice given by the financial advisor to be unbiased, neutral and independent. What do they really get from Financial Advisors? Most of the ...
Views: 650 - A Checklist for closing your Home Loan - by Submitted on Oct 28, 2017 from Holistic Investment PlannersAs someone has said somewhere that Home is the biggest assets for a person, but also it is his/her biggest liability. Whenever, someone has been able to close his/her loan account s/he feels very relieved and also happy. Now the home is his/ her own. Owning a house free of debt is one of the ...
Views: 646 - The biggest threat to your Investment Decisions and what you can do about it! - by Submitted on Oct 27, 2017 from Holistic Investment PlannersOne of my clients got a call from her mother when we were seriously building her portfolio. I enquired after seeing her panicky reaction. Her mother wanted my client’s son to be removed from a school immediately because there is an accident happened in the swimming pool. The student died during ...
Views: 573 - How to protect yourself from credit card frauds? - by Submitted on Oct 26, 2017 from Holistic Investment PlannersI received a call recently from a close friend of mine in a hurried voice saying that someone had purchased a jewelry from a famous jewelers in Bangalore for Rs.1,15,000 using his credit card. That too, when he is having his card safely in his purse. I consoled him and asked him to talk to the ...
Views: 687 - What NOT TO DO, when investing in real estate? - by Submitted on Oct 25, 2017 from Holistic Investment PlannersThere are certain rules applicable to everything we do in our daily lives. The whole idea behind this belief is to fetch the maximal benefits, along with guarding ourselves from any kind of associated risks. In that respect, our personal finance management is not distinct either. A number of ...
Views: 599 - What you need to do, before booking for a flat? - by Submitted on Oct 24, 2017 from Holistic Investment PlannersWhat factors do you look for, while comparing properties? Without any doubt, the property’s location, price and possession, will be the first and foremost parameters one might consider for his/her shortlisting. However, apart from these primary ones, a few more things are necessary to check ...
Views: 568 - 7 Things to know about The Gold Monetization Scheme - by Submitted on Oct 23, 2017 from Holistic Investment PlannersIt is said that “all that glitters is not gold”. Yes, that is true, but even gold with all its glitters is of no use when kept idle. The Gold Monetization Scheme, as introduced by the government of India, aims to monetize gold so that it earns interest. Objective and features of the Gold ...
Views: 632 - 3 Questions to answer before you choose an investment - by Submitted on Oct 14, 2017 from Holistic Investment PlannersWhen you plan to make an investment, you must be fully aware of the ins and outs of your investment. Therefore, a good advice is to find answers to a few very necessary questions, before you can actually decide upon an investment. Let us explore what these questions are, where an investor needs ...
Views: 643 - 5 Things NRIs need to know when filing Income Tax Returns in India - by Submitted on Oct 13, 2017 from Holistic Investment PlannersThe income that NRI earn abroad is not taxable in India. Nevertheless,some NRIs also have an earning in their aborigine country, India in the form of interest from deposits, property rent, etc. This income has a basic limit of exemption, which is Rs2 lakhs. If the NRI earnings from such native ...
Views: 678 - 4 primary factors to consider when investing in property - by Submitted on Oct 12, 2017 from Holistic Investment PlannersWant to invest in property, but have no idea of how to kick off your search? Let us understand how to go about. Parallel to cash, stocks and bonds; property is also one amongst the four most common types of investments. There are some important factors to consider when investing in ...
Views: 647 - 3 Myths about Debt Funds Demystified - by Submitted on Oct 11, 2017 from Holistic Investment PlannersInvestors, especially those who are new to the venture are often advised to make reasonable investments in debt funds while building their portfolio. It is but natural for the new investor to wonder what ‘debt funds’ are all about and why they should at all invest in it when all the fun and ...
Views: 664 - 3 steps to control risk in your investment portfolio - by Submitted on Oct 10, 2017 from Holistic Investment PlannersAny investor would agree that ignorance and lack of awareness in the investment field can prove to be expensive.In the world of finance and investment, risk management is very closely related, rather necessary for measuring performance. Understanding risks is therefore, a crucial part of ...
Views: 650 - 3 most important things to consider before buying your dream house - by Submitted on Oct 09, 2017 from Holistic Investment PlannersBuying a house is considered as one of the top priorities for any individual. At the same time, buying a house is the most time consuming and high energy demanding task of our lives. ‘I bought a house for ‘x’ amount 5 years back. My friend who invested same amount in other sources has ...
Views: 719 - 3 influential factors that can make or break your stock market investments - by Submitted on Oct 07, 2017 from Holistic Investment PlannersIt happens to many of us. Perhaps it does not happen universally, but, deep in our heart we know that this syndrome is a reality. There is a task at hand or perhaps a hard decision is demanded by the situation, the odds for the success of the job or decision ranges from mildly favorable to ...
Views: 697 - A step by step guide to create your Roadmap to Financial Freedom - by Submitted on Oct 06, 2017 from Holistic Investment PlannersThe essence of the word freedom is perhaps best understood by those who have been in bondage. Ask our freedom fighters, ask Nelson Mandela and all those who have been restrained against their will; they will emphatically iterate that freedom is liberating. The inherent quality of freedom or ...
Views: 699 - 3 ‘Simple’ Suggestions for Superior Wealth Creation - by Submitted on Oct 05, 2017 from Holistic Investment PlannersToday we are flooded with a lot of information, much of it is useless since it does not meet our investment needs. Whatever is relevant, may not always be comprehensible, so we are unable to derive benefit out of it. We begin by asking the following questions: Knowing individual needs i. What ...
Views: 719 - Why your personal finance is out of your control and how to bring it under your control? - by Submitted on Oct 04, 2017 from Holistic Investment Planners“I was a safe investor. So I invested everything in fixed deposits. My returns are not even beating inflation. So to beat inflation, I invested in stock market. But now the markets are crashing…” “I kept a sizable emergency reserve in liquid funds; I didn’t have any emergency situation for 3 ...
Views: 576 - How to create an Integrated Investment Portfolio? - by Submitted on Sep 27, 2017 from Holistic Investment PlannersIt needs a perfect recipe for a dish to taste good and the best cut will give the suit the right fit. It is no different for investments, the correct mix of investment options goes on to create the coveted portfolio which optimizes returns and minimizes risk. For investors, it might sound ...
Views: 804 - Which One Would You Prefer? Investing in the Stock Market Vs Holding Cash in Hand - by Submitted on Sep 25, 2017 from Holistic Investment PlannersPutting your money in the securities market is risky yet profitable. Whereas, holding that cash is ineffectual. “The market is really volatile, it is better if I keep the cash in my savings account or in my closet.” Does this sound like you? Most people think the same when it comes to ...
Views: 611 - Unveiling the Little Known Secrets on the Most Profitable and the Best Long Term Stock Market Investment Strategy - by Submitted on Sep 21, 2017 from Holistic Investment PlannersBargain Hunting: The term ‘bargain’ has the word ‘gain’ embedded in it. This itself can enthuse people to seek a bargain. But then, how do we find a bargain? Is it by chance? Or does it involve meticulous study? All investors would be keen to have answers to these questions so that they ...
Views: 571 - How to construct a financial plan with a strong foundation? - by Submitted on Sep 19, 2017 from Holistic Investment PlannersThe motive behind creating a financial plan is to have a route map to achieve your financial goals. A plan that tells you what are all your realistic goals and what are all your unrealistic dreams. A plan that tells where you will be financially 5 years from now, 10 years from now and 20 years ...
Views: 694 - How to construct a financial plan with a strong foundation? - by Submitted on Sep 19, 2017 from Holistic Investment PlannersThe motive behind creating a financial plan is to have a route map to achieve your financial goals. A plan that tells you what are all your realistic goals and what are all your unrealistic dreams. A plan that tells where you will be financially 5 years from now, 10 years from now and 20 years ...
Views: 771 - How to construct a financial plan with a strong foundation? - by Submitted on Sep 19, 2017 from Holistic Investment PlannersThe motive behind creating a financial plan is to have a route map to achieve your financial goals. A plan that tells you what are all your realistic goals and what are all your unrealistic dreams. A plan that tells where you will be financially 5 years from now, 10 years from now and 20 years ...
Views: 701 - How to construct a financial plan with a strong foundation? - by Submitted on Sep 19, 2017 from Holistic Investment PlannersThe motive behind creating a financial plan is to have a route map to achieve your financial goals. A plan that tells you what are all your realistic goals and what are all your unrealistic dreams. A plan that tells where you will be financially 5 years from now, 10 years from now and 20 years ...
Views: 624 - How to construct a financial plan with a strong foundation? - by Submitted on Sep 19, 2017 from Holistic Investment PlannersThe motive behind creating a financial plan is to have a route map to achieve your financial goals. A plan that tells you what are all your realistic goals and what are all your unrealistic dreams. A plan that tells where you will be financially 5 years from now, 10 years from now and 20 years ...
Views: 738 - How to construct a financial plan with a strong foundation? - by Submitted on Sep 19, 2017 from Holistic Investment PlannersThe motive behind creating a financial plan is to have a route map to achieve your financial goals. A plan that tells you what are all your realistic goals and what are all your unrealistic dreams. A plan that tells where you will be financially 5 years from now, 10 years from now and 20 years ...
Views: 664 - How to construct a financial plan with a strong foundation? - by Submitted on Sep 19, 2017 from Holistic Investment PlannersThe motive behind creating a financial plan is to have a route map to achieve your financial goals. A plan that tells you what are all your realistic goals and what are all your unrealistic dreams. A plan that tells where you will be financially 5 years from now, 10 years from now and 20 years ...
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