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- Household Expenses We Usually Forget in the Budget - by Submitted on Feb 01, 2013 from Samantha SeiffertBudgeting is a great way to manage your finances. However, there are cases when we forget to include a couple of very important and expensive expenses. When we fail to recognize and prepare for these costs, we end up putting our budget plans at a serious disadvantage. We end up having to eat up ...
Views: 1859(2 votes) - What To Do After Achieving Debt Freedom? - by Submitted on Jan 30, 2013 from Samantha SeiffertDebt freedom is a component of financial freedom. This is a time when you have paid off all your debts that has haunted you for a long time. This is a great achievement that did not come easy and you would want to keep it that way. After you have paid off your debts, you still need to exercise ...
Views: 1416 - What is Household Wealth and How Do you Make it Grow? - by Submitted on Jan 30, 2013 from Samantha SeiffertDid you know that your household wealth affects the local economy? By growing your household wealth, you are actually contributing to the overall state of the country’s economy. It is one of the things that is measured to identify if a country is in good and stable financial condition. While ...
Views: 1198(1 vote) - Abundance and Frugality: Should You Earn More or Lower Your Spending? - by Submitted on Jan 29, 2013 from Samantha SeiffertWhen you have to pay off your debts, you have a decision before you: do you earn more or do you lower your spending? Both of these choices have their own pros and cons. Ultimately, your choice will depend on what you are willing to sacrifice. Earning more will help you keep the lifestyle that ...
Views: 1442(1 vote) - Residual Income: The Income Of The Rich - by Submitted on Jan 29, 2013 from Ardiv JauhariWhat Is Residual Income? Some of you may not have heard of Residual Income or maybe simply haven’t taken the time to look deeper into it. But in honest truth, Residual Income is the most powerful source if income when deployed correctly. The rich utilizes this source of income to earn their ...
Views: 1013 - 12 End-Of-Year Personal Finance Must Do's - by Submitted on Jan 29, 2013 from Tracey FarmerWith the end of the year looming, there are many tasks that must be completed before this impending deadline. There are even a few perks that might help to ease the transition into the new year. While I am by no means an accountant, financial planner or lawyer, I have come up with a list ...
Views: 1584(2 votes) - Resolution 3: Save Money - by Submitted on Jan 29, 2013 from Tracey FarmerToday's focus is on my never-ending quest to save money. I have employed many methods in the past to cut-back, but because I have not had full buy-in from my family as well as side-steps taken on my part, I end up saving less than I had planned. With this new focus of linking my New Year's ...
Views: 1126(3 votes) - Saving Tips for Your Home - by Submitted on Jan 25, 2013 from Samantha SeiffertWhen you know that you have been living beyond your means (a.k.a. you’ve got a huge balance on your card bill), there are two things that you can do. One is to grow your income so you can afford all the expenses that you got used to spend on. This may be effective but you may find that spending ...
Views: 1108(2 votes) - Getting Your Taxes Professionally Done - by Submitted on Jan 25, 2013 from Jason RotherOnce every year, we get into a tizzy at tax time. Not only is the paperwork complicated, but filing returns and paying taxes can be depressing in itself. It is therefore important to ease the burden on ourselves and hire professionals who do tax preparation in McHenry & Woodstock to work out the ...
Views: 587 - Banks & Financial Institutions Embarking towards More Predictability - by Submitted on Jan 23, 2013 from Alex JordonThe future of banking and financial services has become more unpredictable. This industry is facing high profile challenges and difficulties due to increasing business and customer demands. Researchers and technology teams are doing their level best to allocate more budgets to banking services ...
Views: 693 - How To Turn $12,000 Disability Savings into $40,000 in three years? - by Submitted on Jan 18, 2013 from Samuel LiLast November, I did a RDSP workshop for families with special needs. During the presentation, I illustrated an example of how contributions toward the Registered Disability Savings Plan could bring in huge benefits from the government. Many attendees were astonished after we went through the ...
Views: 1441 - 5 Budgeting Tips for Lazy People - by Submitted on Jan 17, 2013 from Michael ReyThe budget is the only tool that helps you understand your spending and saving. If you want your spending to be under control, pay-off your debt quickly and manage money properly, you need to have a written home budget. Lazy people don’t track their expenses properly and thus struggle with their ...
Views: 997 - Using Your Debt as a Fuel for Success - by Submitted on Jan 14, 2013 from Samantha SeiffertAnyone who had been in debt can attest to how devastating it can be. Not only does it paint a picture of financial failure, it also shows the world just how incapable you are of handling your own money. Or does it? More specifically, the question is, will you allow it to portray you that ...
Views: 1200(1 vote) - How Debt Should Not Stunt Personal Growth - by Submitted on Jan 14, 2013 from Samantha SeiffertIf there is anything that the recent recession taught us, it is the fact that money is not the main marker for happiness, even though it does have a hand in helping us grow. It is true that personal growth is quite important for anyone who wants to enjoy life. You all heard it before, how ...
Views: 1256(2 votes) - Forget Financial Freedom Unless You Do This... - by Submitted on Jan 12, 2013 from Chaney WeinerI’d be willing to bet that you've heard this thousands of times about why you’re struggling financially. Not only that but I’m sure you've experienced it yourself…or at least you thought you did. Do you know what it is? One quick thing before I mention it. This is something you've been ...
Views: 1015(1 vote) - Loans for People on Benefits: Easy finances without hard conditions - by Submitted on Sep 04, 2013 from Jone HeneryAnyone can become sever victim of the financial impediments, as one would have to arrange monetary resources to resolve them. This can create problems for those people who are living on benefits. however, the introduction of Loans for People on Benefits provide financial resources to such people ...
Views: 779(1 vote) - Cash Advances in Absence of Any Guarantee - by Submitted on Aug 29, 2013 from Martha MorphyWith limitation in credit status, thousands of men and women are really very upset. Most of the finance providers, institutions or agencies, do not favor the borrowers who have ruined their credit history. Borrowing from different sources and failing to keep up commitment of repayment take them ...
Views: 656(1 vote) - Investing in Yourself - by Submitted on Jan 08, 2013 from Graham DragonIf you are interested in personal development it is important you commit to investing in yourself. No matter what it is you want to improve, no matter what you want to achieve, it will almost certainly require an investment or will be much better and be achieved much quicker with the right ...
Views: 1494(1 vote) - Unsure About Retirement Account Contributions? Consider Einstein’s Theory. - by Submitted on Jan 08, 2013 from Keith WheelanCompounding Compound Interest I’ve always admired Albert Einstein. After all, he was a fairly intelligent fellow. In science, he changed our understanding of light and of gravity, helped prove the existence of molecules, and explained the nature of space and time. In politics, he was ...
Views: 606 - How to Start Saving for the Rainy Day - by Submitted on Jan 07, 2013 from Samantha SeiffertSaving really goes a long way and it may sound like a cliche but it can save your life. Given the right situation, you will find that it can get you out of really tight spots or provide for you and your family in the event that you are unable to do so. While the concept is not hard and it ...
Views: 1651(1 vote) - Things You Should Have Learned From The Recession - by Submitted on Jan 07, 2013 from Samantha SeiffertThe best lessons are those taught during the darkest moments of our lives. That is why with the economic troubles of recent years, there are bound to be a lot of realizations and learnings along the way. As we all struggled to grasp the unemployment, mounting debts and other financial ...
Views: 939(1 vote) - Important Household Expenses Your Should Rethink This 2013 - by Submitted on Jan 07, 2013 from Samantha SeiffertThe new year brings a chance to change something about our life. Why don’t we make sure that change is for the better? As the turn of the new year happens, it is just about time for us to rethink a lot of things about our lives. One of them are household expenses. We’ve all grown accustomed ...
Views: 1189 - Women and Money Matters: Tips in Personal Finance - by Submitted on Jan 07, 2013 from Samantha SeiffertEven though we want to think of our society as being very modern, there is something different about the way we accept situations wherein women are taking the lead. We are all used to seeing them govern households. However, when it comes to the workplace, business or anything related to income ...
Views: 1472 - Do You Have the Courage to Achieve Financial Freedom? - by Submitted on Jan 05, 2013 from Chaney WeinerYou've heard this many times before. I know I have. You may have even tried to follow the advice of others and live this way as well. I know I did. And even if you didn't hear this from someone else, you may have thought that it is the way you’d be living your life if you had financial ...
Views: 1094(1 vote) - FastandFriendly Loan: The Friendly Choice Of Funds When The Entire Way Have Discarded You - by Submitted on Jan 03, 2013 from Jary StoneDuring several times people are concerned with poor advance rating that require fast financing to rise above a monetary crisis. In this both the receiver and the investor have small time to assume about the other details concerned in the issue. To get rid of the troubles experience by the ...
Views: 843(1 vote) - Women in Debt: Creating a Household Budget Despite Your Debts - by Submitted on Jan 02, 2013 from Samantha SeiffertAs the woman of the house, the task of managing the household budget falls on your shoulders. It is not an easy task especially when the children are asking for something that you know the budget cannot afford. Juggling the bills payments, food, lodging and other expenses can be quite a ...
Views: 1219(1 vote) - Why Financial Freedom is a Team Effort - by Submitted on Jan 02, 2013 from Samantha SeiffertHave you ever struggled to accept the debts of a spouse or a family member? With the onslaught of financial problems during the recession, a lot of marriages failed and families were permanently destroyed because of debt. It is quite unfair that the whole family has to suffer just because your ...
Views: 1277(1 vote) - Best Effective Loans Beneficial For The Quick-Fix On Tough Financial Conditions - by Submitted on Jan 03, 2013 from Jary StoneDue to the rise in cost of commodities, the civilians are having a tough time to attain their daily needs. There are times when you suddenly come across some financial emergency and you may lack in accessibility of required financial support. You may be worried to fulfil this requirement of ...
Views: 942(1 vote) - Does Positive Thinking Destroy Financial Freedom? - by Submitted on Jan 02, 2013 from Chaney WeinerA number of years back Donald Trump and his group was building the Hudson Project in New York City along the Hudson River. Trump and his team had a business plan which detailed all of the specifics that were involved in this project. He would meet with his team on a regular basis to oversee ...
Views: 1132(1 vote) - Ready Funding the Day You Submit Your Application - by Submitted on Sep 24, 2013 from clark davidFinance agencies want to ensure that their investments will be safely back within the scheduled time. This is why, for most of the time, they want that the loan seekers are able to place some sort of property of worth against which the advances may be made. For salaried people, there is really ...
Views: 652(1 vote) - How to Recession Proof Your Family - by Submitted on Dec 29, 2012 from Knox Bates III"Happy New Year 2013" New Years Resolution How to Recession Proof your Family! Are all the gloomy financial forecasts depressing you? Do you really want to ignore all of the negativity but you're concerned about what may happen if you do? Well you can't ignore reality, but you can ...
Views: 2025(2 votes) - The Sandwich Generation - by Submitted on Dec 25, 2012 from Knox Bates IIIThe Sandwich Generation: Who are they and where did they come from? The sandwich generation is that generation who's parents are needing help as they are living longer than expected; Combined with children that are failing to launch. The sandwich generation has evolved as the result of the ...
Views: 1820(2 votes) - Strategy for Tax Planning - by Submitted on Dec 24, 2012 from Rajendra BhatiaA tax planning is a technique by which you decide when, how, or whether your taxes can be reduced, if not completely eliminated. It can help direct the manner of both your personal and business deals and transactions so that you can have more funds for other things such as expenditures, ...
Views: 665 - Would It Be Wise to Get a Credit Card During the Holidays? - by Submitted on Dec 25, 2012 from Emma LeeA lot of consumers today are wondering if it would be a good idea to sign up for a line of credit this holiday season. After all, most individuals today receive tons of offers as well as pre-approved card programs from banks and card issuers, encouraging them to get as many card accounts as they ...
Views: 688(1 vote) - Save Your Household: Personal Finance Management for Women - by Submitted on Dec 19, 2012 from Samantha SeiffertWhether you are a stay at home mom or working to help with the household expenses, family finance management usually falls on the shoulders of women. That is probably because they get to monitor what is needed at home and what needs to be purchased to make sure everyone in the family has what ...
Views: 1256 - Personal Money Management for Women - by Submitted on Dec 19, 2012 from Samantha SeiffertAs women start to be more aggressive in learning how to earn their own income, it is clear that they also have a responsibility in making sure that they know how to manage it. While we will not claim that men are the best in terms of money management, statistics show that women are not ...
Views: 1160 - Six Mistakes Teenagers Do While Handling Money - by Submitted on Dec 14, 2012 from Michael ReyAre you a spendthrift? Do you spend money lavishly? If your answer is ‘Yes’, you need to seriously control your finances for a planned and secure future. As teenager, you make certain mistakes while spending that you are not aware of. This is because adolescence is a stage when you don’t have ...
Views: 776 - Comfortable Repayment Procedure, Cash Just Instantly - by Submitted on Sep 12, 2013 from Annisa NelsonThe British citizens have an opportunity to borrow small amounts from six months payday loans UK provided that they are adult or that they are over 18 years of age. Unless one is an adult, one cannot enjoy the right to be a party to any financial contract by the strength of law. Finance programs ...
Views: 614 - Get Instant Cash, No Documentation Is Necessary - by Submitted on Sep 14, 2013 from Shone MiecleFor years, the British people have been passing through unfriendly economic weather. Shortage of credit is very common to most of them, especially, who are to depend on monthly earning as salary or wages. It is difficult and sometimes almost impossible to reach to the next payday unless ...
Views: 565 - Make Sure Debt Consolidation Will Work: It’s All Up To You! - by Submitted on Dec 13, 2012 from Samantha SeiffertDebt consolidation is a proven effective debt solution for some consumers. The program itself is effective - but only if you learn your lesson. When you opt for a debt consolidation program or loan, your debts will be combined into one through a single payment program. That can mean you have ...
Views: 2788 - IRS Provides Relief for Hurricane Sandy - by Submitted on Dec 12, 2012 from Laura MortonIn the aftermath of Hurricane Sandy, the Internal Revenue Service has announced several types of relief aimed at helping affected individuals and businesses. Here are two of them. Qualified Disaster Treatment of Payments to Victims of Hurricane Sandy In light of the designation of ...
Views: 677 - Is Debt Management Plans A Good Solution For Debt Settlement? - by Submitted on Dec 12, 2012 from Paul BieberA Debt Management Plan (DMP) can be a good debt solution if your problems are likely to be small. Lenders provide debt management plans who agree with the creditors to change your debt refund terms. It also has some negative effects and so there are advantages and disadvantages of Debt ...
Views: 1164 - Live a Frugal Life to Gain Financial Freedom - by Submitted on Dec 11, 2012 from Samantha SeiffertFrugality is a way of living and a great strategy to achieving financial freedom. It does not necessarily mean that you have to make do with scrimping on all aspects of your spending life. It is not simply cutting down the cost of all items. Living a frugal life is a process that starts with ...
Views: 1316 - Savings Plan: Stages of Saving Money - by Submitted on Dec 11, 2012 from Michael ReyA penny saved is a penny earned Earning money is not enough to gain financial stability in life. You need to save money regularly to meet your future needs. Following is a step by step plan on how you can save money. Step #1: Set your savings goal Personal financial planning at the right ...
Views: 816 - How to Use the Holidays to Grow Your Income - by Submitted on Dec 07, 2012 from Samantha SeiffertThe holidays can easily be the most expensive time of the year for everyone. That’s the double edged sword of the gift giving season. As you expect to receive gifts, so are you expected to give tokens of appreciation to celebrate the Christmas season. It is a given and accepted fact that our ...
Views: 1389 - Check Your Federal Withholding - by Submitted on Dec 05, 2012 from Laura MortonWith less than two months remaining in the calendar year, it's a great time to double check your federal withholding. Most people have taxes withheld from each paycheck or pay taxes on a quarterly basis through estimated tax payments. But each year millions of American workers have far more ...
Views: 765 - Help Your Children Understand the Importance of Money - by Submitted on Dec 05, 2012 from Michael ReyToday’s schools have many things to teach students on various subjects like History, Geography, English, Science, Mathematics and the list goes on. But there is no such school that teaches students on money management concepts like how to save money, how to spend money, how to manage money, etc. ...
Views: 803 - Acquiring Finance Is Now Easier Than Ever - by Submitted on Sep 13, 2013 from Simon RayDuring the festival of Christmas, nobody can escape conspicuous consumption of some degree, be they live in Canada, be they live in any other country. Right from November, most of the salaried people begin to hunt, but mostly to know that most of the attempts do not yield any fruit. It is good ...
Views: 748(1 vote) - Free Credit Score Check: Frequently Asked Questions - by Submitted on Oct 14, 2013 from Anthony BrianFree credit score check is very important. Frequently asked questions submitted below are to provide primary ideas about credit score and necessity of its checking. • What is Credit score? Credit score refers to credit standard of the individuals. A graduated scale has been considered with ...
Views: 623 - How to Manage your Own Economic Predicament? - by Submitted on Nov 27, 2012 from Paul BieberAs the comprehensive financial system continues to decline and create ascetic conditions for citizens, the apparition of debt is one that looms large over hard working families. With many people either out of work or underemployed, pursuing lines of financial credit is often the only way for ...
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