We are currently looking for an Official SelfGrowth.com Guide to "Personal Finance". If you have expertise in Personal Finance and your own website and/or product for this topic, please review this form for complete details. The Official Guide Position is part of our Premium Placement Package
Since the New Deal, government programs that support our financial success have been a consistent part of our social fabric until now. With questionable social security solvency and dwindling numbers of traditional pension plans, recent public policy has shifted towards more personal ownership ... Views: 1190
We all have stories we tell about money. If not aloud, then in our heads. Most of the time they are being told in the background of our thoughts and we don't pay them much attention.
I am not talking about stories like, "Hey, Bob did you hear about the time I tripled my income?" I'm talking ... Views: 919
Leads are not just leads, they are your CUSTOMERS! If you treat your leads well, they will be your customers for life.
Part of treating your customers well is to continually build a relationship with them. As your relationship builds, so will the trust and loyalty your leads have for you. One ... Views: 839
Depending on your primary behavioral traits, you may have an easier or more difficult time handling your finances, but the good news is that anyone can learn the skills necessary to manage money wisely.
Dominance and Finances
A person who is high in Dominance likes being in charge, making ... Views: 767
The question people ask me most often is, "How do I do a plan for getting out of the rat race or expanding my wealth?" My answer is, "Make one up." Then, I feel the confusion creeping into their mind.
"What do you mean make one up? How? I don't know where to start. I'm overwhelmed. I need ... Views: 1035
"Maxed Out!"
"Debt is the one issue that affects all of us -- rich or poor,
black or white, gay or straight, liberal or conservative. It's
such a huge issue... I just wanted to ask the question,
'Why can't so many of us get out of debt? What is it about
debt that's so addictive that we ... Views: 853
“Debt can feel like the heaviest burden in life.” ~ Suze Orman
Declaring bankruptcy is a very serious action with stressful consequences even beyond the challenges of life before filing for bankruptcy and credit repair after bankruptcy. Unfortunately, this still seems to be the only way out of ... Views: 856
THE TOP SEVEN ESTATE PLANNING MISTAKES AND HOW TO AVOID THEM
With a busy family life and/or professional life, it’s easy
to overlook the essential steps of estate planning. Fortunately
the most common mistakes are mistakes of omission. Here’s how
to avoid them.
One:
Inventory your ... Views: 892
Article Title: The Formula For Financial Success
(from the Oprah Winfrey Show - Updated)
Submitted by: Craig Lock
Category/Subject: Money, Finance, Financial Success, Money Management, Financial Independence
Web Site: http://www.craiglockbooks.com
Publishing Guidelines:
We hope that the ... Views: 3366
For those of you who tend to use only your logical mind to create wealth, you may want to sit down. Here are a few rules of prosperity that guarantee results.
Truly know what you want. Then put your request out for others to hear.
If you can formulate the question, you WILL get an ... Views: 871
Happy Tax Season!
Yes, that's right, you read that correctly. I am wishing you a happy tax season! If you can’t fathom why, here is a little bit of prosperity wisdom to take the stress and worry out of this annual occasion!
In this season of giving ... to our government, I like to say that ... Views: 1710
Proper money management and at least basic financial education is one of the biggest assets you can possess. It's not so expensive or unattainable as most people imagine.
However, the following Top 10 Reasons are a paved path to financial hell:
1) No financial education. This is definitely ... Views: 1438
Let me start off by acknowledging that I have been flat broke before. Not just once or twice. I have had those times where I was completely stressed about how I was going to pay for the bills sitting in my payables files that were due two days ago (in some cases very past due!) I have also had ... Views: 977
Learn To Budget
By Heather Schnapp
Once you figure out that you don't have any money left in your checking account and you are digging loose change from your sofa cushions to pay the pizza man, you know you NEED a budget. In the USA today it seems most people buy buy buy and don't think much of ... Views: 759
Frugal Living Is The Way To Build Wealth!
By Heather Schnapp
Frugal living and building wealth go hand in hand. Saving small amounts really adds up to build your wealth.
There are three things that my grandma always told me:
1) Always treat others as you would want to be treated
2) Live your ... Views: 910
To perform at their peak, world-class athletes keep their bodies and minds in excellent shape. Similarly, if you want your vehicle to achieve the highest gas mileage possible, you need to keep the engine and all of its parts in great condition.
Here Are 13 Maintenance Tips To Help
Your Vehicle ... Views: 913
Everyday we are bombarded with dazzling images of luxury items we simply "can't do without" and offers we simply can't refuse. All it takes is succumbing to one of these to wipe out an entire windfall. We've been programmed by our culture to seek out instant gratification. We buy things we can't ... Views: 724
Thanks to the popularity and rise of the Internet, coupled with the human fascination with earning money with minimum input, there are now various ways to earn money online without much effort. All of these methods mentioned in this article are free to participate in, and they are guaranteed to ... Views: 940
You and I. M. Strong, the adjuster from Granite Mountain Insurance, are sitting at your kitchen table in an attempt to settle your motor vehicle accident claim.
Strong is all wound up and on the offensive, rambling on and on about how your injuries weren't serious. His typical pitch usually ... Views: 1038
You've probably noticed a significant change in hits since the Internet Gold rush ended in 2000. You may have gotten on the band wagon right when it seemed the wheel fell off. And you may be a bit bruised in the backside from kicking yourself for having waited too late. Here is some soothing ... Views: 841
As U.S. interest rates have begun climbing 7 basis points over the past two days many are scampering to find the lowest rates, lowest fees and bargain loan programs available. The questions are when, where and how? When should you begin shopping low rates? Where should you go to find the best ... Views: 867
Share these tips on how to cut your dental costs and boost your budget
Remember that with daily care, achieving and maintaining a radiant and healthy smile that lasts a lifetime can be affordable and simple.
1. Enroll in a discount dental plan the dental insurance alternative: Forking over ... Views: 1224
Debt seems to be a national pass time – what ever nation in which you
find yourself. Lenders seem to benefit from convincing consumers to
stretch beyond what an income allows. Credit card companies can almost be
heard celebrating with each late payment that is chalked up or interest ... Views: 1007
Does any of the following apply to you?
· Need to get your money under control.
· Want to be more financially aware
· Just getting by from day to day.
· Not be able to afford the things you need.
· Up to your limit on your credit cards.
Well, I’d like to share ... Views: 1794
A piggy bank is great way to save money without feeling like you're making any sacrifices - which is especially good for people who hate budgets!
Here are some tips to make the most of your piggy bank.
Tip #1. Don't put all your small change into the piggy bank - only deposit the coins which ... Views: 2949
Imagine that you and your spouse have just found your dream home and having applied for a mortgage you are contacted by your banker to advise you that your loan is declined because of bad credit. You are predictably infuriated because your credit rating has always been perfect. As you ... Views: 770
Shopping online allows us to research and find just the right product at the best price, anytime of the day or night. But how do you maintain your safety and privacy in the online environment?
Here's what you need to know to protect yourself when online shopping.
1. Purchase only from ... Views: 790
Identity theft could happen to anyone. It is a criminal offense in which a person intends to acquire an identification of another person and uses it without proper authorization as he adopts it as it was his own. Most often, the purpose is for financial gain. A criminal may gather information by ... Views: 979
Debt settlement, also known as debt negotiation or debt reduction, is a relatively new way for dealing with your debt problems. In a debt settlement program, by negotiating with a creditor, a client can reduce their debt by as much as 50 percent and be debt free in as little as 12 months. In ... Views: 2799
Scams take many forms: overseas lotteries, get-rich-quick schemes, work-from-home jobs and hundreds more, but the fact is that unless you’ve been ripped off in the past you probably don’t know how to recognise a scam when you see one.
The people who design the scams are clever. Most scams look ... Views: 828
Whether you already know it or not California has a lot of options for health insurance. There are companies that we all heard of and there are some companies that we never heard of. With all the Health Insurance Companies out there you might be wondering what the differences are and which one ... Views: 4173
There are lots of ways to save money, and any method you can add to your money-saving toolbox will help you better achieve your financial goals. Whether it’s putting more money towards retirement, a college fund, a down payment on a home or automobile or that vacation you’ve been dreaming about, ... Views: 770
There are two types of people that typically have bad credit. There are those that have run up debts over a period of months or years paying for extravagant consumer items and basically living a higher standard of living than their paycheck would support. The last thing this type of person ... Views: 1009
Does any of the following apply to you?
* You would like to get your money under control.
* You want to be more financially aware
* You're not able to afford the things you'd like.
* You're up to your limit on your credit cards.
I'd like to share with you some of the money habits I've adopted ... Views: 1179
You make the sale to a business by understanding what kind of business that you’re dealing with. This means looking at the operating cash flow, the free cash flow, the sales, the financing debt capital and financing equity capital.
A company’s operating cash flow tells us how its operations ... Views: 668
Understanding whether a business is doing well or poorly, is not a transparent thing. A company can be making a profit on paper, but have all of its equity locked up in inventory or plant and equipment. One of most dangerous phases for a business is after it has gotten through the initial ... Views: 768
There are so many things that we all do on a regular basis even though we know that we should not be doing them. This could be from smoking, driving and talking on the cell phone at the same time or eating too many chocolates. Whatever it is, it is not easy to break a habit. Habits are formed ... Views: 825
"Two story brick traditional with 4 bedrooms, 2.5 baths, island kitchen, and large deck!" Sound familiar? We often talk about houses in terms of room count, along with a list of finishes, such as tile floors, granite counters, or faux paint. While this vocabulary conveys certain facts, it ... Views: 1165
Most of us have done it at a point or another during our lives however most of us do not know that the term is called amortization. Amortization in its simplest term means paying off your loan over a period of time. Amortization is pretty general and does not just relate to home loan or ... Views: 858
The 12 Rules of How to Avoid Losing and Start Making Money from the Stock Market
RULE 1: WHY DO YOU INVEST?
Make more money, this is the answer to most people.
If your reason is to make more money, then ask yourself these three questions:
1.Is your strategy making money?
2.Is your strategy ... Views: 679
By now, you should know that any email or person that says starting a home business (Internet business) is a quick way to make millions of dollars overnight without any effort is just outright lying. Yes, you can make millions online with your own home business, but like anything of value, it's ... Views: 1217
We once wrote a little piece about keeping your losses to a minimum since letting a losing trade get wildly out of hand will cost you dearly. So we got a question we'd like to share with you:
"I agree with your concept of bailing out of a trade quickly before it snowballs into something ugly. I ... Views: 1125
Many Investment Gurus, with a straight face and a gleam in their eye, will insist that successful investing is a function of expansive research, skillful market timing, and detailed technical analysis. Others emphasize fundamental information about companies, industries, and markets. But trends ... Views: 1805
When we look at the statistics of debt in the UK do we consider the effect this has on our everyday lives and country as a whole?
Britain’s personal debt is increasing by £1 million every four minutes.
The total credit card debt in April 2006 was £56 billion!
39% of Brits overspend on their ... Views: 1365
Gasoline prices continue to rise, costing you money. At the risk of dating this article, previously unseen U.S. gas prices of over $3.00 are now common in some areas. I know those in Europe and elsewhere pay much more, but we can agree over the past year that many countries have recently seen ... Views: 1564
Do you find it hard to get by each month and your spending is either out of control or starting to head that way? If you're struggling with money then don't despair, you can get back on top. If you'd like to have more money each month or want to get control of your finances here are a few tips ... Views: 2305
To find money to invest for your future, you need to make sure that your outgoing expenses are less than the income that you are receiving. You need to develop an excess that you can have free to invest.
Now before you start to think….”well I don’t have any excess left…if I was earning more ... Views: 1212
There is an unfortunate belief among many people that doing well in the stock market (and other markets, for that matter) requires a great deal of work and loads of time. This is partly a function of those in the markets wanting to make what they do seem complicated, and therefore exclusive. ... Views: 822
Investment mistakes happen for a multitude of reasons, including the fact that decisions are made under conditions of uncertainty that are irresponsibly downplayed by market gurus and institutional spokespersons. Losing money on an investment may not be the result of a mistake, and not all ... Views: 1821