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The American nation is in a major health crisis. Our children are facing an early death sentence due to child obesity. It is said that this is the first generation in history where the children are not expected to outlive the parent due to childhood obesity. If that isn't enough of a wake-up ... Views: 1141
Business insurance protects the business from any kind of loss. There are many kinds of business insurance policies available.
Business insurance can be bought online or offline through insurance companies, brokers, or agents. Before buying a policy you need to educate yourself thoroughly and ... Views: 1139
Ohio will have a federally run health insurance exchange by 2014. This follows the decision by the governor not to implement a state-based exchange to sell Ohio health insurance. The setting up a federal health exchange is a major change as traditionally, states have controlled the private ... Views: 1139
Health insurance must take into account the big picture. It does not only provide protective coverage in case of accident, but also covers you on a day to day basis, coming to your rescue when health issues arise. Because public insurance plans provide partial benefit, or none at all, for ... Views: 1139
By: Paul Cantwell – President of HealthCorp Solutions
Employers have a significant opportunity to impact their bottom line as well as the health of Americans. Studies clearly show that demand is driving health care cost at an upward trend with no end in sight. It is up to employers to drive ... Views: 1138
Life insurance is not only for people in perfect health. Those who suffer from multiple sclerosis (MS) are also eligible for life insurance, including guaranteed issue (GI) and simplified issue (SI) life insurance policies. Although you may have been diagnosed with MS, you and your family still ... Views: 1138
For years now the ‘white-van-man’ cliché has been affecting the mentality of all road users including that of the conscientious van driver! Why that is no one seems to know but it doesn't look like it is going to dissipate any time soon.
Could it be related to the dodgy ... Views: 1137
College is a time to prepare for your future. Your time spent studying gives you the educational foundation to pursue your dream career. For me, college was about learning to be a good business person. This didn’t just mean that I would have the education to be able to make good financial ... Views: 1137
Don’t depend on a cyber insurance policy to cover your losses after a ransomware attack.
Hackers have discovered that there’s fast, easy money in holding enterprise systems hostage, especially in industries that process and store highly sensitive data, such as education and healthcare. The ... Views: 1137
Home Insurance is a necessary purchase. It provides a sense of protection, even for the protectors of the house. It’s a special message that says “Don’t worry; we’ve got your back.” But what happens when there’s an accident… the hot water tank blows up, the basement floods, there’s too much ... Views: 1136
Most people would probably give slightly different answer to the question of what is a home security system, let alone a smart home security system.
Any security system in a home is often thought of largely as an alarm system, possibly coupled nowadays with various types of CCTV cameras and ... Views: 1135
Auto insurances are of different types and the way they have been promulgated in various countries are also different. But whatever way they appear to be the ultimate aim of auto insurance is to enable the victim of a vehicle accident to stand on his own legs by means of providing compensation ... Views: 1134
If you are suffering from a serious medical condition during your trip, you will need immediate attention, for this you will need travel insurance. While visiting the United States, you must take a visitor or travel health insurance plan in order to secure yourself during the trip.
You cannot ... Views: 1134
Have you given thought to funeral insurance yet? Funeral insurance also called burial insurance is a basic issue life insurance coverage that covers individuals until the age of 100 years. Burial insurance is inexpensive insurance coverage that provides the financial assistance for funeral ... Views: 1133
New York State Cyber Security Law Heavy on GRC and Proactive Cyber Security
The first phase of the New York state cyber security regulations, which apply to insurance companies, banks, and other financial institutions operating within the state, went into effect at the beginning of March. ... Views: 1133
The simple premise of a fixed annuity is that you pay an insurance company a monthly premium. In exchange, the insurance company assures you of a fixed monthly income over a certain number of years.
Within the ambit of fixed annuities are several choices. You can choose, for example, a ... Views: 1133
A No Claims Bonus is a reward given to drivers who have not made a claim on their car insurance during their policy period, which is usually for one year. This no claims bonus is then translated into a saving on the following years premium as a reward for not making a claim. Each year that the ... Views: 1133
When it comes to getting assistance from an insurance broker, it is always seen that these are people who work for a particular insurance company and help you with options coming in from a particular source. The reason why we take help from an insurance broker is to understand the right ... Views: 1132
Journey always comes with its own risks, and when one improves so does the other. But you cannot prevent traveling just so that you can prevent the risks that come with it. So, what else can you do? Buy travel insurance. It can help you against the more typical issues like lack of bags or ticket ... Views: 1132
By Lisa Christiansen
This article is inspired by my friend who has a law degree; he is also a retired banker and financial planner. I will remind you that he has been retired for about 5 years, I do believe his input is still pretty much top-line. I feel the most under-utilized financial ... Views: 1131
Commercial property insurance is the considered as a major part of the whole risk management strategy that should be taken for the coverage. This does not imply that each property item you are interested in should be insured, but it is sensible to evaluate a checklist of the property to decide ... Views: 1131
It is just simple common sense to review life insurance needs each year. The amount of coverage you now own may be too little or, in some rare cases, too much. Life insurance is intended to protect the income of the breadwinner. It is designed to replace this income in the event of the premature ... Views: 1131
Smart home systems refer to a variety of different and overlapping electrical and wireless systems that will enable a smart home or a smart house to function as a combined whole unit.
Central to understanding the nature of the systems is an understanding of the basis of what a smart home is ... Views: 1130
One cannot do away with automobile insurance. Car insurance provides peace of mind and economic cushion to the driver and passengers. Several factors influence car insurance premium. Knowledge of these factors can help in deciding the right car and the right auto insurance cover.
Most common ... Views: 1129
Most literature on the Internet relating to mortgage protection refers to payment protection insurance (MPPI). This type of insurance only provides short-term mortgage cover for sickness and injury. For example, this policy type will pay home loan repayments if the policyholder suffers sickness ... Views: 1128
If you aren’t a house owner, chances are you’re probably renting and the place in which you live is protected by an insurance policy that your landlord owns. However, just because the landlord has insurance does not mean that you as a renter are without cause for concern. You may not own the ... Views: 1127
There is no question that many owners of power wheelchairs likely do not consider their personal mobility vehicles to be intended for use on the public roads, and because this assumption is true in general, owners of such mobility vehicles (along with personal mobility scooter owners) are not ... Views: 1123
Insurance companies have warned customers about the dangers of lying on their insurance application forms. It has come to light that millions of people are in danger of having their life insurance policies cancelled due to lying about the status of their health.
Insurance companies tend to give ... Views: 1123
Canadian health insurance quotes can be easily obtained, thanks to the Internet. But getting the rates of each and every provider is not the only thing you should consider. In fact, there are a number of other important factors to be taken into account in order to guarantee that you get the best ... Views: 1122
Assisted death is not a new practice and neither is the controversy that surrounds it. While advances in modern medicine have increased the average person’s lifespan, delaying death isn’t always a positive. In fact, the ability to live longer can actually diminish the quality life for those who ... Views: 1121
People always say something “basic” when they are asked what kind of coverage they want or need for their auto insurance. What is “basic” really? Something basic is usually perceived as only what is required by law, meaning basic liability. The requirement in California for liability is Bodily ... Views: 1120
There is always a mystery surrounding the car insurance premiums and how different people get a different deal. Some of them pay huge amounts for insuring their vehicle while some go away with the minimum. We can control paying premiums only when we can understand the formula of creating the ... Views: 1116
The worker's compensation ensures that all the workers under your company or business get to receive compensation when they are harmed or injured by the employer. It protects the rights of the employees from legal complications, which results in getting wounded or injured. It also helps in ... Views: 1116
One of the major objectives of health reform is to extend coverage to more than 30 million more people. However, providing them all with timely and proper medical care will be an issue. The Department of Health and Human Services has pointed out that America has a serious doctor shortage. By ... Views: 1114
Traffic accidents in Florida are far higher than previously thought. In 2017 alone, about 258,673 accidents occurred in Florida and many of them took place in Martin County. Many of these accidents resulted in injuries, deaths, property damages and other liability. A lot of these people were ... Views: 1113
It’s common knowledge that auto insurance policies for young drivers are very expensive. Their lack of experience makes them a high accident risk. Thankfully, they can still find an affordable rate due to an insurance price comparison tool that offers a way for consumers to compare the cost of ... Views: 1112
By now, you probably know that the healthier you are, the more affordable your life insurance. Most of the time, people looking for life insurance tend to forget or assume to ask about life insurance for people with mental health problems. What they do not know is that the state of your mental ... Views: 1111
Whenever you decide to travel, there is a risk that you could come under a number of undesirable conditions. You may fall sick when you travel, suffer financial problems or suffer some other kind of loss. Travel insurance is a form of insurance cover that gives you the opportunity to have all ... Views: 1111
Have you ever read of LIC Mutual Funds? They're among the very best. Life Insurance Corporation of India began "LIC Mutual Fund" in 1989. They have got plenty of plans that may bring in much more added benefits than every other investment strategies like bank fixed deposits. This post would ... Views: 1108
Going out on vacations in one’s personal vehicles is always fun as it gives people an independence of visiting any place they want. If they have the RV or recreational vehicles at their disposal, then the party suits right. Due to this reason, the sale of such camping recreational vehicles is ... Views: 1107
Motorcycle cleaning and maintenance is an important part to keep your motorcycle properly for that you must have to clean, wash and polish your bike on regular basis with different cleaning materials available in the market. You have to wash your motorcycle with water and soaps, waxes, and ... Views: 1106
Have you ever considered that when you buy life insurance you increase your spendable income? We all have responsibilities that we pay special attention to. We have to save for retirement. We must create an emergency fund, just in case. Surely we take care of our bills thereby maintaining a ... Views: 1103
Fall is round the corner and it’s time to get back to school! As a college student, one of the first things you should be thinking about is securing your Kentucky student health insurance. If you should fall sick or have an accident and don’t have coverage, you could end up spending lot of money ... Views: 1103
Now that the elections are over, the controversies surrounding Obamacare seem to loom larger than before. Many things will change on the Ohio health insurance scene when health reform is implemented. Here are five major issues Ohioans will have to deal with.
Healthcare exchange: For one ... Views: 1103
Short-term health insurance policies are for people who are in-between jobs, in school, just about to retire, or students just graduated and waiting to find work.
Short-term health insurance policies are low-cost and cost as little as the monthly pay out for a car. Some short-term health plans ... Views: 1102
You have planned all the details of your vacation abroad, but are worried about the unexpected. Trip and hotel cancellations, unexpected calamities in the country you’re traveling to, a medical emergency, baggage loss and so on are fears that can destroy your peace of mind. That’s why you need ... Views: 1101
Every week, the national health care debate seems to change direction. However, in this seemingly never-ending battle raging on Capitol Hill there is one topic, despite the course, which comes up again and again: Reform.
Regulations, protocol, and policy, while all of these may need amending ... Views: 1100
Disability insurance is a financial product designed to protect a person’s ability to earn an income. If an injury or illness prevents you from working, a Disability insurance policy will provide you with a monthly benefit to replace a percentage of your income. Disability coverage can ... Views: 1100
Most people when looking to buy car insurance will shop around and end up going with the cheapest quote, or one with best coverage at a reasonably low rate. Very few people will actually look at the financial strength of the insurance company prior to making a decision about whether or not to ... Views: 1099
Misfortunes and accidents can never be predicted at all and preventive measures are the only way out to overcome or reduce the affects of these mishaps. The protection and safekeeping of someone’s life and belongings one has is the imperative concern. Everyone in Dubai is concerned about making ... Views: 1098