We are currently looking for an Official SelfGrowth.com Guide to "Insurance". If you have expertise in Insurance and your own website and/or product for this topic, please review this form for complete details. The Official Guide Position is part of our Premium Placement Package
Catastrophes happen on a daily basis, and all companies must have a plan in place to stay in business. You might be a new company, with just a few months under your belt, and having invested your life savings to pursue your entrepreneurial dream. Or possibly you are a well-established, extremely ... Views: 1034
Coming from the finance and insurance business since 1992, I have seen many reasons for families to have protection. But since the most recent economic crisis, it is causing job losses in every state, and in every field. No one is immune to the risk of job loss. With that comes the loss of ... Views: 1034
The simple premise of a fixed annuity is that you pay an insurance company a monthly premium. In exchange, the insurance company assures you of a fixed monthly income over a certain number of years.
Within the ambit of fixed annuities are several choices. You can choose, for example, a ... Views: 1033
A No Claims Bonus is a reward given to drivers who have not made a claim on their car insurance during their policy period, which is usually for one year. This no claims bonus is then translated into a saving on the following years premium as a reward for not making a claim. Each year that the ... Views: 1033
Most literature on the Internet relating to mortgage protection refers to payment protection insurance (MPPI). This type of insurance only provides short-term mortgage cover for sickness and injury. For example, this policy type will pay home loan repayments if the policyholder suffers sickness ... Views: 1032
Traffic accidents in Florida are far higher than previously thought. In 2017 alone, about 258,673 accidents occurred in Florida and many of them took place in Martin County. Many of these accidents resulted in injuries, deaths, property damages and other liability. A lot of these people were ... Views: 1030
Insurance companies have warned customers about the dangers of lying on their insurance application forms. It has come to light that millions of people are in danger of having their life insurance policies cancelled due to lying about the status of their health.
Insurance companies tend to give ... Views: 1030
Don’t depend on a cyber insurance policy to cover your losses after a ransomware attack.
Hackers have discovered that there’s fast, easy money in holding enterprise systems hostage, especially in industries that process and store highly sensitive data, such as education and healthcare. The ... Views: 1030
Having health insurance is no longer an option – it’s a necessity. If you are employed, you would be covered by an employer-sponsored plan, though now you could be paying a higher share of the coverage than before. As with the rest of the U.S., the Ohio job market has been hit by the economic ... Views: 1024
Have you ever read of LIC Mutual Funds? They're among the very best. Life Insurance Corporation of India began "LIC Mutual Fund" in 1989. They have got plenty of plans that may bring in much more added benefits than every other investment strategies like bank fixed deposits. This post would ... Views: 1024
Many of us do not have any or not enough Life, Health and LTC Insurance and we should really take a deeper look at all three to protect our families’ future.
Let us start off with Life Insurance. Most people especially the younger generation do not see the need for Life insurance. People ... Views: 1019
or every grain of sand on the beach and every star in the sky, there is a different theory on life after death. No one really knows what happens. And it is that inability to find some tangible proof of the afterlife (if there is one) that is often replaced by a profound desire to control what ... Views: 1019
New York State Cyber Security Law Heavy on GRC and Proactive Cyber Security
The first phase of the New York state cyber security regulations, which apply to insurance companies, banks, and other financial institutions operating within the state, went into effect at the beginning of March. ... Views: 1019
A national survey conducted by Buck Consultants shows that costs for all types of medical plans are expected to increase by 9.9% for 2012. This is being welcomed as this is the first time since 2001 that Buck has predicted cost increases less than 10% for any type of plan. If you live in Ohio, ... Views: 1018
One cannot do away with automobile insurance. Car insurance provides peace of mind and economic cushion to the driver and passengers. Several factors influence car insurance premium. Knowledge of these factors can help in deciding the right car and the right auto insurance cover.
Most common ... Views: 1016
Those who have needed to purchase Light Truck Insuranceknow the amount of a dent or dimple would certainly perform on his or her finances. If you're one of these simple men and women, then you're almost certainly preserving a clear watch to get the best DumpTruckInsuranceDeals.Com ... Views: 1014
It is just simple common sense to review life insurance needs each year. The amount of coverage you now own may be too little or, in some rare cases, too much. Life insurance is intended to protect the income of the breadwinner. It is designed to replace this income in the event of the premature ... Views: 1014
There is always a mystery surrounding the car insurance premiums and how different people get a different deal. Some of them pay huge amounts for insuring their vehicle while some go away with the minimum. We can control paying premiums only when we can understand the formula of creating the ... Views: 1014
Vehicle seizures are at a record high due to increasing car insurance premiums. With car insurance costs having jumped more than five percent in a year more and more cars are now being clamped or towed way.
A report by Sainsbury’s Car Insurance Index has shown the average car insurance ... Views: 1013
Summary –
"Deciding between life insurance and an annuity is a big task and many of us get can’t decide the right plan for them. You need to understand that both plans are made to serve different purposes and you should choose one accordingly. This article explains which type of insurance is ... Views: 1012
Auto insurances are of different types and the way they have been promulgated in various countries are also different. But whatever way they appear to be the ultimate aim of auto insurance is to enable the victim of a vehicle accident to stand on his own legs by means of providing compensation ... Views: 1011
People insure their property so they don’t have to worry about their property to be damaged by any accident. Around the world there are many natural hazards every year. Many people lose their home, their vehicles etc. And people also lose their property because of robbery. If someone has an ... Views: 1011
Whenever you decide to travel, there is a risk that you could come under a number of undesirable conditions. You may fall sick when you travel, suffer financial problems or suffer some other kind of loss. Travel insurance is a form of insurance cover that gives you the opportunity to have all ... Views: 1011
Have you ever considered that when you buy life insurance you increase your spendable income? We all have responsibilities that we pay special attention to. We have to save for retirement. We must create an emergency fund, just in case. Surely we take care of our bills thereby maintaining a ... Views: 1010
According to census data, the number of uninsured Kentucky residents in 2010 was 640,000 or about 14.9% of the state’s population. If you are among the uninsured, it’s time to start thinking about purchasing a health insurance Kentucky policy as the individual mandate of Patient Protection and ... Views: 1010
Not everyone bothers to take out dog insurance cover for their pet, so I want to examine the main reasons for considering this as an option. Clearly there is an additional cost involved in putting a policy in place, and the whole point of any insurance is to weigh up the cost of the policy ... Views: 1009
The worker's compensation ensures that all the workers under your company or business get to receive compensation when they are harmed or injured by the employer. It protects the rights of the employees from legal complications, which results in getting wounded or injured. It also helps in ... Views: 1009
Health insurance must take into account the big picture. It does not only provide protective coverage in case of accident, but also covers you on a day to day basis, coming to your rescue when health issues arise. Because public insurance plans provide partial benefit, or none at all, for ... Views: 1007
Finding the cheapest auto insurance happens four different steps. The first would be to get the best rate by shopping around. The second would be to increase your deductible, (if you can afford that). The third would be to get as many discounts as you can qualify for. The forth and final thing ... Views: 1005
We all know how dependent we are on our incomes and we all know exactly what is on the line if anything had to happen to that income. Our lives change and generally tend to move in line with the income bracket that we are in and if anything had to happen to that, then our way of life gets ... Views: 1005
Insurance provider, AXA has launched an independent travel insurance, despite the present financial turmoil’s that are due to the credit crunch.
In spite of the increasing economic gloom, the holiday season is approaching and millions of Brits will be preparing to travel abroad over the ... Views: 1004
Motorcycle cleaning and maintenance is an important part to keep your motorcycle properly for that you must have to clean, wash and polish your bike on regular basis with different cleaning materials available in the market. You have to wash your motorcycle with water and soaps, waxes, and ... Views: 1003
Ohio National Life Insurance Company can help you carry out the most fundamental step in designing a sound financial plan for your loved ones. Through their life insurance policies, you can be sure that your family's financial needs will be met even after your sudden death cuts your earnings ... Views: 1002
It’s common knowledge that auto insurance policies for young drivers are very expensive. Their lack of experience makes them a high accident risk. Thankfully, they can still find an affordable rate due to an insurance price comparison tool that offers a way for consumers to compare the cost of ... Views: 1001
The car insurance industry is raking in almost £624 million a year from, the 13 million motorists who pay for their car insurance on a monthly basis instead of one annual payment, according to research by, the price comparison website, uSwitch.com.
Providers charge an average APR of 23.8 ... Views: 1000
Going out on vacations in one’s personal vehicles is always fun as it gives people an independence of visiting any place they want. If they have the RV or recreational vehicles at their disposal, then the party suits right. Due to this reason, the sale of such camping recreational vehicles is ... Views: 998
There exists a great debate among so-called financial experts with respect to what type of life insurance policy is best. One one hand, you have the camp that believes in the value of a properly funded "permanent" life insurance contract (i.e. whole life or universal life). The other camp ... Views: 998
Home insurance is something that most homeowners have, but yet which is often undervalued and not given the importance it deserves.There are many factors that homeowners should keep in mind when acquiring home insurance. Below are four main considerations that should be carefully reviewed as you ... Views: 997
By Lisa Christiansen
This article is inspired by my friend who has a law degree; he is also a retired banker and financial planner. I will remind you that he has been retired for about 5 years, I do believe his input is still pretty much top-line. I feel the most under-utilized financial ... Views: 997
Disability insurance is a financial product designed to protect a person’s ability to earn an income. If an injury or illness prevents you from working, a Disability insurance policy will provide you with a monthly benefit to replace a percentage of your income. Disability coverage can ... Views: 997
There is no question that many owners of power wheelchairs likely do not consider their personal mobility vehicles to be intended for use on the public roads, and because this assumption is true in general, owners of such mobility vehicles (along with personal mobility scooter owners) are not ... Views: 996
The latest quarterly Savings and Protection Survey (Q4 2009) from the Association of British Insurers (ABI) revealed the most commonly used forms of personal protection insurance in the UK. The data was collated over the previous six quarters from a sample of working respondents, which provides ... Views: 996
Banking technology is moving towards excellence, changing the way society moves and grows. Banks are the lifeline of societies and economies. They are taking suitable measures to offer as much convenience as possible to common people. Through advanced banking technology, banks are giving ... Views: 994
There are several things in life that are important for you to know about, and auto insurance is one of them. You should get your auto insurance information from the right sources so that you are able to make an informed decision about this necessary coverage. Your auto policy essentially ... Views: 994
Insurance for drivers who are high risk can be very costly. There are people who have had the misfortune of many speeding tickets. There are also ones who have been involved in more accidents and are seen as higher risk. Some providers of insurance do not entertain these drivers in any way. ... Views: 994
College is a time to prepare for your future. Your time spent studying gives you the educational foundation to pursue your dream career. For me, college was about learning to be a good business person. This didn’t just mean that I would have the education to be able to make good financial ... Views: 994
Short-term health insurance policies are for people who are in-between jobs, in school, just about to retire, or students just graduated and waiting to find work.
Short-term health insurance policies are low-cost and cost as little as the monthly pay out for a car. Some short-term health plans ... Views: 993