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So, you are going on vacation. Or, maybe business takes you out of the country for a few days. You have packed your bags, checked your itinerary, and off you go. But wait! Did you purchase Travel Insurance?
There are various "types" of travel insurance. I am not talking about baggage ... Views: 1634
Do you constantly think about the cost of health care? Do you worry that your family might not have all the coverage they need? Do you and your family have ever-changing health care needs? Humana health care understands how confusing the health care industry is. Knowing your options is ... Views: 1187
When someone in your family gets sick or injured you want to have an affordable family insurance plan to help you through your tough time. Without health insurance injuries and illnesses as small as a trip to the hospital can become very costly and can mound up to be hundreds and even thousands ... Views: 806
After graduating from college many people go through the big dilemma of what they want to do with their life, in the midst of that dilemma many people are plagued with whether or not they should purchase health insurance coverage for themselves, loved ones, or family. With the economy at an all ... Views: 738
America’s Health Savings Plan
Health Savings Accounts are exceeding the expectations of most healthcare providers and continue to be a popular health care solution for many Americans. If you haven’t heard about an HSA, it is only a matter of time until you do. Below are some common Questions ... Views: 1302
I hate to say it, but sometimes it’s easier to mislead the American public, than it is to educate them. The truth is, the thing that creates confusion about a particular topic and what seems to be the channel for all of our fears and frustrations, is nothing more than the words people use to ... Views: 1337
One should not be scared to drive when they get in their car, but I tell you what I am terrified to drive. Not because of the chance of getting into an actual accident, but because of the chance that my car insurance could rise. Isn’t that backwards? I’m scared to get speeding tickets. I’m ... Views: 2298
Paying for auto insurance is a drag, but what’s even worse is not having it when you need it, not to mention, it’s required by law in all fifty states. So, with that being said, let’s focus on how to pay the least amount of money for your auto insurance.
The easiest way to reduce your monthly ... Views: 799
CAR INSURANCE SCAMS AND HOW TO AVOID THEM
Car insurance scams cost insurance companies billions of dollars each
year. But in the end, everyone has to pay. As a result of
scams and staged accidents, auto insurance premiums increase for us
all, and innocent people are sometimes tragically ... Views: 882
When you were young your parents carefully planned your future. Now, when you're doing well, it's your turn to secure their future and give them a comfortable life. Financial independence is one of the most important factors towards this. If you're abroad and wonder how you can assure an easy ... Views: 783
Before engaging in a formal business relationship, system integrators and custom computer/software programmers need to protect their business interests with appropriate legal contracts.
During the initial stages of project development, IT professionals often keep informal records by hanging ... Views: 960
Disability Insurance is often overlooked by many people, including other Financial Advisors. Some think it is too complex to understand, too difficult to collect on a claim, or too hard to be approved for. There were times when Advisors had to go through a 17 page application form, and then ... Views: 1618
Lead nurturing is a very important component in the lead management process of an insurance provider. It is during lead nurturing that the prospect is convinced to buy a product or service from the company. Here, the prospect’s interest in the product or service is worked at to make sure that ... Views: 1390
Leads are undeniably important to the insurance business. These leads constitute the people to which the product is to be offered. So you could say that without the leads, insurance providers are simply crippled and unable to do any business for their companies. Hence, there is a need for ... Views: 740
Work accidents cause serious injury and death. If you were injured on your job and it was caused by faulty equipment, poor training, or poor upkeep of the facility, you may be entitled to a Personal Injury at Work.
There are several types of accidents that can happen in the workplace. Most ... Views: 1096
By: Paul Cantwell – President of HealthCorp Solutions
Employers have a significant opportunity to impact their bottom line as well as the health of Americans. Studies clearly show that demand is driving health care cost at an upward trend with no end in sight. It is up to employers to drive ... Views: 1140
It is hard to turn on the nightly news without hearing more and more of the increasingly ubiquitous healthcare debate. With one side pushing for government-funded healthcare for all and another side urging lawmakers to look for more affordable healthcare solutions, it can be tough to determine ... Views: 912
Home insurance is something that most homeowners have, but yet which is often undervalued and not given the importance it deserves.There are many factors that homeowners should keep in mind when acquiring home insurance. Below are four main considerations that should be carefully reviewed as you ... Views: 1082
With the nation's attention focused on the current healthcare debate, many U.S. citizens are growing increasingly concerned over the promise of an increase in healthcare bills over the coming year and decades. Medicare participants, especially, stand to see a significant increase in the cost of ... Views: 1163
It is hard to believe that many people buy auto insurance without even searching for the best and cheapest one. It is understandable, because I have one time tried to call some auto insurances around my home town and found out that the premium is less than $50 in difference. Your insurance ... Views: 1556
If you are looking for a health insurance company that will give you the benefits you want while adding in option benefits for an extremely low cost? If you are you may want to look into Humana Health for health insurance coverage. They offer top of the line coverage that will fit almost ... Views: 993
Just as it is important to buy home insurance and motor insurance, it is also important to buy income protection. You can never know what is going to happen in future. You can become sick or incapacitated and be unable to work. If you are unable to work, it means that you will not be able to get ... Views: 768
You need an idea to fill a need for goods or services to start a new business. You could be setting up an import-export firm to import or export goods that one area has difficulty in getting and the other area has an abundance to export, but you have to take into account routine factors. Are ... Views: 1194
A Health Savings Account is a type of health insurance plan that allows individuals and families to reduce their annual incomes while, simultaneously, storing money away that they can use to pay for qualifying medical expenses. Much like an IRA, the money that an individual saves in a Health ... Views: 1238
Signed into law to provide health and economic security for seniors in 1965, Medicare is an important source of health insurance coverage for 45 million people. Today, about 97% of older American have health insurance through Medicare.
Being covered by health insurance is vital for people of ... Views: 1372
Not a resident of Canada but need life insurance? You have options! Canadian insurance companies have developed insurance plans for all kinds of visitors to Canada and offer no medical life insurance for non-residents in Canada.
Protect Yourself
Living in a foreign country is challenging ... Views: 900
Affordable health insurance can be very difficult to find. For a student the time can be complicated because he or she is transitioning between family and personal coverage. Unemployed people also have huge problems around health insurance. Even when one has a job, that still does not guarantee ... Views: 775
Nobody likes to think about their death, but who wants to pay more tax than they have to? With a little planning, you can help minimize the taxes your estate might pay at death.
Leave assets to your spouse
Assets left to a spouse or spousal trust are deemed to be disposed of at the ... Views: 707
With the costs of medicines and hospitalization increasing, health care has become extremely expensive for most people to tolerate. As important as it is to buy health insurance, it is also important to save money, especially in these times of economic difficulties. The only way to save money ... Views: 1558
There exists a great debate among so-called financial experts with respect to what type of life insurance policy is best. One one hand, you have the camp that believes in the value of a properly funded "permanent" life insurance contract (i.e. whole life or universal life). The other camp ... Views: 1077
Term life insurance is favored by a large portion of our population. Let us take a close look at this policy and see why. It may be wise to begin by attempting to define this type of policy. Let us see what it is all about.
Definition
Term life insurance is a type of policy that pays a ... Views: 998
Term life insurance is oh so loved my many people. There are many different types of term insurance and very many reasons why people buy these policies. There are significant advantages to owning this type of life insurance. There are also a few disadvantages.
Advantages
1 - The premiums ... Views: 5467
Term life, whole life and universal life insurance are the the types of policies you are most likely to encounter when you set out to get quotes or, in general, examine life insurance policies. There are, however other types that not many people know much about. This may be because the companies ... Views: 1270
Copyright 2006 Jason Chew
The following article includes pertinent information that may cause you to reconsider what you thought you understood. The most important thing is to study with an open mind and be willing to revise your understanding if necessary.
Most of this information comes ... Views: 931
It is the time of year where new insurance policies will be taking effect. Many companies have made changes to these policies and it is important that you as the user of that insurance policy understand what it covers.
The fact is that even if you call the customer line anything you are ... Views: 1384
There are many, in fact dozens of reasons having adequate life insurance coverage is important. Remember, when selling life insurance, you're not just out there making a living for yourself and YOUR family, you're laying the groundwork to protect the FUTURE of someone ELSE's family.
If you're ... Views: 1881
By: Paul Cantwell – President of HealthCorp Solutions
There is a significant disconnection between how companies view the risk of providing a good health benefit program to their employees and how companies view other corporate risks like Property, Casualty, Liability and Workers ... Views: 928
If you're over 60, you're probably familiar with the traditional "Three Legged Stool" model of saving for retirement; SOCIAL SECURITY, PENSIONS, SAVINGS. You may have used this method in planning your retirement income. Well don't get too comfortable - the stool's broken! If you've watched the ... Views: 2544
Travel health insurance has never been a part of the insurance priority list of people, who travel abroad. However, the fact of the matter remains that possessing a comprehensive health insurance while globe trotting helps us to deal with any kind of untoward incident that needs emergency ... Views: 1040
It can be a little difficult, especially at first, to sort out all of the whole life insurance policy options. While a life insurance agent can help with the details, the fact of the matter is that it can be useful to go in armed with a little bit of knowledge to begin with.
Once you’ve decided ... Views: 1185
Consider universal life insurance. One of the more popular permanent policies is the universal life policy. What is this universal life all about anyway? This policy is permanent insurance which allows for flexibility in premium payments as well as in death benefit amounts. Think of this policy ... Views: 2597
What is this Term Insurance all about? Let’s talk.
People often use the expression term insurance and think that they are talking about something other than life insurance. Well gang, term insurance is another form of life insurance. Let me get into a little more explanation and see if I ... Views: 1282
Let us say that, one day, an agent comes out of the blue and offers you a life insurance policy. He or she makes it sound so good that you are tempted to buy. However, a question runs into your mind: what good can it do for you? Would life insurance coverage be worth the added expense every ... Views: 960
That's a dry sounding subject, something that would have you nodding off in Economics 101, but we're living here in the real world. Where bad economic trends hurt with real pain, that's felt by real people.
There are dozens of benefits to having adequate life insurance coverage, two ... Views: 2281
A fixed annuity is a kind of financial instrument that is constructed to act as a source of income. Most usually, this kind of financial instrument is set up by people preparing for retirement.
Annuities in general refer to financial investments that are paid into and can later be accessed ... Views: 2233
It is now very common for mortgage protection insurance to be bought online. Media advertisements have encouraged millions of people to compare insurance rates from competing insurers online and then buy those policies online. Although online insurance purchases are becoming very popular there ... Views: 1214
Every week, the national health care debate seems to change direction. However, in this seemingly never-ending battle raging on Capitol Hill there is one topic, despite the course, which comes up again and again: Reform.
Regulations, protocol, and policy, while all of these may need amending ... Views: 1103
Like millions of other Americans, I watched the President deliver his speeches on healthcare before Congress and America, shouting and all. As neither a Democrat nor Republican, I am unfettered by the need to promote some party line or talking points. But I do have an opinion.
So here are my ... Views: 1584
Opening a Health Savings Account can help participants to save money in more ways than one. Many people think that Health Savings Accounts save money by helping them reduce their annual income tax burden. Other people think that opening Health Savings Accounts help to save money by allowing them ... Views: 965
You simply cannot underestimate the importance of a homeowner’s insurance policy yet the exorbitant rates prove nightmarish for most people. However, there is no escaping this expenditure because most lending institutions will require a homeowner’s insurance policy before granting mortgage on a ... Views: 1205