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- Steps in deciding on a suitable payday lender online - by Submitted on Apr 21, 2016 from Niall MckenzieWhen considering the option to apply for a payday loan, borrowers have to consider all potential lenders and which lender is going to offer them the best terms on the loan they are planning on taking out. This includes; The interest rates, time allotted to repay the loan, the loan amount you ...
Views: 1562 - How to Find Safe and Reputable Online Loans Same Day - by Submitted on Apr 20, 2016 from Angelina BrownOnline loans same day have been in the middle of a lot of controversy more because people are not so well educated about these types of easy loans and less because legitimate companies play you for your money. Payday loans or same day loans are quite a convenient option when you have a financial ...
Views: 1509 - Family Budget Expense Types - by Submitted on Apr 09, 2016 from John SteelyWhen creating a family budget, three factors determine the structure of the document: income, expenses, and savings. After the budget is completed, the next step is to make an effort to improve the budget, particularly by increasing the savings. However, the money for more savings must come ...
Views: 1473 - Family Budget: Income - by Submitted on Apr 07, 2016 from John SteelyA family budget consists of three parts – income, expenses, and savings. To create a workable financial statement for a family, all three parts must be understood. Each of the parts is similar to corresponding parts of a business budget, but the family’s budget has different perspectives and ...
Views: 1588 - Do you know if your money is safe? - by Submitted on Mar 07, 2016 from Kevin RobertsonBanks rarely fail in Canada. In fact, since Parliament created the Canada Deposit Insurance Corporation (CDIC) almost 50 years ago, there have been 43 failures of its member financial institutions. That may seem like a lot in a country where most of us believe that it can't happen, but the last ...
Views: 1202 - Manage your tax affairs quickly, easily and securely online - by Submitted on Mar 07, 2016 from Kevin RobertsonWant to check the status of your tax return? Or maybe you'd like to register for direct deposit? Or perhaps you need proof of income so you can sponsor a family member to come to Canada? With My Account, the Canada Revenue Agency's secure online portal, you can complete all these tasks easily ...
Views: 1017 - Millennials are embracing prepaid cards - by Submitted on Mar 07, 2016 from Kevin RobertsonMore than other generations, tech-savvy millennials are the most likely to embrace a new alternative financial solution that provides them with the most flexibility to manage their finances − prepaid cards. The open loop prepaid card market in Canada is on track for an annual growth rate of ...
Views: 982 - 9 quick tips to prevent fraud - by Submitted on Mar 07, 2016 from Kevin RobertsonMost people believe that they are immune to becoming a target of fraud. But victims come from all walks of life. Fraudsters are increasingly sophisticated, whether they are operating online, over the phone, or in person — making it more difficult to know who you can and can't trust. “By ...
Views: 1116 - Company Finance: How to Best Manage your Money - by Submitted on Feb 24, 2016 from Lizzie WeakleySometimes the success or the failure of the business depends on how well the corporate finances are handled. Proper account management practices and cash flow management processes are essential in keeping a business afloat. Here is how to best manage your corporate finances. Basic corporate ...
Views: 1396 - Wisdom From Babylon - by Submitted on Feb 24, 2016 from Ben NelsonThe Richest Man in Babylon, the book written by George S. Clason, is a regular revisit for me, at minimum on an annual basis. Written in story form and fairly short, it's a simple read, but full of the wisdom of handling money and building wealth. Here are some highlights of the great wisdom ...
Views: 1320 - Tips for last-minute RSP contributions - by Submitted on Feb 19, 2016 from Kevin RobertsonFor many of us, the deadline for Registered Savings Plan (RSP) contributions is a source of unwanted stress. But personal finance experts say that the deadline is no reason to be intimidated. Even if you haven't been making regular contributions, you can still make a difference in your ...
Views: 1246 - Can Social Media Help You Become a Personal Finance Expert? - by Submitted on Feb 11, 2016 from Cynthia WitsonTechnology and finance have become strong partners in the digital age. Anything and everything online can affect your financial outcomes, whether it’s extra money you’re looking for or items you’re willing to spend money on. You can even invest online trading and stocks to make passive income, ...
Views: 1370 - Guidance To Vet Your Payment Processing Provider - by Submitted on Feb 10, 2016 from Angelina BrownFortunately, the PCI Council doesn’t simply make this ruling and then leave smaller companies hanging out to dry. It produces a guidance document which explains all the responsibilities that SMEs must undertake, and how they can make sure a payment processing provider is doing likewise. The ...
Views: 1268(1 vote) - 5 Wise Financial Decisions to Make in 2016 - by Submitted on Feb 02, 2016 from Cash In A SnapYour financial future should be important to you. Whether you’re thinking about retiring, buying a new home, a new car, paying off student loans, or just putting some money in the bank for a rainy day, your financial future starts now. It is always advisable to start saving from your first ...
Views: 1018 - Dear Donna Financial Advice Column #5 How to Send Love in a Big Way for Valentine's Day at a small cost! Sat. 1/23/16 - by Submitted on Jan 23, 2016 from Donna LeeDear Donna Financial Advice Column #5 How to Send Love in a Big Way for Valentine's Day at a Small Cost 1/23/16 Sat. (I am not a certified financial planner but a financial coach and I cannot offer any investment advice by law.) Q.--How can I express my love on Valentine's Day in a Big Way ...
Views: 1388 - What Story Do Your Numbers Tell You? - by Submitted on Jan 17, 2016 from Dawn ShulerEvery year I’ve done somewhat of a review of my business for the last year. Usually, it’s revolved around revenue, including my most profitable service or program revenue streams and my highest grossing clients. I also plan what programs I’m going to offer in the next 6-12 months, and plan my ...
Views: 1747 - 5 Irrefutable Benefits Of Investing In Mutual Funds - by Submitted on Dec 31, 2015 from Arwind SharmaEver since mutual funds were introduced, they have been one of the most popular investment options for investors all over the world. If you’re an individual with sizeable savings and are looking to venture into the world of stock market investment, a high return mutual fund is your best ...
Views: 1401 - Aiding the Aviation and Aerospace Industries with the R&D Tax Credit - by Submitted on Dec 30, 2015 from jim bradThe aerospace and aviation industries are currently driving America’s economic growth by providing 15% of the US Gross Domestic Product and offering approximately 11 million domestic jobs. Consequently, we depend on this highly technical workforce to keep expanding America’s innovation. ...
Views: 1014 - Strategies and Trickeries to Enhance Your Fiscal Resources - by Submitted on Dec 26, 2015 from Angelina BrownIn the contemporary materialistic world, more often than not people are obsessed with the accumulation of fiscal resources. Some earn a huge bulk of them while the others have no options other than being happy with a small share. Earning, as such, is a valuably essential aspect of our lives. ...
Views: 1401 - Dear Donna Financial Advice Column #3 Best Way to Get an SBA Loan and other Small Business Financing Tips 12/15/15 - by Submitted on Dec 20, 2015 from Donna LeeDear Donna Financial Advice column #3 By Donna Lee (I am not a certified financial planner but a financial coach and I cannot offer any investment advice by law.) 3Q—I’d like to start my own business and I’m seeking financing; where can I start? 3A—Businesses fail for many reasons and ...
Views: 1284 - The Four-Part Test for Qualified Research Activity - by Submitted on Dec 12, 2015 from jim bradTo qualify for the R&D Tax Credit an activity must meet all four items of the “Four-Part Test”. The IRS Four-Part Test requires: a new or improved business component (product, process, technique, invention, formula or software), the business component to be technological in nature, some kind of ...
Views: 769 - How to shop smart and save - by Submitted on Dec 04, 2015 from Kevin RobertsonIt's the time of year for festive dinners, family parties and lovely gifts. But the season of giving doesn't need to be a season for overspending. The key is having a plan. Set a budget for the most important things that make this time of year meaningful for you. Whether it's for home ...
Views: 1231 - Student Loan and Bankruptcy - by Submitted on Dec 03, 2015 from Steve BurgessIt is difficult; however, it is not impossible to discharge student loan in bankruptcy. There are many misconceptions that student loans are not discharged in bankruptcy. But it’s not true. You can get some or all of your student loan discharged in some cases. Biggest Obstacles Borrowers ...
Views: 763(1 vote) - Dear Donna Financial Advice Column #1 Help with NYC Public Assistance 12/1/15 - by Submitted on Dec 20, 2015 from Donna LeeDear Donna Financial Advice Column #1 By Donna Lee (I am not a certified financial planner but a financial coach and I cannot offer any investment advice by law.) Q1—What do I do if I’m having trouble with my public assistance/human resources/welfare/food stamps (SNAP-Supplemental Nutrition ...
Views: 1486 - Simplified: Fixed Rate Vs. Variable Home Loans: Which one is for you? - by Submitted on Dec 01, 2015 from Sally HollingsworthWhen you’re planning to buy a house, one of the most important decisions you should make is about your mortgage. In the situation where you decide that getting a mortgage is your best option when buying your house then the follow-up question is – fixed rate vs. variable rate mortgage? We will ...
Views: 889 - Reverse auction for Insurance Services - by Submitted on Nov 24, 2015 from Anup KiranThere are definitely so many factors that come into play when we are talking about reverse auction for insurance services. The best part about this is that this is one process that is very conducive and transparent. You need not worry about the services when it comes to this because the services ...
Views: 921 - 3 reasons why you should review financial goals regularly - by Submitted on Nov 12, 2015 from Kevin RobertsonOne of the most effective ways to achieve your goals and dreams is to have a personal financial plan, but unless you keep it up to date, it may not be working as effectively as it could. That's why it's important to regularly review the progress you are making towards the goals and the savings ...
Views: 1250 - Business Loan Consolidation - by Submitted on Nov 12, 2015 from Advance SmartThere are many businesses out there that have multiple loans or lines of credit. We get many requests to consolidate these loans. There are times when that is a good idea and when it’s not. Every business needs working capital. Business loan consolidation is a great way to free up working ...
Views: 968(2 votes) - Business Financing for the Holidays - by Submitted on Nov 02, 2015 from Advance SmartRight before the holidays businesses are stocking their shelves in preparation for the busiest time of the year. Many businesses do the majority of their sales during the holidays so they have to purchase extra inventory to accommodate. Merchants should take advantage of some of the options and ...
Views: 939(2 votes) - How to: Apply for a Business Loan - by Submitted on Nov 02, 2015 from Advance SmartHow to: Apply for a Business Loan In the scrutinized world of business loans cost to the applying business owner is heavily weighed on risk. The riskier the loan looks to a lender the less chance an applicant has at getting approved and the cost is higher. Aside from filling out an ...
Views: 1297 - The Real Money-Saving Power of Coupons - by Submitted on Nov 29, 2015 from Cynthia WitsonCouponing is a big deal, especially for those who do it on a regular basis. You can see people on TV using coupons for every single piece of product that they buy in the grocery. Sometimes, they even get free money (refund) from using all the coupons! If you’re someone who hasn’t explored the ...
Views: 1365 - Business Loan Brokers vs Business Loan Lenders - by Submitted on Oct 02, 2015 from Advance SmartMany business owning merchants have asked us this question and the answer is simple. Using a business loan broker is far better than going direct to a lender because you get the best deal using a broker no matter what the industry is. When you buy airline tickets chances are you bought them ...
Views: 969(1 vote) - What the Business Lenders Don't Tell You. - by Submitted on Oct 01, 2015 from Advance SmartThis is one tough economy these days. There are more and more small businesses borrowing capital now than ever before. If it’s time for you to execute your plan of action and you just need some capital to make it happen then you stopped at the one blog that is going to give you a 17 years of ...
Views: 872(2 votes) - Purchasing Actual Property in England - by Submitted on Sep 29, 2015 from Cynthia WitsonPlease note that different systems of real estate deal apply in different parts of Great England. This article is applicable specifically to England and Wales. A different program functions in Scotland. Buying residence in England is not for the faint-hearted. The property rules, which seem ...
Views: 1052 - Forensic accounting – a means to end fraud & an excellent career choice - by Submitted on Sep 29, 2015 from Supriya NigamCatching thieves ingenious enough to stealing millions of cash from companies, or bringing down the notorious mob bosses in history. These endeavors do not require anymore a superhero with powers, but can be taken care by a mild-mannered accountant in the swiftly rising field of forensic ...
Views: 1346(2 votes) - Interest Rate Hike Survival Blue Print: How to Prepare, Preserve and Prosper - by Submitted on Sep 21, 2015 from Wendy Montes de ocaAfter months of speculation, the Fed decided not to raise rates at its most recent meeting. However, that doesn't mean things are fine and dandy. We're not in the clear...just year. Smart and savvy investors see the writing on the wall. They know that with the markets as volatile as ...
Views: 1170 - How To Achieve Profits and Protection During Bond Market Bubble - by Submitted on Sep 16, 2015 from Wendy Montes de ocaA Bond Market Collapse and Rising Interest Rates That Will Wreck Your Entire Portfolio are on the Way ... The Fed is meeting to decide if a much anticipated interest rate hike will finally come to fruition. The good news is ... you still have time to prepare if you act now. I’m going to ...
Views: 1153 - The Job Market-Interest Rate Connection - by Submitted on Aug 26, 2015 from Wendy Montes de ocaIf there’s one thing I’ve learned about following the Federal Reserve is jobs are crucial. By that I mean, if the U.S. economy is creating new jobs in a robust manner, then it’s likely an interest rate increase will follow. And the next Fed meeting is just weeks away. According to the ...
Views: 1174 - Where To Find The Swift Code For A Bank - International Business And Financial Considerations - by Submitted on Aug 20, 2015 from Believe TreatmentIt is no surprise to anyone in business that international trade is a growing trend. Not only are new markets opening for sales opportunities, but they have been opening for a long time for supply considerations as well. For many years, only large businesses were able to take advantage of ...
Views: 831 - How to Improve your Personal Finances in Today's Struggling Economy - by Submitted on Jul 15, 2015 from Lizzie WeakleyWhile the economy has rebounded considerably in many areas of the country since it crashed a few years ago, many people continue to struggle. Some of the most common reasons people struggle financially relates to high debt levels, low savings balances and insufficient budgeting efforts. If you ...
Views: 1225 - How To Choose Home Loan Lender - by Submitted on Mar 27, 2020 from Arwind SharmaHome loan is an immensely integral part of home buying. After all, which other medium helps you to buy your dream house without disrupting your budget? However, if finding the right kind of home loan scheme is important, equally essential is finding the right lender for borrowing your loan. Home ...
Views: 956 - How to Incorporate the Financial Strategies in Your Restaurant Business Plan? - by Submitted on Jul 06, 2015 from Robin ClarkA major part of your restaurant business plan covers the financial part. The financial section comprises income statement, cash flow statement and balance sheet. If your restaurant business is comparatively new, then your financial statements will act as your business projections. On the other ...
Views: 2488 - Three Questions to Ask Yourself before Being Financially Free - by Submitted on Jun 22, 2015 from Jay PasanaToday, people think much more about their health, exactly what they eat, how they look, the best place to hang out with loved ones, what movie to watch, or the best place to spend their holiday. But for most people, financial stability isn't a reality. So how can you be financially fit? ...
Views: 936 - How to Budget Your Money Wisely - by Submitted on Jun 22, 2015 from Jay PasanaWorking with a budget has always been difficult for many people. It connotes restriction and challenges people to keep his spending pattern at a certain level. However, if you take a good look at it, a budget is merely a guide on how one spends his money wisely, and having saved some, has more ...
Views: 1110 - Resuscitate Your Payslip - by Submitted on Jun 08, 2015 from Jay PasanaI remembered a year ago, I was having an intimate conversation with the immigration consulate to Canada, and she explained one fact that has haunted my young mind forever. “The poverty line at this time is at 35, 000 pesos. In case your monthly income falls below that line, you're already ...
Views: 1036(1 vote) - How Tax Payers have Gained in One Year of Modi Govt.? - by Submitted on Sep 20, 2018 from Sanjit AgarwalWhile the media is rife on analyses and discussions on the performance of the Narendra Modi-led NDA government, the tax payers got some tax concession in the form of enhanced deductions and exemptions. The extra concessions are supposed to put more money in the pocket of the tax payer and help ...
Views: 1669 - When we Create Prisons of Convenience - by Submitted on Jun 02, 2015 from Jay PasanaWe are in some kind of prison of our own. To most of us who've examined ourselves closely, we normally realize that a prison comes in different forms. It may be financial disability, being enslaved by a devastating form of passion, or getting reminded by a painful past we’ve never learned to let ...
Views: 940 - Do You Have Stability On Your Personal Finances? - by Submitted on Jun 01, 2015 from Jay PasanaDon't know that the ultimate goal in managing money is to have a sense of balance between earnings and spending? Do you have a good grip of it? Do you see the effects of your financial choices on your net worth? When you were still a child, you usually don’t care when you have enough money in ...
Views: 929(1 vote) - An Economic Slant Resulting from a Three-Way Struggle Between America, Russia and the Vatican - by Submitted on May 20, 2015 from Richard RuhlingThe subtitle of Malachi Martin's best-selling “Keys of This Blood,” indicates that the super-powers are involved in a three-way struggle for world supremacy. The book may have overlooked our 500 point stock market crash a month after John Paul's visit in 1987. With the take-down of the ...
Views: 1550 - An Economic Slant Resulting from a Three-Way Struggle Between America, Russia and the Vatican - by Submitted on May 20, 2015 from Richard RuhlingThe subtitle of Malachi Martin's best-selling “Keys of This Blood,” indicates that the super-powers are involved in a three-way struggle for world supremacy. The book may have overlooked our 500 point stock market crash a month after John Paul's visit in 1987. With the take-down of the ...
Views: 1721(1 vote)