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The rainy day blues tends to keep people cooped up and wishing for the sun. However, rainy days don't have to be all gloom and laziness. With a little planning and prep, these days can actually turn into one of the most productive days of the year! Here are a few things you can work on next time ... Views: 1181
Without a Bitcoin wallet, you can't send or get Bitcoin portions. So before you get bitcoins, you'll need to buy, download, or make a bitcoin wallet. It is protected to state that you are another Bitcoin customer? We especially recommend the free Copay wallet that can be used on many working ... Views: 990
Whatever size business you may own or manage, chances are that you will run into numerous contracts along the way. From contracts with other businesses whose services you use to employment contracts with your employees, contracts help your world run smoothly and limit the number of legal issues ... Views: 655
Agreements to buy or sell a raw material at a specific date in the future at a particular price are Commodity futures. Futures market is a place where people can trade standardized futures contracts. It is an aution market in which buyers and sellers are participants, they buy and sell commodity ... Views: 615
Before forming the Maigrit PLC and other businesses, I, Ike Madu, have been into the financial industry for over four years. Having worked as a manager for General Portfolio and eventually as a Senior Consultant for Mildon/ Laurentian Life, companies that provide financial services, I, Ike Madu, ... Views: 826
If you’ve subscribed for Online Banking Login service through your bank, you must have mobile app installed in your Smartphone. But if you don’t hear any alerts on whatever financial activity is performed at your bank account, it is time to set alerts on your Online Banking App.
It doesn’t ... Views: 1107
Is your credit score far from where you want it to be? Did you recently get turned down for a credit card or loan offer? Or are you hoping to buy a house soon and know that you won’t get a favorable interest rate? While it’s virtually impossible to boost your credit score over night, raising ... Views: 1516
Payday Loans
A payday credit is a fleeting advance that can help you through a money related crisis. The way toward meeting all requirements for this kind of advance is moderately basic and normally requires little documentation. Therefore, you may have the capacity to acquire endorsement or ... Views: 843
These days I don't buy anything without first reading actual customers reviews and ratings online. So why shop for a business loan without doing the same?
Check out this compilation chart, aggregating top online review sites, from thousands of reviews of business loans and lines of credit at ... Views: 1063
The easiest way to spot a millennial is to look at what people have on their hands. Chances are millennials have their heads bent down while their hands are busy with their phones. Either they are checking updates on Facebook, stalking someone on Instagram or getting the feel of the world right ... Views: 1940
When you’re a small business owner, you have to be the man (or woman) of all hands: you’re usually the one who sells products or provides services, as well as takes care of all the administrative arrangements and financial management. Everything that’s related to the operation of your business ... Views: 1145
By now, you have probably heard of the numerous benefits of having a budget, particularly if you are trying to get out of debt. Perhaps you even tried it for a month or two. If you’re convinced that it took too much time and simply did not work for your lifestyle, try one of these five creative ... Views: 889
The immediate health of a business is primarily determined by its net working capital. Working capital is nothing but the assets that can be used to pay off short-term expenses. This includes w cash, inventory, accounts receivables etc.
Any businessman must, at the outset, determine the ... Views: 950
Sometimes it seems like saving money is impossible, and it is easy to get discouraged. If you run out of money before you run out of month, you may wonder how you will ever make ends meet, let alone save for the future.
Even so, there are strategies you can use to put more money aside and ... Views: 2029
If only saving was as easy as spending, many people would be financially independent and stable. As it is, one act is easy—spending, while the other is very difficult: saving. According to the latest survey from GoBankingRates.com, 69% of Americans have less than $1,000 set aside as savings. ... Views: 997
Thirties is a landmark decade. This is the time when one experiences significant moments in life: existential crises, ticking biological clocks, heightened job dissatisfaction, sexual peak, pre-midlife crisis, and start of real happiness. This is also when one’s career soars to new ... Views: 885
Financial experts suggest that you should try and get a larger amount for your pre-approved Home Loan. Most individuals spend a significant amount of their time in shortlisting the property. Later on, they realise that the maximum Home Loan amount is inadequate to finalise the buy.A Home Loan ... Views: 903
If you focus your attention on the lack of money, that’s what will get reinforced.
Where you put your mental attention is what gets nourished.
Poverty comes to the person who is emotionally and intellectually prepared for it.
Prosperity is attracted to the person who is emotionally and ... Views: 1834
A retirement plan is one of the best investments a person can make in a lifetime. Eventually, we will be too old to work. And when that happens, we need money to continue living. This is where the retirement plan comes into play. After being independent for most of your life, you wouldn’t want ... Views: 1093
I’ve been an entrepreneur since I started mowing neighborhood lawns in high school. Soon after, my buddy and I launched a full-on landscaping operation with three trucks, a trailer, commercial mowers, and a staff of eight — all before graduation. Eventually, I sold that company to add more ... Views: 2068
If there’s one thing I’ve learned as a real estate entrepreneur, investor, and wealth creation evangelist, it’s this: To build a life worth living, you need to plan for a life well-lived. Purposefulness is the key to achieving your goals, especially financial ones.
Wealth creation isn’t just ... Views: 1602
The time has come for every American to change their way of thinking when it comes to taxes. You are now faced with an entirely new era of the taxation laws and regulations that will affect every American citizen of every generation. The real estate investors in particular have to get to the ... Views: 690
Talking about financial success, does the so-called “snowflake generation” think of this? This generation is said to be more vulnerable in considering and understanding other people’s views because they are more concerned with their image and social status.
Financial success is an important ... Views: 1126
Honey, today is the day that everything starts to change…
Not tomorrow when you have learnt something new…
Not tomorrow when you suddenly have some more time and the children don’t need you, or the partner is happy or the parents don’t want you to run an errand or something…
Not ... Views: 1270
Small office or home business are dependent on personal skills and knowledge as well. It may not be possible for a small business owner to hire a professional expert for every aspect of the business just like any large business house. In most of the case, the small business owner has to be a ... Views: 887
Just last week, John (not his real name) lost nearly 60% of the value of his self-directed IRA in a single day. There wasn’t a horrible crash in the stock market or an act of fraud that caused this calamity. Instead, John’s misfortune was the result of an esoteric mistake that rendered John’s ... Views: 984
Struggling to save money is a problem for 47 percent of Americans. With the rising costs of food, rent, and utilities, saving money can become an exercise in creativity. Take heart: there are ways to save money even on a limited income.
Strict Budgeting
The first thing financial experts ... Views: 843
Buying a car is usually one of the most important and expensive transactions the common person makes in their lifetime. About 70 percent of people need to finance their cars. It pays to be knowledgeable and prepared when you apply for an auto loan. By making the right decisions with your ... Views: 801
The fabric of Indian society has changed drastically over the last few decades. Where large families used to make do with a single residence, nowadays the joint Indian family has disintegrated into various nuclear units, each with its own residential requirements. This is the reason that the ... Views: 1541
Thank you to Craig D. Price for this Guest Post!
I am a licensed investment advisor whose fiduciary duty is to act in my client’s best interest. However, for 23 years I was registered as a stock broker, so I know the brokerage business first-hand.
Let me tell you some things you need to ... Views: 1634
Like it or not, when you own a business it is inventible that at some point in time, you’re going to need the help of an attorney.
It isn’t as bad as it sounds, because not every legal matter means you’re getting sued left and right by every customer who comes along. The bottom line, a lot ... Views: 1168
A lot of people tend to think that investing in stocks is difficult, when in reality it is incredibly easy, if you go about it the right way. The main challenge that you will face when considering investing in stocks is choosing companies that have a record of beating the market. When it comes ... Views: 1490
Most entrepreneurs would easily fall for the idea that building wealth can only happen by selling their business. The truth is: only a handful of entrepreneurs get to sell their businesses for millions and most are missing out on the crucial steps of being a successful entrepreneur.
If ... Views: 1077
Employee provident fund (EPF) is a scheme designed and controlled by the Government of India. The ministry of employment and labor, government of India introduced (EPF) employee’s provident fund on 15th Nov 1951. In the next year, the employee provident fund act 1952 came into being in place of ... Views: 970
If you want to protect your credit when you have overdue bills, in an easy way that does not require a ton of energy and effort, the most important thing that you can do is understand how specific infractions, such as paying late, will impact your credit.
Today, we'd like to share ... Views: 4616
When traveling abroad, credit cards are absolutely indispensable. It is best advised to travel across the globe with low cash in hand, but with credit cards in your pocket. The most important question that flashes through your mind when using credit cards on foreign lands is- What are the ... Views: 1107
Indian stock market has proven itself a good medium for investing and increasing the worth of capital by its last few decades performance. However traders and investors still fear to invest their hard earned money in stock market. When it comes to investing in stock market there is no one who ... Views: 495
By Craig D. Price, CFP®, Will Thompson, CFP®, CFA®
Do you own an actively-managed mutual fund? If you do, you are out of step with recent investment trends. In 2015, investors pulled $308 BILLION from actively-managed mutual funds, the largest one-year redemption in history. In contrast, ... Views: 971
If you asked a room full of Certified Financial Planners which is better, passive investing or active investing you may find the room divided 50/50.
Proponents of each perspective have both anecdotal examples and impressive data to support their position. Heated discussion among wealth ... Views: 1009
We have frequently caught wind of home advances, best car loan in india and individual advances. The greater parts of us additionally know the reason which these advances serve. Be that as it may, just a couple of us would know about business credits. We should attempt to comprehend the ... Views: 656
Most investors see gold as a safe investment option that can help them in a financial crisis. However, with various macroeconomic and political factors having a say on the prices, the lure of gold as an investment medium has lost some of its sheen over the last few years as can be seen from the ... Views: 2050
Nobody plans to fail, but many people fail to plan. Lack of planning eventually leads to failure. 33% of Americans have no financial plan, according to a report by CNBC.
Success in life and business needs a roadmap to guide us towards financial growth and success.
Having a great idea, ... Views: 2133
The winter months of the year can feel like a very long time. The cold weather, snow, and gloomy atmosphere may make people want to change things up by spending money on a vacation or new personal items. While spending money on things you enjoy is OK, you need to ensure that you keep some money ... Views: 1175
The less you complain about those things you can hardly change, the more focused you can be in doing things the right way. Yes, we sometimes live in difficult times; but turning those “excuses” into opportunities can make your business more profitable.
Successful entrepreneurs agree that ... Views: 1002
If you need money now to pay for a car repair or to make sure that you don't lose your spot in school, you may want to turn to an installment loan. Taking out a loan allows you to get the money that you need today without having to deplete your savings or otherwise come up with the cash on your ... Views: 806
While many of us are looking for new ways to get rich, a lot of us aren’t thinking about the tried and true, common sense methods of saving money and achieving personal wealth the old-fashioned way. But, think about it for a minute. All of those old methods worked for people for many, many ... Views: 2692
Traders have to face infinite challenges which are offered by stock market , making it difficult for them to earn high returns. Earlier stock market did not offer different modes by which traders can trade in it. But now various modes are present which have their own pros and cons. Traders ... Views: 523
Home loans are typically taken for a long duration, approximately 20-25 years. During this tenure market circumstances tend to fluctuate which may alter interest rates and other factors. Due to these fluctuations, borrowers may want to reshuffle their accessible loan in line with the financial ... Views: 639
Commodity trading strategy are pre defined plans of buying and selling commodities to make profit from future price fluctuations. It is very important to have well planned trading strategy to manage risk .Just by learning about updates related to different commodities is not senough for ... Views: 526