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Articles from Arwind Sharma | Selfgrowth.com
- Paying off a debt? The Amortization schedule is here - by Submitted on Mar 02, 2020 from Arwind SharmaAre you paying off your Personal Loan? Great. This is the best time for you to go through the following section on paying off your dues. You can learn all about Amortization Schedule and how it helps in paying off loans. Amortization Schedule Definition In finance and business, ...
Views: 1014 - Invest in a Children Future Plan to Secure Your Kids Financially - by Submitted on Feb 21, 2018 from Arwind SharmaYour children look towards you to support them physically, emotionally, and financially. Whether you have a son or a daughter or both, education is their birthright and it should be every parent’s prerogative to ensure their child’s future by making an investment in a children future plan. ...
Views: 1009 - How To Make The Best Use of Chartered Accountant Loans - by Submitted on Oct 24, 2017 from Arwind SharmaAbhishek Sharma has been a certified Chartered Accountant (CA) for six years now. After working at a private organization, he decided to start his own accountancy firm. This meant that he needed to pool in his income and savings into his new practice, and that’s when he thought of his existing ...
Views: 1008(1 vote) - 4 Factors to Consider Before Booking 1-2 BHK Flats in Mumbai - by Submitted on Dec 02, 2019 from Arwind SharmaAre you looking to book a 1 BHK flat in Mumbai, an apartment or an independent villa? If yes, before arranging for funds, you ought to check and consider some vital factors before booking a real estate property in Mumbai. Buying a home has to be the biggest decision of one’s life, and people ...
Views: 1002 - Personal Debts: How You can Shred Your Borrowing this Year with Engineer Loan - by Submitted on Mar 08, 2018 from Arwind SharmaAs a professional, you must strive to repay your debt in order to grow your business smoothly. Reducing your borrowings can help you escape the burden of expensive EMI payments and high interest rates. If you use an engineer loan to manage and repay all your outstanding debt, it will also help ...
Views: 1000 - The Impact of Renovation on Your Home Insurance Policy - by Submitted on Jan 09, 2018 from Arwind SharmaA remodeled home not only improves the looks and enhances comfort, but also earns a higher valuation. In such a case, will the existing home insurance coverage suffice? Do the renovations have any impact on your existing home insurance policy? Yes, it does. While minor changes will not have ...
Views: 992 - Best Business Loan For Kochi Residents - by Submitted on Oct 24, 2017 from Arwind SharmaKochi, the commercial capital of Kerala, has one of the largest business belts in South India. A major port, it houses numerous petrochemical factories, fertilizer companies and oil corporations. With exports being one of Kochi’s specialities, it is also known for its booming electronics and ...
Views: 991(1 vote) - How You Can Increase Your Chances Of Getting A Personal Loan - by Submitted on Jul 16, 2019 from Arwind SharmaDisbursement of unsecured loan involves a certain amount of risk on the lenders’ part. This is because of the absence of collateral. Consequentially lenders are cautious about approving a personal loan. This does not mean that banks or non-banking financial companies (NBFCs) are not eager to ...
Views: 991 - Free Online Jyothisham to Predict Your Future According to Telugu Jathakam - by Submitted on May 27, 2020 from Arwind SharmaKnowing which direction your future is heading towards can always be highly uncertain. You can spend all your life planning and strategizing, but there are some forces that you just cannot anticipate. That’s why so many people nowadays want to have their Jathakam read by a family astrologer. ...
Views: 982 - 3 Steps to Get Your Bajaj Finserv EMI Card - by Submitted on Nov 20, 2018 from Arwind SharmaYou went into an electronic shop of your choice to purchase many products without carrying any cash, card or wallet and still walk out with your purchases on EMIs? Won’t you feel supremely enchanted or surprised, right? You may be thinking how one can simply walk into any electronic or other ...
Views: 981 - How Can I Save my Credit Score as a Loan Defaulter? - by Submitted on Jul 06, 2016 from Arwind SharmaBuying a home will probably be one of the most expensive purchases you will ever make. To fund this purchase, you can avail a housing loan. A Home Loan is the best option when it comes to financing a property without creating a dent in your savings. For many, the EMIs of a Home Loan constitute ...
Views: 972 - Benefits of Business Loan for Manufacturers - by Submitted on Feb 19, 2018 from Arwind SharmaManufacturers often require loans for various purposes be it for major projects, inventory, equipment and so on. However, finding the right source of funding is often a difficult task. Most conventional lenders have highly stringent terms and conditions along with eligibility criteria and ...
Views: 968 - Flipkart Big Shopping Days: Make Your Purchase Simple With Cart Financing! - by Submitted on May 15, 2018 from Arwind SharmaFlipkart has gained a reputation for holding some of the biggest online sales in the recent past, and Flipkart’s Big Shopping Days are no exceptions. The latest sale from 13th May to 16th May is set to see not only jaw-dropping deals on a vast range of products but even fabulous financing ...
Views: 968 - What you Stand to Gain by Taking a Joint Home Loan - by Submitted on Jan 16, 2017 from Arwind SharmaOne of the most important purchases that you’ll make in your lifetime is a home. That goes doubly so if you’re married. You and your significant other will think long and hard before you decide to go out and purchase a home. But before you go to the bank and apply for your loan, you should ...
Views: 966 - Applying For a Loan? Here Are a Few Tips to Improve Your Credit Score - by Submitted on Jul 24, 2018 from Arwind SharmaCredit is always a good way to meet life goals and meet pressing developmental and other familial needs when it comes to working professionals. Loans are available these days for almost everything from traveling to buying cars or bikes and even for purchasing home essentials, gadgets and ...
Views: 960 - Grab Exciting Deals on Men’s and Women’s Fashion Products this Diwali - by Submitted on Oct 25, 2018 from Arwind SharmaYou’re sure to want to look perfect for every occasion be it an office party, a marathon, an outing with your friends or a festive occasion like a Diwali party. If you’re scouting for outfit options for the latter, now is the best time to update your wardrobe without breaking the ...
Views: 960 - Is a credit card more beneficial than a line of credit? - by Submitted on Aug 29, 2018 from Arwind SharmaYou always need money for either buying a new house, financing your child’s education, or other requirements. However, certain dire situations call for the need of lump-sum amount which you may not be able to obtain right away. Thus, make sure you fill a credit card application form and ...
Views: 958 - Why use an EMI calculator before applying for a personal loan - by Submitted on Feb 08, 2019 from Arwind SharmaThe personal loan EMI calculator is a user-friendly application for simple and quick calculation of the EMI that you will have to pay. So, if you’re applying for a loan for the first time or have done it previously, this tool can help you plan effectively. It will help you calculate the EMI. you ...
Views: 958 - Quick Insights on Calculating Income Tax on Your Interest Income - by Submitted on Jan 07, 2019 from Arwind SharmaYou should be aware that the interest earned above and over a certain or fixed limit invites income tax deductions on receivable interest income. However, not many people are aware or sure how to calculate income tax on interest income. As a result, their interest income keeps getting charged ...
Views: 947 - How do you Know when it is the Right Time to Transfer your Home Loan? - by Submitted on Aug 09, 2017 from Arwind SharmaSunil Chedda, a stock market analyst in Chennai, was in the process of applying for a Home Loan so he and his family could live more comfortably in a home of their own. His application was approved, and he bought a larger apartment that everyone was happy with. However, after the third year of ...
Views: 938 - Need More Money After Taking A Home Loan? Opt for 'Top-Up’ Loan - by Submitted on Sep 05, 2018 from Arwind SharmaIt’s a known thing that such borrowers who avail a Home Loan to buy their dream home have many more wishes or goals left which they can’t fulfill after availing it. It’s because a Home Loan is once in a lifetime obligation that people opt for and since it runs for years, people don’t have ...
Views: 927 - Four Monthly Income Investment Options Post-Retirement - by Submitted on Oct 14, 2018 from Arwind SharmaAfter retirement, it is the starting of a new life. Senior citizens have a sizable amount of money in hand to invest. However, one should be very careful to choose investment options to ensure smooth navigation of life expenses in golden years. Regular income is the key to provide a comfortable ...
Views: 923 - Everything you Need to Know About Home Construction Loan - by Submitted on Aug 04, 2017 from Arwind SharmaWhen you have a plot of land, one thing that makes a lot of sense is to build a house on it. But that’s easier said than done. More often than not, it’s difficult to find the money to get the construction done. That’s where you should look at a Home Loan for constructing the house yourself. ...
Views: 922 - Book your Family Holiday to Rajasthan on No Cost EMI - by Submitted on Nov 07, 2017 from Arwind SharmaOpulent palaces, the majestic Thar desert, and world renowned hospitality, Rajasthan is indeed fit for the kings! And with winter fast approaching, Rajasthan makes for a great destination as a winter getaway.You can camp under the stars in the deserts of Jaisalmer, or take in the beauty of the ...
Views: 921 - Personal Loan vs Gold Loans - by Submitted on Mar 30, 2020 from Arwind SharmaPersonal loans and gold loans are 2 of the most popular forms of loans in the country. While the former is an unsecured form of loan that is approved on the basis of the applicants credit scores and income, the other is provides money by mortgaging the applicants gold reserves. In India, gold is ...
Views: 920 - Have You Started Saving For The Retirement? - by Submitted on Feb 15, 2018 from Arwind SharmaIn today’s world owning a house and having a secured job might be a big achievement but there is something more concerning that you need to be prepared for, i.e. ‘Retirement’. It is a phase in life when you finally decide that you have done all you could in your career and look for a contented ...
Views: 916 - How to Get a Loan For Chartered Accountants With Poor Credit Rating - by Submitted on Feb 19, 2018 from Arwind SharmaGetting any type of a loan depends on various factors, with your credit rating being one of the major ones. As it is a measure of your loan repayment ability, lenders usually require a minimum credit score to even consider your loan application. However, there are certain lenders that look more ...
Views: 914 - How to Get your Finances Ready for your Child’s Future Goals? - by Submitted on Jan 29, 2019 from Arwind SharmaAs parents, you may want to be able to fulfil your child’s dreams, no matter what they are. However, procuring funds at the last minute will not help you do this, especially owing to inflation. So, start building a balanced investment folio today. You can consider both short-term investment ...
Views: 911 - How to Avoid Defaulting on your Personal Loan - by Submitted on Oct 27, 2015 from Arwind SharmaDefaulting can seem like a rather steep risk factor when taking out a personal loan. While this action can have rather serious consequences, there are many ways of avoiding it. So take a deep breath and read on to learn about the basics of dealing with a personal loan default. Avoid Loan ...
Views: 906 - This Big Billion Days, Shop for the Best Perfumes on No Cost EMI - by Submitted on Sep 21, 2017 from Arwind SharmaFinding a fragrance that works for you is easier said than done, especially if you have to also worry about the cost. This Big Billion Days, choose from a wide array of perfumes and fragrances that meet your preferences without hurting your budget. Flipkart’s latest sale is live during 20th ...
Views: 904 - Why You Should Opt for More Than the Maximum Home Loan Amount for Your Purchase - by Submitted on Apr 18, 2017 from Arwind SharmaFinancial experts suggest that you should try and get a larger amount for your pre-approved Home Loan. Most individuals spend a significant amount of their time in shortlisting the property. Later on, they realise that the maximum Home Loan amount is inadequate to finalise the buy.A Home Loan ...
Views: 903 - Tips to Renovate Your Kitchen - by Submitted on Mar 30, 2020 from Arwind SharmaKitchen is a significant part of a house. A home can never be considered complete in the absence of a well set up and comfortable kitchen. However, with time and rigorous usage, the structure and other areas of the kitchen start wearing out. Even if the structures are in a decent condition, your ...
Views: 887 - Top 5 OLED TV Brands that You can Buy on No Cost EMI - by Submitted on Sep 16, 2018 from Arwind SharmaPurchasing a television requires some deliberation, as apart from selecting a model and evaluating the features, you also want to focus on the brands themselves in terms of the technologies that they use, their after sales service, and the durability of their TVs. To ensure that you get the best ...
Views: 887 - How To Choose Home Loan Lender - by Submitted on Mar 27, 2020 from Arwind SharmaHome loan is an immensely integral part of home buying. After all, which other medium helps you to buy your dream house without disrupting your budget? However, if finding the right kind of home loan scheme is important, equally essential is finding the right lender for borrowing your loan. Home ...
Views: 886 - A Beginner’s Guide to Wise Investment Options - by Submitted on Feb 15, 2018 from Arwind SharmaNavigating through different investment options available in the market can seem frustrating to the uninitiated. Hiring a financial advisor or expert to guide you through the thicket of current investment trends might come in handy. If you’re the do-it-yourself type then you should try comparing ...
Views: 872 - Watch Cricket on An LED TV, Through Bajaj’s No Cost EMI Card - by Submitted on Oct 28, 2016 from Arwind SharmaWith Diwali arriving in few days, there are exclusive festival-based offers being announced everywhere. This season spells celebration in every sense, and shopping for your favourite goods certainly adds to the charm. Given this, there is surely no better occasion than Diwali to spruce up ...
Views: 864 - Think About Stamp Duty and Other Charges While Taking Home Loan - by Submitted on Oct 31, 2018 from Arwind SharmaA home is where the heart is! A person strives all his life and yet is unable to save enough funds to purchase a home of his/her choice. What’s more, the increase in the prices of real estate properties has further dented a common man’s hopes to buy a home. Nonetheless, the concept of Home ...
Views: 832 - Did You Check Your Eligibility for Pradhan Mantri Awas Yojana? - by Submitted on Dec 31, 2018 from Arwind SharmaTo provide housing for all, the government of India launched the Pradhan Mantri Awas Yojana (PMAY) in 2015. The mission will be implemented during the period of 2015–2022 with the help of urban local bodies and other agencies through states and union territories. The scheme aims to provide ...
Views: 810 - Investment Ideas for Emergency Fund - by Submitted on Sep 24, 2018 from Arwind SharmaAn emergency always comes unannounced, and probably when we least expect it. Hence, it is good to be well-prepared for the challenges life throws at us. It is always advisable to have an emergency corpus that can come to your rescue to meet immediate expenses during unforeseen circumstances. ...
Views: 798 - Oppo F5 Hands-on Review - by Submitted on Feb 21, 2018 from Arwind SharmaOppo has been in the Indian mobile industry for some time. It has emerged as one of the major players catching the frenzy of its end-users. The major highlights of an Oppo Smartphone are its camera and clean specs. Oppo F5 Mobile Highlights - A bigger screen with 18:9 and narrow borders - ...
Views: 790 - How To Make More Money With The Help Of Bajaj Finance FD - by Submitted on Jan 29, 2019 from Arwind SharmaWhy do you need to grow your money? Do you dream of having a beautiful house, car and all the luxuries? Do you dream about a comfortable future after retirement where you can sit back, play with your grandchildren and enjoy your life without having to depend on anyone? Well to make all these ...
Views: 776 - Equity Shares V/S PPF V/S Fixed Deposit - by Submitted on Feb 15, 2018 from Arwind SharmaFor an investor looking for investment sources in the market, there are many options to choose from. The market is now gaining its position back, and this might be the right time to invest in one of the different sources in the market. There are different sources in the market like Equity Shares ...
Views: 749 - Refinancing - A Hope for Existing Home Loan Borrowers - by Submitted on Apr 02, 2019 from Arwind SharmaIf you are currently repaying a home loan and find it difficult to make regular EMI payments due to unforeseen circumstances or rising medical expenses, you can still avoid defaulting and make use of lower home loan interest rates prevalent in the market. You can do this by asking your lender to ...
Views: 749 - Remember These Fashion Tips to Escape the Sweaty Summer Messes - by Submitted on Jun 09, 2016 from Arwind SharmaSummers might be great for flaunting the trendy clothes and showing off your toned arms and legs, but it brings up its own set of challenges; the most prominent one being sweat. In the scorching heat, it is impossible to avoid sweating if you are not locking yourself up in a fully air ...
Views: 656(1 vote) - CHANGE OF CAPTAINCY AND ITS EFFECTS - by Submitted on Oct 19, 2020 from Arwind SharmaPakistan cricket team has always been under steaming arguments whether it’s because of the way they perform or the way they take pictures or when it comes to their fitness. Many of our long term favourite players from the team have disappointed us big time but sometimes the new talent has ...
Views: 626 - Where to Buy Exclusive Valorant Hacks? - by Submitted on Oct 30, 2022 from Arwind SharmaThe makers of League of Legends, Riot Games, have a new game out called Valorant. The game has now been released from closed beta and is accessible to gamers everywhere. A strategic shooting game called Valorant has two teams of five players apiece. Valorant pits squads of five members against ...
Views: 467 - Escape From Tarkov Hacks | No ban, EFT Cheats, Aimbot, ESP - by Submitted on Oct 30, 2022 from Arwind SharmaSkycheats tell us there are several other areas in the game, such as the Factory, the Woods, the Shoreline, the Interchange, Customs, and the Lab, and if there's one thing that they all have in common, it's that the action never stops. skycheats Reserves is another area in the game. The ...
Views: 374 - Where to Buy Exclusive Valorant Hacks? - by Submitted on Oct 30, 2022 from Arwind SharmaThe makers of League of Legends, Riot Games, have a new game out called Valorant. The game has now been released from closed beta and is accessible to gamers everywhere. A strategic shooting game called Valorant has two teams of five players apiece. Valorant pits squads of five members against ...
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