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- Saving for Retirement – 5 Steps to Success - by Submitted on May 10, 2021 from Lukas D.Retirement should be an important concept to each of us. As soon as possible, we should all be focusing our efforts on saving for retirement. According to the Department of Labor, most individuals spend at least two decades in the retirement phase of their lives. By focusing on a money saving ...
Views: 2340 - Senior Citizens Now Have Numerous Reasons to Smile; Financially - by Submitted on Sep 05, 2011 from Michael KartelLike each one of us, aged people also have their share of banking and financing needs. Hassel free and convenient banking is all we want and senior citizens are no exception. Their financial needs differ from the other age groups and thus they need dedicated banking solutions. Senior citizen ...
Views: 1392 - Senior Citizens: How To Increase Retirement Income Without Giving Up Your Retirement! - by Submitted on Nov 25, 2010 from John BergmanDo you find yourself approaching retirement age and worrying if you’ll have enough money to last? Many seniors who have retired have gone back to work in order to supplement their retirement income. Some work for minimum wage while others continue at their current job. Many seniors watched ...
Views: 2105 - Senior Housing in Atlanta - by Submitted on Mar 05, 2012 from Campbell StevenSt. George Village goes far beyond offering a place for senior housing in Atlanta. Built to provide the highest level of health care in a small town atmosphere, this Atlanta retirement community offers a richer and better life for its residents through companionship, convenience, and a variety ...
Views: 827 - Senior Living in Atlanta - by Submitted on Mar 05, 2012 from Campbell StevenSt. George Village offers a sense of community combined with superior health care for people seeking senior housing in Atlanta and its surrounding areas. On a personal level, one of the major issues that seniors living alone have to deal with is a sense of isolation and loneliness. Living alone ...
Views: 824 - Seniors Likely to Use Home Equity to fund Retirement with Reverse Mortgage in Coming Years - by Submitted on Mar 01, 2012 from Chris BeardCensus and aging reports indicate the population of American’s turning 65 has begun as of 2011 and will continue to skyrocket well into 2030. These baby boomers control approximately 77% of this nation’s wealth and much of this is in the form of home equity. This explosion is likely to wreak ...
Views: 1253 - Setting Realistic Expectations - You Can Still Dream - by Submitted on Nov 05, 2010 from Fernando BrinkerhoffYou have read everywhere how everyone is getting rich overnight, how everyone is making a killing in the market and it seems that only you have not a clue about it. Your friends talk about it over one barbecue at your house one day, and you still have no idea of what is going on. Then, you ...
Views: 931 - Should Seniors Take Advantage of Today’s Low Reverse Mortgage Rates? - by Submitted on Feb 22, 2012 from Brittney ParksOn a forward mortgage loan, a borrower’s interest rate will impact the size of his or her monthly payment. Since reverse mortgagees do not make monthly payments to their lenders, interest rates may seem unimportant. Reverse mortgage rates, however, actually do play a very important role in the ...
Views: 1011 - Should You Get a Fixed or Variable Annuity for Retirement? - by Submitted on Apr 06, 2015 from Hannah WhittenlyYou have dreams for your retirement. Maybe you want to moor a houseboat in the sandstone canyons of Lake Powell. Maybe you want to volunteer as a construction worker with Habitat for Humanity or golf every evening in Naples, Florida. Whatever your retirement dream is, an annuity is a financial ...
Views: 1202 - Should Your Retirement Goal Be Measured Only by Net Worth? - by Submitted on Feb 19, 2012 from Keith WhelanRecently our family went out to eat, and while waiting for our entrées one of our sons asked us what we’d like to do when we retire. A good question…one that was fun to answer. My wife said travel and dine out. I agreed, but added that since I am a boy and boys like their toys I absolutely ...
Views: 770 - Single’s Guide to Planning for Long Term Care Today - by Submitted on Mar 09, 2017 from Samantha SteinWhen it comes to long term care planning, people often assume that married couples have it easier because they have each to turn to for support. When the situation gets tough, it surely helps to have another person present. On top of that, married couples can look to each other to act as ...
Views: 1536 - Smart Retirees - The Truth About Retirement Planning - by Submitted on Dec 01, 2007 from Dean CaporellaThe issue of retirement planning has never been as important as it is today. If you're a baby boomer, then the next few years are going to be the most crucial of your life. As a baby boomer, you've already heard over and over again you're part of the largest spending group in human history. ...
Views: 957 - Social Security and Baby Boomers - by Submitted on Feb 05, 2011 from Teddy DanfieldOver the next decade Social Security will most likely some potentially dramatic changes. These changes will effect many Baby Boomers. What Baby Boomers need to do is prepare for worst case scenario or at least a bad case scenario when it comes to Social Security. Here are several changes that ...
Views: 1068 - Socially Committed - by Submitted on Mar 23, 2009 from Cathy SeversonThe boomers new retirement is reinventing the contri0buting citizen, seniors actively involved in the community. Now is the time to explore new adult’s activities that will create a sense of purpose and change the world. Roseanne knew she would never retire in the traditional sense of the ...
Views: 1109 - Some considerations with care homes in Liverpool - by Submitted on Jun 21, 2011 from mark baileyPeople will grow old. And the many years that you have stayed here on earth, you would want to spend your golden years being taken care of. Good thing there are care homes in Liverpool. With care homes around, you don't have to worry too much about your welfare so you can have peace of mind, ...
Views: 867 - Some Tips for Seniors on Achieving Financial Stability While Relying on a Fixed Income - by Submitted on Feb 27, 2015 from Julie HowardSeniors living on a fixed income may find it difficult to deal with finances. And with the rising costs of food and other expenses, achieving financial stability may seem to be a far-fetched dream. If you are a senior person living on a fixed income, you can't go on living waiting for your ...
Views: 1859 - St. George Village, an Atlanta Retirement Community - by Submitted on Mar 05, 2012 from Campbell StevenSt. George Village, an Atlanta retirement community, provides the highest level of life care services to its residents through its Wellington Court health center. The life care offered by Wellington Court is one of the most important aspects of the full service care offered by the health center ...
Views: 835 - Start Retiring Now - by Submitted on Jul 17, 2008 from Warren RedmanJohn took early retirement after 23 years in the same corporation, by then a highly respected oil executive. At 55, he had looked forward to this day for years. He had a plan. He took his wife and teenage children on a world trip for a year. The second year, he played golf every day he could. ...
Views: 928 - State pension 'is insufficient to provide for everyone' - by Submitted on May 08, 2011 from Thomas PhillipsonPeople approaching retirement age may wish to look into taking out savings accounts, it has been suggested.It could be essential for older people to take the time to compare savings on products such as ISAs and fixed rate bonds prior to giving up work due to issues with the state pension in ...
Views: 818 - Stop Retirement Debt - by Submitted on Aug 16, 2008 from Leon EdwardRetirement is supposed to be fun and relaxing. After working hard for the main portion of our lives, our retirement should be something to look forward to. However, for many people that is just not the case and retirement debt is constantly on the increase. With higher house prices and higher ...
Views: 1227 - Stretching Your IRA Income Limiting Beliefs For A More Vibrant Retirement - by Submitted on Aug 06, 2012 from Keith DennisIRA income during retirement is the sought after goal for most people as their dreary jobs keep ticking by one day at a time. Does it have to be that way? What is retirement? When do you retire? Is it 65 years old? Is it you retire when you have your 20 years in or your pension starts? Is it ...
Views: 1288 - Tallahassee Is The Best Area On Earth To Retire - by Submitted on Feb 27, 2012 from Sanford OberhauserThere are millions of baby boomers around the planet trying to choose where to retire, and if a large amount of us who have grown up in Tallahassee have anything to with it, they are going to choose Tallahassee. Tallahassee needs population growth to help the property market recuperation, and ...
Views: 1045 - Tampa Home Modifications for Veterans - by Submitted on Oct 09, 2021 from Jrossi constructionIn an effort to assist the wounded veterans in the Tampa Bay area, Rossi Construction, Inc. decided to provide a rundown of programs that the Veteran’s Administration offers for home modifications to accommodate injured veterans for their disabilities. There are currently three types of grants ...
Views: 582 - Tax Planning: The Best Investment To Make Before the End of the Year - by Submitted on Dec 13, 2016 from Barry GlassmanOne of the best financial investments you can make before the end of the year is to spend a little bit of time and money to meet with your accountant and start planning your taxes. Don’t wait until March when your CPA is slammed with number-crunching and tax preparation. And, it’s about time ...
Views: 1443 - Taxes May Outweigh The Benefits For Early Distribution From Your Retirement Accounts - by Submitted on May 07, 2011 from Walid PetiriClearly after experiencing the job losses and other turmoil that will make 2008-2010 forever memorable, many Americans have been feeling immense financial pressure. During these times, when families really need additional money to meet their needs, a retirement account may seem like a ...
Views: 879 - The Advantages Of Buying With Owner Financing - by Submitted on Oct 17, 2008 from Thomas NoonanAlso known as seller financing, owner financing is growing in popularity in today’s economy. With the credit markets slowing down and people finding it harder and harder to borrow, owner financing is looking better and better as an alternative to traditional financing. Owner financing is ...
Views: 1589 - The Advantages of Moving to a Retirement Village - by Submitted on Jun 13, 2023 from Janet CamilleriCongratulations! You’ve reached the stage of life where you can kiss the nine to five goodbye, and enjoy the luxury of leisure after decades in the workforce. Perhaps you are thinking of downsizing, making a sea or tree change – or even moving to a retirement village. As part of your ...
Views: 424 - The Average Age of Retirement is Rising - by Submitted on Nov 28, 2017 from Lindsay EnglePeople have different views about retirement age. Does your view hold that you should work beyond the typical retirement age, or even fail to retire at all? Whatever the view you may have, one thing is for sure: a significant working population of the Americans would wish to delay retirement ...
Views: 1691 - The Benefits Of Gold IRA Investments - by Submitted on Jun 09, 2014 from Ewen ChiaAre you about to retire soon and thinking about your future? Are you thinking of where to invest in? I would like to share with you the benefits of gold IRA investments. These are in my opinion a better option if you have the money to chip in and get some. I would rather you get them than a ...
Views: 1900 - The Fiduciary Rule and Why Donald Trump May Change How You Receive Retirement Advice - by Submitted on Feb 10, 2017 from Barry GlassmanLast year, the Department of Labor issued a mandate stating that all financial professionals who work with retirement plans or give retirement planning advice must begin acting as a “fiduciary” starting April 2017. Recently the fiduciary rule has made headlines yet again, this time due to ...
Views: 1359 - The Gift Of A Year - by Submitted on Mar 04, 2010 from Ann HarrisonI recently read 'The Gift of a Year' by Mira Kirshenbaum. Its subtitle is: 'How to achieve the most meaningful, satisfying and pleasurable year of your life'. It was written to urge and inspire women to take their dreams off the back burner and make them a vital part of their lives by giving ...
Views: 1332 - The pros and cons of downsizing your home after retirement - by Submitted on Feb 01, 2011 from Ann HarrisonI've been thinking about the advantages and disadvantages of downsizing to a smaller home after retirement. This is what I've come up with so far... Advantages The first and most obvious advantage is that, if your existing home is worth a lot of money because of its location and size, ...
Views: 6910 - The return of prosperity, part I - by Submitted on May 24, 2011 from Patrick AstreThe Return of Prosperity – A Three Part Series. Part One: An objective View Part Two: The good signs Part Three: What to do right now! Part One: An Objective View. “If it ain’t bad, it ain’t news” -Unknown reporter at the scene of Joey Gallo’s murder, April 7, 1972. When it ...
Views: 1748 - The Rewards of Working in Eldercare - by Submitted on Mar 07, 2012 from Sarah jonesAs the baby boomer generation begins to retire the demand for eldercare services is expected to dramatically increase. In fact, according to the Family Caregiver Alliance (FCA), there are at least 12.8 million Americans who need assistance from others to help with routine activities. ...
Views: 857 - The Right Retirement Plan For You Or Your Employees? - by Submitted on May 07, 2011 from Walid PetiriRetirement is probably the number #1 reason that people invest and there are a variety of retirement plan choices. Whether you are an employer trying to provide the best benefit package options for your employees, or you want to make sure you have a good handle on the plan that is offered to you ...
Views: 1011 - The Secret Graph Your Financial Advisor Isn't Showing You - by Submitted on Dec 13, 2016 from Barry GlassmanAs the old saying goes, a picture is worth a thousand words. But that actually might depend on the picture. For instance, if you were to take a snapshot of your financial portfolio, what would it look like? Most financial advisors provide their clients with a pie chart, which assigns a color ...
Views: 1449 - The Secret to Enjoying a Great Retirement (and a Lifetime of Happiness) - by Submitted on Jun 26, 2007 from Alexis TrbovichClose your eyes for a moment and picture yourself enjoying your ideal retirement. Perhaps you’re standing knee-deep in a Montana river, fishing for trout. Or strolling through the streets of Prague. Or reading Faulkner on the back porch, listening to the sounds of your grandchildren playing in ...
Views: 1097 - The Social Security Dilemma - by Submitted on Aug 08, 2007 from Bill LoseyQuestion: I’m 62 and still working. Is it better to take Social Security now or should I wait? Answer: It depends on a lot of factors. Social Security retirement benefits usually begin at full retirement age (FRA), which is currently age 65. For those born after 1937, FRA will be gradually ...
Views: 1614 - The State of Retirement Readiness In America Today - by Submitted on Jul 21, 2014 from Brad Cooperwww.bradcooperpresents.com When it comes to Retirement Readiness, we are facing a crisis of epic proportion. Many Americans have no idea how far Behind The Retirement Planning 8 Ball they really are. Whether you are retired or very close to it, whether you've accumulated a couple hundred ...
Views: 1468 - The Ultimate Cheat Sheet on Financial Planning for Retirement - by Submitted on Jul 05, 2022 from Tara LaneThose golden days are gone when the employer or the government used to manage our retirement money. Premature retirement is a captivation alternative but only when it is affordable. It will still require you to administer your expenses and investments. In this article, we will explain whether ...
Views: 563 - Things to Consider When Selecting a Retirement Facility - by Submitted on Mar 20, 2012 from Sarah DowlingWithout a doubt, selecting a suitable retirement facility is one of the toughest tasks anybody can be faced with. Whether you’re a senior looking for a change of location or a family struggling with the idea of rehousing a loved one, ensuring that the facility is perfect is paramount. As with ...
Views: 1022 - This Isn't Going To Be Our Parent's Retirement - by Submitted on Jan 01, 2008 from Gwen McCauleyRetirement is one of those ‘everywhere’ conversations these days. So many of us ageing baby boomers are nearing that traditionally fateful age that we would have to be mentally dead to not be thinking of our long-term future. And our ‘long term future’ is one of the ...
Views: 1310 - Three Places You Can Find Free Retirement Planning Tools - by Submitted on Jan 11, 2008 from Brenda CyrWhen it comes to planning for your retirement, most people don't know where to start, so they put it off. When they realize that retirement is on the horizon, they panic and start searching for retirement planning tools that will create a plan for them. Some people hire expensive firms to ...
Views: 1048 - Three Tips To Help Planning Retirement - by Submitted on Jan 04, 2008 from Brenda CyrThinking about retirement is not usually on the top of our list of things to do. Then suddenly we reach the point in out life when retirement is close to becoming a reality. At that point, you really need help in planning your retirement. Sure, we think about it from time to time, but never take ...
Views: 1018 - Tips for Choosing the Best Annuity for Your Needs by Ryan Cicchelli - by Submitted on May 24, 2024 from Adler ConwayAnnuities can be an incredible asset in getting your monetary future, turning out a consistent revenue stream during retirement. In any case, choosing the right annuity can be a complicated cycle, given the different kinds and highlights accessible. Annuity Specialists Ryan Cicchelli, an ...
Views: 217 - Top 10 Reasons Why You Should Self-Direct Your Retirement Instead Of Investing In Mutual Funds - by Submitted on Apr 16, 2011 from Mathew OwensThere are thousands of so called financial advisors that tell you that you should invest in mutual funds, money market accounts, stocks, bonds and life insurance policies and diversify your retirement portfolio. This is some of the worst financial advice you can get and the general public has ...
Views: 945 - Top 12 Bite-sized Financial Planning Tips - by Submitted on Jan 06, 2017 from Barry GlassmanIf you’re like me, it’s easy to make your New Year's resolutions but hard to keep them. You may start off strong and have good intentions, but the demands of everyday life get in the way, or the goal becomes overwhelming. This is true for getting your financial house in order too. While we ...
Views: 2530 - Top 3 Ways To Get Enhanced Annuity Quotes - by Submitted on Jul 21, 2011 from scott artichokeAnnuities are financial products which you buy when you reach retirement. You need to buy an annuity because it is your life income, the income you receive instead of working. For some retirees, it is a stressful and worrying time as it is a major decision which is irreversible and very ...
Views: 1561 - Top 5 Advantages of a 401k Plan - by Submitted on Nov 11, 2011 from Teddy DanfieldWe all know we need to save for retirement. The question becomes: Where should I save my money? The simple answer for many will be their work 401k plan. I want to give you five advantages of a 401k plan. Most people have a 401k plan, but they do not know how to take full advantages of a 401k ...
Views: 1156 - Top 7 Secrets to a Successful Retirement - by Submitted on Oct 22, 2012 from Stefanie JeanneThe word “success” may be relative, especially in the context of retirement. There is no single, easy answer as to what would make you feel successful upon hitting the finish line of a life-long career. When you look back at the life you lived, can you say, “That was good”? But while a ...
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