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Worrying about your finances can be very draining on you and your family. However, there are a few basic skills, if mastered, can transform your finances and your life.
Personal finance and business finance are based on the same principles - only the scale is different. Let's see how business ... Views: 794
When it comes to your life insurance policy, most people want the same thing: the maximum value for their policy. To achieve this, people often use life insurance policies that split the amount they pay into two places: the policy itself and a savings account. This savings account can accrue ... Views: 712
It is no secret that traveling is a luxury. Except for business travel and emergency trips travel is really just a way for us to engage in life’s pleasures. Because of this, many people cut traveling out of their to-do list when the United State’s economy took a turn for the worst. On average ... Views: 700
Today's world is a scary place.
Big businesses are closing their doors,
banks are putting the squeeze on you,
gas has never really been a polite word, but now it is positively hateful,
food prices are soaring
and worst of all, your income is shrinking.....
For middle class America the ... Views: 1309
It is so important to have an inventory of your personal property. People who don’t have a lot of fine art, collectables or expensive, high-end electronics often think they don’t have enough to warrant an inventory. You’ll see it’s well worth your time or money to have this information available ... Views: 1337
We don’t know when we will need the money or unforeseen difficult situations will arise that needs money. We have our steady job and steady income, but, sometimes it isn’t enough. We do not have someone that we could rely at times we desperately need the money, it is a shame for us to lend money ... Views: 595
The main support for the bank account in another country is that they are held offshore accounts in your home country (especially the U.S.). There are a number of countries that are unable to dealing with expat banking and offshore accounts. This is mainly because they do not have the resources ... Views: 548
Workers compensation insurance takes care of employees if they are involved in any kind of work related injury. In the United States it is mandatory for businesses to provide this kind of coverage for their employees. If employees are injured, the policy pays for medical expenses and lost wages. ... Views: 670
Summary: Low rate personal loans are generally secured against the residential property of the borrower. These loans offer lower rate of interest and come with flexible repayment period. These loans are open for all purposes and the people with bad credit rating can also avail these loans.
When ... Views: 677
Imagine feeling a strong sense of financial confidence. What would this look like for you? Being financially confident means that you are, without a doubt, in control of your financial life, you know what decisions are the rights ones and you make them with clarity and definiteness, and you have ... Views: 1325
Now is a good time to take a look at your financial situation and take any steps necessary to ensure your financial health and long-term prosperity. Here are the key aspects of your financial life that you need to make sure are in order.
- Have a Savings Plan - You should be saving in a ... Views: 592
Financial ups and downs are the inherent parts of life. The lean period related to finance never comes with a notice. They are the unwanted but definite visitors. So when visited by such unwanted guest, you need not be tensed. You have a bank in the form of your home. Your home will offer the ... Views: 647
Educational costs are very expensive, and getting a scholarship that will help you pay for your college will be of great help. However, there are a lot of people who are missing the opportunity to study for free because they think that scholarships are only given to students who have an ... Views: 665
Everyday, we are faced with lower prices being advertised from a huge range of companies. It puts many of us into a false sense of constantly saving money, and being able to spend that saving elsewhere. However, one market doesn't seem to have put us into that sense of satisfaction. The mobile ... Views: 778
Is your money telling you what to do or are you telling your money what to do in a money plan? I hope you're telling your money what to do. If you are, it really means that you're making it behave, and making money behave means that you're actively taking charge and managing it.
When ... Views: 1073
New American Dream should be having full control over your personal finances. True wealth is knowing that you never have to worry about any financial decision of your life again or for future generations.
For most of American life is made up with work, pay bills and then worry about taxes. ... Views: 538
I know that you have heard the saying *Practice Makes Perfect.* It is amazing to me how many words and phrases we think and speak on a regular basis which are basically NOT true!
Practice ONLY makes Perfect if it is *Perfect Practice*, which is usually not the case.
If we practice something ... Views: 943
You may have to kill old debts that resurrect and come back to life. Zombie debt may include past debts that you owe, charged-off debt, debt included in bankruptcy, debt you may have never owed and even debts incurred due to identity theft. Zombie debt involves collection agencies purchasing ... Views: 1235
It is common knowledge among divorce litigants that purposely hiding assets is unethical and can lead to very serious consequences. Yet, the question remains as to what occurs if the litigants omit assets, unintendedly, from the divorce settlement. The most common example of this scenario is an ... Views: 680
We’ve all seen those advertisements that promise auto financing for everyone. What you don’t see is the real truth behind these ads. No auto dealer is ever going to “refuse” a credit application, there’s a big difference between accepting and approving a credit application.
It might surprise ... Views: 3921