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- The Predicament of the New Rich - by They are the object of thinly disguised envy. They are the raw materials of vulgar jokes and the targets of popular aggression. They are the Newly Rich. Perhaps they should be dealt with more appropriately within the academic discipline of psychology, but then economics in a branch of ...
Views: 1045 - The Myth of the Earnings Yield - by A very slim minority of firms distribute dividends. This truism has revolutionary implications. In the absence of dividends, the foundation of most - if not all - of the financial theories we employ in order to determine the value of shares, is falsified. These theories rely on a few implicit ...
Views: 1023 - Alice in Credit Card Land - by Your credit card is stolen. You place a phone call to the number provided in your tourist guide or in the local daily press. You provide your details and you cancel your card. You block it. In a few minutes, it should be transferred to the stop-list available to the authorization centres ...
Views: 1024 - The Fabric of Trust - by Economy is called the dismal science because it pretends to be one, disguising its uncertainties and shifting fashions with mathematical formulae. Economy describes the aggregate behaviour of humans and, in this restricted sense, it is a branch of psychology.
People operate within a ...
Views: 916 - Abusing the Market - by Even the most devout proponents of free marketry and hidden hand theories acknowledge the existence of market failures, market imperfections and inefficiencies in the allocation of economic resources. Some of these are the results of structural problems, others of an accumulation of historical ...
Views: 893 - Its All About Money - by Submitted on Jul 31, 2007 from amenda dorothyCheap personal loan quotes are quite popular with young people who are on a lookout for low cost credit options. And the rush is the heaviest in the summer season when schools get closed. Students who are taking a gap year are always searching for some kind of cheap funding assistance to ...
Views: 925 - Why You Shouldn't Be Investing In Anything At All! - by I have little capital to invest, should I invest it in the stock market?
Well, as it turns out, this question is really multi-dimensional. To answer the question we will analyze the two most important and common dimensions: Your Career and Your Investment.
The answer is simply this. Which ...
Views: 890 - The World Economy - An Alphabetic, Easy-to-Understand, Light-Hearted Look at What is Happening - by Submitted on Jul 27, 2007 from Kendall OliphantAsia--still expected to be the location of roughly two-thirds of all additional global economic growth over the next 20 years Budget Deficits--a serious issue in the U.S. and around the world. The French, the Germans, the Italians, the Japanese, and many others have similar ...
Views: 818 - U.S. Inflation in Decline? - by Submitted on Jul 25, 2007 from Kendall OliphantU.S. inflation pressures have moderated in recent months. This is a critical development regarding the Federal Reserve's ability to possibly trim its key short-term interest rate later this year. We still subscribe to the view that the next Fed move will be to reduce its federal funds rate ...
Views: 708 - The Real Secrets To Refinance a Home Loan - by Submitted on Jul 24, 2007 from infoyogis technologiesThe Australian home loan market is likely to have a hike in its value by almost double by 30 years from now. In that way the value of the house which costs $350,000 for mortgage now in New South Wales will cost around $916,000 down the lane. If you read it correctly, that is close to a million ...
Views: 837 - Borrow Money With A Thought - by Submitted on Jul 24, 2007 from Eric HectorIts true, unsecured loans come with a financial package where people don't need to pledge their property. Generally these loans are meant for people looking for low amount (up to £25,000) and for shorter period of time, up to 10 years. Beside these facts, it’s always better to come up ...
Views: 935 - Best Loan Deal for Property Owners - by Submitted on Jul 23, 2007 from amenda dorothyUK property owners are blessed to avail a big loan amount with reasonable terms and conditions. You simply need to put your property as collateral to avail a loan amount. It is your valued property which acts as a bridge between you and the lender. As lenders get a repayment assurance, he is ...
Views: 702 - The Right to Have Money - by Submitted on Jul 21, 2007 from alex blackwellJust as the color of our eyes is controlled by our DNA, so is our attitude and acceptance of money. From a very early age, our “money blueprint” is developed. Usually it is our parents who create this blueprint for us. If we see our parents begrudge those who have money, then we grow up with ...
Views: 1197 - Learning from M.O.N.E.Y - by Submitted on Jul 21, 2007 from Suresh PadmanabhanLearning from M.O.N.E.Y Let us learn from the word “M O N E Y.” Embedded in the word money is “ONE.” It is the smallest unit and smallest value of money. When we realize the value of every single rupee we start becoming money conscious. Little drops of water and little ...
Views: 657 - Financial Trouble Starts In Your Mind - by Submitted on Jul 20, 2007 from Steve GillmanBlaming financial trouble on outside factors is the norm, but is it the truth? Sometimes. Unexpected things do happen, after all. On the other hand, some people manage to handle the unexpected without any real financial difficulty, right? What are they doing differently? To begin with, some ...
Views: 744 - The Effect of Human Emotion on Investment Decisions and the Overall Economy - by Submitted on Jul 19, 2007 from Kendall OliphantEconomics is simply "the study of life" and the choices we make. Human emotion is perhaps the strongest force in the economic and financial environment. It gets its appropriate level of respect in the real world--and a very short shrift in the land of academia. Human emotion...the need to ...
Views: 696 - Jill Grows Up and Lives LARGE! - by Submitted on Jul 17, 2007 from Larry HochmanWe just got finished with a birthday weekend for my older daughter. My wife and I noticed something really cool that was happening with her...something that has everything to do with expereincing abundance. Here's the story: there was a time in our lives when we were watching every dime. We ...
Views: 1071 - Make Your Holidays Less Burdensome - by Submitted on Jul 16, 2007 from amenda dorothyAre you planning to go on a vacay this summer? Well, it’s really a nice experience that everyone should have. But, you should make it sure that this wonderful experience remains wonderful and does not become a financial disaster for you. A recent research conducted by Nationwide reveals that ...
Views: 667 - A Factorum of Frauds: The Four Categories of Identity Theft - by Submitted on Jul 16, 2007 from Leon EdwardIdentity theft comes in a wide array of forms and shapes, and it's a constantly evolving field as new scams are developed for different purposes. The most common variety of identity theft is financial identity theft. A thief tries to corroborate stolen credit card information with either a ...
Views: 1157 - Making Ira Withdrawals During Retirement - by Submitted on Jul 16, 2007 from David ChazinFor many people, postponing distributions from an Individual Retirement Account (IRA) as long as possible is a good retirement strategy. It lets you continue to enjoy the benefits of tax deferral, which can make a significant difference in your account growth. But not everyone has the luxury of ...
Views: 675 - Long-term Care Insurance – is it Right for You? - by Submitted on Jul 16, 2007 from David ChazinThe average annual cost of care in a private nursing home is about $66,0001 a sum that could quickly deplete almost anyone’s assets. One way to protect yourself and your assets is to purchase a long-term care insurance policy — just in case. Essentially, long-term care insurance pays for ...
Views: 709 - Buy-sell Agreements Keep your Business Afloat - by Submitted on Jul 16, 2007 from David ChazinAlex and Brad, both in their mid-forties, had just celebrated the tenth anniversary of Consulting, Inc., their market consulting business. The next morning, before going to work, Brad suffered a heart attack while jogging and died later that day. Alex suddenly lost his long-time business ...
Views: 723 - Organizing your Business as a Limited Liability Company - by Submitted on Jul 16, 2007 from David ChazinAs a sole proprietor, you've enjoyed watching your business take off. Your customer base is building, orders are steady, and your overhead is under control. But with this growth, you now realize you can't handle everything yourself. You need to attract investors, take on a few associates, and ...
Views: 845 - Do Retirees Need a New Investment Strategy? - by Submitted on Jul 16, 2007 from David ChazinFirst growth, then income. If you’re like most investors, you want to achieve growth while you’re working and income after you retire. But that doesn’t necessarily make it smart to change your investment strategy when you retire by shifting your portfolio completely out of stocks into less ...
Views: 762 - Why Consider Variable Annuities? - by Submitted on Jul 16, 2007 from David ChazinWhy Consider Variable Annuities? By David N. Chazin In conjunction with Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Mr. Chazin is a regular contributor to www.PlannerConnect.com. You may already participate in an employer-sponsored ...
Views: 802 - The Repercussions of Identity Theft - by Submitted on Jul 15, 2007 from Leon EdwardWe are each proud of our own unique identity. Many of us work very hard to establish a good name and a good reputation. So when someone has the audacity to steal our identity and ruin the good reputation and name that you have worked so hard to create, it is very frustrating. What the criminal ...
Views: 1275 - DIVIDING THE FINANCIAL PIE - by Submitted on Jul 14, 2007 from Jim RohnI believe real-life economics must be one of the most glaring omissions in our educational system. I say this because in my travels to lecture throughout the world, I constantly run into otherwise well-educated people -- doctors, lawyers, top corporate personnel, even entrepreneurs -- who ... I ...
Views: 1114 - Guaranteed Term Life Insurance Policies - Are The Provisions Really Guaranteed? - by Submitted on Jul 13, 2007 from Donald LusanGuaranteed term life insurance. One of the more loosely used terms when selling most any product is the word "guaranteed". Sometimes there is a measure of validity to it, sometimes not. Fortunately for the life insurance buyer the phrase "guaranteed term life insurance" is for real. When a life ...
Views: 861 - Personal Loan – An easy source of financing a car - by Submitted on Jul 13, 2007 from amenda dorothyThere are various types of car finance options available to you. But, personal loans have an edge over other borrowing options especially the showroom finance. Anybody who wants to finance a car may feel confused because of the variety of options available in the market. Besides car loans ...
Views: 776 - Car Lease – Choose The Right One - by Submitted on Jul 12, 2007 from Saurabh JainDo you want a car lease or a car purchase? This is the most important question, which needs answering, once you have decided to have a car. The biggest catch in the car industry is to be at the right place at the right time and get the best bargain. Some of the hottest automobiles are available ...
Views: 1084 - 1031 Exchanges, A Tax-Deferred Real Estate Strategy - by Submitted on Jul 12, 2007 from David ChazinBy David N. Chazin In conjunction with Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Mr. Chazin is a regular contributor to PlannerConnect This article is for educational purposes. 1031 exchanges have restrictions and limitations. When ...
Views: 883 - A Safer Option To Borrow Money - by Submitted on Jul 11, 2007 from Eric HectorUK loan market is seeing a huge demand for unsecured loans. Loan applicants with good credit record are in a better position to get a more competitive loan deals. More likely a borrower gets a low APR rates with a higher loan amount. Usually, the lender is more comfortable in offering a loan ...
Views: 651 - Eight Ways to Save Money on Gas - by Knowing ways to save money on gas can make a big difference in your monthly fuel bill, whether you are embarking on a long journey or just making a daily commute.
Top Tips for Gas Savings
Here are eight quick tips for saving money at the pump.
1. How fuel efficient is your car? Do some ...
Views: 695 - Run the Numbers Before Buying an Investment Property - by Submitted on Jul 08, 2007 from Ki GrayPeople talk about running the numbers before buying an investment property, but what are the numbers and how do you get accurate numbers? Running the wrong numbers can make the difference of making $500 or losing $1000 per month. In this article we will go through the costs and factors to ...
Views: 820 - 3 Golden Rules to Avoid the Debt Trap - by Submitted on Mar 29, 2010 from Lyn BellTo avoid debt don’t get a loan – simple isn’t it? But, is it really that simple? Sometimes we can’t avoid having to borrow otherwise how are we to get our new home? Not many of us would have the cash to buy it outright. But what you need to understand is that there is good debt and there ...
Views: 2073(2 votes) - Now Is a Great Time to Talk Money - by Submitted on May 14, 2010 from Todd SmithGrowing up, we always knew when the household bills came due. There was always a day or two when my sisters and I dared not bother our mother, who had the responsibility of paying the bills and balancing the checkbook. Frankly, we quickly learned to just stay away at that time. Those couple of ...
Views: 1141 - Protect Yourself From Debit Card Or ATM Card Identity Theft - by Submitted on Jul 08, 2007 from Leon EdwardWith identity theft on the rise, it is necessary to be aware of how thieves operate and what you can do to protect yourself. This article will deal specifically with these issues regarding debit cards and ATM cards. With ATM and debit cards, it is the PIN that poses the risk for identity theft. ...
Views: 927 - How to Make Bankruptcy Law Fascinating! - by In 1979 I went on my first temporary assignment as a legal secretary. I didn't think much about it. All I knew was that the temporary agency paid me $8 an hour to work in a law office versus $5 an hour working in a "non law" office. Over the next 20 years I continued to look at working in the ...
Views: 1468 - Identity Theft Issue: Company Posing as Another Company - by Submitted on Jul 07, 2007 from Bernard PragidesIdentity theft is becoming an increasingly frequent problem that threatens the privacy and personal safety of people both outside and within online circles. While it is hard to believe, a mounting trend across the Internet involves fraudulent companies posing as reputable companies. This is one ...
Views: 940 - The Easy Way to Balance Your Checkbook - by Submitted on Jul 06, 2007 from Suzanne GlobkeYes, you can balance your checkbook every month to the penny with a minimum amount of time and effort. It is very important to do so in today’s world to prevent yourself from becoming a victim of fraud and identity theft. There are a few points to keep in mind when balancing your checkbook. ...
Views: 1584 - Ran Out Of Cash? Finance Yourself With a Personal Loan... - by Submitted on Jul 05, 2007 from Jessica PetersonEither for unexpected expenses or due to lack of proper budgeting, many people run out of cash and find themselves unable to make ends meet. Obviously, the best thing to do would be to count with a savings account to cope with such situations but for the majority of people who don’t, a ...
Views: 752 - Structured Settlements: How You Sell Samuel Towers - by Submitted on Jul 03, 2007 from Robert HuntSelling A Structured Settlement As we have seen in other articles in this series, a structured settlement could turn out to be inadequate to meet your financial needs. The question of selling the settlement comes up in this context. You have heard that people do cash out settlements. However, ...
Views: 703 - What is Two Cycle Billing? - by Submitted on Jul 03, 2007 from Ben WilverThe term “two cycle billing” may not be common knowledge to all credit card users, but it is a concept that everyone should be aware of. Some issuers have been moving away from the average daily billing cycle and changing over to the two cycle way of calculating the interest earned on balances. ...
Views: 869 - Protect Your Identity - How Do Thieves Get My Identity Details? - by Submitted on Jul 01, 2007 from Leon EdwardMuch like the X files, "Your Information Is Out There". Identity theft relies on the fact that your information is out there, and that most people don't bother to check on their identity information regularly. There are lots of avenues for an identity thief to grab your private ...
Views: 1177 - Why You Should Use Multiple Bank Accounts - by Many people who successfully manage their finances use multiple bank accounts to do so. Here are some of the benefits and advantages of doing so.
* Seperate Money for Bills from Slush Funds
To handle your money (and particularly your credit rating), it is essential that you know you can pay ...
Views: 1690 - Internet Marketing - Do YOU see the Obvious? - by Have you ever walked around the same park, section of neighborhood or strand of beach over and over again? Is it possible that in going "around the block" so many times we actually miss seeing the obvious, what is right in front of us? I believe it is.
Then one day, for no apparent reason but ...
Views: 892 - 10 tips on How to Protect Yourself From Identy Theft - by Submitted on Jun 28, 2007 from Leon EdwardIn this day in age, identity theft is a very real and unfortunate occurrence, knowing how to protect yourself is your first defense. Identity Theft: Learning To Protect Yourself We live in a world in which identity theft affects us all. At every corner, at every turn, there may be a thief just ...
Views: 1187 - Borrow The Amount You Need - by Submitted on Jun 28, 2007 from Eric HectorEveryone wants a large loan amount to satisfy their requirements. Other factors that influence the loan process are flexible repayment and lower interest rates. Secured loans can be treated as an option for solving all such requirements. However, this type of loan option can only be availed by ...
Views: 759 - You Can Laugh at Money Worries – If You Gain These 7 Simple Skills - by Submitted on Jun 28, 2007 from Bruce HokinWorrying about your finances can be very draining on you and your family. However, there are a few basic skills, if mastered, can transform your finances and your life. Personal finance and business finance are based on the same principles - only the scale is different. Let's see how business ...
Views: 780 - Build Your Credit, Your Life, With Secured Credit Cards - by Submitted on Jun 28, 2007 from Nick MakarykIf you are like the millions of people suffering from bad or damaged credit and having trouble obtaining credit cards, you might want to consider a secured credit card. These are perfect for any person looking for credit repair and wanting to understand their options. What is great about secured ...
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