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- Missing The Personal Franchise Wave? - by Submitted on Jun 23, 2008 from Andrew Van ValerA Personal Franchise is a legal and commercial relationship between the owner of a trademark, service mark, trade name, or advertising symbol and an individual or group wishing to use that identification, products or services in a business. Each personal franchise business (franchise) has been ...
Views: 1538 - Save Money By Going Green - by Submitted on Jun 23, 2008 from Gina ClarkIt’s extremely important to find ways to save money when our personal finances are stretched because prices are continually rising. Here are some ways to save money and help our planet. One way to help your personal finances is to change your light bulbs to CFL bulbs. They use about 25% of ...
Views: 740 - Ways To Save Money In This Crumbling Economy - by Submitted on Jun 17, 2008 from Gina Clark150 million people in the United States aren't saving enough for retirement, or aren't saving anything. Maybe you are one of these people who are just not able to save money right now. But not saving money today, will cost you in the future. Here are some ways to save money each and every ...
Views: 836 - Teach Kids How To Manage Personal Finances And Save Money - by Submitted on Jun 10, 2008 from Gina ClarkAs our economy worsens, our own personal finances get tighter and many of us become concerned with our finances. Instead of trying to hide this from our children and shelter them from these worries, it’s the perfect opportunity to begin teaching them about finances, budgets and how to ...
Views: 791 - Reduce Your Expenses And Save Money - by Submitted on Jul 27, 2009 from Todd HicksIs your budget being wiped out by outrageous gas, energy and food prices? Are you concerned about the economy, your job outlook for the coming months and the likelihood for stagflation, or a period of stagnant economic growth combined with high inflation? Most of us are dealing with hard ...
Views: 642 - Executive Traits a Critical Gauge of Investment Merit - by Submitted on Jun 02, 2008 from FSB AuthorsInvestors evaluate companies by gauging management effectiveness, quality, character, and values. Surprisingly, executives, who have an inordinate influence on their stock price, often transmit the wrong signals and act improperly with their investors, the media, customers, and employees. They ...
Views: 888 - How To Get Out Of Debt and Save Money - by Submitted on Jun 01, 2008 from Gina ClarkAn alarming number of people in the United States are in debt today, and with the economy spiraling downward out of control, that number can only climb. Maybe you are in debt. Maybe you see no hope and no way out of it. Please don’t give up and don’t despair. There is hope and ...
Views: 787 - Choosing A Printer Made Easy! - by Submitted on May 30, 2008 from Gina ClarkWhen shopping for a new printer, there are many factors to consider. You of course need to take into account your finances in this declining economy, as well as what you plan to use it for. There are 4 main types of printers to choose from: Laser, Inkjet, Multifunctional and Photo Printers. ...
Views: 835 - Balancing Your Personal Finances Part 2 - by Submitted on May 30, 2008 from Gina ClarkCreating a budget is essential in order to balance your personal finances and save money. This will lead you to financial security and remove worries of “What if?” In Part 1, I explained how to budget your needs, the things you absolutely have to have, and how to save money on ...
Views: 789 - Balancing Your Personal Finances Part 1 - by Submitted on May 29, 2008 from Gina ClarkIn order to balance your personal finances and save money, you need to create a budget. This is the first step toward paying of your debt and saving for retirement. It leads to a future of financial security and peace of mind. Approximately one half of your income should be used to pay for ...
Views: 950 - Your 401(k) Investments And The IGVSI - by Submitted on May 29, 2008 from Steve SelengutSmack, right up alongside the head. Your 401(k) investment program deteriorated rapidly as the stock market and the economy weakened. Who would have thought that there was so much risk of loss in those mutual funds, and ETFs? Fortunately, the pain is most often temporary, but the timing of the ...
Views: 1492(2 votes) - Save Money On Gas And Improve Gas Mileage (Not With Water Gas) - by Submitted on May 27, 2008 from Gina ClarkWith the price of gas rising almost daily, people are beginning to look for ways to save money and improve gas mileage. Most people can’t go out and buy new hybrid cars. There are also many people recommending that you change your own vehicle so it runs on water gas. However, this is ...
Views: 863 - Ways To Save Money For Your Retirement - by Submitted on May 27, 2008 from Gina ClarkRetirement may or may not be in your near future, however it should be something you are preparing for today. Many experts believe that being able to save money for your retirement is even more important than paying off your credit cards and/or having an emergency savings account available in ...
Views: 809 - Home Buyers - Low-Ball Deal - by Submitted on May 21, 2008 from Joseph NyamacheIn these strange economic times, for home buyers - a person looking to purchase a home could not find a better time to be getting the best deals available within the housing market. With home buyers looking for steals and sellers looking for an out and banks selling off homes at cut-rate prices, ...
Views: 1074 - Organize Your Money! - by Submitted on Feb 20, 2011 from Sharman LawsonOrganization is the key to a balanced life! Organization saves you time, energy, frustration, and confusion. To be organized means to be efficient in the way separate elements are arranged into a consistent structure. In other words, everything has its place, find the place, and when you're done ...
Views: 1158 - A Path To Wealth - by Submitted on Feb 20, 2011 from Sharman LawsonHave you ever thought of your path to wealth? Have you thought about your wealth goals and how you plan to obtain them? This is the time to review and evaluate to see what your goals are, and how you plan to achieve them this year. The first step is being specific about what you want to achieve. ...
Views: 1151 - Organize Your Money! - by Submitted on Feb 20, 2011 from Sharman LawsonOrganization is the key to a balanced life! Organization saves you time, energy, frustration, and confusion. To be organized means to be efficient in the way separate elements are arranged into a consistent structure. In other words, everything has its place, find the place, and when you're done ...
Views: 946 - Simplicity With Money Works! - by Submitted on Feb 20, 2011 from Sharman LawsonSome people say we are in a recession and some people say we are headed towards a depression. However, no matter where the economy ends up, unfortunately, most people are living the "American dream" paycheck to paycheck and that has created problems for many. With downsizing, reengineering, ...
Views: 1194 - How You Can Avoid The Lost money caused by Duplicate payment Values And Upgrade The Cash collection - by Submitted on May 17, 2008 from Eyeful LtdAlthough the Duplicate disbursements amount and size is usually less than compliance or pricing errors this sort of cost is generally feared by accounts payable management as the duty is on them to make certain that these errors do not happen by using recovery audit software. How Do They ...
Views: 668 - Personal Finance Software - by Submitted on May 16, 2008 from A DawnBudgets Don't Work I don’t believe budgets work for the long run. We have our unique and different ways of doing budgets. Some of us allocate certain amounts for each expense category. Some go by envelop ideas such as putting money in different envelops for different expense categories, ...
Views: 1448 - 3 Ways To Watch Your Credit Score Crash - by Submitted on May 12, 2008 from N. RodriguezHave you ever seen your credit score crash? Right when you least expect it? We've all been surprised by credit reports that weren't as great as we wanted them to be. Here are ways to make sure your credit is headed for bad news (and the ways to have good news): 1. Don't Monitor Your Credit ...
Views: 1257 - Debt and Bill Consolidation- Managing Your Debts - by Submitted on May 06, 2008 from Michael MooreWhen you are down with multiple debts and are looking for a way to get out of them, consolidating your debts into one may do the trick for you. The objective of a debt and bill consolidation loan is intended to pay off all your current debts. This is accomplished by availing one loan to pay for ...
Views: 641 - How To Build, Manage, and Maintain Wealth - by Submitted on May 06, 2008 from Tracy PiercyYou've tried making more money. You've tried cutting back on expenses. You've tried borrowing and consolidating. You've tried some sure-fire quick fixes. You've denied the situation and justified it because others are in the same situation or worse. And besides, when the kids move out, go ...
Views: 2314(9 votes) - Just Saving Money Will Keep You Broke - by Submitted on May 06, 2008 from Tracy PiercyThe tax rebate checks under the Bush administration's economic stimulus plan won't do any good if people simply put them in the bank. Last week, an online article in the Wall Street Journal claimed that we need to save more money - even if the interest on the savings won't keep up with ...
Views: 1085 - Forex Market Professional Investments - by Submitted on Apr 28, 2008 from Mike SandersCan Forex Trading be a chance to have big results. Yes of course, But take care of your family in the future is all about financial planning and one of the fastest growing methods to achieve this financial freedom is through investing. Investing money into areas like real estate, online, stocks ...
Views: 685 - Why Does Tax Freedom Day Matter? - by Submitted on Apr 25, 2008 from Jennifer PeekAccording to the Tax Foundation (www.taxfoundation.org), Tax Freedom Day will be on April 23rd in 2008. What is it and why should it matter to your family? Does it matter to anyone but the parents? What is Tax Freedom Day? It is the day that Americans will have to work to before they have ...
Views: 1455 - Get Extra Money Without Getting An Extra Job - by Submitted on Apr 22, 2008 from Jo MarkDo you need extra money for a new car but you don’t have the money? Or maybe a dream vacation but your budget doesn’t stretch that far. Too many people in this situation just say forget it, maybe next year. If you don’t want to get a part time job to pay for these little ...
Views: 918 - Treasure Hunting - by Submitted on Apr 17, 2008 from Tracy PiercyI'm a financial educator by calling and by profession. But when you get to know me and my family, you will discover fairly quickly that we are collectors of old, fun or unusual things. Some people might call it junk, and in fact that's exactly where my husband finds many of our treasures - in ...
Views: 842 - 2007 Tax Return - Don't Forget to Claim ChTldren's Fitness Tax Credit - by Submitted on Apr 13, 2008 from A DawnChildren's Fitness Tax Credit This will be the first time you can claim a non-refundable children's fitness tax credit on your tax return. Starting January 1, 2007, the Government of Canada is allowing above tax credit on eligible amounts of up to $500. A lot of Canadians are still not aware ...
Views: 1228 - 3 Simple Principles Of Financial Decision Making - by Submitted on Apr 11, 2008 from Tracy PiercyA successful investor friend of mine recently invited me to hear a well-known tax professional speak on strategies to minimize your tax bill. The presenter spoke for an hour about simple strategies, and then he offered the audience an opportunity to purchase what he described as a “no brainer” ...
Views: 2312 - Tax MythBusters: The Top 5 Tax Tips to Amaze your Friends and Family - by Submitted on Apr 07, 2008 from Donna BordeauxI commonly find there are sooo many misconceptions about taxes out there. I have heard a lot of them so many times, they make me laugh. I would like to dispel some untruths about taxes and educate you just a little. Here is my top 5: 1. "I cannot afford to earn any more money this year ...
Views: 795 - 5 Simple Reasons Most People Won't Become Rich - And How To Make Sure You Do. - by Submitted on Nov 17, 2009 from Michael YardneyHaving worked with hundreds and hundreds of property investors over the years, I discovered a number of “secrets” that make some people rich while others continue to struggle. When you understand and do what successful investors do, you get to become one of them. If you don't ...
Views: 2357(11 votes) - Payment Reporting Builds Credit (“PRBC”): A Way To Supplement Negative Credit Reports - by Submitted on Apr 02, 2008 from Lisa PhillipsHaving negative credit can affect your entire life. Not only are banks, lenders and credit card issuers pulling your credit file, employers are now using credit history as a determinant in hiring. It is getting harder to escape the consequences of having bad credit. Not everyone with bad credit ...
Views: 1662 - Sell your property very fast for a best offer - by Submitted on Mar 18, 2008 from Harvestre NivaasThe Real Estate market has developed up to a point where it became successful business in this century. At present, buying and selling the properties has become regular and the number of people interested in property selling services has very increased. The prices are not too high, the Harvest ...
Views: 592 - Minor RRSP - by Submitted on Mar 12, 2008 from A DawnThere is no minimum age requirement to open an RRSP account. Children with earned income can open an RRSP account. The followings are required in order to do so: A SIN (Social Insurance Number) is required for minors. Income has to be legitimate Income has to be recorded with proper ...
Views: 3128 - A Moving Day To Remember - by Submitted on Mar 11, 2008 from Roselind HejlMy clients were the kind of folks who plan carefully. Their home had been staged to perfection. Lights on. Cookies on the counter. A contract was received just in time. Everything went smoothly. Closing was set for Friday morning On a Wednesday afternoon I received an urgent call. ...
Views: 951 - ***Personal Finance Do's and Don'ts - by Submitted on Mar 07, 2008 from Laura MonzoEvery single one of us—no matter our location, age, gender, hair color, family background or race—has to manage our personal finances. For some, it’s an exciting passion, a never-ending game of “how much can I accumulate in one lifetime”. For others, it’s ...
Views: 793 - Boom Amid The Billion - by Submitted on Mar 06, 2008 from Daniel KirbyAs the second largest country by population in the world, India was always likely to make an enormous impact if it ever began to punch its weight economically. Now this appears to be happening, with rapid industrial and technological advancement, economic liberalisation and an influx of foreign ...
Views: 758 - Wealth And Happiness Extract II - by Submitted on Mar 05, 2008 from Malika DukeQuotes ----------------------------------------------- "Within every desire is the mechanics of its fulfillment." - Deepak Chopra "If we can conceive it, and we can believe it, then we can achieve it." - Goethe Extract from A Happy Pocket Full of Money by David Cameron ...
Views: 850 - Should I Buy My Car Or Lease It? - by Submitted on Mar 03, 2008 from Chad BordeauxShould you buy your car or lease it? This is a question that we hear often and as usual, the answer is that “it depends.” It is also an answer that I could compose an entire book about. First of all, let me start with the most practical advice from a personal finance perspective ...
Views: 1127 - Is Your Money Pattern Driving You Crazy? - by Submitted on Jan 05, 2012 from Robin GardnerEver wonder why your money situation stays pretty much the same no matter how hard you try to change it? That’s because we all grow up with specific “money patterns” that we adopt from our families of origin. Running through families from generation to generation, these patterns are pervasive. ...
Views: 793(6 votes) - Housing Rises On Rate-cutters' Radar - by Submitted on Feb 25, 2008 from Daniel KirbyEarlier this week many were surprised to hear Bank of England monetary policy committee (MPC) member Tim Besley indicate an apparent shift in his position on interest rate cuts. Known to be a rate-cut opposing hawk, he seemed to soften his stance by telling the Institute for Fiscal Studies that ...
Views: 718 - Raising Financially Responsible Kids - by Submitted on Jan 05, 2012 from Robin Gardner"Money doesn't grow on trees"... I'm sure that sounds familiar. In fact, maybe you grew up hearing it. And today you may even say it to your children. So what does that statement really imply? Perhaps money doesn't come easily, or you need to work hard to have money. And with that message, it's ...
Views: 649 - Broker Expectations Rise - by Submitted on Feb 21, 2008 from Daniel KirbyIn a period when the property market has seen falling prices, restricted credit and one of the biggest mortgage lenders in the land having first to go begging to the Bank of England to stay afloat and now be nationalised, some might expect that buy-to-let investors should concentrate purely on ...
Views: 858 - Recovery - But How Soon? - by Submitted on Feb 21, 2008 from Daniel KirbyThe last week has, as usual, seen some mixed news about the property market. In between predictions of further falls in house prices have been forecasts of recovery. Mixed news from the Bank of England in its quarterly inflation report may only have added to the uncertainty some could be ...
Views: 748 - How To Quickly Improve Your Credit Score By Adding Positive Payment History To Your Credit Report - by Submitted on Feb 19, 2008 from Charles PhelanMost consumers are aware that negative items on a credit report can be disputed with the three major credit reporting bureaus. Often, this process can lead to a significant improvement in credit score through deletion of the derogatory items that were lowering the score. To achieve excellent ...
Views: 705(3 votes) - Financial Aid 411: Know The Ground Rules For Paying For College - by Submitted on Feb 18, 2008 from Jeff MictaborWith college tuition prices on a steady incline that’s outstripping inflation, more and more students may need to rely on financial aid to help pay for school. Trying to decipher what your financial aid award letters mean can seem complicated, but we’ve got some basic guidance and ...
Views: 885 - Financing Can Make Seemingly Impossible Goals Realistic - by Submitted on Feb 16, 2008 from wardell brooksThere are countless business and personal scenarios where financing can help open up the doors to unforeseen opportunity. Financing can make seemingly impossible goals affordable and realistic. When seeking unsecured loan financing, lender selection is one of the most important considerations ...
Views: 1044 - Interest In Portugal Growing - by Submitted on Feb 15, 2008 from Daniel KirbyAs the Spanish market has taken a few hits in recent times, many investors have been looking around for alternatives. While some have found new places to go to in Spain and some have ventured into the unknown territory of emerging markets, others have found the country next door to be of great ...
Views: 866 - City Living Prospects 'Still Strong' - by Submitted on Feb 15, 2008 from Daniel KirbyOf all the claims made about the state of the property investment market, one of the most common is that the city living trend in regional cities is grinding to a halt. While more and more apartments have been built in cities such as Manchester, Liverpool, Birmingham and Leeds, these have now ...
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