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- Hard Money Lending and The Present Economy - by Submitted on Oct 28, 2010 from Jared T.Investors in real estate will see it useful to produce resources by searching for hard cash lenders. This practice of borrowing is done by people who have the finances to provide for real estate investors. They are mainly interested in investors who found a promising property because they can ...
Views: 770(4 votes) - Medical Bankruptcy - Bankruptcy Due to Medical Bills - by Submitted on Oct 28, 2010 from James HedgeBefore even reading the entire article, let me remind you that technically there is no such thing as medical bankruptcy. This can be quite confusing especially when it comes to legal and medical parlance. However, for the sole purposes of clarification, medical bankruptcy is a term used when a ...
Views: 749 - Steps To Help Save Money Now. Not Later. - by Submitted on Oct 26, 2010 from Mike PetersonFive things you can do today to curb your spending and bulk up your savings account. You tell yourself things will be different this time. Last time? You weren’t ready. You weren’t dedicated. Not like this time. This time, you’ll stick to your budget – no matter what. This time, there’s ...
Views: 1577(1 vote) - Easy Ways to Save Money Fast and Effectively - by Submitted on Oct 26, 2010 from Dan CavalliYou would need to know the easiest ways to save money if you have been a really compulsive spender for a very long time. However, you would need to spend money if you need a measure of financial security at one point or another in your life. I have advised a lot of folks, and it has helped to ...
Views: 1148(1 vote) - How the Federal Reserve Affects Your Money - by Submitted on Oct 25, 2010 from Henry TrucBy now, you've probably noticed that your once high-yielding savings or CD account is currently only paying you a paltry return to what it used to. If you don't know why, it's mainly because of the economy and the Federal Reserve. The Federal Reserve, or The Fed, controls the money flow of ...
Views: 914 - Mobile Banking at a Glance - by Submitted on Oct 25, 2010 from Michael KartelWhat can be better than banking on-the-go? Mobile banking has emerged rapidly in India. This much-needed service proves beneficial in today’s fast-moving business environment with unending deadlines for fulfilment, constant appointments scheduled, and several meetings to attend. The mobile ...
Views: 849 - Debt Reduction Programs - 3 Tips to Get Out of Debt Quickly - by Submitted on Oct 05, 2010 from Dan CavalliThere are many debt reduction programs that will help you to get out of debt quickly without much stress. You can get thousands of results if you do a simple search on the internet now but we are interested in looking at just three that has proven to be very effective and can fasten your debt ...
Views: 958 - Law of Giving-Donate - by Submitted on Sep 26, 2010 from Dr. LaVerne AdekunleLaw of Giving-Donate Your Money Giving has been called the First Law of All Creation. It has also been said that there is a Universal Law of Giving and Receiving, or that giving and receiving are the same. When you are happy the world will be happy with you! When you give you receive, ...
Views: 2012(6 votes) - Family Budgeting: The Purpose Determines The Budget - by Submitted on Jan 29, 2011 from Rick CarterIn these economic times, practically no one has the luxury anymore of joking “I can’t be broke – I still have checks left!” Managing your money is a necessity. Unfortunately, all of the information out about how to set up a budget almost always ignores the most important point: the purpose of ...
Views: 3526(1 vote) - Know Money or No Money? - by Submitted on Sep 13, 2010 from Erik TherwangerDo you feel you are on the right track financially? Are you prepared for retirement? Is your nest egg where it should be? Has the economy had a negative impact on your financial household? Do you need to earn more money? Many people feel they need to follow a specific “road” to financial ...
Views: 1410(3 votes) - Getting an online bank account set up - by Submitted on Sep 10, 2010 from Noel MellorWhen it comes to applying for a current account online, some people may be unsure of what exactly the process will involve and what information they might need to have to hand. But as this is an easy and convenient way to set one up, you might want to know some things in advance. One thing ...
Views: 2573 - How Much Are You Spending versus Earning in Your Home Based Business? - by Submitted on Sep 07, 2010 from Jeremiah CarstarphenSo much emphasis is put on making money in the home based business arena, but rarely do you hear talk about reducing expenses. This is just as important because if you are spending as much as or more than you are earning then you will continue to struggle financially regardless of how much money ...
Views: 1311(1 vote) - Universal Life Comparison - by Submitted on Sep 22, 2010 from Steven HartUniversal life insurance is one of the main types of permanent insurance. Variable universal life and whole life insurance are the other two. Term life insurance sits in a category all-its-own, but it is the most popular type. Universal Life insurance takes the benefits of Whole Life and makes ...
Views: 1670 - Whole Life Insurance Questions - by Submitted on Sep 22, 2010 from Steven HartLife insurance is complicated for many people. What’s worse, a seasoned insurance salesman or persuasive website can make the benefits of a Whole Life policy shine like a diamond, but leave the uncertainties (usually, the fine print) in the dark. For this reason, this FAQ exists to educate ...
Views: 1553 - Variable Life Insurance Plan - by Submitted on Sep 22, 2010 from Steven HartA Variable Life insurance policy is a type of permanent insurance (like Whole and Universal Life) that ensures a death benefit. However, it can be more costly due to the fact that the cash value portion of premiums can be directed to a different account. In this account, the cash value may be ...
Views: 2703 - Caught in a Money Trap? Keep Reading. - by Submitted on Aug 31, 2010 from Mike PetersonAccording to a well-known proverb, “Insanity is doing the same thing in the same way and expecting a different outcome.” Same goes for financial matters. After all, there’s something a little crazy about falling into the same money traps over and over again (and expecting that, one day, things ...
Views: 1604(3 votes) - Five Things to Consider Before You Refinance - by Submitted on Aug 31, 2010 from Mike PetersonInterest rates are historically low – should you jump on the refinancing bandwagon? Thinking about refinancing your home? Interest rates are dropping and people across the country are looking for ways to make the most of their money. While refinancing can help put a little extra cash in your ...
Views: 1370(2 votes) - Creating Your Own (Cash-Based) Bailout Plan - by Submitted on Aug 31, 2010 from Mike PetersonWant to get your finances back on track? Go back to cash. Here are five tips to help you get started. If there’s an upside to today’s uncertain economic climate, it’s the fact that the recession has forced Americans to take a long, hard look at their spending and saving habits. We’re ...
Views: 1302(2 votes) - The Basics of Life Assurance - by Submitted on Aug 27, 2010 from Craig LockArticle Title: The Basics of Life Assurance Shared by: Craig Lock Category (key words): Life Assurance, Life Insurance, Insurance, Insurances, Financial Success, Personal Finance, Money, Money Management, Financial Independance (enough there now, craig) Web sites: ...
Views: 992(2 votes) - Easy Payday Advance - A Pathway to Financial Help - by Submitted on Aug 26, 2010 from Jhon AldenDo you need cash on the most urgent basis? Are you caught in an urgent crisis? Do you need cash help for a short-term which you can also payback easily? Is you salary check day still far away? You need not worry if you are caught in such a situation. Just apply for easy payday advance. This ...
Views: 754 - Saving Money Effectively: Many Of Us Want More Money. - by Submitted on Aug 23, 2010 from Dan CavalliIf only money is that easy to get, we could easily solve our problems and live a happy and prosperous life. But as we know, this is only a dream. To earn money requires all your talents and extreme effort to be given out completely. Using money is another tricky business. If you are not ...
Views: 941 - Getting Yourself Out of Credit Card Debt – Why Getting Out of Credit Card Debt is Easier after Recession - by Submitted on Aug 23, 2010 from Dan CavalliOne issue that follows reckless spending through credit card is the most convenient way of getting out of credit card debt. There is some kind of sweet feelings when you get a credit card for the first time but that will soon cease if you start spending beyond your earning capacity and falls ...
Views: 908 - Impact of the Dodd Financial Reform Act - by Submitted on Aug 13, 2010 from Steve BeamanMy friends, it’s difficult if not impossible to judge the total impact of a piece of legislation that is over 2,000 pages long. In fact, I think it’s fair to say that no one fully understands the both intended and unintended consequences of legislation that is so enormous. I have read many ...
Views: 2793 - Searching for a better ISA? - by Submitted on Aug 12, 2010 from Sam GoochAre you still searching for the best isa rates but haven’t chosen a fund for your 2009- 2010 individual savings account (Isa)? Unsure about stocks and shares Isas? Worried you have less than two weeks, but you haven’t had a chance to scour the market to see what’s available? By comparing the ...
Views: 1701(3 votes) - How to improve your credit rating - by Submitted on Aug 12, 2010 from Sam GoochIn a perfect world no one would need credit. People would have enough time to earn and save the money required for buying things like a car or a house.Credit cards would only be used for the benefits they can provide such as cash back rewards and other bonuses, and we would never have to pay ...
Views: 1857 - Why It’s Important to Save More Money Every Month - by Submitted on Aug 11, 2010 from Dan CavalliOne of the best things you can do for your financial situation would be to save money every month! I personally recommend that you save at least ten to twenty per cent of your monthly pay to see some really good results. I know that this amount is not the law, and would be altered to suit the ...
Views: 2299 - 3 Simple Steps To Having Enough Money To Retire - by Submitted on Aug 08, 2010 from Todd TresidderIt’s no secret that you should be saving money for retirement over and above what Social Security, your pension or 401(k) plan will cover. But do you know how much money you need to retire so that you can maintain your chosen lifestyle? Most people don’t and the consequences can be ...
Views: 3993(2 votes) - Why You Should Never File Bankruptcy - by Submitted on Aug 10, 2010 from Patrick ThonaYou know what it feels like to cringe when the phone rings. You stare at it, willing it not to be a bill collector. Let it be someone who is offering you a job, you pray. You pick up the phone gently, hoping, praying, but no, it's another creditor. “I'm sorry, I'm not working right now. I'll. . ...
Views: 2768(1 vote) - Proven Strategies on How to Build Wealth - by Submitted on Aug 10, 2010 from Dan CavalliAt this day and age when the economy is so unstable, many people are finding a hard time building personal wealth. However, it is not impossible. No matter how difficult times can be, you can still build your wealth, if you know how to play your cards right. There are many strategies in how ...
Views: 4047 - How To Avoid Financial Foibles - by Submitted on Aug 10, 2010 from Mike PetersonEven if you think you are a careful spender, you could be making basic financial mistakes that are common to almost all of us. To steer clear of these mistakes, follow these simple steps and be in better control of your bank account. * Don’t Miss The Catch. Whenever you hear or see a ...
Views: 2033(1 vote) - Eight Great Ways to Save Money - by Submitted on Aug 10, 2010 from Mike PetersonIf you are constantly on a shoestring budget and are always out of cash, take a good look at your spending and lifestyle habits. You will find that by making a few minor changes, you can both fatten your wallet and have a savings account to fall back on. Saving money is not difficult. It’s ...
Views: 2155(1 vote) - Term Life Insurance Advantages And Disadvantages - by Submitted on Aug 02, 2010 from Donald LusanTerm life insurance is oh so loved my many people. There are many different types of term insurance and very many reasons why people buy these policies. There are significant advantages to owning this type of life insurance. There are also a few disadvantages. Advantages 1 - The premiums ...
Views: 5467(1 vote) - Get Free Credit Report to Improve And Monitor Your Credit Score - by Submitted on Aug 01, 2010 from Kelli HicksFree credit report is essentially a summary of an individual's financial history. It includes analyzing the person's credit card accounts, loans, late payments, and bankruptcies, in short everything that prospective lenders need to know to determine creditworthiness. You have a right to access ...
Views: 1583(1 vote) - Top Ten Ways to Saving Money Every Month - by Submitted on Jul 25, 2010 from Dan CavalliFor some people the only determinant between whether they would eat good food, wear designer’s clothes and ride the best of cares is in whether they would take their habits to save money every month very seriously. The good thing is, there are a lot of things that people can now do to ensure ...
Views: 1955(1 vote) - ISA savings: The savviest option? - by Submitted on Jul 22, 2010 from Noel MellorISAs have now been with us for over a decade and it's now pretty apparent they have proven themselves to be a popular mainstream product. ISAs are enjoyed by all kinds of people looking to make tax-free savings and have even gone through some changes this year that make them even more ...
Views: 2736 - ISA popularity takes tax-free savings to the masses - by Submitted on Jul 22, 2010 from Noel MellorFollowing their introduction across the UK over a decade ago, individual savings accounts - which are more commonly known as ISAs - have proven to be a popular choice for British savers looking to make the most of their money. The tax efficient option was brought to the market to replace ...
Views: 2721 - 4 Reasons to Invest in an Annuity - by Submitted on Jul 21, 2010 from Lisa CintronAn annuity is a contract that you purchase from an insurance company or other financial institution that guarantees a lifetime income stream. For a lump sum payment to the issuer of the annuity, you are can receive either a lump sum, a certain number of payments or any combination of payout ...
Views: 2218(3 votes) - 5 Signs that You are Getting Ripped off Annuities - by Submitted on Jul 21, 2010 from Lisa CintronAnnuities – which are basically investment packages with a life insurance policy included - are an investment option that in recent times has been witness to a lot of fraudulent activity. This activity is often targeted at senior citizens who are talked by sales agents or brokers into buying ...
Views: 2325(5 votes) - 10 Tips to Finding the Best Annuities - by Submitted on Jul 21, 2010 from Lisa CintronIf you're looking for a great way to protect your money and to earn a consistent return, then annuities are definitely a financial instrument that you should be interested in. Annuities are generally provided by life insurance companies. You can pay money to them, let it grow on a tax-deferred ...
Views: 2014(5 votes) - How Safe Are Fixed Annuities? - by Submitted on Jul 21, 2010 from Lisa CintronA fixed annuity is a kind of financial instrument that is constructed to act as a source of income. Most usually, this kind of financial instrument is set up by people preparing for retirement. Annuities in general refer to financial investments that are paid into and can later be accessed ...
Views: 2230(4 votes) - Personal Finance: Summer Scorcher - by Submitted on Jul 15, 2010 from Renee BarnowMy most two dreaded 4-letter words are debt and snow. The thought of winter makes my body curl up onto itself – a true, physical cringe. Likewise, the thought of debt chills me to the bone – because I’ve been there, close to broke and in the clutches of financial winter. Summertime and ...
Views: 2463(3 votes) - Debt Is A Dirty Word! (Or Is It) - by Submitted on Jul 14, 2010 from Robert RoyAs a society we are out of control with debt. If you think about it we are a now society, we are impatient and we want it NOW! I want, I want, I want, that is the motto today. Oh and I don’t have the money to pay for it so I will put it on a credit card with 23% interest and a really low ...
Views: 1682 - Is a Tax Relief Attorney Right For You? When to Hire an Attorney - by Submitted on Jul 14, 2010 from Matt RobinsonWhen you are facing tax issues such as unfiled returns or tax debts you can not pay, the experience can be overwhelming. Your own inexperience at such legal matters can complicate the process and result in the loss of your case or subsequent appeals. If you are in a situation involving tax ...
Views: 1585 - Stay Afloat Amid a Recession - Handling a Poor Credit Personal Loan - by Submitted on Jul 12, 2010 from Alan LimThe current global financial situation seems not able to provide balance. In the past years, you probably were hindered from seeking and securing significant loans because of high interest rates imposed. You may also be suffering from bad credit history. Following the financial crisis and the ...
Views: 1335 - Is this what YOU really want?? - by Submitted on Jul 09, 2010 from Christine TopjianJust going about their day, trying to cover their bills... Thats what most people do on a daily basis, just try to cover their bills. So they go to their job, hope to please their boss(es) and then take home their paycheck. Shouldnt there be more to it than that?? Once in a while, someone ...
Views: 1801 - Formulating Your Savings Plan - by Submitted on Jul 02, 2010 from Katie McMasterMost people who have savings have a plan for these savings. By that, I do not mean that everybody has a particular desire to spend the money in this way or that after it has accumulated over time but rather they have decided how to 'park' the money before they need it. The more ...
Views: 1807 - I Need A Loan With Bad Credit - Any Option Available? - by Submitted on Jun 26, 2010 from Alan LimIs there any option I could take if I need a loan with bad credit? There are different loan products available. The fastest, most convenient, and most popular include cash advance loans which could involve minimal loan amounts. I Need A Loan With Bad Credit These days, many people hesitate ...
Views: 1440 - How to make money in college the smart way? - by Submitted on Jun 25, 2010 from Adam M PHow to make money in college? Many students face this question. You could usually could use some more money while you are in college. In college you have to learn without being distracted and you want to have fun. So adding to this making money while in college can be a challenge. The point ...
Views: 1676(4 votes) - Loan Modification - How To Know If You're Getting A Good Deal - by Submitted on Jun 24, 2010 from Krista ScruggsMaybe you've just completed a mortgage modification, or you're in the market for one and you want to learn all you can. Either way, you're likely wondering how to tell whether a home loan modification deal is good or bad. Regardless of what stage of the process you're in, you'll want to be ...
Views: 1405(4 votes)