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Mortgage and Home Financing Articles
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- Free Debt Consolidation Tactics to Save Your Financial Future - by Submitted on Jul 12, 2010 from Sam EtkinIf you are in debt, it probably feels like there is no way out. Though your situation may be overwhelming and increasingly stressful, there is no reason it has to keep getting worse. Have you ever considered debt consolidation? There are actually many viable options available to you to help ...
Views: 43908(13 votes) - Beware of Lending Tree - by Submitted on Jul 24, 2007 from James VenturaAs one of the Nation's most popular origination sites for home mortgages, Lending Tree continues to draw customers with their catchy marketing pitch, "When Lenders compete, you win." But is there really a financial advantage to using their service or have we just succumbed to their ubiquitous ...
Views: 9421 - How to Stop Foreclosure: Extended Right of Rescission - by Submitted on Jun 03, 2009 from Khayyam JonesWith the wave of people facing foreclosure there are many who are asking for help. What can be done to stop the foreclosure process. Many of our clients have decided to use the powerful extended Right of Rescission which immediately terminates the foreclosure process permanently. Let me ...
Views: 8453 - Mortgage Reaffirmation After Chapter 7 - What's it All About? - by Submitted on Mar 24, 2009 from jessica bannetIf you'd like to reaffirm your personal liability for a secured debt even after a discharge from Chapter 7 bankruptcy, a reaffirmation agreement is what you need to sign with the lender. Reaffirmation agreement is usually executed for secured debts such as mortgage, car loan, RV loan etc. ...
Views: 7141 - Mortgage Origination – Processing Steps for funding a Real Estate Loan - by Submitted on Aug 09, 2010 from Judith SellensProcessing a real estate loan requires the work of many people and takes lot of time. The following detailed loan processing steps explain, “What happens next.” First, the loan originator takes the loan application from the borrower. Usually the loan application is taken over the ...
Views: 6634(1 vote) - The Benefits of Corporate Housing Rentals - by Submitted on Feb 12, 2012 from Margene DieterleCorporate housing rentals are perfect for businessmen who need to travel frequently. A corporate housing rental stay would be preferred over a hotel for most people. Hotels can be very pricey even if the stay is short term. I would much rather stay in a fully furnished apartments with a kitchen ...
Views: 5818 - Quitclaim deed and Mortgage transfer - Any tax implications? - by Submitted on Apr 23, 2008 from Samantha TaylorScenario: My father has been through financial problems throughout his life. 10 years ago, he and my mom have had negative credit scores due to past uses with the IRS and he even had his wages garnished. However he could scrape by and later on I helped him out by buying a home with a mortgage ...
Views: 4680 - Seven Myths Concerning Credit Card Usage That Can Affect Your Ability To Obtain A Mortgage - by Submitted on Aug 06, 2009 from David LeachIt has been my privilege to work with hundreds of people over the many years I have been involved in the real estate and mortgage business. My experience and expertise have helped them buy their dream home when they thought their circumstances would prevent it. It has been a joy to help so many. ...
Views: 4080(3 votes) - What Happens To Second Mortgage After Foreclosure On The First? - by Submitted on Aug 03, 2008 from Samantha TaylorScenario: I have a foreclosure soon to take place on my first mortgage. What happens to the second mortgage if it is paid up to date? I was so stupid that paid a company XYZ $1000 to negotiate a plan for paying the first loan. they promised me that the first mortgage lender would surely accept ...
Views: 3893 - 401k loan - Is It The Right Choice To Pay Off My Second Mortgage? - by Submitted on Jan 24, 2008 from Samantha TaylorScenario: I am planning to take out $40,000 out of my 401k Plan account to pay down my second mortgage debt. I thought it will be good enough if I pay myself the interest instead of paying it to the bank. I’ve made necessary calculations and I’ve found that I’ll be able to ...
Views: 3749 - How to Increase an Existing HELOC? - by Submitted on Apr 08, 2011 from robin brainHELOC is basically a fixed amount mortgage loan to which the borrower has access at the time of need. Lender will advance the amount to the bank account of the borrower against the value of the home. In other words it is home equity loan and is known as home equity line of credit or HELOC in ...
Views: 3736 - Am I Too Old for a Mortgage? - by Submitted on May 31, 2011 from Andrew PotterThe difficulties associated with securing a mortgage have been well documented, particularly for first-time buyers and those with negative equity or poor credit history. In terms of mortgage advice, older borrowers are rarely included in this group, yet in many cases age can be a major hurdle in ...
Views: 3593 - Financing Your Home Building Dream: Build Your Home With Couch Change! - by Submitted on Mar 09, 2008 from Mel InglimaHave you considered the pay-as-you-go plan for funding the building of your home? Amazingly, I've periodically run across home-owner builders who have built their own homes as money became available. Pocket change? Nuggets from under the couch cushions? Okay, that doesn't happen and I'm not ...
Views: 3568 - The process of home loans for the self-employed you should know! - by Submitted on Apr 27, 2018 from haris padiyarHome loans are the first approach for the people who think of buying a house in today’s time. Buying a house is everyone’s lifetime dream. A home loan is a lifetime commitment but can help you get your dream home. There are many different types of home loans available for different requirements. ...
Views: 3199 - Should I Walk Away From My Home? - by Submitted on Jun 16, 2008 from Larry AngellMany of us have often daydreamed of our ideal life. Somewhere in that dream fits a home that has all the fancy extras. Things like, a two-car garage, cozy fireplace, jetted baths, spacious kitchen, and large bedrooms with big closets to put all our nice clothes in. The daydream turns into ...
Views: 3019 - The Path To Fannie Mae And Freddie Mac Approval - by Submitted on Mar 31, 2008 from Jim PerssonSo, you have been a mortgage broker for a while now, and you think you are ready for the next step: approval by Fannie Mae and Freddie Mac as a Seller and Servicer, so you can service your own loans. In general, to be an approved Seller and Servicer for either FNMA or FHLMC, you are going to ...
Views: 2895 - Easy Home Building Financing Found In Panelized Kit Homes: Understand the Ins & Outs Of Packaged Home Financing - by Submitted on Apr 14, 2008 from Mel InglimaDo you have some credit challenges? Have you had a bankruptcy? Are you worried a bank won't finance your home building dream? Then, you might do well to consider a kit home or panelized home. Why? If you find the right company, they often have easier access to financing for the borrower/builder ...
Views: 2866 - CeMAP Training & How To Become A Mortgage Broker - by Submitted on Dec 26, 2009 from Anthony JudgeIntroduction Considering any new career is a massive step and, as such, should not be undertaken without the essential detailed research. As with most industry sectors, there are a number of traps to avoid when considering a career in the financial services sector and, having been in the same ...
Views: 2861(2 votes) - Bad Credit Mortgage Loans and Fast Home Loans for People with Poor Credit - by Submitted on Jul 19, 2012 from Ladan LashkariAre you looking for poor credit mortgage loans to help you get a fast home loan even if you have a bad credit? You may have experienced how difficult it can be with people with a low credit score to get approved for a fast loan. So this helpful guide is going to help you find out some tips to ...
Views: 2717 - Household money saving tips of Japanese - by Submitted on Jan 31, 2016 from Huyen MyA magazine of Japan interviewed over 600 Japanese households about the ways they save money. And there are some useful tips for you to become a wise household in spending. 1. Withdraw All The Money In The Card To Manage The Cash Flow Easily This way seems to be simple, but it is an effective ...
Views: 2633 - Is Equity Tied Up In Your House? - by Submitted on Mar 04, 2011 from Tim ReynoldsI have always been taught that becoming debt free is the thing to strive for. The American philosophy is, “If you can pay off your cars and your house, you can then live stress free.” Why wouldn’t you want to pay your mortgage off early? If you add up the interest you will be paying over the ...
Views: 2606 - Reverse Mortgage Disadvantages, Dangers, and Myths - by Submitted on Nov 13, 2011 from Amber LadlieFor seniors short on cash but rich in home equity, reverse mortgages offer a very unique opportunity. Reverse mortgage loans give seniors, ages 62 and older, the opportunity to convert some of the equity in their home into cash. Through a reverse mortgage, seniors are able to repay their ...
Views: 2593 - How to Handle Foreclosure - by Submitted on May 10, 2009 from mike greavesForeclosure is a legal process in which a lender like a bank or mortgage company attempts to take over the debtor’s property to satisfy an unpaid debt if the property has been kept as a collateral security for securing the debt. The lender may claim ownership of the property or sell the property ...
Views: 2530(17 votes) - Real Estate Deals – 3 Things That Can Make Them Fall Through - by Submitted on Oct 01, 2012 from Paul KlineAre you planning to sell your home anytime now? The real estate market is certainly looking up these days and you are sure to have met lots of prospective buyers for your property. However, you do have to be forewarned that this doesn’t necessarily mean that you’ll make a sale. There are ...
Views: 2441(1 vote) - The ABC’s of Getting a Home Mortgage Loan - by Submitted on Oct 17, 2011 from Sherry CampbellEffectively Capitalizing on Today’s Low Mortgage Interest Rates & Real Estate Market Prices Conventional wisdom has it that there could not be a better time to capitalize on attractive low mortgage interest rates and rock bottom real estate market prices. That being said, here are some very ...
Views: 2361 - Internet home loans - by Submitted on Aug 27, 2012 from shawn ramsonInternet home loans are basically loans that are provided over the internet. It saves you time and allows you to access the best home loans from the comfort of your home or office. There are a lot of websites which will help you find the cheapest home loan that you can obtain as an internet ...
Views: 2322 - 5 Mistakes That Can Cause Your Loan To Be Denied - by Submitted on Mar 15, 2009 from Julian JacksonThe loan modification portion of the stimulus package will provide millions of people with the opportunity to obtain financing which will allow them to keep their homes. However, just applying for a special home loan program doesn’t necessarily mean you’ll be approved. Regardless of which types ...
Views: 2298(10 votes) - How Mortgage Software Can Mitigate Loan Risks - by Submitted on Jan 10, 2013 from Frank ShieldsLoan risk management is a discipline focused on managing credit risks related to lending products. Issues range from individual borrowers' creditworthiness and likelihood of defaulting on loans to the entire loan portfolio of a given lending institution. Lenders mitigate risks in many ways ...
Views: 2283(1 vote) - Are Reverse Mortgage’s Gaining Momentum as a Financial Planning Tool? - by Submitted on Jul 30, 2012 from Chris BeardWhen reverse mortgages were first introduced back in 1961 they were initially designed for cash strapped seniors to tap into home equity to supplement retirement income and many still continue in this philosophy. However, Realtors, Elder Care Attorneys and even Financial Planners are endorsing ...
Views: 2270 - How To Stop Foreclosure of Your Home Before It’s Too Late - by Submitted on Jun 09, 2007 from Alex GurevichYou’ve had more than your share of difficulties in the last few months. You’ve lost a loved one or been through a difficult divorce. You’ve lost a job or had to change jobs. You’ve lost your health and have medical expenses stacking up. Maybe you’re struggling with increased utility prices or ...
Views: 2232 - Mortgage Debt Elimination Secrets - by Submitted on Apr 01, 2009 from Timothy DereyThe mortgage debt elimination process that we're going to share with you will, without a doubt, put you on the right path towards eliminating your mortgage payment. Once you begin putting these strategies to use, you'll be much happier as you rid yourself of that burdensome debt. ...
Views: 2170 - Money Management Tips You Can Bank On - by Submitted on May 13, 2010 from Bern BuentipoWith the current economic climate everyone is looking for money management tips that will help ensure financial security. We all want to save money and get the best value for our dollar, yet it often seems as if we struggle just to make ends meet, leaving little left at the end of each ...
Views: 2158(4 votes) - Title Loans Utah - by Submitted on Jun 09, 2012 from Robert MarleyTaking title loans on your vehicles is easier and efficient than going to a bank for loan. Many times we need instant cash and for that we go to our friends, family members, to banks and other sources. Lots of time visit to pawn brokers to get cash by pawning their expensive entities, in the ...
Views: 2136 - You and Your Commercial Mortgage Broker for Bridging Loans - by Submitted on May 11, 2012 from James WatsonMoney is the need of hours. One can’t even think of developing without financial assistance. It would not be wrong if I say that finance industry is seeing an exponential growth in the present scenario. Industrialization and globalization has forced or better say convinced many entrepreneurs to ...
Views: 2133 - Garage Storage and Today’s Economy - by Submitted on Aug 10, 2010 from Ryan SheaWhat do garage storage and the current state of today’s economy have in common? They both appear to be completely different topics and for the most part they are. However the state of today’s economy has had a huge influence on homeowners as well as on the businesses that provide products and ...
Views: 2130(1 vote) - Can a Mortgage Modification/Foreclosure Attorney Assist You? - by Submitted on Oct 10, 2012 from Melvin SingleterryThe sooner you call a qualified and experienced loan modification, home foreclosure attorney, the sooner you can get the relief you need from late mortgage payments, the threat of foreclosure or being served court documents where the lender is wanting to “call” your loan, foreclose on your home ...
Views: 2100 - A Brief Description the Basic Types of Mortgage Loans - by Submitted on May 18, 2012 from Sam SpadeConventional Mortgage - This mortgage, which is also known as a fixed-rate mortgage, is the one that is thought of when most people think about buying a home. These types of mortgages can run from 10 years to as much as 50 years, in some cases. They are completely amortized, or paid in full, at ...
Views: 2099 - Why do most people not achieve financial success? - by Submitted on Aug 18, 2010 from Craig LockArticle Title: Why do most people not achieve financial success? Shared by: Craig Lock Category (key words): Money, money management, finance, financial success, financial independence, personal finance, money books, books on money management (enough there now) Web sites: ...
Views: 2089(2 votes) - First Time Home Buyers Guide – Where to Start, What to Expect & How to Properly Budget - by Submitted on Jul 09, 2010 from Aaron GarciaBuying your first home is an exciting event, and as someone who has recently bought a home, I can tell you that it is more than worth all the time and effort that goes into it. But if you are anything like me, you might not know where to start. Do you start by finding a real estate agent? Do ...
Views: 2087(4 votes) - Finding the Best Mortgage Brokers in Vancouver - by Submitted on Jun 08, 2012 from James MartinIf you are buying new home, a Vancouver mortgage broker plays an important role in your transaction. Your mortgage broker should be trying to get you the best deal possible, at the right time for your mortgage. They do this by looking at the various types of loans available to you and helping ...
Views: 2042 - How to evaluate an online Home Mortgage Lender and Identify Deceiving Internet Advertising - by Submitted on Sep 07, 2010 from Judith SellensWhich Internet lender do you choose to originate your loan? One way is to search the internet for a mortgage lender near your location. Search results for many lenders appear, and you want to make a sound choice. A good beginning is to look at the name of the suggested lender site. Is ...
Views: 2025(1 vote) - How to Recession Proof Your Family - by Submitted on Dec 29, 2012 from Knox Bates III"Happy New Year 2013" New Years Resolution How to Recession Proof your Family! Are all the gloomy financial forecasts depressing you? Do you really want to ignore all of the negativity but you're concerned about what may happen if you do? Well you can't ignore reality, but you can ...
Views: 2024(2 votes) - Utah Title Loans - by Submitted on Jun 09, 2012 from Robert MarleySometimes you need immediate cash and you look for various options you have. Most of the times we plan to borrow money from somewhere. Borrowing money can be a good decision if you have decided to take title loan. Getting title loan is a fast way to get cash with minimal complications. It is far ...
Views: 2017 - How to Leverage Your Business Network for Mortgage Lead Generation - by Submitted on Jul 19, 2013 from Frank ShieldsAs a mortgage broker, you understand the importance of building relationships with real estate agents, financial planners, contractors, and other potential referral sources. Your business network is often your business's lifeblood! While your business relies on referrals, relationship building ...
Views: 2008 - Property appraisal – Its importance and solutions to a low appraisal - by Submitted on Jun 07, 2010 from Cachet GomesA real estate appraisal is important when you take out a mortgage loan to purchase a property. It helps to determine the market value of the property you're planning to purchase. The lender also requires an appraisal to verify that if required, whether or not the invested amount can be recovered ...
Views: 1994 - How Mortgage Brokers & Loan Officers Can Survive This Mortgage Market! - by Submitted on Nov 17, 2007 from Scott TuckerMost mortgage brokers and loan officers in the mortgage business right now are panicking. They are worried about where their next check is going to come from, now that the purchase market & sub-prime re-finance markets have collapsed relative to their recent highs. When faced with adversity, ...
Views: 1983 - Refinance Or Take Out IRA Money - Which Is Better And Why? - by Submitted on May 27, 2008 from Samantha TaylorScenario: I'm at 65 and would like to repair my home. The approx cost of repairs is $75000 and I'm yet to pay for $255,000 of home equity loan balance. Should I refinance with an interest-only loan for low payments or get a reverse mortgage or do you think I`ll be better off with using my IRA ...
Views: 1979 - Personal Finance Help that Challenges the Status Quo - by Submitted on May 13, 2010 from Bern BuentipoAre you looking for personal finance help that will reap results? Are you tired of dealing with a faltering budget and want to regain control of your finances? When it comes to our money, too often we simply accept the status quo, take advice at face value, and do what everyone else is doing ...
Views: 1956(1 vote) - What Your Condos Home Owners Association Board Should Know Before They Says “No” To FHA Approval - by Submitted on May 18, 2012 from Sam SpadeOn February 1st of 2010 the entire game changed with regards to obtaining FHA insured loans for condominiums. No longer could a seller get “Spot” (single unit) approval when they tried to sell their condo. Now the entire complex has to be approved and under much more stringent regulations to ...
Views: 1945 - Refinancing home loan tips - by Submitted on Aug 27, 2012 from shawn ramsonHome loan refinancing is one of the most common reasons for looking for a new home loan. For mortgage holders that have their loan for up to 30 years, it is expected that you will refinance between 6-10 times during your mortgage life. It is therefore important that the refinancing process is ...
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