Unfortunately, many people are just getting by financially. They are just one month away from financial disaster. A primary reason for this is people just spend too much money. Credit cards are an easy way to get what you want even if you don’t have the money.

If the scenario above sounds like you, relax, you have some alternatives. You CAN get your financial life back in order. First of all, stop using those credit cards. They are the number one reason why most people get into financial difficulty. Most people spend about 10% more than they actually make. This is only possible with the use of credit cards.

Hide your credit cards away somewhere. If you don’t carry the credit cards around with you, you can’t use them to buy stuff. And let’s face it, do you really need the items you buy with the card. Most of your credit card purchases are just impulse items or things that you don’t really NEED?

Notice that I emphasized the word NEED. There is a big difference between what you need and what you want. Most credit card purchases are for things you want. Or because you want to make your spouse happy. So hide the credit cards and start paying cash. Get back on that road to financial security. This is the first step in getting your financial life back.

Are you are tired of living paycheck to paycheck with no cash to spare? Check out my newest ebook for the details on how to slash expenses and put money in your pocket!

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