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Debt and Debt Consolidation Articles
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- 10 Rules About Money - by Submitted on May 21, 2007 from John BishopHow we view money has a profound impact on all facets of our life. It determines where we live, the type of job we have, how we look at the world, and, unfortunately, how we feel about ourselves. Money has the power to do great things, but it can also destroy the mightiest empires. Each of us ...
Views: 4070 - 10 Simple and Easy Ways to Save Money on Groceries for Your Debt Settlement Program - by Submitted on Mar 11, 2012 from Gregory DeVictorDebt settlement, also known as debt negotiation, allows you to make one monthly payment, and to get out of debt much faster than by making the minimum monthly payments or by using debt consolidation. With a debt settlement program, negotiators communicate with creditor(s) on your behalf to ...
Views: 944 - 10 Steps to Repairing Your Credit - by Submitted on Jul 20, 2009 from Angelina HarrisDoes credit card debt got you down? Does it seem like you will never be free of this weight? If you're struggling with debt, here 10 steps you can take to repair or rebuild your credit. If you’re short on time, energy, or you at your wits end, contact one a Credit Counseling agency. ...
Views: 706 - 10 Tips for a Debt-Free Christmas - by Submitted on Nov 23, 2019 from Erin YurdayDid you know that almost 1 in 5 people find themselves in debt due to Christmas spending? From gifts to decorations to lavish meals, the holidays can leave you feeling less merry and more cash-strapped. If this sounds familiar and you want a wonderful holiday season without the financial ...
Views: 621 - 10 Tips To Help Steer You Away From Debt - by Submitted on Jul 28, 2008 from Christian WardRecently, there has been a tidal wave of bad news for anyone who relies on credit - and that means almost all of us. Repossessions are at an eight-year high, property values are falling and lenders are turning down up to 60% of applications for credit cards, loans and mortgages - one analyst ...
Views: 763 - 10 Ways to Save Money on Practically Everything to Make Debt Settlement Easier - by Submitted on Mar 19, 2012 from Gregory DeVictorIf you have more than $10,000 in unsecured debt (credit cards, medical bills, etc.), debt settlement allows you to get out of debt much faster than by making the minimum monthly payments or by using debt consolidation. In previous articles, we have discussed "10 Factors that You Must Consider ...
Views: 1380 - 12 Great Debt Elimination Tips - by Submitted on Apr 01, 2011 from Joseph HernandezTo take advantage of all the great advice you gave, I’ve compiled a list of the best debt elimination tips below. I hope it will serve as inspiration for those who are trying to get out of debt. 1. Take stock of all your liabilities, so you know exactly how much you owe to the world. Put them ...
Views: 1030 - 16 Top Reasons For Budgeting To Improve Your Life - by Submitted on Jan 13, 2019 from Madolyn KuoI believe that you all have experiences to buy many products when you want them. It is very natural and normal. The most important of all is to make sure that you have the ability to pay the bill after that. You understand the consequences and take full responsibility. Budgeting is the first ...
Views: 1680 - 2 Common Yet Different IRS Collection Methods - by Submitted on Sep 26, 2011 from Kes CraigWhen one thinks about how the IRS attempts to collect back taxes, 2 usual methods spring to mind. An IRS levy and an IRS tax lein. Many have confused these as being the same, but, actually, they aren't. An IRS tax levy is a seizure of personal assets to pay a tax debt. However, a tax lien ...
Views: 748 - 2012's Top Ways to Search for Unclaimed Funds - by Submitted on May 04, 2012 from Nicole AndersonUnclaimed money has increased at an alarming pace in the federal and state government accounts. This unclaimed money comes from people’s dormant saving account, insurance policies, unclaimed ITR, unclaimed safety deposit accounts, certificate of deposit, unclaimed mutual funds, bonds and shares, ...
Views: 1129 - 3 Best Ways to Avoid Credit Card Debt - by Submitted on Feb 12, 2019 from MD Rasel MIahIf you are holding a credit card, it will be a great threat to your mental peace one day if you won’t take care of it. Now, you must be wondering about my statement. But yes, it is said in a very serious sense. A credit card becomes your headache when you come under debt due to it and become ...
Views: 781 - 3 Debt Negotiation Tips To Ensure Debt Freedom - by Submitted on Mar 01, 2013 from Samantha SeiffertGetting out of debt is undoubtedly the hardest thing that you will ever encounter. The road towards debt freedom is filled with frustrations, discouragements and temptations. Having to squeeze all your expenses to fit your limited budget is no easy feat and this is why a lot of people opt to ...
Views: 1526 - 3 Fundamental Q & As Dealing with Debt Collection During and After COVID-19 - by Submitted on Aug 03, 2020 from Donald BensonIt is a fact that the COVID-19 pandemic has left businesses around the world in grave shocks in the form of losses and debts. The changes in financial trends, after taking a hit from the pandemic, have led businesses to chalk out new plans and methods altogether. And in this article, we shall ...
Views: 634 - 3 Glaring Signs To Spot A Business Debt Collection Scam Right Away - by Submitted on Feb 11, 2020 from Donald BensonFor any business, debts in the market can be a very normal phenomenon. There are many businesses that run their operations on credit and pay later after the term’s end. And there is nothing wrong with that. When your creditor company is doing business dealings with you, you both are presumably ...
Views: 779 - 3 Methods to Get Rid of Debt Problems for Good - by Submitted on Mar 16, 2009 from Menno SpijkstraThe most common problems everyone has in common are debt problems – the undeniable truth is everybody owes somebody something, no matter how well-off that individual is. For some, it seems like the cycle will always be part of their lives, and that there’s nothing they can do to get out of it. ...
Views: 638 - 3 Places to Look for a Good Debt Consolidation Company - by Submitted on Apr 22, 2009 from Menno SpijkstraPlenty of people often use the method of debt consolidation to rid themselves of all the debts they’ve piled up. They hear of the many advantages that come with this method, such as the benefit of making single monthly payments to rid themselves of their problems. Another reason why many opt for ...
Views: 710 - 3 Popular Personal Loans Anyone Can Avail - by Submitted on Oct 16, 2018 from harish ChandraApply for a loan with Peer to peer lending platforms. It is the best way to secure instant financing. With well-managed financial credentials, you can promptly get the lending decision. If you have a bank account, they might have come across those marketing emails offering personal loans. In ...
Views: 1239 - 3 questions to effective wealth management - by Submitted on Jun 18, 2011 from Shakti PradhanJust three questions to yourself can change the way you manage your money. Many people don't know about the money trap existing in their daily life,they start by buying a few luxuries,pay their installments and proceed buying the next ones,and this goes on each year,and they never realize ...
Views: 1256 - 3 Steps To Getting Out Of Debt - by Submitted on Sep 30, 2008 from Cindy MorusThis is part of our Pay Debt Quickly series sponsored by PDQ Pay Debt Quickly kit. Are you struggling with debt? I’ve been there (and it was a major cause of my divorce). This is information I wish I had known then. As always, feel free to comment below. Step 1: Draw a Debt ...
Views: 1159 - 3 Tips To Consolidate Debt And Get Rid Of It Once And For All - by Submitted on Mar 17, 2012 from Mickal JohnMen have always chased dreams. However, never before anyone in his wildest dreams anyone would have thought possible what one could achieve so quickly now a day. World is practically one phone call away. What with credit cards, electronic money transfer, the miracle of instant access through ...
Views: 767 - 3 Tips to Getting a Low Interest Rate on your Loan - by Submitted on Apr 16, 2017 from Stephanie FrascoWhen it comes to buying a new car in Michigan many of us aren’t able to afford to pay in full for it and move on. We would most likely go for a loan to get a new car, which is very understandable. Although taking a loan to buy a car will cause the car to be much more costly, it does help in ...
Views: 1439 - 3 Ways with Which to Create Urgency in Debt Collection - by Submitted on Apr 18, 2020 from Donald BensonIt is one thing to make a debtor clear his debt by threatening him on legal grounds and another thing to create urgency in it. It is a part of the very nature of us as humans to hurry in our daily processes wherever we can and we shouldincorporate this attitude in our business debt collection ...
Views: 655 - 30 Days to Financial Knowledge - by Submitted on Jan 21, 2011 from Cary BayerIf you have debt, it’s essential to discover whether you spend more money than you bring in each month. If you’re free of debt, and would like to create or add to your investment portfolio, it’s essential to know how much more you bring in monthly than you spend. In either case, this much is ...
Views: 640 - 4 Mistakes Young People Make And An Easy Way Out - by Submitted on May 31, 2016 from John McConnellThe phrase money is evil may not mean much when you are young, until you are in debts and you don’t know what to do. That is what’s happening to young people today. The fact that there is no financial education makes young people get out of college sinking deep in debts. And the sad fact ...
Views: 1604 - 4 Reasons To Pursue Debt Settlement Rather Than Bankruptcy - by Submitted on Jun 04, 2010 from Krista ScruggsIf you are mired in credit card debt, you have three options. The first is to completely pay off your debts by somehow obtaining a boost in your income. This is unlikely. The second is to file for bankruptcy and get relief from your debts through the legal system. This will give you a poor ...
Views: 1080 - 4 Signs That It's Time to File Bankruptcy - by Submitted on Feb 21, 2019 from Deborah TayloeNobody sets out to get in over their head financially. Unfortunately, it’s one of those things that can happen. People spend their credit to purchase homes or cars, to finance their education, or even to take a well-deserved vacation. Then, the unthinkable happens. They lose a well-paying ...
Views: 908 - 4 Smart Ways to Cover Surprise Expenses - by Submitted on Mar 18, 2021 from Lizzie WeakleyEncountering a surprise expense is never pleasant. Nevertheless, it's important to have plans in place for covering them when they do arise. With a bit of preparation, you can navigate the problem of an unexpected bill effectively and inflict minimal damage on your finances. Here are four smart ...
Views: 609 - 4 Things to Know about Commercial Debts While Taking Loans - by Submitted on Sep 18, 2020 from Donald BensonIn any business, there is always the issue of debts. Commercial debts are an intrinsic part of B2B transactions and there is hardly any business that has not faced a debt issue of any kind. However, debt is not always a bad thing. Here, we shall be talking about some things about commercial ...
Views: 638 - 4 Tips to Recovering from Crippling Debt - by Submitted on Sep 29, 2017 from Eileen O'ShanassyEstablishing yourself as an adult can be an expensive endeavor. You are paying for rent, a car, your education, and any other expenses that come your way. If you aren’t careful with your finances, it can be very easy to suddenly find yourself in debt, without the resources to fix your problem. ...
Views: 1799 - 4 ways to get a Lower Loan Against Property Interest Rates - by Submitted on Jan 09, 2019 from Arwind SharmaThe loan against property (LAP) can help you cover all bigger expenses.Yes, right from financing your children’s overseas education or wedding expenses, it can include all. Yes, the loan against property is a handy financial tool that can help you accomplish all your personal and professional ...
Views: 1145 - 4 Ways To Optimize Your Debt Consolidation Plan - by Submitted on Jun 11, 2010 from Krista ScruggsDebt consolidation can be a wonderful tool that can create great benefits for you when you are trying to settle your credit card debt. Individuals with high credit card debt or numerous debts across several cards and loans should consider debt consolidation as a way to better manage their money ...
Views: 996 - 4 Ways To Regain Credit At Age 40 - by Submitted on Jul 08, 2013 from Missy DiazIt’s always important to carry and maintain good credit, even more so when we reach an age where major purchases are to going to be made. Purchases such as a first or second home. Unless you plan to buy outright and pay cash, good credit is essential. As we turn to midlife around the 40 year ...
Views: 1514 - 5 Reasons To Get Your Credit Report Today - by Submitted on Aug 24, 2010 from Trevor PoulsonReason #1: 80% of all credit reports have errors, and/or completely inaccurate information in them, and guess who’s responsible for most of this? The credit card companies themselves. You see with a bad credit report, it allows the credit card companies to add on late fees, charges, raise your ...
Views: 1333 - 5 Essential Tips - How to Get a Bad Credit Loan - by Submitted on Jun 21, 2020 from Mousumi ChangIn today's economic climate, more and more people need loans for automobiles, home mortgages and a host of other reasons. The idea that it's impossible to get a loan with bad credit is a common misconception, but that's exactly what it is: a misconception. It's possible to get a mortgage loan ...
Views: 674 - 5 Foolproof Ways to Find Unclaimed Money - by Submitted on Jul 21, 2011 from Nicole AndersonUnclaimed money has been a major burden for most states. The total amount compiled up in the U.S. in the form of unclaimed money is not easy to estimate as the figures are in billions. This money, in form of unclaimed cash and properties, are still waiting for their rightful owners to come and ...
Views: 570 - 5 Harmful Credit Reporting Myths - by Submitted on Jul 19, 2017 from John McConnellAs the world rockets toward an all-digital economy, maintaining good credit is more important than ever. With that said, the use of credit cards has increased for everyday purchases, making them a key to participate in online shopping. A 2015 study by the Federal Reserve Bank of San Francisco ...
Views: 1547 - 5 Steps to Take to Get out of Debt and Stay out of Debt - by Submitted on Jul 23, 2020 from Katie GordenNo matter your level of debt, we can all improve our futures by understanding and controlling our finances. To truly build security and wealth, we need to know where our money is going, determine if we're spending in line with our beliefs and values, and course-correct if something is out of ...
Views: 2220 - 5 Super-Effective Ways to Tighten the Budget - by Submitted on Apr 19, 2017 from Rachael MurpheyIf you're constantly struggling to make ends meet on your current income, it might be time to tighten the budget. Unfortunately, many people cringe at the idea of budgeting, believing it means living like a miser or going without the things you enjoy. In reality, there are some simple and ...
Views: 2184 - 5 Tips that can help college students to have a good financial life - by Submitted on Aug 31, 2011 from Jason HolmesAre you a college student and tremendously busy in attending classes, completing your projects, doing your homework and going to the parties? Are you so stuck up with your studies that you don’t get any time to manage your finances? If yes, then it is important for you to know that most ...
Views: 791 - 5 Tips to Build Up Your Savings Faster - by Submitted on Apr 24, 2017 from Rachael MurpheySometimes it seems like saving money is impossible, and it is easy to get discouraged. If you run out of money before you run out of month, you may wonder how you will ever make ends meet, let alone save for the future. Even so, there are strategies you can use to put more money aside and ...
Views: 2026 - 5 Tips To Fix Bad Credit And Improve Credit Score - by Submitted on Aug 01, 2008 from Jeannie CrabtreeIf you get into a bad credit predicament, you cannot just duck your head and hope that this passes over. You must actively work to fix your bad credit and work with and improve your credit score. If you want to open a bank account, want to buy a major appliance, rent or buy a home, all of this ...
Views: 769 - 5 Tips to Get Out of Credit Card Debt - by Submitted on Mar 09, 2020 from David BaddeleyNot only can credit card debt impact your emotional and psychological state but numerous studies have shown that people that carry debt tend to be worse off than those that don’t. Carrying revolving debt can be a malicious and repetitive cycle. It can prevent you from living life ...
Views: 912 - 5 Ways To Know Which Debt Collection Agency You Owe - by Submitted on Oct 06, 2020 from Donald BensonWhen you get a call from a debt collection agency, it might sound confusing initially. If you are running a business, then having debts in the market can be natural. Now, if one of your creditors has hired a commercial collection firm to get the money back, then it is also their right. However, ...
Views: 968 - 6 Must-Know Facts About Check Processing - by Submitted on Mar 31, 2018 from Usama MalikChecks are one of the ways by which businesses and individuals receive payments. Although digital payment platforms like PayPal are on the increase, paper, and electronic checks are still being used. Here are some things that you must know about check processing. 1.Paper checks are vastly ...
Views: 1073 - 6 Tips to Preventing Identity Theft - by Submitted on Aug 09, 2011 from John LeBlancA couple of weeks ago, I got a call from Visa asking if I could verify some of the recent charges on my credit card. Apparently, I’d racked up about $4000 worth of toys at Best Buy including, among other things, a brand-new 50” HDTV. I checked my TV and other electronics to make sure they ...
Views: 797 - 7 Loan Options when you have Bad Credit - by Submitted on Jul 03, 2019 from Lora DavisIn a perfect world, there would be just enough money for everyone's needs and no need to think about shortages in personal income and how to overcome them. But we do not live in that kind of world, and sometimes we are short on paying bills, covering car repairs, getting the groceries, or ...
Views: 557 - 7 Ways to Shun Credit Card Debt - by Submitted on Jul 05, 2011 from Ritika SharmaIn an economy which is virtually powered by credit cards, it is impossible not to use the instrument for enhancing your purchasing power. Though it can prove counter productive, there are ways of limiting its ill effects. For a shopping freak, credit cards might be the invention of the ...
Views: 719 - A Concrete Solution To USA Debt Problems - by Submitted on Jan 21, 2011 from Joseph HernandezWhat is the answer to the growing USA debt problem? Get rid the infamous credit cards? How about a little bit of self-discipline? It's not in style anymore, but it is still the best policy towards getting out of debt. You must religiously pay off your credit card balance each month. ...
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