We are currently looking for an Official SelfGrowth.com Guide to "Personal Finance". If you have expertise in Personal Finance and your own website and/or product for this topic, please review this form for complete details. The Official Guide Position is part of our Premium Placement Package
Buying Life Insurance is no easy task. It raises a lot of uncertain questions that leave us wondering what we need to do to make it easier for our loved ones should anything unexpected occur.
Here are the four most common mistakes that people make when buying life insurance;
1. Chasing the ... Views: 684
So you are one of those people who is usually planning to get a brand new car or a used car? If yes, then indeed the primary source of acquiring a new or used vehicle is car dealers. The best part associated with buying a car through the Car dealer in Singapore is you have an immense number of ... Views: 628
Stop Loss:
Stop Loss means limiting your loss or limitation of loss. In most of the cases, the stop loss limit does not exceed 10% of the margin for each order. If the company is for novices, the limit may be as high as 15-20%. Therefore, the main task of the order is to reduce the loss of the ... Views: 713
Stock Split:
The stock split is considered to be a very important corporate event, and it also has a huge impact on the stock market and the investor.
Stock Split largely resembles the process of issuing bonus shares. Stock Split will increase the number of shares in the company, but there ... Views: 664
Managing and keeping a track of your credit cards and different loan accounts is of utmost importance. The process helps you maintain your finances properly and take apt decisions. And thanks to the latest security features and the personal account information you furnish to the lender, they and ... Views: 719
There is a common misconception when it comes to seeking financial advice: that it’s for old, rich people. Many assume they arrive at a point in life where their pockets are bursting at the seams and only then do they decide they need help managing money.
There are a few things wrong with ... Views: 630
Summary: A Marriage Loan is a personal loan that you can take for the expenses related to your special day. Compare and explore all the options and rates before finally applying.
Descriptions: Marriages in India comes with a celebration cost. The wide array of traditions, huge guest lists ... Views: 931
Disbursement of unsecured loan involves a certain amount of risk on the lenders’ part. This is because of the absence of collateral. Consequentially lenders are cautious about approving a personal loan. This does not mean that banks or non-banking financial companies (NBFCs) are not eager to ... Views: 970
Section 80C of the Income Tax Act, 1961 provides tax benefits to individuals on various monetary schemes. The maximum tax deduction under Section 80C collectively stands at Rs. 1.5 Lakh per annum from all such deposits.
List of financial schemes eligible for tax deductions as per Section ... Views: 1034
Xiaomi is a privately owned Chinese company that is involved in designing, developing and selling smartphones. The company is also into manufacturing an Android-based Operating System, and other consumer electronics.
The smartphone giant also sells TVs, tablets, air purifiers and fitness ... Views: 821
Reason for Not Making Money in Forex Market:
The Trader don't listen to the voice of the market: Getting the necessary trading skills is easy, but if you can't apply it in the right environment, your skills won't produce the profit you want. At the end of the day, the market will eventually ... Views: 711
There are more than 36.24 million active credit card users in India, and the number of transactions using credit cards has grown by a record 9.4% in a 12 months’ period till January 2018. This huge growth is due to more and more millennials availing credit cards to better manage their ... Views: 988
Unsecured loans are loans in which a person does not have to vow an asset (anything from an automobile to a house or any personal valuable), as collateral to borrow a loan, the asset on which the loan is granted is the borrower’s creditworthiness and the ability to repay the loan amount. There ... Views: 835
A professional loan for chartered accountants is a customised mode of financing designed to tackle a range of professional and personal needs of a CA. Whether you need money for an emergency, expand your CA firm, fund your child’s education or plan your home renovation, a CA loan can be the ... Views: 734
Discount code means the collection of letter and number that are used to enter into the promotion box of shopping website. Promo codes, coupon codes and computer-generated codes are also known as discount code.
Nowadays many people rely on online stores to purchase all kinds of goods and ... Views: 782
Diversification is the way to reduce risk in investment. The Risk management techniques in which the investment of different types of investments is included within the portfolio is called diversification. The reason behind this technique is that the creation of various types of investments ... Views: 724
Summary:
With fast progressing Fintech in India it is very easy to get a personal loan approved. You can apply for a low interest rate Personal loan with Peer to Peer lending platforms. Top personal loan types you can avail are – debt consolidation loan, home renovation loan, home appliances ... Views: 663
Most people are aware that they should have an emergency savings fund available to cover unexpected expenses and expensive situations. However, you may be wondering how much money should be saved in this account. Each person is dealing with different lifestyle factors, professional circumstances ... Views: 1155
INVESTMENT REASON:
If we do not know how much money we want to make from investment, then we will never be able to do the best investment. First of all, find out why you want to invest money and what are the financial goals you want to fulfill i.e. deciding how much money you want to make from ... Views: 1061
Saving money is a primary goal for many people, and a common step used to conserve cash is to buy cheaper products. In some cases, you can find great deals on quality items through coupons, promotions and sales. However, cheaper products may also be lower-quality products that are made with ... Views: 1010
Summary: The Business Loans are a good choice whether you wish to start a new business or to expand the existing business.
Description: Can Business Loan be Beneficial If you are Start-up? It is true that a lot of people don’t think that a business loan is a good idea! But, it doesn’t mean ... Views: 637
Basically, there are two ways of buying stock of any company:
Primary Market
Secondary Market
Primary Market: Primary market is a market where a company issues its shares for the first time in front of public in the market. When a company issues shares for the first time it is known ... Views: 678
Most people know about the strongest and powerful currency. But most of them don’t know about the weakest or most depreciated currencies in the world. Do you know?
If you don’t know the weakest or most depreciated currencies then you are in the right place. I am here to help you. In this ... Views: 831
An online Forex broker is a brokerage firm that conducts transactions between a consumer and seller, and it gets a commission once the order is in progress or performed. In other words, it works as an intermediary between the buyer & seller and charges a commission for its services as a ... Views: 801
Having good credit can help you get better interest rates on loans, get lowered insurance rates and even help you avoid making large deposits on rentals. One of the best ways to establish good credit is to borrow responsibly. When you build and establish good credit, paying for something over ... Views: 1116
Buying a condo is a big step. In fact, it may be the biggest thing you have ever bought, so it’s not something to take lightly. You want to buy one that you will enjoy living in, but as it is an investment as well as an expense, keep some things in mind when you are purchasing a condo. ... Views: 693
Share: On dividing a company’s capital into equal parts into different pieces, those all equally divided parts are called as Shares.
Who Issues Shares:
Share is a part of the total capital of the company and the decision to split the capital into shares is taken first by the company's ... Views: 608
5 Benefits of Buying Sustainable Clothing and How to Do It on a Budget
If you want to live a happy and healthy life, you need to adopt health in every area of your lifestyle. Here are 5 benefits of buying sustainable clothing.
Temporary trends and "fast fashion" have dominated retail ... Views: 1113
Ideally, all of the decisions we make in life involve consideration of both the pros and the cons of the possible outcomes. For example, the decision to eat a piece of chicken past its expiration date should be based not just on the potential for a tasty dinner, but also the potential for a ... Views: 836
Equity share also known as ordinary share and in short, it is known as Share only. The people who buy equity shares are known as Equity Shareholders. The person who is having an equity share of a company is known as the main owner of the company. This is because the equity shareholders of the ... Views: 600
Ultimate Guide to What Debt to Pay off First to Raise a Credit Score
Debt is like weight gain. To many people, an extra treat here and a little splurge there don't seem like real problems.
Over time, though, the bits and pieces add up and one day they wake up and say, "How'd that get ... Views: 955
Similarly, to other elective medical treatments, plastic surgery can be quite expensive. There are many that will set you back by thousands of dollars. It's unfortunate but a reality that there are lots of people who don't have that kind of money to spend, so take out loans to finance their ... Views: 690
Maintaining a steady credit rating while trying to get a personal loan can be challenging. The primary reason why your credit score goes down south is that of the increase in debt on your profile.
People usually find it difficult to draw a line between credit factors and credit rating. That ... Views: 1081
The STI was burdened by substantial misfortunes in financials, with UOB, DBS and OCBC shutting down around 2.5 percent each.
On the whole, 2.1 billion shares worth S$1.6 billion were exchanged Singapore on Thursday, with failures outpacing gainers at 429 to 72.
Speculators sold no matter how ... Views: 723
There are many perks associated with renting a home. For example, you can easily move into a new home when your lease is up, and this provides you with considerable flexibility. Most landlords handle repair work, so you can enjoy living a hassle-free lifestyle. However, there are also benefits ... Views: 666
Compound Annual Growth Rate: Compound annual growth rate or CAGR is which shows the percentage of growth of compounding of our investment annually. It is the very important concept to calculate profit on our investment. It presents the total profit on long-term investment so that we can ... Views: 647
Are you looking for an instant personal loan? Apply with Peer to Peer lending platforms immediately to get the cash directly into your bank account in a hassle-free manner. Apply with a reliable and accredited P2P lending company that meets your loan requirement.
Are you worried about how ... Views: 981
Rights of ShareHolder: The most common right that all common shareholders have is the right to influence the company's profits, revenue and shareholding in assets, management, and voting rights in the general meeting. control management and the right to influence corporate
Profit Sharing: As ... Views: 586
The best place to buy used cars in Bangalore
Purchasing used cars has always been the main charm of the automobile business. But when it comes to the quality, you definitely can't compromise on your vehicle. So, it is better to look for the place beforehand which serves the best. If you are in ... Views: 687
Future Trading
Future trading is traded in Stock, Commodity and Currency market. Future trading is a type of contract and bond, according to which the price rate of exchange for trading a particular item will already be decided for the future. In this contract, the buyer and seller come ... Views: 678
In addition to the information about stock market activities, news about companies and other information, information about how the stock market works, what other information should be kept in mind for those who invest in the stock market. What news, statistics and trends we should take care of ... Views: 686
Believe it or not, more than 75% of workers live in the paycheck-to-paycheck cycle. That cycle is both stressful and precarious. It means you’re a single major financial disaster away from being car-less or even homeless. The good news is that you can break the paycheck-to-paycheck ... Views: 1000
In the latest article, it is proclaimed that 6,00,000 disabled people have started working with the UK organisations in the last four years. The government is willing to add at least 1 million people until the year 2017. They had written a review in the last year that how employers can bring ... Views: 758
Playing video games at gclub mobile can be relaxing and exciting, not to say stimulating, but people who spend a lot of time on this passion are often criticized for the time they waste on pursuing virtual goals for the sole purpose of distracting themselves. Others will say that after all, you ... Views: 1075
Dealing with the mounting debts is the real struggle in today’s scenario. When the amount of debts is large, it tends to get necessary to look for a solution. Most people think that the best way to deal with the overwhelming debts is not applying for another loan. However, avoiding another loan ... Views: 1086
According to an article in the New York Times - Freezing your credit will soon be free. (https://www.nytimes.com/2018/09/14/your-money/credit-freeze-free.html)
This is terrific news for consumers! In years past the methods and costs used to freeze your credit would vary by state, with some ... Views: 650
Apply for a loan with Peer to peer lending platforms. It is the best way to secure instant financing. With well-managed financial credentials, you can promptly get the lending decision.
If you have a bank account, they might have come across those marketing emails offering personal loans. In ... Views: 1218
Gold loan is not at all a new phenomenon to Indians. It was considered as the main source of lending and raising money from the earliest days of financing. The origins of gold loans are basically from the southern part of India. Moneylenders including Chettiars of Tamil Nadu, the Shroffs and ... Views: 471
At one point or another you may find yourself in desperate need of some outside help when it comes to getting your research paper completed accurately and on time. It’s common for students to go straight to a professional writing service for this help.
Here are seven advantages of doing ... Views: 766