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- You Better Know these 6 Offer in Compromise Facts Before Filing! - by Submitted on Apr 29, 2010 from Reed HumphreyLike a lot of things about taxes, what you don't know can hurt you... and, you'll be surprised at what you might not know. A lot of companies advertise that they can help you settle your tax debt for pennies on the dollar. They will also tell you their success stories regarding the amount ...
Views: 873 - What You Should Know About Submitting an Offer in Compromise... - by Submitted on Apr 29, 2010 from Reed HumphreyIt's after April 15th and most tax returns have been filed, hopefully you don't have any unfiled returns. But, some people may be left wondering how they are going to pay the amount they owe. While there are a several options available to individuals, the Offer in Compromise, or settlement, ...
Views: 741 - Internet Discount Shoppers and Coupon Hounds Find “Deep Searching” Attractive - by Submitted on Apr 25, 2010 from Thomas AnthonyTraffic continues to grow daily for coupon research and discounted price searching online at the new “save money” website from Coupons and Codes. This Madison, Alabama based Internet .com start-up appears to understand the wants and needs of an Internet savvy market and seems to have captured ...
Views: 2184 - Strike A Deal With Competitive Interest Rate - by When you borrow money, it is very necessary to go interest rate comparison. Actually, it is not the principal amount that drains you financially; rather, it is the interest rate. The rate at which you pay back the borrowed money can burn a big hole in your pocket. However, a little carefulness ...
Views: 576 - Pounds till Payday - A Help for Every Class - by Submitted on Apr 24, 2010 from Jack RussaleeIf you are looking for the cash from any outer source, pounds till payday loans can fulfill your wish. These loans are designed to provide urgent cash flow in your pocket so that you can pass your days without tension. These plans are short-term cash support so that you can satisfy your day to ...
Views: 618 - 5 Basic Rules to Create Wealth - by Submitted on Apr 18, 2010 from Damien Thomas1. Spend less than you earn: This is the first Rule that you must do if you want to create a considerable amount of wealth. Many people spend first and invest what is left. This is in comparison to the rich, who invest first and spend what is left. Each time I start a savings plan I always ...
Views: 1245 - Harnessing Energy to Fuel Your Goals - by Submitted on Apr 16, 2010 from Candace CzarnyWhile it might be simpler to think of this energy as electricity or gas in your car, your home also has energy that it uses and moves. When you are working within Feng Shui principles, you can harness this energy and allow it to work for you as opposed to against you. From the time you’re at ...
Views: 1328 - Money till Payday - Monetary Blessing for Every Class - by Submitted on May 05, 2010 from Jack RussaleeIf you are in UK then you know very well that how difficult is to maintain a good life there. If you are a salaried person then you will be aware of the problems which usually occur mid of the month. In this time a fast loan service can help you easily. If you are thinking to take a fast loan ...
Views: 573(1 vote) - The Straight Dope on Your Business Taxes - by Submitted on May 05, 2010 from Kate McNultyAbout 13% of Americans admit to cheating on their taxes in an annual IRS survey, up by 1% this year-which may not sound like much, until you think about what a large figure 1% of the population’s tax tab is. (Best quote: “I don't consider it ‘cheating,’ but rather a ‘personal ...
Views: 735 - Do I Have Reasonable Cause for Penalty Abatement? - by Submitted on Apr 23, 2010 from Reed HumphreyIt's no fun when the IRS adds penalties and interest to your balance due. In fact, it can feel like they are just trying to add insult to injury. What the IRS is actually trying to do is encourage voluntary compliance with American tax laws. Even the IRS knows that certain events are out of ...
Views: 4340 - File Your 2006 Return or Forget Your Refund! - by Submitted on Apr 23, 2010 from Reed HumphreyIf you have yet to file a tax return for tax year 2006, the Internal Revenue Service has good reason for you to do so, in fact, they have 1.3 billion reasons for you to file! You need to act fast though, in order to claim any unpaid refund you may be due. According to the IRS, in an ...
Views: 966(1 vote) - The Case for the Self-Directed IRA - by Submitted on Apr 23, 2010 from Lisa Moren BrommaEmily is a professional woman with an active business and is a very busy person. So busy in fact, she depends on her financial advisor to invest her hard-earned retirement savings with the hopes of compound wealth with safe, secure investments. Emily is lucky. So far, she has not lost a dime ...
Views: 2531(1 vote) - Common Filing Errors - by Submitted on Apr 23, 2010 from Reed HumphreyPreparing your tax return is anything but fun, and it’s rarely easy. Play it safe: do not send your return to the IRS, without checking to make sure that you haven’t made one of these all too common errors: Math Error This is one of the easiest mistakes to make: adding or subtracting ...
Views: 834 - Will I Go to Jail if I Don’t File a Tax Return? - by Submitted on Apr 23, 2010 from Reed HumphreyThe IRS understands that any of us can make a mistake. If you don’t file your tax return by the deadline, the IRS will not automatically assume that you are a tax evader. But if you fail to file your return for several years, you may find yourself dealing with the Internal Revenue Service ...
Views: 975 - Build Wealth and Prosperity with Feng Shui in the Kitchen - by Submitted on Apr 04, 2010 from Candace CzarnyThe kitchen is often the last place where you think to decorate or where you think of making money. After all, it’s generally covered in pots and pans or leftovers. Since people are in it all the time, it seems to be a place that needs little help in terms of Feng Shui. But this is far from ...
Views: 2528(8 votes) - How to Conduct Due Diligence For Online Annuity Rates - by Submitted on Apr 21, 2010 from Lisa CintronAre you curious about how to find annuity rates online? If you are new to the subject of annuities, then more than likely you are interested in finding the best rates. However, this process can be a little more troublesome for those who do not have sufficient knowledge on the topic. There is no ...
Views: 1544(8 votes) - Can't Focus or Get Anything Done... A Solution that Works - by Submitted on Apr 01, 2010 from Pat HeydlauffAccording to Mac Anderson Founder, Simple Truths, a few years ago a health study determined there are three main reasons people can't cope in life: 1. They live in the past. 2. They have a low self-esteem. 3. They can't laugh at themselves. All three of these can be important when you ...
Views: 2563(4 votes) - ***Obamacare - Separating Facts From Myths - by Submitted on Mar 30, 2010 from Bill LoseyConfusing doesn’t even begin to describe it. Throughout the very long debate over health care reform, a great deal of misinformation (spurred by presumption or misunderstanding) was circulating. Additionally, many changes and alterations to the proposed law were made along the way. At this ...
Views: 4744(17 votes) - Understanding What Impacts Your Credit Score - by Submitted on Apr 16, 2010 from Mandi HudsonYou know what a credit score is, but do you know how it is added up? The major credit bureaus each use their own variation of the Fair Isaac Corporation’s FICO method. This method breaks your score down into weighted categories, allowing your score to be determined based on the ...
Views: 1680 - What is the Minimum Debt Required for Bankruptcy? - by Submitted on Apr 20, 2010 from Timothy McFarlinThere is no minimum debt required to file for bankruptcy. Since bankruptcy is a consumer protection program, designed to protect all consumers, the amount of debt required to file for bankruptcy is relative to a person's ability to pay their debts, or relative to the consumer. Folks have ...
Views: 702 - How to Recover from a Bankruptcy - by Submitted on Apr 20, 2010 from Timothy McFarlinBankruptcy is a funny thing. While it is true that a bankruptcy can negatively impact a person's credit score in a very bad way, the process of bankruptcy recovery is something that starts as soon as the bankruptcy process is officially over. In theory, a person can begin the process of ...
Views: 731 - Eliminate Debt: You Need To Know About Negotiating with Creditors - by Submitted on Dec 01, 2010 from Keelan CunninghamNearly everyone finds themselves in debt repayment and cash-flow difficulties at least once in their lifetime. There are various ways you can reduce, manage and eventually eliminate debt. Here’s how you can reduce debt by negotiating with creditors. This is just one of a number of debt ...
Views: 822 - Budget Woes? Try this. - by Submitted on Mar 27, 2010 from Katherine ShinaultBudgets: They aren’t fun, but they are a necessity. As a single mom, I’m the sole breadwinner and I’ve found there are two choices that let me successfully support myself while raising my children: 1. I can sit around in self-pity, moaning and groaning about what I don’t have and wishing ...
Views: 790(1 vote) - Comparing Annuities For Investment Purposes - by Submitted on Mar 24, 2010 from Lisa CintronMost people shopping for an annuity are looking for a way to save for a child's college fund, or for a future retirement. Annuities are either deferred or immediate. Immediate annuities require a lump sum investment and start paying out on the following month, while a deferred annuity requires a ...
Views: 1577(7 votes) - What is Annuity Insurance and How Can it Benefit Your Retirement? - by Submitted on Mar 24, 2010 from Lisa CintronAnnuity insurance is an excellent way for individuals to prepare for their retirement. Typically, it involves investors providing a certain amount of funds to insurance companies who are able to grow these investments over time and provide a return. One of the more common reasons why a person ...
Views: 1357(2 votes) - Money before Payday - Explore the Fast Solution of Problems - by Submitted on Mar 13, 2010 from Jack RussaleeMoney before payday loans seems to be a promising solution to satisfy your emergency cash requirements. These loans offer instant solution for working class just before their salary. These loans are short-term unsecured loans for small amounts. This loan facility can be used to serve any ...
Views: 635 - If you want to get wealthy isn't the ultimate wealth inside your head? - by Submitted on Mar 12, 2010 from Sandeep NathJeffery Combs, one of the large clutch of associates of Wealth Masters, speaks to build wealth and wisdom through a higher self esteem. A low self esteem is the beginning of sabotage and why do we have it? Events from the past create feelings; feelings create moods; and moods create ...
Views: 1411(2 votes) - Money Management Skills Training- 3 Things To Look For When Choosing A Hotel - by Submitted on Mar 08, 2010 from Jeremiah CarstarphenI went a convention with my brother at a hotel and we got into a discussion about how some of these hotels charge you for every little thing. Programming is a big part of marketing. I feel like hotels have done an excellent job programming the general population. A lot of folks feel like ...
Views: 678 - Save Money to Make Money - by Submitted on Mar 05, 2010 from Steve GillmanI prefer to report on unusual ways to make money, but when you save money it can effectively be a way to make money for your goals. If, for example, you want to make two thousand four hundred dollars for a vacation, you might work extra shifts or find other ways to generate the three thousand ...
Views: 1404 - ***5 Retirement Planning Blunders - by Submitted on Mar 05, 2010 from Bill LoseyRetiring from ones job can be a stressful time but it doesn’t have to be. Realize that it’s natural to be nervous, anxious and/or confused when you’re going through a major life change. Your decision to retire is causing you to step outside your comfort zone and is forcing you to make many new ...
Views: 2234(21 votes) - Spending Money Effectively that Leads To True Financial Status - by Submitted on Apr 25, 2013 from Joshua NyamacheHow do you spend your money? Oops, I'm sorry for asking you this offending question! Let me put it in a friendlier manner. How much time do you spend planning your finances? Majority of people do hardly spend their time when it comes to planning their finances. Financial planning is the most ...
Views: 1700(1 vote) - How to Determine if I am an Employee or Independent Contractor? - by Submitted on Mar 03, 2010 from Reed Humphrey18% of people are categorized incorrectly... and the cost of being wrong can be pretty high! There is a big difference between an employee and an independent contractor when it comes to federal taxes. If you are incorrectly categorized as an independent contractor when you are actually an ...
Views: 1396 - Can You See The Forest Through The Trees? - by Submitted on Mar 03, 2010 from Renee E CabourneIn the last few weeks, I’ve had the opportunity to speak in front of a handful of audiences mostly made up of women. In reviewing the evaluations, the comments written at the bottom of the page were all somewhat related. Essentially they said, “I didn’t know a simple change could have such a big ...
Views: 631 - The Impact of Attitude - by Submitted on Mar 03, 2010 from Renee E CabourneWhile attending a women's conference in Ontario, California, I had the luxury, yes, the luxury, of meeting Chellie Campbell. Here is a woman who has provided financial stress reduction workshops for over 20 years to business owners. She is also the author of two books and is wildly successful. ...
Views: 1108(7 votes) - The Power of Property - by Submitted on Dec 05, 2010 from Eugene Yiga“When a man tells you that he got rich through hard work, ask him: ‘Whose?’”- Don Marquis Isn’t the property market absolutely amazing right now? No, I’m not being sarcastic nor was this written years ago. With so many bargains around (and interest rates finally coming down), now is the ...
Views: 1700(6 votes) - Pay Yourself First - by Submitted on Dec 05, 2010 from Eugene Yiga“If thou wilt make a man happy, add not unto his riches but take away from his desires.” – Epicurus I’m sure you’ve heard how important it is to pay yourself first. But do you? Are you making provision for the future in order to achieve your personal goals? If not, it’s probably time you ...
Views: 1839(8 votes) - How to Raise Short Term Working Capital for Your Business - by Submitted on Feb 26, 2013 from Joshua NyamacheYou have a business and you want short term working capital but you don't know where and how to source it from? Business is full of uncertainties. Risks may occur in your business anytime that require finances. Four Sources of Short Term Working Capital 1.) Your Own Savings You can ...
Views: 3545 - The Dawning of Depression - by Submitted on Feb 23, 2010 from E. (anagarika eddie) Raymond RockIf we at least had enough to live on and make expenses, that would be enough. And enough to pay off the house, which isn't worth much anymore. Oh, and maybe provide for our healthcare, which is going to get very expensive in the very near future, and we better pay it or they will take our house! ...
Views: 1491(6 votes) - Top 5 Tips for Finding a Good Accountant - by Submitted on Feb 23, 2010 from Ken MayBy Ken Jan 22 With the ever-changing nature of U.S. tax law, you may want to think twice before tackling your own personal or business tax return. A knowledgeable professional may be more qualified to prepare your taxes. A good accountant can make a BIG difference in your tax liability, ...
Views: 2756(3 votes) - You shouldn’t fear credit cards as much as you do - by Submitted on Feb 22, 2010 from James BoukaA majority of adults in western society will carry a credit card of some sort, they have become so commonplace that you would look out of place and may sometimes miss out on a deal for simply not having one; think Airmiles for example. Credit cards have become so widely accepted yet they can ...
Views: 1252(3 votes) - Five Ways to Change Your Spending Habits - by Submitted on Feb 22, 2010 from Delores MasonWhy does saving money feel like such a difficult thing to do? Every bit of professional advice you read about achieving financial freedom includes saving 4-9 months of your monthly salary to have on hand as a cushion for emergencies and difficult times, and yet, less than 23% of the population ...
Views: 1317(1 vote) - Biggest Causes of Stress - Do you experience these? - by Submitted on Feb 20, 2010 from Jill RheaumeWhile everyone reacts to situations differently, some of the biggest causes of stress today are common among a lot of us. But the truth is, even though these things are labeled as "causes of stress" the only thing that can actually cause your stress is YOU. Your belief system will dictate ...
Views: 1504(2 votes) - Know about Remittance Service - by Submitted on Feb 18, 2010 from Steve RodrigzRemittance is the online money transfer by a person who resides in a foreign country to his or her home country. For many developing countries like India, remittance money constitutes a substantial amount of financial inflow. Money remitted from a developed country to a developing country ...
Views: 620 - How Does One Qualify for Innocent Spouse Relief of Federal Income Tax with the IRS? - by Submitted on Feb 17, 2010 from Reed HumphreyThe fact is, in the United States, divorce occurs in almost 50% of marriages. In addition to all the associated pain and suffering, tax problems can occur after a divorce or separation. What is Innocent Spouse Relief with the IRS? Innocent Spouse Relief states that if you previously ...
Views: 1878 - ***Your Retirement Portfolio: The Potential Of The BRIC Nations - by Submitted on Feb 17, 2010 from Bill LoseyBrazil. Russia. India. China. These four nations have some of the fastest-growing economies on earth and are becoming drivers in the world economy. In the coming decades, they may command as much attention as the U.S., Japan and other “heavy hitters” … or more. The future aside, we know one ...
Views: 2946(34 votes) - 10 Ways to Save Money Without Sacrificing Your Lifestyle - by Submitted on Feb 15, 2010 from Serena CarcasoleDoes frugality bring to mind a picture of a Depression-era family living off leftovers and hand-me-downs? Before you roll your eyes at the idea, consider this -you can have your cake and eat it too! Yes, you can save hundreds and possibly even thousands of dollars every year without much ...
Views: 1944(4 votes) - Benefits of Using Mortgage Protection Insurance Brokers - by Submitted on Apr 13, 2010 from David SwanIt is now very common for mortgage protection insurance to be bought online. Media advertisements have encouraged millions of people to compare insurance rates from competing insurers online and then buy those policies online. Although online insurance purchases are becoming very popular there ...
Views: 1211(3 votes) - Fixing Your Dept and Uplift Your Credit Score - by Submitted on Feb 15, 2010 from Clifford MacHanterFixing your credit score is one of the most heavy duty if you don't know how to handle things about your credit. Financial Credit Scores is also fantastic to start as our goal as the new season start. Credit experts believe that credit has two parts to take care. The first thing to take care is ...
Views: 1136 - Bank on Yourself Tax Relief - by Submitted on Feb 15, 2010 from Drew GerberIt's that time of the year again when most people's thoughts are focused on one of our least favorite topics – taxes. That's why I thought you might appreciate a little relief – both comic and financial. (Bank On Yourself has numerous tax advantages I'll explain in a moment.) Let's start ...
Views: 1768 - Our Economic Downturn - by Submitted on Feb 10, 2010 from David PaulsonIn the last couple years you have seen or have directly experienced the effects from the countries economic disasters, the sub-prime mortgages, major bank failure, and record unemployment. It has been estimated that 40% of the world’s wealth has been destroyed in a short period of time. ...
Views: 982(4 votes)