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- Financial Lessons From 007 - by Submitted on Oct 06, 2010 from Hugh DeBurghFinancial Lessons from 007 It’s time for a lesson in family finances. I was watching one of the recent James Bond flicks with Daniel Craig as 007, Casino Royale (I think he makes a great Bond – you?). Anyway, something I saw stuck in my mind and for some reason it popped back to the front ...
Views: 1301(8 votes) - Opportunities In Business With Office Equipment Leasing - by Submitted on Sep 23, 2010 from Shilpi SharmaThere arises the same questions when it comes to acquiring and replacing office equipment. Both new businesses and even existing businesses come across this. Whether you choose purchasing or equipment leasing, both get you what you want but with significant differences. The way you choose will ...
Views: 762(5 votes) - 3 Wealth Creation Strategies That Will Guide You To Financial Freedom - by Submitted on Sep 23, 2010 from Perry PearsonIn today’s economy many people are constantly looking for new wealth creation strategies that will allow them to become financially free, and release themselves from the burdens of a day job. The secret is often found in 3 simple wealth creation strategies, that if followed, will allow most ...
Views: 717(5 votes) - Enjoy Assured Returns With Fixed Deposits - by Submitted on Sep 23, 2010 from Michael KartelA fixed deposit is a money deposit at a banking institution that cannot be withdrawn for a certain period of time. Once the term is complete, it can either be withdrawn or held for another term. When an account holder chooses to save money in a fixed deposit, a specific amount of money is placed ...
Views: 1004(4 votes) - Understanding Mortgage Rates & Arm Mortgages - Tips You Need to Know - by Submitted on Sep 21, 2010 from Diana EnnenMortgage rates have declined to historically low rates. Couple that with plenty of real estate homes on inventory and it can be a great time to invest in real estate. In addition to the option of plenty of homes, you now have multiple options to your mortgage as well. For example, aside from ...
Views: 1257(6 votes) - How to Get a High Yield - Definition and Explanation - by Submitted on Sep 15, 2010 from Caterina ChristakosAs every veteran investor knows, investments that promise high yields should be approached with the utmost caution. At best, such investments are incredibly risky and should not serve as the backbone of anyone's portfolio. At worst, these investments could simply be shady schemes that may see ...
Views: 673(4 votes) - Know Money or No Money? - by Submitted on Sep 13, 2010 from Erik TherwangerDo you feel you are on the right track financially? Are you prepared for retirement? Is your nest egg where it should be? Has the economy had a negative impact on your financial household? Do you need to earn more money? Many people feel they need to follow a specific “road” to financial ...
Views: 1419(3 votes) - 7 Myths About Offshore Banking - by Submitted on Sep 10, 2010 from Peter MacfarlaneThere’s a lot of misconceptions out there about offshore banking and investing. Newer readers especially may believe a few of the myths exploded below! Even if you’re an old hand at offshore banking, I thought you might enjoy this brief list of some of the most common offshore banking myths… ...
Views: 2154(5 votes) - Be Prepared- Ignorance Is NOT Bliss - by Submitted on Sep 10, 2010 from Peter MacfarlaneIgnorance may be bliss – until problems occur… “The first reports of shooting came just before midnight. Within minutes, heavy explosions, muffled by the distance, echoed through the steel and glass canyons of the capital. Then the noise died down. At the second-floor window of a room in ...
Views: 1728(4 votes) - What They Don't Want You To Know About The Euro Crisis - by Submitted on Sep 10, 2010 from Peter MacfarlaneIt is always good to maintain a healthy skepticism about anything we read in the mainstream media. What you see on CNN, CNBC, Fox and all the rest is what corporate interests – a term which I use in its broadest sense to include governments – want us to believe. The lead economic story over ...
Views: 1662(3 votes) - Public Good IRA Rollover Act of 2009 - by Submitted on Sep 02, 2010 from lorri GreifJust to refresh everyone's memory, in August 2006, then President Bush signed the Pension Protection Act of 2006 (PPA 2006), which gave individuals at least 70 1/2 years old the opportunity to make a charitable gift of up to $100,000 a year in 2006 and 2007 from their IRAs, as long as it went ...
Views: 1029(5 votes) - How To Avoid Forex Trading Scams - by Submitted on Sep 02, 2010 from Randy RodenhouseForex Trading itself is not a scam. In fact, it’s a very lucrative market with trillions of dollars of currency traded daily. The problem lies in the market not being regulated strictly. Many scammers are coming out of the wood works to take advantage of this. Don’t let scams scare you away ...
Views: 1679(5 votes) - Setting Up Your Forex Trading Area - by Submitted on Sep 02, 2010 from Randy RodenhouseGone are the days of the movie Wallstreet where people were running across a large room full of traders to check figures or use special phone lines. Today it’s easy to have your own trading area. Thanks to modern technology the average Joe now has access to faster, smaller, and more powerful ...
Views: 1514(5 votes) - The Prefect TAX FREE Retirement Plan for Small Business Owners - by Submitted on Aug 31, 2010 from Roger ElyOne of the problem business owners have - especially small business owner - is how to set up their retirement plan without having to provide it for the whole world! If you try to set up a 401k or other Federal plan you have to include your employees. Now as a small business owner myself, I ...
Views: 2025(4 votes) - Retirement Investment Advice: Don't leave the DRAGON out of your calculations - by Submitted on Aug 31, 2010 from Roger ElyOk, I know what you're thinking, "What do Dragons have to do with investing?" Well I just got back from the Dragon boat race in Oriental, NC (appropriately name) and I have dragons on the brain! I ran across a quote from J.R.R. Tolkein (Author of the Hobbit & Lord of the Rings Trilogy) "It ...
Views: 1859(3 votes) - Retirement Investment Advice: They don't call them "BROKErs" for nothing - by Submitted on Aug 31, 2010 from Roger ElyIf you don't want to be "broker", fire your Broker! Sound a little rash? Think about it. Did you lose a big chunk of your retirement savings back in 2000-2003? Most lost 40-60%. Did you lose again in 2008? Many lost 20-40% or more! Now ask yourself this question, "Did you ever get back to ...
Views: 1463(3 votes) - What Do Toxic Assets Mean to the Small Investor - by Submitted on Aug 31, 2010 from David LindahlMany problems arise with a failing economy and everyone feels the crunch. These financial hardships all have their own labels to then according to the circumstance. For business it is referred to as "cutbacks", for individuals its being "tight money" and for the banks it is "toxic ...
Views: 1279(10 votes) - Thirteen ("Lucky") Golden Rules in Buying Life Assurance - by Submitted on Aug 27, 2010 from Craig LockArticle Title: Thirteen ("Lucky") Golden Rules in Buying Life Assurance Shared by: Craig Lock Category (key words): Life Assurance, Life Insurance, Insurance, Insurances, Financial Success, Personal Finance, Money, Money Management, Financial Independance (enough there now, craig) Web ...
Views: 849(3 votes) - Don't Fall Into A Snare When Considering Purchasing A New Second Home - by Submitted on Aug 26, 2010 from John SmallsThe values related to purchasing property undoubtedly have become focused since the large drops in house prices during last year. Now in mid-2010 because of this drop, now there are individuals switching their focus on entering the marketplace. There a wide range of groups of people looking ...
Views: 890(7 votes) - What is an ISA and how can it benefit you? - by Submitted on Aug 25, 2010 from Sam GoochThe fair trading regulator is looking to make a super-complaint about the current state of the UK Individual Savings Accounts (Isas) market.According to watchdog Consumer Focus, around 15 million savers make use of a cash ISA, however potential ISA holders are missing out on £3bn a year of ...
Views: 779(4 votes) - Small Investors – Large Vision Making Money with Penny Stocks - by Submitted on Aug 24, 2010 from Jeremy MillerInvestors are reaping big profits in the Penny Stock Market. They can see returns that push from 50% to 300% in a matter of days. These investors know where to look. Whether it is recession proof markets like medicine, or the booming foreign economies in Asia, these are the types of Penny Stocks ...
Views: 699(3 votes) - Do You Know The Basics Of Stock Options Trading? - by Submitted on Aug 24, 2010 from Micheal RossTrading stock options is one of the most lucrative ways of making money on the Internet. Now, just like most things that are worth their while, understanding the basics is most of the time good enough. Understanding stock options basics is no different. A real understanding of the basics of ...
Views: 1064(3 votes) - Market Timing Signals – 7 Easy Stock Market Investing Timing Strategies - by Submitted on Aug 21, 2010 from Anthony SmithMany investors have become gun shy investing in equities because of the high levels of volatility in the stock market, but for many seasoned investors this spells opportunity. With the right tools you can follow simple market timing signals to dramatically improve your trading success. Now is ...
Views: 1940(6 votes) - A Simple Plan: Buying Stocks At A Discount To The Market - by Submitted on Aug 17, 2010 from Ivan CavricSounds like it should be a title for a movie, doesn't it? With all seriousness though you can and should be using this strategy especially in a nasty bear market. Lets face it, who really knows when we are at the bottom? Stocks that look like a bargain today can have their values halved in a ...
Views: 1511(3 votes) - Interest rates expected to remain low until 2014 - by Submitted on Aug 12, 2010 from Sam GoochAccording to a leading economic forecaster, the Bank of England will need to keep interest rates at their record low until 2014.The Ernst & Young Item Club, which bases its forecasts on the Treasury's own model of the economy, said the 0.5% base rate – currently at its lowest point in ...
Views: 708(3 votes) - Searching for a better ISA? - by Submitted on Aug 12, 2010 from Sam GoochAre you still searching for the best isa rates but haven’t chosen a fund for your 2009- 2010 individual savings account (Isa)? Unsure about stocks and shares Isas? Worried you have less than two weeks, but you haven’t had a chance to scour the market to see what’s available? By comparing the ...
Views: 1710(3 votes) - Absorption Rate and Why It Matters to Your Investment - by Submitted on Aug 11, 2010 from David LindahlChances are if you are new to property investment you may be a little overwhelmed with all of the terminology that you are being faced with. After all when you were making your initial investment in your residence you don't recall hearing terms such as absorption rates. Maybe you are thinking ...
Views: 1877(9 votes) - An Investor's Guide to Withdrawing Income From a Portfolio - by Submitted on Aug 10, 2010 from Dan GoldieOne of the main elements of retirement planning is calculating how much money is needed to be financially independent. Sometimes referred to as "the number," this is the amount of money you need to accumulate so that you can safely withdraw income and have the freedom to do whatever you want for ...
Views: 672(2 votes) - Economic Growth and Stock Returns - What Investors Need to Know - by Submitted on Aug 10, 2010 from Dan GoldieAlthough their forecasts are notoriously inaccurate, economists spend a great deal of time thinking about and forecasting future economic growth. Investors often consider these forecasts when deciding where to invest their money. The conventional view is that countries and regions with strong ...
Views: 808(2 votes) - An Individual Investor's Guide to Managing Inflation Risk - by Submitted on Aug 10, 2010 from Dan GoldieThe risk of high future inflation may be one of the most important risk factors individual investors will face in their investment lifetimes. In the United States, inflation measured by the Consumer Price Index has averaged approximately 3% per year since 1926. However, the inflation rate has ...
Views: 654(2 votes) - How to Select a Financial Advisor Or Financial Planner - by Submitted on Aug 10, 2010 from Dan GoldieToday's challenging investment markets require investors to make smart, rational financial decisions. Investors need to have a well-crafted financial plan, access to high-quality financial and investment products to implement that plan, and perhaps most important, manage their own emotional ...
Views: 922(2 votes) - 6 Steps to Creating an Investment Policy Statement - by Submitted on Aug 05, 2010 from Dan GoldieOne of the most important elements of a successful investment experience is the investment policy statement. This is essentially a written investment plan that allows you (and your advisor, if you have one) to have a written implementation, management, and review program for managing your ...
Views: 1607(4 votes) - Your Financial Advisor - Facilitator Or Trusted Advisor? - by Submitted on Aug 02, 2010 from Dan GoldieIn the modern age of financial practice, securities salespeople no longer call themselves brokers or registered representatives. They now go by names like financial consultant or investment specialist. Many advisors continue to charge commissions and work in a mainly transaction-based model, but ...
Views: 806(6 votes) - 10 Questions You Should Ask a Financial Advisor Or Financial Planner - by Submitted on Aug 02, 2010 from Dan GoldieIf you are considering hiring a professional to help you with your investments and personal financial planning, you should come to the first meeting prepared with questions that will help you to evaluate if the advisor is right for you. The questions below are intended to give you a good ...
Views: 1519(8 votes) - Emotions and How They Affect Investment Behavior - by Submitted on Aug 02, 2010 from Dan GoldieRecent times have been difficult for investors. Some have made the situation worse by buying and selling at the wrong times. For most people, the normal emotional response to rising markets is to feel confident and positive. This can lead to the desire to increase risk tolerance and purchase ...
Views: 919(3 votes) - 6 Elements of Prudent Financial Advice - by Submitted on Aug 02, 2010 from Dan GoldieIt is human nature for investors to focus more on potential return than risk. This is especially true after a long period of market prosperity. The opposite is true after big declines, however. In bad times, investors often want to pull in and avoid risk. Neither of these extremes is healthy ...
Views: 2228(2 votes) - Dealing With Unpleasant Negotiators - by Submitted on Jul 28, 2010 from Fred LinkousSelling your house yourself can be intimidating if you're doing it the first time. Here's how to deal with unpleasant negotiators. Unpleasant Negotiators Sometimes you encounter someone who is not going to be happy unless he maneuvers you into accepting less than your home is worth or ...
Views: 1202(9 votes) - Why Forex Market Remains Popular - by Submitted on Jul 22, 2010 from Dennis VydrinHave you ever questioned yourself why Forex exchange market is still popular gaining new adherents? Will it collapse or prosper? In my opinion, popularity of online trading is only surging and it is explained by several reasons. One of them is lack of government regulations and legislations. ...
Views: 1719(8 votes) - start in stock market stock tips - by Submitted on Jul 22, 2010 from money mantraThere are many people for them stock market trading all about selling and buying stocks. For them making money in stock market needs luck and nothing else and hence they prefer to stay away from the stock market. But the reality is far from this. Like any other investment stock market investment ...
Views: 1369(3 votes) - 4 Reasons to Invest in an Annuity - by Submitted on Jul 21, 2010 from Lisa CintronAn annuity is a contract that you purchase from an insurance company or other financial institution that guarantees a lifetime income stream. For a lump sum payment to the issuer of the annuity, you are can receive either a lump sum, a certain number of payments or any combination of payout ...
Views: 2224(3 votes) - 5 Signs that You are Getting Ripped off Annuities - by Submitted on Jul 21, 2010 from Lisa CintronAnnuities – which are basically investment packages with a life insurance policy included - are an investment option that in recent times has been witness to a lot of fraudulent activity. This activity is often targeted at senior citizens who are talked by sales agents or brokers into buying ...
Views: 2332(5 votes) - 10 Tips to Finding the Best Annuities - by Submitted on Jul 21, 2010 from Lisa CintronIf you're looking for a great way to protect your money and to earn a consistent return, then annuities are definitely a financial instrument that you should be interested in. Annuities are generally provided by life insurance companies. You can pay money to them, let it grow on a tax-deferred ...
Views: 2019(5 votes) - How Safe Are Fixed Annuities? - by Submitted on Jul 21, 2010 from Lisa CintronA fixed annuity is a kind of financial instrument that is constructed to act as a source of income. Most usually, this kind of financial instrument is set up by people preparing for retirement. Annuities in general refer to financial investments that are paid into and can later be accessed ...
Views: 2240(4 votes) - 10 Tips to Investing in Fixed Annuities for Retirement - by Submitted on Jul 21, 2010 from Lisa CintronAn annuity can be a good retirement investment if you select the annuity correctly. Many times investors enter into this type of retirement planning unsure about the product they are purchasing. This can lead to great disappointment when retirement arrives. Understanding what an annuity is and ...
Views: 1842(3 votes) - What Your Insurance Company Does Not Want You to Know about Fixed Annuities - by Submitted on Jul 21, 2010 from Lisa CintronOne of the greatest features of fixed annuities is that they are reasonably simple. So, in reality, fixed annuity rates are not nearly as complex as variable annuities are. However, be aware that your financial advisor most likely won’t inform you that they are less expensive, because he will ...
Views: 1684(3 votes) - Planned Giving and the Individual Giver - by Submitted on Jul 15, 2010 from lorri GreifIf your nonprofit is primarily funded with gifts from people as opposed to institutions or the government, you are in better shape than you may think because you're getting what I call "heartfelt" gifts. Institutionalized giving and government budgets must adhere to the predetermined guidelines ...
Views: 1281(3 votes) - Get Retirement Savings Safety, Liquidity AND Great Returns - Cake & Eat it too! - by Submitted on Aug 07, 2010 from Roger ElyAll my clients have one thing in common they want their retirement money safe but they don't want to "tie" it up - they want to enjoy it! So here's a way to "have your cake and eat it too". Many of you are looking for a safe environment to put your money to avoid the volatility of the market ...
Views: 2455(3 votes) - Insurers Advised - Regain Trust And Improve Health Insurance For IndividualsInsurance - by Submitted on Jul 14, 2010 from Alan LimHealth insurance firms could regain trust of policy owners and prospective clients. They could improve health insurance for individuals through several recommended ways. Before the onset of the 21st century, providers of health insurance for individuals, through the national trade ...
Views: 867(4 votes) - The CRASH of 2010 - This is NOT a Drill - by Submitted on Jul 14, 2010 from Roger ElyDespite what the current administration says and would like us to believe, the current financial crisis is not over; in fact it's probably just beginning. If you're paying attention, it doesn't take a genius to figure out that we're on the verge of a catastrophic collapse in the market that ...
Views: 2125(2 votes)