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Want to check the status of your tax return? Or maybe you'd like to register for direct deposit? Or perhaps you need proof of income so you can sponsor a family member to come to Canada?
With My Account, the Canada Revenue Agency's secure online portal, you can complete all these tasks easily ... Views: 926
More than other generations, tech-savvy millennials are the most likely to embrace a new alternative financial solution that provides them with the most flexibility to manage their finances − prepaid cards.
The open loop prepaid card market in Canada is on track for an annual growth rate of ... Views: 877
Most people believe that they are immune to becoming a target of fraud. But victims come from all walks of life. Fraudsters are increasingly sophisticated, whether they are operating online, over the phone, or in person — making it more difficult to know who you can and can't trust.
“By ... Views: 1023
Sometimes the success or the failure of the business depends on how well the corporate finances are handled. Proper account management practices and cash flow management processes are essential in keeping a business afloat. Here is how to best manage your corporate finances.
Basic corporate ... Views: 1304
The Richest Man in Babylon, the book written by George S. Clason, is a regular revisit for me, at minimum on an annual basis. Written in story form and fairly short, it's a simple read, but full of the wisdom of handling money and building wealth. Here are some highlights of the great wisdom ... Views: 1234
For many of us, the deadline for Registered Savings Plan (RSP) contributions is a source of unwanted stress. But personal finance experts say that the deadline is no reason to be intimidated. Even if you haven't been making regular contributions, you can still make a difference in your ... Views: 1134
Technology and finance have become strong partners in the digital age. Anything and everything online can affect your financial outcomes, whether it’s extra money you’re looking for or items you’re willing to spend money on. You can even invest online trading and stocks to make passive income, ... Views: 1274
Fortunately, the PCI Council doesn’t simply make this ruling and then leave smaller companies hanging out to dry. It produces a guidance document which explains all the responsibilities that SMEs must undertake, and how they can make sure a payment processing provider is doing likewise.
The ... Views: 1159
Your financial future should be important to you. Whether you’re thinking about retiring, buying a new home, a new car, paying off student loans, or just putting some money in the bank for a rainy day, your financial future starts now.
It is always advisable to start saving from your first ... Views: 942
Dear Donna Financial Advice Column #5 How to Send Love in a Big Way for Valentine's Day at a Small Cost 1/23/16 Sat.
(I am not a certified financial planner but a financial coach and I cannot offer any investment advice by law.)
Q.--How can I express my love on Valentine's Day in a Big Way ... Views: 1293
Every year I’ve done somewhat of a review of my business for the last year. Usually, it’s revolved around revenue, including my most profitable service or program revenue streams and my highest grossing clients. I also plan what programs I’m going to offer in the next 6-12 months, and plan my ... Views: 1649
Ever since mutual funds were introduced, they have been one of the most popular investment options for investors all over the world.
If you’re an individual with sizeable savings and are looking to venture into the world of stock market investment, a high return mutual fund is your best ... Views: 1310
The aerospace and aviation industries are currently driving America’s economic growth by providing 15% of the US Gross Domestic Product and offering approximately 11 million domestic jobs. Consequently, we depend on this highly technical workforce to keep expanding America’s innovation. ... Views: 948
In the contemporary materialistic world, more often than not people are obsessed with the accumulation of fiscal resources. Some earn a huge bulk of them while the others have no options other than being happy with a small share. Earning, as such, is a valuably essential aspect of our lives. ... Views: 1294
Dear Donna Financial Advice column #3
By Donna Lee
(I am not a certified financial planner but a financial coach and I cannot offer any investment advice by law.)
3Q—I’d like to start my own business and I’m seeking financing; where can I start?
3A—Businesses fail for many reasons and ... Views: 1207
To qualify for the R&D Tax Credit an activity must meet all four items of the “Four-Part Test”. The IRS Four-Part Test requires: a new or improved business component (product, process, technique, invention, formula or software), the business component to be technological in nature, some kind of ... Views: 703
It's the time of year for festive dinners, family parties and lovely gifts. But the season of giving doesn't need to be a season for overspending. The key is having a plan. Set a budget for the most important things that make this time of year meaningful for you. Whether it's for home ... Views: 1124
It is difficult; however, it is not impossible to discharge student loan in bankruptcy. There are many misconceptions that student loans are not discharged in bankruptcy. But it’s not true. You can get some or all of your student loan discharged in some cases.
Biggest Obstacles
Borrowers ... Views: 699
Dear Donna Financial Advice Column #1
By Donna Lee
(I am not a certified financial planner but a financial coach and I cannot offer any investment advice by law.)
Q1—What do I do if I’m having trouble with my public assistance/human resources/welfare/food stamps (SNAP-Supplemental Nutrition ... Views: 1387
When you’re planning to buy a house, one of the most important decisions you should make is about your mortgage. In the situation where you decide that getting a mortgage is your best option when buying your house then the follow-up question is – fixed rate vs. variable rate mortgage? We will ... Views: 834
There are definitely so many factors that come into play when we are talking about reverse auction for insurance services. The best part about this is that this is one process that is very conducive and transparent. You need not worry about the services when it comes to this because the services ... Views: 846
One of the most effective ways to achieve your goals and dreams is to have a personal financial plan, but unless you keep it up to date, it may not be working as effectively as it could. That's why it's important to regularly review the progress you are making towards the goals and the savings ... Views: 1150
There are many businesses out there that have multiple loans or lines of credit. We get many requests to consolidate these loans. There are times when that is a good idea and when it’s not. Every business needs working capital. Business loan consolidation is a great way to free up working ... Views: 880
Right before the holidays businesses are stocking their shelves in preparation for the busiest time of the year. Many businesses do the majority of their sales during the holidays so they have to purchase extra inventory to accommodate. Merchants should take advantage of some of the options and ... Views: 854
How to: Apply for a Business Loan
In the scrutinized world of business loans cost to the applying business owner is heavily weighed on risk. The riskier the loan looks to a lender the less chance an applicant has at getting approved and the cost is higher. Aside from filling out an ... Views: 1210
Couponing is a big deal, especially for those who do it on a regular basis. You can see people on TV using coupons for every single piece of product that they buy in the grocery. Sometimes, they even get free money (refund) from using all the coupons!
If you’re someone who hasn’t explored the ... Views: 1253
Many business owning merchants have asked us this question and the answer is simple. Using a business loan broker is far better than going direct to a lender because you get the best deal using a broker no matter what the industry is. When you buy airline tickets chances are you bought them ... Views: 899
This is one tough economy these days. There are more and more small businesses borrowing capital now than ever before. If it’s time for you to execute your plan of action and you just need some capital to make it happen then you stopped at the one blog that is going to give you a 17 years of ... Views: 809
Please note that different systems of real estate deal apply in different parts of Great England. This article is applicable specifically to England and Wales. A different program functions in Scotland.
Buying residence in England is not for the faint-hearted. The property rules, which seem ... Views: 955
Catching thieves ingenious enough to stealing millions of cash from companies, or bringing down the notorious mob bosses in history. These endeavors do not require anymore a superhero with powers, but can be taken care by a mild-mannered accountant in the swiftly rising field of forensic ... Views: 1266
After months of speculation, the Fed decided not to raise rates at its most recent meeting.
However, that doesn't mean things are fine and dandy. We're not in the clear...just year.
Smart and savvy investors see the writing on the wall. They know that with the markets as volatile as ... Views: 1072
A Bond Market Collapse and Rising Interest Rates That Will Wreck Your Entire Portfolio are on the Way ...
The Fed is meeting to decide if a much anticipated interest rate hike will finally come to fruition.
The good news is ... you still have time to prepare if you act now.
I’m going to ... Views: 1041
If there’s one thing I’ve learned about following the Federal Reserve is jobs are crucial.
By that I mean, if the U.S. economy is creating new jobs in a robust manner, then it’s likely an interest rate increase will follow.
And the next Fed meeting is just weeks away.
According to the ... Views: 1068
It is no surprise to anyone in business that international trade is a growing trend. Not only are new markets opening for sales opportunities, but they have been opening for a long time for supply considerations as well.
For many years, only large businesses were able to take advantage of ... Views: 765
While the economy has rebounded considerably in many areas of the country since it crashed a few years ago, many people continue to struggle. Some of the most common reasons people struggle financially relates to high debt levels, low savings balances and insufficient budgeting efforts. If you ... Views: 1136
Home loan is an immensely integral part of home buying. After all, which other medium helps you to buy your dream house without disrupting your budget? However, if finding the right kind of home loan scheme is important, equally essential is finding the right lender for borrowing your loan. Home ... Views: 882
A major part of your restaurant business plan covers the financial part. The financial section comprises income statement, cash flow statement and balance sheet. If your restaurant business is comparatively new, then your financial statements will act as your business projections. On the other ... Views: 2413
Today, people think much more about their health, exactly what they eat, how they look, the best place to hang out with loved ones, what movie to watch, or the best place to spend their holiday. But for most people, financial stability isn't a reality.
So how can you be financially fit? ... Views: 857
Working with a budget has always been difficult for many people. It connotes restriction and challenges people to keep his spending pattern at a certain level. However, if you take a good look at it, a budget is merely a guide on how one spends his money wisely, and having saved some, has more ... Views: 1026
I remembered a year ago, I was having an intimate conversation with the immigration consulate to Canada, and she explained one fact that has haunted my young mind forever.
“The poverty line at this time is at 35, 000 pesos. In case your monthly income falls below that line, you're already ... Views: 955
While the media is rife on analyses and discussions on the performance of the Narendra Modi-led NDA government, the tax payers got some tax concession in the form of enhanced deductions and exemptions. The extra concessions are supposed to put more money in the pocket of the tax payer and help ... Views: 1571
We are in some kind of prison of our own. To most of us who've examined ourselves closely, we normally realize that a prison comes in different forms. It may be financial disability, being enslaved by a devastating form of passion, or getting reminded by a painful past we’ve never learned to let ... Views: 862
Don't know that the ultimate goal in managing money is to have a sense of balance between earnings and spending? Do you have a good grip of it? Do you see the effects of your financial choices on your net worth?
When you were still a child, you usually don’t care when you have enough money in ... Views: 855
The subtitle of Malachi Martin's best-selling “Keys of This Blood,” indicates that the super-powers are involved in a three-way struggle for world supremacy. The book may have overlooked our 500 point stock market crash a month after John Paul's visit in 1987.
With the take-down of the ... Views: 1607
The subtitle of Malachi Martin's best-selling “Keys of This Blood,” indicates that the super-powers are involved in a three-way struggle for world supremacy. The book may have overlooked our 500 point stock market crash a month after John Paul's visit in 1987.
With the take-down of the ... Views: 1444
Occasionally, everyone experiences those unexpected emergencies like the car breaking down, the refrigerator dying or the water heater having to be replaced. One never knows when these emergencies will happen and sometimes we are not prepared financially to handle them.
It is at these times ... Views: 1731
Every month multitudes flock to lenders for payday loans online. People prefer to borrow money this way because of the convenience it provides.
Come the end of the month, you will come across a good number of borrowers who do not repay their loans. This results in high penalties. If you are ... Views: 1178
Do you know what's worse than taking out a big loan? Taking out a big loan from a lending institution that's scamming you, that's what. It's bad enough that you're borrowing money in the first place; never mind being in debt to someone who's determined to hose you any way they can.
Here's how ... Views: 1166
If you think you know everything there is to know about long term care insurance, you may want to look at these:
Long Term Care Insurance Policy Exclusions
Here are exclusions in a long term care insurance policy:
• Pre-Existing Condition
A pre-existing condition is an illness or ... Views: 1219
Most of the people are unaware about the financing the lawsuit. But nowadays it has become a common issue among the people. Hence, we are here to provide the general knowledge about legal financing.
When we talk about the pre-settlement of the case, legal financial services plays an ... Views: 986