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Some time ago I spent a planning day with a new client to determine exactly what she wanted to achieve in her business over the next 12 months, where she is now and the exact steps she needed to take to reach her goals.
On questioning Sophie about her income and expenditure, she told me 'my ... Views: 1067
Esteemed psychologist, Abraham Maslow (1908 – 1970), developed the famous psychology model known as the “Hierarchy of Needs” to explain that people are primarily motivated by unsatisfied needs.
The five major needs are: physiological, safety, love, esteem and self-actualisation. At the ... Views: 2058
After many years of talking with consumers about credit, I have come up with my list of the Top Ten Ways to Wreck Your Credit.
No doubt, credit fuels our economy, and it also affects all of the major areas of our lives, good or bad. It can affect where we live and work, and our ability to ... Views: 2853
Advertisers’ job is to attract you with all your senses starting with visual.
Their job is to make it so attractive that you cannot say no and is it working you asks, you bet, take a look at the economy and see how much people are in debt.
Feeling down
You may not realize that you have ... Views: 771
I want to help myself in climbing the housing ladder- in this way I can enjoy the benefits of creating wealth and avoiding rental payments every month; in doing so I had to understand the concept of converyance.
My intention is to jointly purchase a property costing £150,000. I would ... Views: 755
Many people often wonder, what is property conveyance? The concept is quite simple. Conveyancing is the legal transfer of property from one owner to another. During the conveyancing process, once properly carried out by conveyance solicitors, ensures that the purchaser actually owns all the ... Views: 710
If you are like most people, when you think about how to make money, you think about the specific jobs, businesses or schemes that will bring in the cash. But while there are many ways to make it, all these ways have their examples of success and failure. Why do some fail at the same things ... Views: 2385
Vacuum and sweeper trucks are often referred to as street cleaners. They are rarely used by sanitation companies to clean the street. It is really uncommon to see a vacuum and sweeper truck on road side. It is unique in nature. However they offer valuable services to sanitation companies. Since ... Views: 774
Over the last five years the UK’s booming economy has benefited most people with more disposable income, and more choice on what to spend it on. Advertising has pushed the limits in targeting consumer groups that were once thought to be unable to afford their products.
Peoples desires ... Views: 595
Customers should be careful when transferring credit balances from one card to another to avoid high interest charges industry experts reveal. Robert Kenley, head of cards at Moneysupermarket.com, said: “One thing people should do its work out what they are trying to do with a credit ... Views: 642
Trailers can be used to carry snowmobiles, motor cycles or some other heavy vehicles. They come in different configurations to serve different purposes. They may be enclosed in order to serve storage purposes or may be used even as a temporary office. Since they serve varied purposes, they can ... Views: 666
The act of re mortgaging one’s house should never be taken lightly – after all, one is playing with the very roof over one’s head. Never the less, it can be a useful tool in obtaining more capital with which to make investments, or to use to raise more cash in another way. ... Views: 702
Q. What is private gifting?
A. Private gifting is a concept embraced by private groups of
individuals and has been in existence for many years. Our private
activity does NOT involve network marketing or any type of business
or commercial activity. There are no business transactions, ... Views: 1602
Purchasing your first home can be daunting and most people require a mortgage. With so many financial terms used in the mortgage industry, the whole process can quickly become confusing. While online mortgage software programs can help determine how much house you can afford on your budget, you ... Views: 1180
New findings have shown the continued large presence of credit card fraud as consumers continue to rely on their credit cards. A large percentage of British consumers struggle with credit payments and rely on their cards for finance. A Post Office study found that 25 per cent are even more ... Views: 786
Mortgage approvals unexpectedly increased in January as house prices continued to fall. The Bank of England has released new data showing there were 74,000 mortgage approvals in January, which was up 2,000 from December. That month’s figure of 72,000 was the lowest since current records ... Views: 586
Striper and paver trucks are invaluable vehicles for any paving companies or for government organizations. These vehicles are useful in spraying paint in neatly striped lines. They help saving much time. They are useful in road or parking lot operations. Paving a driveway and striping a road is ... Views: 834
Yes, there are a dozen humanitarian reasons why the war in Iraq should be ceased immediately. But these issues have been covered already.
I am now asking, has anyone considered the long-term implications on the US and the rest of the world? No, I’m not just talking about the prolonged ... Views: 943
Work trucks are vitally important for various business activities, especially in case of construction business. They are exclusively designed to cater the need of heavy work places. They are usually rugged and strong. They have heavy duty frame which helps in dealing with heavy payloads. In ... Views: 675
Health Net, Inc. is one the America's largest publicly traded and managed health care company which is located in Woodland Hills, California, USA. The company’s POS, HMO, insured PPO and government contracts subsidiaries offer health benefits to nearly 6.7 million people in all the fifty ... Views: 803
People movers help in transporting people from one place to another. They are essential in amusement parks and in other large sites. They are also vitally important in certain industries. People movers are becoming essential due to several factors like age, advanced technology, parking lot ... Views: 722
A household budget is an important tool to make it easier to manage and control your family's finances. As with any important tool, you should have your budget writing. Many people say that they keep a budget in their head, but that never really works. Keeping your budget in a spreadsheet or ... Views: 933
Runaway credit card debt is a problem that afflicts millions of people worldwide. Most people got into this predicament little by little. A trip to the mall here, a new pair of jeans there, and that cool new phone; who could resist that. Suddenly, you find yourself in a financial bind with all ... Views: 922
Forex charting plays a very vital role your tools to success in the foreign exchange market. To completely understand the constantly changing patterns of market rates, forex charting provides you with an overall snapshot, which will help you to do your trading in a effective manner. If you are ... Views: 972
The first of the summer holiday travellers are beginning to feel the pinch on their wallet as they arrange to transfer the holiday spending money into a different currency.
Pounds to Euros… Dollars to Pounds… Dollars to Euros… These currencies especially are feeling the bite ... Views: 887
One of the primary elements when it comes to trading forex currencies is that it necessitates trading in pairs of currencies like EUR/USD in which Euro trades over the US dollars. This is a characteristic pattern of forex currency pairs.
In the instance of the Euro which is the initial ... Views: 996
Identify theft is a serious crime. It occurs when personal information is stolen and used without our knowledge to commit fraud or other crimes.
According to the Federal Trade Commission here are the Common Ways ID Theft happens:
1.Dumpster Diving. They rummage through trash looking for ... Views: 820
A balance transfer credit card can come in handy, especially if you're in debt. Individuals looking for credit guidance are becoming increasingly charmed by companies who are offering cards with low balance transfers and 0% APR rates. Generally speaking, anyone is eligible for a line of credit ... Views: 2015
You may be thinking to yourself, “Is there something simple I can do to make sure my kids don’t move home after they move out?” In other words, make sure they grow up to be financially self-reliant. I’m here to tell you that 'Yes, there’s some relatively simple steps you can take to ensure that ... Views: 886
Does Cash Gifting Work? Absolutely YES! Cash Gifting really does work! Thousands are cashing in by gifting to others and tens of thousands of dollars are coming back in return.
So what is Cash Gifting? It's a concept of giving to others and has been in existence for many years.
Cash Gifting ... Views: 1111
A vital and central role has been played by monetary system of the United States, whether it is an age of debit and credit cards, or the tobacco and gold were used as some of the forms of money in the barter trade. Thus, the American experience of money has been very rich as it developed ... Views: 926
Either you are simply starting in Forex or have a expertise in it, but it's very important you stay on top with all the Forex news happening in the industry. Staying intact with what happens around the world within your industry can be really addictive at times. Moreover with a globalized world ... Views: 1056
This book review is part of a series that covers the topic of Financial Freedom. Many people have a goal of achieving financial freedom - to be free of debt and financial obligations and have the money and resources to follow their dreams. Nancy Ogilvie is the Official Guide to Financial ... Views: 1111
Financial freedom describes a well-planned lifestyle where one no longer is required to work for income to cover their expenses. Contrary to popular belief, it does not require being free of debt, as a debt payment is just another expense. Typically, "Financial Freedom" can be attained in one of ... Views: 2656
Credit card debt is a double-edged sword. On the one hand it helps millions of people worldwide by providing convenience and giving them the chance to get a few little extras in life. On the other hand, there are millions of others who mis-use their credit cards and get into financial ... Views: 881
Garbage trucks are essential for sanitation companies to transport wastes to recycling centers or to some other places. These trucks come in different configurations to suit various purposes. They are unique in nature and they can be used for limited purposes only. Due to their unique nature, ... Views: 878
No win no fee has been a wonderful breakthrough to offer justice to many people who could otherwise not afford legal representation. However it is also still a hugely risky proposition for both parties and the nature of the British legal system can often add to this.
Britain has founded our ... Views: 651
Forex trading is an abbreviation for Foreign Exchange Trading. At times, it is also known as "FX" however that particular nickname frequently gets people confused, because FX is also shorthand for "special effects". It is also the name of a cable channel. With the introduction of the Internet ... Views: 906
For anybody that is intrigued with a highly liquid as well as highly profitable foreign exchange market, managed Forex with performance records is one option that you can take since although you do not need to educate yourself about terms, charts, indicators as well as other types of ... Views: 1156
Struggling graduates are claiming that uncompetitive student loan arrangments have contributed to a flawed system that shortchanges students.
Welsh students, represented by the National Union of Students in Wales, believe that they have overpaid loan repayments due to the pay-as-you-earn ... Views: 690
Doorstep lenders and loan sharks are moving into the space vacated by Britain's high street banks, whose tightening or exemptive credit terms are leaving millions of people without access to mainstream finance.
Debt campaigners have seen thousands of clients forced to borrow at extortionate ... Views: 847
Recent surveys from insurance groups such as Endsleigh, have found that drivers who are involved in the medical profession are more accident-prone and therefore considered to be high-risk drivers. Doctors and surgeons, as well as accountants and life guards are also more likely to be involved in ... Views: 894
Police are starting to crack down on motorcyclists who refuse to insure their machines. Kent Police are piloting a scheme to work with local communities to report un-insured bikers. Already the scheme has been a success with over 30 riders reprimanded for not having appropriate insurance. If the ... Views: 746
It is a great time to be a player in the buy-to-let market, what with the shortage of new housing and the increase in the population of the UK breaking the 70 million barrier by 2031, it would seem there is no end to the shortage of demand.
The Government continues to expand higher education, ... Views: 674
If you are applying for a loan, you can maximise you chances of getting the best loan deal by ensuring that you are in the best possible financial condition to lend money to.
As lenders are getting warier of loaning money due to the increased risk of defaults, thanks to the biting credit ... Views: 730
Dump trucks are one of the largest road vehicles and are obviously needed to carry dirt, debris etc from one place to another. They are essential for sanitation companies, landscape companies, construction businesses and so on. Since the dump trucks offer multiple functions, they are pricey. ... Views: 986
When considering buying a car, new or used, research is critical. Reliability, suitable gas mileage, and practicality are important considerations. After finding a car that seems appropriate, take it out for a test drive. Does the car rattle? How is the road noise? How well does the vehicle take ... Views: 1008
The easy availability of credit has been a fantastic benefit to the world economies And, when used in moderation, it has been a tremendous help to individuals. But problems develop when debt is over-extended and becomes a burden. Being deep in debt can cause emotional as well as financial ... Views: 936
Delivery fans facilitate several types of business operations. There are different configurations in delivery vans that cater to the various requirements of different types of business. Auto part stores, retails stores, food industry, courier companies etc are in tremendous need of delivery ... Views: 944
A 29 year old young marine engineer from India wants to invest in stocks. He has been advised to invest in stocks by another first timer who is 65 years of age in USA! After retirement, he has taken to investing in the stock market. A bored housewife monitors the trading regularly once her ... Views: 941