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Debt and Debt Consolidation Articles
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- Debt Settlement vs. Bankruptcy – Which Strategy Can Benefit You Most? - by Submitted on Apr 01, 2011 from Joseph HernandezAre you at a point in your life where you either have to choose between debt settlement and bankruptcy? Proclaiming bankruptcy is a popular debt free remedy, but it does not mean that you automatically do it when you are encountering financial hardships. The reason is that there might be a more ...
Views: 681 - Debt Settlement- Resolve your debt situation once and for all! - by Submitted on Jan 06, 2011 from Blue DebtOver the last 30 years the credit card industry has grown exponentially and the consumer debt collection business has as well. Excessive debt is something that affects millions of people worldwide. Debt relief has many options available to the individual or business with insurmountable debt. ...
Views: 629 - Debt Settlement-A New Lease Of Hope To Those Suffering From Financial Problems - by Submitted on May 30, 2012 from craigz zimmermanAfter the unfortunate period of recession, issues like debts and bankruptcy have been affecting business firms, organizations and individuals to a large extent. Trying to solve matters by oneself, at a vulnerable position of facing bankruptcy or simply paying back a huge debt amount; can prove ...
Views: 1118 - Debt Wake Up Calls - by Submitted on Sep 11, 2011 from Beth DargisThis week in the Money Class we have been talking about Debt Reduction. It’s easy to slip into too much debt. But, there are some signs you are too far in debt and need to fix things fast before you get into the debt hole you can climb out of. * Using Cash Advances on your credit card. ...
Views: 973 - Debt, Divorce And Determination - by Submitted on Dec 10, 2007 from Patti HandyAs if dealing with the emotional roller coaster of divorce isn’t enough, the debt and financial challenges that go along with it, can frighten even the strongest of souls. Although it can be a very confusing time, there are some simple steps you can take to keep debt in check. Take things one ...
Views: 1278 - Debt: Friend and Enemy - by Submitted on Jun 14, 2011 from Renee BarnowA few weeks ago, the United States reached its debt ceiling of $14.294 trillion. What an untenable position. The staggering, difficult to visualize, debt makes running the country quite a challenge. Without raising the ceiling again, one of the richest countries in the world could default on its ...
Views: 1177 - Debts Solution - by Submitted on Nov 21, 2012 from Ford LynneDebt Solutions can help! Are you tired of sleepless nights, wondering how you are going to make ends meet? Are you afraid to answer your phone, in fear that it may be a creditor asking for money that you don't have? Do you truly WANT to make you monthly credit card payments, but are buried ...
Views: 842 - Definition: Debt Management Help - by Submitted on Sep 30, 2007 from Debbie MolisCredit counseling (known in the United Kingdom as debt counselling) is a process offering education to consumers about how to avoid incurring debts that cannot be repaid. This process is actually more debt counseling than a function of credit education. Credit counseling often involves ...
Views: 2568 - Definition: Debt Reduction - by Submitted on Sep 30, 2007 from Debbie MolisIt’s not easy being in debt. It’s not easy having the burden of debt weighing on your shoulders. You have financial obligations you want to take care of, and you have responsibilities at home that are important to you, but you may not know where to start. You constantly feel worried, scared, ...
Views: 3508 - Definition: Debt to Equity - by Submitted on Sep 30, 2007 from Debbie MolisThe debt to equity ratio (D/E) is a financial ratio indicating the relative proportion of equity and debt used to finance a company's assets. It is equal to total liabilities divided by shareholders' equity. The two components are often taken from the firm's balance sheet or statement of ...
Views: 2785 - Definition: Improve Credit Rating - by Submitted on Sep 30, 2007 from Debbie MolisA credit rating assesses the credit worthiness of an individual, corporation, or even a country. Credit ratings are calculated from financial history and current assets and liabilities. Typically, a credit rating tells a lender or investor the probability of the subject being able to pay back a ...
Views: 1979 - Definition: Personal Debt Management - by Submitted on Sep 30, 2007 from Debbie MolisPersonal debt management; check your credit At least once each year, and before making any major purchase, you should perform a credit check-up. This check-up provides an excellent opportunity to manage your personal debt management and check for errors. The names and e-mail addresses of the ...
Views: 2397 - Developing a Personal Financial Plan and getting ahead. - by Submitted on Dec 22, 2011 from Casey KepleyIn today's economy it is more important than ever to have a personal financial plan and manage your money. Having a financial plan that fits your financial life style can help you obtain the direction you want and help you manage your finances and achieve your financial goals in life. Do you ...
Views: 934 - Difference between PPP Loans (Payment Protection Program Loans) and EIDL (Economic Injury Disaster Loans) - by Submitted on May 03, 2021 from Eric DesuzaMany small and medium-sized businesses are in a need of financial aid as the COVID-19 crisis has severely affected almost every single industry. The purchasing capacity of people has decreased due to job loss. Two of the best options for such businesses are PPP (Paycheck Protection Program) and ...
Views: 880 - Dig Yourself Out of Debt - by Submitted on Oct 20, 2010 from Hannah KeeleyYou've probably heard it a thousand times--"dig yourself out of debt!" The only problem is that no one tells you what to use! Well, after suffering through debilitating debt, I can tell you that words and advice are never enough. There are plenty of people doling out financial advice today, but ...
Views: 941 - Digital Marketing Campaign Checklist For 2019 - by Submitted on Jun 21, 2019 from elham aliyoffzDigital marketing is always in progress, and in order to gain more market share, you need to use techniques and tools in the form of an integral program, and in this article I’ve provided you an internet marketing checklist that is fully consistent with the new changes in 2019. ...
Views: 819 - Direct Lender or Mortgage Broker: Who is the Best? - by Submitted on Jun 24, 2020 from David BaddeleyThe best solution is to pick a direct lender or mortgage broker that provides the best offer appropriate for your specific financial position. This facilitates the repayment of funds without straining your spending plan. The amount necessary to fulfill current needs should be determined. In case ...
Views: 802 - Discover How A Debt Consolidation Company Simplifies Your Life - by Submitted on Feb 04, 2011 from Joseph HernandezIf you need help consolidating your debt, you need to find a debt consolidation company that is ready to guide and assist you. A good debt consolidation company can help you get out of debt faster and will even teach you how to stay out of debt. A good consolidation company can help you ...
Views: 909 - Discover How to Stick to Your Budget - by Submitted on Feb 23, 2011 from Nelson BerryBy The Pioneer of Subliminal Messages Online. It doesn't matter if you're born rich or self-made. Unless you're going to budget your money, you will lose everything you've got. Here's the problem, though: it is so much easier to create a budget list than to stick to it. Sticking to a ...
Views: 692 - Disruptive and More Cost-Efficient Ways to Reduce Your Credit Card Debt - by Submitted on Sep 24, 2020 from Cem VardarStep 1: Find yourself a platform that can negotiate lower interest rates In general, it is recommended that you should try to negotiate your debt by calling your creditor. People often never call their creditors to even ask for lower rates. As a result, it makes it harder to eliminate the ...
Views: 546 - Distinction between the Fair Credit Reporting Act and Debt Collection Practices Act - by Submitted on Jan 22, 2012 from safina jonesLoans assists in serving several purposes including purchasing of assets Maximum of the individuals are going to make use of loans for several purposes at various points of time, starting from making use of it for big procurements like buying residential properties, furnishings or even while ...
Views: 814 - Divorce and Credit: 6 Tips to Prevent Joint Accounts from Ruining Your Credit and Delaying Your Next Home Mortgage - by Submitted on Dec 22, 2011 from E. G. PearsonJoint accounts are the biggest problem in a divorce. If the judge assigns an account and its debt to one side, then the other side is no longer legally responsible for the debt; however, since they originally agreed to pay, it can still be reported on their credit report. Keep in mind, it's ...
Views: 756 - DIY Bankruptcy: Is Reaffirmation In your Greatest Interests? - by Submitted on Feb 08, 2011 from Jerrell LafoonAffirmation may be component from the bankruptcy method, and should you pick Do It Yourself Bankruptcy you may wonder if debt reaffirmation is inside your best interests. This step is taken in some cases so that the debtor can keep specific property, like a home or vehicle, but often creditors ...
Views: 652 - Do It Your self Bankruptcy As Opposed To Hiring A lawyer - by Submitted on Feb 04, 2011 from Kali McCarthyDo It Yourself Bankruptcy is often seen as a method to file bankruptcy with no price of an experienced attorney. An attorney may charge $ 1000 or more to take care of a personal bankruptcy case, and this might be saved if you deal with the case yourself. To be successful within this goal you ...
Views: 768 - Do it Yourself Bankruptcy - Everything you should Know - by Submitted on Jan 14, 2011 from Kali McCarthy"Don't pay attention to anybody who lets you know he handled his own bankruptcy and everything went perfectly." says mcdougal of a book on bankruptcy. The author says that, as they just wants one to buy his book. I filed for bankruptcy myself in 2007, and everything went perfectly, and that i ...
Views: 1261 - Do It Yourself Bankruptcy - Not Suitable for Everyone - by Submitted on Feb 04, 2011 from Jerrell LafoonPerhaps you have thought about do it yourself bankruptcy? This method can feel extremely attractive, since you can save a lot of money about the attorney fees when the case is handled correctly. You should realize though that this technique is not suitable for everybody, as well as for lots of ...
Views: 568 - Do It Yourself Bankruptcy And The Means Test - by Submitted on Feb 08, 2011 from Jerrell LafoonThe Means Test is essential for bankruptcy, and this is probably the requirements which can cause a problem when is filed. This test is used to ascertain eligibility to file for for Chapter 7 bankruptcy, and if you fail you'll be able to not file under this chapter and must use another chapter ...
Views: 624 - Do Not Allow a Mortgage Lender to Have the Last Laugh - by Submitted on Dec 22, 2011 from Virginia MortgageIt takes lot of luck to get a conscientious mortgage lender. Most of them try to make money by bending rules. Though they claim to be transparent in their dealings, they are not so in reality. The devil lies in the fine print. The fine print camouflages several rip-offs. It is beyond the ...
Views: 773 - Do You Have Difficulty Achieving Your Financial Commitments? - by Submitted on May 09, 2011 from amit vermaMany people are experiencing difficulties to meet its financial obligations from month to month, and monthly payments, there is a clear and creating unnecessary stress and frustration. However, it is essential that you find a way to meet their monthly obligations to maintain a positive credit ...
Views: 543 - Do you miss your credit cards' and bills' deadlines? Then you may uncover yourself in deep monetary difficulty. - by Submitted on Apr 08, 2011 from susan MILLERIf you uncover yourself missing credit card repayment deadlines, unable to pay for your bills, then you're in deep debt trouble. Really quite a few individuals face poor credit difficulties, which actualizes the reality of poor credit loan mortgage. Bad credit loan mortgage instantly ...
Views: 562 - Do You Need Credit and Debt Counseling - by Submitted on Oct 16, 2012 from Leon VisagieWhy are you drowning in financial debt? You realize there is help out there just for you? However, when you seek out credit and debt counseling it's important for you to be prepared to put a plan in place. These services are professionals and will need your cooperation. The tips in this ...
Views: 1042 - Do You Need Debt Reduction Assistance? - by Submitted on Jan 19, 2011 from Joseph HernandezWhen your credit card debt is beyond your control, debt reduction assistance will surely be a big help to you. The first thing you have to do is to be aware of the help that you need regarding your debt and try to figure out the possible benefits that you can get from debt reduction ...
Views: 869 - Do You Need Financial Help? - by Submitted on Jul 15, 2011 from Thomas ButcherAre you having trouble making even the minimum payments on your credit cards? Do you struggle from week to week, paycheck to paycheck, because the money just doesn’t stretch far enough? Do you find yourself having to choose between whether to pay a bill or buy groceries to feed your family? Your ...
Views: 843 - Do You Understand Our Financial Malaise? - by Submitted on Aug 06, 2011 from Rand GolletzMy interest here is to provide a very basic explanation of our country's financial condition and not an analysis of "who shot John," or a prescription for our salvation. With that in mind, I'll keep my personal politics, philosophy and beliefs out of my argument. During the last several ...
Views: 982 - Do You Want To Settle Your Credit Card Debts??? - by Submitted on Apr 16, 2010 from Marlon BaughSo many Americans are drowning in consumer debts and are trying to figure a way out, that will relief them of the stress so they can move on with their lives and put their hard earned money to better use. If you want to settle your debts with you credit card companies, you will first need to ...
Views: 1524 - Does a debt management plan last for a standard length of time? - by Submitted on Jun 07, 2011 from Charlie MaineWe are all conscious that prices of necessities are increasing at a rate which considerably outstrips wage growth. The cost of mortgages is likely to rise and as homeowners we should be ready for this. Many employees, particularly those employed by the state, worry about the prospect of job ...
Views: 778 - Does Debt Matters For Economy and Gold? - by Submitted on Oct 29, 2020 from Gurpree atwalThe U.S. passed a milestone! The federal debt(https://www.sunshineprofits.com/gold-silver/dictionary/federal-debt-gold/) in private hands surpassed 100 percent of GDP measured quarterly, in the second quarter of 2020. On an annual basis, it would exceed the size of the economy next year, due to ...
Views: 689 - Does it matter which IVA provider you decide on? - by Submitted on Jul 08, 2011 from Mona MalikSome people in debt look at an IVA to be a homogeneous product, a debt solution that will be handled the same way irrespective of who they choose to appoint to help them. Evidence from online reviews and IVA forums suggests that this view is far from accurate. A careful choice of IVA advice, and ...
Views: 957 - Does Paying Bills Late Really Hurt Your Credit? - by Submitted on Dec 05, 2017 from Shae HollandIt's a simple question: Does paying bills late really hurt your credit? The answer, however, is a little more complicated. Which bills? When banks look at your credit history to decide whether to loan you money, they're looking to see how well you handle the credit you already have. A ...
Views: 1617 - Does using cash improve Credit Score? - by Submitted on Apr 25, 2020 from mike thomsonDoes using cash improve Credit Score? Sometimes people get tired of using credit cards and think that if they paid everything in cash, it will help re-build their credit. This is untrue. If you only use cash for your purchases, all you are doing is not using the credit cards. In ...
Views: 414 - Does Your Financial Future Look Bleak? - by Submitted on Jun 19, 2011 from Thomas ButcherIf it does, you are not alone. More and more families are finding that they are unable to make even the minimum payments on many of their monthly bills. Credit card payments rank at the top of the list simply because the interest rates are so high that making just a minimum monthly payment means ...
Views: 1028 - Doing Debt Consolidation the Right Way - by Submitted on Nov 21, 2016 from Ram DurisetiIt seems that Americans have a distinct liking for their credit. If statistics are to be believed an average American household owes as much as $132,000, the majority of which is comprising mortgages, credit cards with high interest like department store cards and costly lines of credit ...
Views: 1322 - Don't give up on debt recovery - by Submitted on Jun 16, 2012 from Lee MalcolmCash flow is critical to any kind of business. If customers start to stall on payments then the situation can rapidly get out of control. It's enough to sink any company. A culture of late payment has crept in to British business. Invoice terms might be thirty days, but all too often ...
Views: 1314 - Don't Let Unpaid Debts Get Out Of Control - by Submitted on Jan 09, 2013 from Patrick ThompsonA professional debt collection agency is available for certain business accounts that remain uncollected. A company may extend credit in order to bring in customers and to provide a customer service for those wanting to use credit. Using credit for certain customers may be appropriate in various ...
Views: 1041 - Easiest Unclaimed Funds Searches - by Submitted on Aug 17, 2011 from Nicole AndersonNew ways have been discovered to make money from home. Making money at home is never easy, especially when you have jobs like data entry that do not allow you to earn much. Unclaimed money searches are one of the best means available today that can assist you in making great fortune with ...
Views: 569 - Economic Renewal Provides Buying Opportunity for Aerospace Stocks - by Submitted on Jun 19, 2012 from Michael LDefense experts were not surprised when French company Dassault Rafale bagged the deal to supply fighter planes to India. This 126 fighter combat fighter plan deal is worth 42000 crores rs. (About $ 10.24 billion dollars). This deal has been called mother of all defense deals. Other competitors ...
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