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Question: I’m 55 and not really happy with my job any more. I’d like to retire but I’m not sure I have enough money. What should I do? Liz, New York
Answer: Liz, realize that you’re not alone. Many baby boomers are tired and burnt, and no longer want to wake up to their alarm clock come ... Views: 1560
“Asset Allocation” is a term that defines the way you divide your assets between
various asset classes such as stocks, bonds and cash. Why is this important? Well, academics have studied the effects of various asset allocations on your total return and have concluded that over 90% of the ... Views: 1400
Question: I’m turning 60 next year. While I don’t want to continue working full-time anymore, I don’t have the desire (or nest egg) to retire completely. What do you suggest? Doris, PA
Answer: Doris, how about a phased retirement? Instead of working 40 hours per week, talk with your ... Views: 1465
The other day, with the market giving up about a third of its March gain in DJIA points, I went looking through my favorite market stats to see if any remaining profits could be pounced upon. Typically, profit possibilities can be identified quickly on NYSE lists of the largest dollar and ... Views: 1759
You don't have to be smart in order to have money. You don't have to be lucky either.
The way to have money is actually very simple. The problem is that most people refuse to do what is required. It is not that they are unable; it's that they are unwilling.
This is the whole issue: Are you ... Views: 2116
If you are like me you are regularly reading comments about the world economic meltdown, the worst financial crisis in our lifetime and predictions of an imminent real estate calamity.
The financial lashings we are receiving just seem to go on and on. Every day there is a different bogeyman. ... Views: 1679
Investing in Brazil has been attractive for many global investors in recent years. Following decades of previous boom/bust cycles, political instability, currency crises and inflation, the past decade has been remarkable. Brazil has experienced real economic growth at a rate that is double ... Views: 1204
Jefferson Airplane has never, ever, been mistaken for a band of financial advisors, but the White Rabbit lyrics can be incredibly instructional to the generation of investors who experienced the classic first hand --- as a description of their own college days' lifestyle. If only they had heeded ... Views: 1811
I think it was the immortal Ben Hogan who quipped: I can put "left" on the ball and I can put "right" on the ball--- "straight" is essentially an accident. Most amateur golfers would make a slightly different observation. We can hit the ball left or right with no problem; we just have no idea ... Views: 1915
Confusing doesn’t even begin to describe it. Throughout the very long debate over health care reform, a great deal of misinformation (spurred by presumption or misunderstanding) was circulating. Additionally, many changes and alterations to the proposed law were made along the way. At this ... Views: 4744
Every correction is the same, a normal downturn in one or more of the markets where we invest. There has never been a correction that has not proven to be an investment opportunity. You can be confident that governments around the world are not going to allow another Great Depression "on their ... Views: 1626
Sometimes you may hear questions like “Is success in trading achieved due to trading methods or to psychological aspects?” Definitely the right answer is that both things are necessary components and the point where these two spheres are crossed is called risk management. It determines ahead to ... Views: 1288
Question: This stock market is nuts! How am I supposed to protect my IRA and 401k from losing money when I’ve only got three years until I retire? Bonnie, Ohio
Answer: A few years before retiring, if possible, you should begin to accumulate an amount of money that's equivalent to 2-5 ... Views: 2324
The Working Capital Model (WCM) looks at investment performance differently, less emotionally, and without a whole lot of concern for short-term market value movements. Market value performance evaluation techniques are only used to analyze peak-to-peak market cycle movements over significant ... Views: 1523
The stock market is a dynamic place where investors can consistently make reasonable returns on their capital if they comply with the basic principles of the endeavor and if they don't measure their progress too frequently against irrelevant indices.
The income securities market is most often ... Views: 1944
Having worked with hundreds and hundreds of property investors over the years, I discovered a number of “secrets” that make some people rich while others continue to struggle.
When you understand and do what successful investors do, you get to become one of them. If you don't ... Views: 2357
Below a list of nine grave mistakes in trading is presented. Avoid each of the given situations as they may dampen your financial aims and expectations.
Trading with money you may not afford to lose
One of severe obstacles for your successful trading is using money you cannot afford to ... Views: 2224
It matters not what lines, numbers, indices, or gurus you worship, you just can't know for certain where the stock market is going or when it will change direction. Too much investor time and analytical effort is wasted trying to predict course corrections--- even more is squandered comparing ... Views: 1842
Considering that forex chart combines several characteristics at a time – primary deposit amount, currency price and time for trading we should define the basic task: how much time should we need to make profitable transaction with certain deposit amount. To answer this question we should pay ... Views: 4300
If you play a game before familiarizing yourself with the rules, you are deemed to fail. Most people have a difficult time making money in stocks, because they do not have a proven investing strategy. Most of their methods of investing are based on unsound and unproven “conventional wisdoms” ... Views: 2006
"The Brainwashing of The American Investor", now in its second edition, provides you with a proven methodology for successful personal investment portfolio management. Step by step instructions for asset allocation, security selection universe creation, diversification, and profit taking are ... Views: 1749
Since the advent of 401k plans in 1981 making mistakes in 401k plans have become commonplace. Let's take a look at four common mistakes we can avoid.
#1 Chasing Returns
Chasing returns is as common as trying to keep up with the Jones’. Chasing returns means looking at your yearend ... Views: 1419
Few of us can truly say we have invested without making at least one of these investing mistakes along the way. Does “If I knew then what I know now…” sound familiar? With hindsight we would have done things differently so it’s good to share what some of the pitfalls are.
1. One of the ... Views: 2610
Today I want to talk about that proverbial elephant in the room. You know, the one that everyone knows is there--but no one wants to talk about! (Shhhush…it’s your financial security!)
In this case, it's what’s really happening within our economy and our money. In essence, our financial ... Views: 1722
Currency market traders always admit that so called “common sense” has an influence on them and their expectations regarding results of trading. The market always experiences constant movement and formation of a strong opinion may lead to prejudices that become difficult to break in the end. ... Views: 1528
Forex trading is being called the best home based business of 21st century. If you have a computer and an internet connection, you can trade forex from anywhere in the world. The problem is most people don’t know how to trade forex. Learning forex trading is not easy. It requires time, patience ... Views: 6411
If you are like most people, your house is your biggest investment. It only follows, then, that you should take all the steps you can to protect that investment. However, when it comes to spending money to make their house the safest it can be, many people balk at the cost.
It is important to ... Views: 648
Learning the skill of forex trading can give you the ultimate financial freedom. Forex market is like an ATM machine. But this ATM machine only works when you have the right skills. Many people have this misconception that you need a lot of capital in order to trade forex. Do you know this fact ... Views: 17076
Sustaining the home’s worth is a main factor for households. Specifically in these tough situations when people are losing their houses left and right, individuals who are in a place to maintain theirs want to keep it properly.
With the simple techniques the real estate industry is in the ... Views: 915
2009 had two significant events that nearly derailed me—I lost my beautiful and inspirational mother to cancer, and had a terrible car accident that left me quite injured. At one point, I questioned everything. Was I successful? Was I truly making a contribution to my clients and my community? ... Views: 797
There is a misconception about attaining membership of a company and who a member of a company is. Do you also have any misconception about the two? Majority of people perceive that a person who holds the shares of a company is a member. But this is not absolutely true because a person may be a ... Views: 5980
When trading brings good results, traders feel excited, however, when something goes wrong, a mere trade may become a nightmare. It may take months to earn capital and it may take a few seconds to waste it all. It happens and happens with another generation of traders, thus, if a trader is ... Views: 2269
Money Matters Financial Services Limited Unfolds Market Opportunities
No doubt, Indian economy has endured the trauma of recession and has strongly stood with a growth registering 7.6% GDP in 2009-10 financial year. The consolidating Indian economy is the result of rising domestic demand, ... Views: 527
More Money means more choices, more activities and less stress.
Most people associate their time with their ability to make money i.e. “If I work harder I will make more”. We have to stop thinking like that and start to recognize that the best way to maximize making money but minimize time ... Views: 968
Passive Income means more time, more cash and more options.
You could say the Holy Grail of maximizing the ratio of income earned to time expended is passive income. In its simplest form passive income is when money comes in regardless of whether you are asleep, on vacation, or in a coma. Its ... Views: 1058
We must first be kind to ourselves so we may be resilient enough to give of ourselves.
The proverbial God helps those who help themselves can easily be misunderstood as an invitation to act selfishly. However, since we live in a society of interconnected individuals, it makes sense to ... Views: 1292
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Real Assets - by Oli Hille - www.LifestyleBook.com
Real Assets mean your wealth compounds and grows – without you working for it!
I was trained as a Chartered Accountant (CPA) and I still hold that qualification. I also have a first class honors degree in Accountancy. So you could say I was well qualified to give advice on accounting. ... Views: 936
When it comes to real estate investment, particularly residential real estate, the likelihood of you falling in love with a real estate asset is stronger than it is for other less tangible asset classes (bonds, stocks, pensions etc).
Many people fall in love with toxic properties that look ... Views: 2549
Ever since its merger in 1952 as the first local bank and the first shareholding company in Kuwait and the entire Gulf region, NBK group has been emerged as a trustable name because of renowned quality of its established management along with its unmistakable policy, steady success, high asset ... Views: 623
Be there an organism that symbolizes a good speculator, it has to be the spider. Are you familiar with its method of foraging? Instead of moving around to hunt, it simply builds up a web to let its prey automatically fall into it. It is the same in trading, for whereas the amateur assumes a ... Views: 1505
So what do your Investment Manager and your neighborhood bartender have in common, other than the probability that you spend more time with the latter during market corrections? Antoine Tedesco, in his "The History of Cocktails" article, lists three things that mixologists consider important to ... Views: 1625
Wrapping your head around a new concept can be difficult enough. Throw into the equation the fact that this new concept you're keen to learn about practically has its own language and there are bound to be some out there who are taken a little aback.
Fear not though, as in an effort to easy ... Views: 685
Jack Dreyfus was a successful investor from the 1950s to the 1960s and, according to Barron's, he was considered the second most significant money manager of the last century. He was so successful financially that he could afford to develop his interests in many other fields. For example, after ... Views: 4888
Growing up at Lake Hopatcong in Northwest Jersey, the most popular entertainment around was the rickety old Roller Coaster at Bertrand Island Park. The excitement would build as you ascended the first peak, anticipating the breathtaking plunge; eyes wide open (or shut), screaming from the thrill ... Views: 1548
The Real Cost Of Owning an Investment Rental Property
By Larry Lane for InvestorZoo.com
You’ve come across a can’t miss opportunity to pick up a distressed property. You think this is a great opportunity to turn it into a rental unit to cash in on someone else paying your mortgage. Before ... Views: 4425
We the securities investors of the United States, in order to form more transparent financial markets, establish effective regulations, defend against destructive speculation and manipulation, promote financial well-being, preserve working capital, and protect retirement income, do establish ... Views: 1433
The greatest successes in business and life in general usually come from a decision based on a 'feeling'. That gut instinct when you just know something is right, or wrong, is usually correct, but all too often, recalled only after we made the wrong decision.
When I began investing in the ... Views: 1834
In effect, a significant discrepancy exists between the largest non-state-owned heavy construction contractor in Vietnam, an employer of over 3400 full-time workers, and the publicly-listed entity going for a less than $3.5 Million on the NASDAQ as of the close on Tuesday, May 10th. Cavico ... Views: 1200
When I was studying in university, I learnt about the game of contract bridge, and played a lot of casual games with other beginners in the university bridge club. After a while, I told other players that I knew something about the game, but a better player disagreed, and instead he asked ... Views: 1560
The most valuable mantra in investing goes by: “Not to convince, but to be convinced.” A good investor does not take unnecessary chances and then convince himself that everything would be alright. Rather, he would wait until the right opportunity comes by and convinces him that it is the choice ... Views: 1318