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A fixed annuity is a kind of financial instrument that is constructed to act as a source of income. Most usually, this kind of financial instrument is set up by people preparing for retirement.
Annuities in general refer to financial investments that are paid into and can later be accessed ... Views: 2230
Bail habits change with crime rate decline.
Los Angeles is a city which had some of the worst gang violence in the nation throughout the late 1980s and early 1990s. Los Angeles has been known as the city with the largest gang violence rate in the nation with New York City as the only ... Views: 2194
In order to properly and wisely choose the right type of LTC plan for you, you must first know the different types of LTC policies available in the country. One of these is the so-called Indemnity long term care insurance policy that might just be the most suitable type for all your LTC ... Views: 2177
That pending trip is finally becoming a reality. You can almost see yourself lazing on the beach, chasing your cousin’s dog or setting up a barbeque with your favorite aunt. A month of absolutely no work and just play is fast approaching. However at the back of your mind you are still worried ... Views: 2168
Group health insurance is a policy that covers all individuals in a group. Insurance companies offer great incentives to employers who opt for group insurance policies.
Group insurance policies include: fee-for-service plans; health maintenance organizations; point of service plans; and ... Views: 2161
BFSI is a diverse sector ranging from small contacting units, full fledged banks to massive institutions. However, every unit in the BFSI sector is under immense competitive pressure and being cost conscious keeps tacking onto the whole pressure scenario.
Many of these issues relatively revolve ... Views: 2150
Despite what the current administration says and would like us to believe, the current financial crisis is not over; in fact it's probably just beginning. If you're paying attention, it doesn't take a genius to figure out that we're on the verge of a catastrophic collapse in the market that ... Views: 2115
It is unfortunate that when you get a whole life insurance quote online much of the important details are omitted. The average person knows little or nothing about this policy. If people had more information they could make a more informed decision on what they are about to purchase. I am one of ... Views: 2076
Trying to get the compensation that you deserve after an auto accident can be a very complicated process if you aren’t diligent. Many drivers end up spending months negotiating with claims adjusters, legal representatives, and other parties that are trying to pay out as little as possible. Those ... Views: 2049
Turning 65 prospects happen to be one of the most fruitful portion of the insurance business. At some point in their career, insurance agents give a try to generate business in this segment of the population, yet many give up and a few make a success out of it. Nonetheless, direct mail marketing ... Views: 2041
One of the problem business owners have - especially small business owner - is how to set up their retirement plan without having to provide it for the whole world! If you try to set up a 401k or other Federal plan you have to include your employees. Now as a small business owner myself, I ... Views: 2017
I know there’s nothing more cringe worthy then thinking about our parents passing away. I have parents as well, and had to discuss the very same issues a few years ago with my parents. However, have you ever thought about how you would pay for all the final expenses ?
Finding burial ... Views: 2004
Don't Settle For Inferior Auto Insurance - Read These Tips!
There are two approaches to buying auto insurance. You can go online and get quotes and take the lowest one. But this will probably be insurance through a call center. If you want a face to face relationship with your agent, you will ... Views: 1989
There are many different names for Limited Medical Benefit Plans. Many people mistakenly believe there is a difference between these types of names, when they are all really the same. Basically the industry started out calling these types of plans Limited Medical Benefit Plans, but after ... Views: 1989
Seniors who have yet to put insurance into their retirement plan may find that a small amounts of whole life is the best option for protecting a spouse or providing final expenses after they are gone. While many people may have already purchased some form of term policy for the protection of a ... Views: 1986
More than just your portfolio will feel the pinch of the recent stock market crash. Your variable life insurance policy may also be in danger of taking a downward spiral. Variable life insurance policies have experienced increased popularity - currently accounting for 40 percent of life ... Views: 1974
If you are subject to certain health conditions, or if your work takes you into frequent peril (such as working in radioactive cleanup, dangerous police work, and so on), you may assume that it is impossible for you to enroll in a life insurance plan. However, just because you have a potentially ... Views: 1966
Beware these common traps made with life insurance that can reduce its value to your family ... or leave you paying a bundle to the IRS.
Trap: Owning too much life insurance, too long. During the years you are working and raising a family, you probably need a substantial amount of life ... Views: 1965
Buying car insurance is mandatory yet never easy. Your hard earned vehicle deserves utmost protection and there is no better way than insurance for it. Insurance provides the essential financial cover for your vehicle so that it remains protected and your money is not wasted on its maintenance ... Views: 1943
The service sector did big business in India with a key contribution from internet platforms in last 5 years. The success of online insurance gave the insurance sector a new way of doing business.
Buying offline insurance-the earlier trend
From offline to online insurance, the Indian ... Views: 1942
I know people who waited for 4 years for portability to come in Health Insurance. It came but has left many of them disappointed. It is natural that any scheme has to have guidelines so that interests of customers are not affected.
Over period of time many strict guidelines have been issued. ... Views: 1925
No exam life insurance plans offer consumers the chance to apply for and purchase protection without having to take any health examination to qualify.
Types of No Exam Life Insurance:
Permanent life insurance no exam – Provides lifetime coverage for life insurance without requiring you to ... Views: 1921
Individuals with pre existing conditions such as heart disease, diabetes, cancer, stroke, kidney disease, liver disease, AIDS, depression and other serious health conditions, are finding it almost impossible to obtain affordable healthcare. If you are looking for uninsurable health insurance or ... Views: 1893
Ok, so. I have become sick of trying to get car insurance quotes. It is so frustrating! You have to put in all of this information and even then these people might not be quite satisfied. They might request that you give them even more info and have to give your right arm too, and perhaps your ... Views: 1890
There are many, in fact dozens of reasons having adequate life insurance coverage is important. Remember, when selling life insurance, you're not just out there making a living for yourself and YOUR family, you're laying the groundwork to protect the FUTURE of someone ELSE's family.
If you're ... Views: 1878
The number 1 talent that must be learned in the home business industry is MLM recruiting. It is recruiting that's the one skill that you'll want to develop in order to have any type of accomplishment in your network marketing business. The great thing really is as you are acquiring the ... Views: 1866
There is no specific method to define the cost of professional insurance because the premiums depend on the field of professionals, business size, income, deductible, and amount coverage.
It is important to get the proper coverage, eligibility and cost of purchase the professional liability ... Views: 1863
Take control of your loss runs, and watch your business insurance premiums magically go down. Read this brief article to learn the importance of loss runs, and how to prepare for negotiating renewal quotes with your brokers.
What are loss runs? A loss run is simply a report from an insurance ... Views: 1856
Ok, I know what you're thinking, "What do Dragons have to do with investing?" Well I just got back from the Dragon boat race in Oriental, NC (appropriately name) and I have dragons on the brain! I ran across a quote from J.R.R. Tolkein (Author of the Hobbit & Lord of the Rings Trilogy) "It ... Views: 1849
One of the most important decisions you’re ever going to make in life is going to be when it’s time for you to buy a car. It’s one of the most fun but yet dreadful things to have to do as an adult, or even a teenager who is lucky enough to be getting a car. There are many things that you have to ... Views: 1844
An annuity can be a good retirement investment if you select the annuity correctly. Many times investors enter into this type of retirement planning unsure about the product they are purchasing. This can lead to great disappointment when retirement arrives. Understanding what an annuity is and ... Views: 1833
Think about the time you go to the doctor’s office or sign any legal document. Set right before you is a pile of papers you are told to sign and date. Some people brush over the contents of the page, but are honestly so overwhelmed by all the papers that they do not thoroughly read through the ... Views: 1819
A fixed index annuity (FIA) is a type of annuity currently enjoying popularity among many investors. However, it wasn’t always that way. The truth is the current generation of fixed index annuities was introduced in early 1995.
Over the last ten to twelve years FIAs have not only grown but ... Views: 1816
Car accidents are a stressful experience, and most people have little idea what to do after one besides pull over to the side of the road and exchange information. But a serious car accident can have repercussions that affect you the rest of your life if you’re not careful. That’s where knowing ... Views: 1808
For parents with teenagers, Auto Insurance rates for teenagers can be a real problem. Once a teenager turns sixteen, driving becomes an obsession with them, but the usual auto insurance rate increase for teenage drivers will increase your total premium. Short of refusing to let them drive until ... Views: 1799
Unfortunately, not everyone is a perfect driver. Someday you may find yourself causing or contributing to an accident.
In all states except New York, where it was recently raised to $400, the submission of small collision claims of under $300 will not cause the insurance company to surcharge ... Views: 1799
Our day to day life is full of uncertainties which may cause risk for our family, especially in case you are the only wage earner of your family. To prevent such risks one can either start saving on regular basis using different schemes like provident funds, recurring deposits or can start term ... Views: 1794
Virtually any small company or self employed individual might not surprisingly query whether or not it really is essential to purchase public liability insurance policies when these people have to hold their expenses to a minimum. Nobody running a business wishes to purchase anything at all ... Views: 1791
Tender pearly whites may interrupt your everyday life in a very painful way. They may even lead to cavities or gum disease if too delicate to brush or floss. Rather than enduring the pain until something even worse occurs, you can implement these five home remedies for a quick and easy discount ... Views: 1788
Stop loss, co-insurance, and deductible are three main factors that you need to take into careful consideration while comparing PPO and high deductible health insurance plans. Both these plans have deductibles. However, the amounts vary depending upon the type of plan that you choose. The ... Views: 1785
One of my clients was diagnosed with breast cancer after he’d unexpectedly lost his job as a Food Services Director. Another client’s “wrenched knee” made walking agonizing. Driving his car to job interviews was almost impossible. He needed surgery, but he’d lost his health insurance. A ... Views: 1784
Currently, acquire the tailored car insurance for your requirements has simple through the online insurance quotes and a single form completing. Online insurance promoters have the goal of delight the consumers with the cheap car insurance for young drivers that are exclusive policies.
Due ... Views: 1769
What does an anti-bullying program for girls, renovating a home for women in crisis, and publishing a magazine to help build girl’s self-esteem have in common? All are past recipients of Royal Neighbors of America Nation of Neighbors Program.
Nation of Neighbors provides financial support ... Views: 1767
No exam life insurance is one of the latest trends in insurance policies, and many people jump at the chance because they are concerned about how a medical exam may affect their rates or ability to qualify for a policy. When it comes to selecting a policy that does not require any kind of ... Views: 1766
Why do people need a home inventory? That is a question that was posed often seven years ago when my husband and I started our personal property inventory business, and still asked of us today. Thus began our mission to educate anyone who would listen.
Speaking engagements are one method to ... Views: 1764
Hero Corporate Service Private Limited-insurance distribution is a leading general insurance service provider in India. It has started its operation in 2004. Products and services are easy to reach with the ultra-modern technology. It’s majorly known to be one of the biggest two wheeler ... Views: 1759
Mergers and acquisitions is the new trend in the health insurance industry right now. Five of the top health insurance providers in the US are looking to merge and acquire. The top health insurers are merging and this might lead to lesser but bigger health insurance companies. Financial ... Views: 1758
The process of getting Free Auto Insurance quotes is not as hard as you think. Although you might know what a free auto Insurance quotes is all about, but there might be a good chance that you do not know the process of getting one of these. Don’t worry, even if you never get one before, ... Views: 1757
CNA certification is essential to apply for any job related to the field of nursing. A certified nursing assistant is required by almost all the nursing homes or hospitals either it is on large scale or small one. Any candidate who wants to pursue their career in this field requires a CNA ... Views: 1755
Insurance is serious business and is not one-size-fits-all. While there are players who seem to provide all sorts of insurance, it makes sense to go to someone who deals specifically with what you’re looking for.
When it comes to the minefield that is building insurance, then you realise how ... Views: 1753