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- Best Ways To Use Your Tax Refund - by Submitted on Mar 22, 2008 from William R. PattersonIn February through April of every year, millions of Americans will be filing their taxes and receiving sizeable refunds. Here are seven smart ways to make best use of your tax refund: 1. Reduce your credit card debt. It is difficult to build wealth if you are paying 20-30% interest on credit ...
Views: 1826 - Self Employed - by Submitted on Mar 21, 2008 from Debbie DarlasIn trying to succeed with a home based business I have found that it is not all that easy. You are told when you go to the Internet "make money from home is as easy as......" "You can get rich working from home...." "read this book, or listen to this cd and you can achieve your dreams and ...
Views: 737 - The Worlds Best Get Rich Quick Formula! - by Submitted on Mar 20, 2008 from Janet Majoulet-FoustHave you ever wondered how the wealthy get wealthier? I’m sure most of you can guess that real estate is one way, but there is another. Its called compound interest. There is a formula that has been around for years. This formula is called the Rule of 72. The genius physicist, ...
Views: 3652 - Option Selling - by Submitted on Mar 19, 2008 from Shaun RosenbergOption selling can be one of the most consistent ways to pull money out of the stock market. It can bring cash flow every. I’ll show you how powerful option selling can be. First you have to understand what an option is. When you buy a put option you buy the right to sell a given stock, ...
Views: 699 - Can Bad News (Really) Be Good News? - by Submitted on Mar 18, 2008 from FSB AuthorsWe're up to our eyeballs in The Information Age. This certainly shouldn't be news to anyone given the fact that we can't seem to get away from the 24/7 world that technology has afforded us. There is news, views, and supposition coming at us from every angle, including on-line versions of ...
Views: 766 - Warning On Sale And Rent Back Plans - by Submitted on Mar 13, 2008 from Clayton CalissonThousands are using them to repay their mortgage and debts or to avoid repossession. But how safe are they? The increase in interest rates, higher loan and mortgage costs, and years of easy credit, has led to more than a million homeowners struggling to make their monthly repayments or even ...
Views: 676 - What Is A SIPP? - by Submitted on Mar 13, 2008 from Emma BuntingA SIPP is a type of pension plan. A SIPP differs from a traditional pension plan as it allows you greater control as to how to invest your funds and when and how they can be taken as retirement income. How the SIPP investments are managed is up to you. There are four ways to manage the funds. ...
Views: 684 - An Easy Way Out Of Financial Hardships - by Submitted on Mar 12, 2008 from John TubioloWhat I am writing about today is not easy for people to hear in these troubled times. But it is very important that you listen to what I feel needs to be said and more importantly understood. I'm sure that most of you will have a million excuses as to why you cannot or will not take the action ...
Views: 1133 - Zero Liability On Credit Card Purchases - Does It Work? - by Submitted on Mar 11, 2008 from Anne SparksPerhaps, the worst thing about credit cards is the growing amount of credit card fraud. Identity fraudsters manage to find methods to commit theft in spite of the fact that credit card companies undertake all possible measures to prevent it. Applying for a credit card, it's really important to ...
Views: 992 - Concerns About College Costs Shaping More Students' Decisions - by Submitted on Mar 10, 2008 from Jeff MictaborFreshman concerns about college affordability are at a 35-year high, according to a recent survey by the Higher Education Research Institute. Of the students surveyed, 39 percent said financial aid packages — the funds schools offer them in the form of grants, scholarships, work-study ...
Views: 903 - Low Rate Bad Debt Remortgage: Easy Way To Save Money - by Submitted on Mar 09, 2008 from george cummingsA person with bad debt faces a lot of hassle. Most of the time, they need to spend a bulk amount for paying off their various debts. If you are undergoing the same; with low rate bad debt remortgage program, you can put an end to this problem. Low interest rate and easy repayment option- these ...
Views: 728 - Good First Deal? - by Submitted on Mar 08, 2008 from Bryan BensonLet’s take a look at this scenario from a guy in San Diego. He thought he had a good shot on his first deal-a luxury condominium in down town San Diego. The guy owning the property was one of his past clients. He had some unfortunate things happen in his business where he's willing to let the ...
Views: 673 - What Middle-Class America Doesn’t Understand, And The Fed Does - by Submitted on Mar 07, 2008 from E. (anagarika eddie) Raymond RockLet's say that a caveperson makes some baskets. Other cavepeople like the baskets, and trade some fruits and berries for a basket. This is legitimate. But let's say that an enterprising caveperson prints some money, and uses that to pay for a basket. Then, the basket maker only holds a piece of ...
Views: 617 - Understanding The Credit Rating System - by Submitted on Mar 07, 2008 from Emma BuntingThe credit rating system enables you to research companies that you are considering investing in. There are three main companies that offer ratings; Standard & Poor, Fitch and Moody’s. Standard & Poor's and Fitch assign credit ratings of AAA, AA, A, BBB, BB, B, CCC, CC, C, or D. Moody's ...
Views: 744 - Church Financing Real Deals - by Submitted on Mar 06, 2008 from John BerardinoUsually any sort of church construction projects necessitate the attainment of a church financing, no matter whether the loans are for buying, constructing, revamping, land acquisition or for refinancing of the existing loans. No doubt, Church is not a typical business firm but they do entail ...
Views: 717 - Realize A More Soulful Pleasure In Life While Reducing Financial Stress!... - by Submitted on Mar 06, 2008 from Tracia GrahamReducing financial stress is an important step in attaining Financial Wellness. When we are experiencing financial stress it is important to spend as little time as possible worrying about our future. This type of stress can rob us of our creativity and our objectivity, and even prevent us from ...
Views: 726 - Insure Your Childs Future - by Submitted on Mar 06, 2008 from Dallas CyrYou can change your entire financial outlook and the financial outlook of your children with one simple plan now that will make a big difference in the future and may help them make their own down payment. Why do the rich get richer and the poor stay poor? The answer to that question is ...
Views: 1406 - Protect Your Credit Score - by Submitted on Mar 05, 2008 from Charles SmithPersonal finance is kind of a big deal right now. Identity theft is growing. People all over the USA are declaring bankruptcy, and in general, there's alot of worried/upset people come when the credit card comes in the mail. The problem is that we’ve lost track of our finances. We’ve ...
Views: 730 - Free Credit Reports: Why They Are Important And Where To Access Yours - by Submitted on Oct 18, 2010 from Marilyn BohnRecently my daughter applied for a home loan and to her dismay there were four errors on her credit report. Credit card companies and one bank she had never had accounts with were listed with thousands of dollars owing on the accounts. It took several weeks and a lot of time and effort, not to ...
Views: 1267 - Get More Financial Freedom: Increase Your Credit Limit - by Submitted on Feb 27, 2008 from Tracy CraverEvery credit card has a limit that you suppose never to exceed. Even if you apply for a card that is considered to have no credit limit, mind “no limit” is just an ad promise. If you are a holder of American Express or Visa with no limit, credit bureaus take your highest balance as ...
Views: 924 - The Essence Of Financial Planning - by Submitted on Feb 26, 2008 from William BellA new client referred to me recently brought in a financial plan that was prepared by another firm. His company had paid for this service as a part of his benefits package. He pushed the binder across the table and said to me “Here, you may find this useful. It’s all Greek to me.” I took a ...
Views: 2598 - How To Safe Guard Yourself Against Financial Trouble - by Submitted on Feb 25, 2008 from Johansen MorrisIf you suffer from bad credit, it is most likely that you've had or you still have unpaid debts in your account. When was the last time you checked your credit report? Are you 100% sure that your credit report is accurate and that there are no unauthorized charges in it? Your Credit Report and ...
Views: 1250 - Frequently Asked Questions About Bad Credit Credit Cards - by Submitted on Feb 25, 2008 from Johansen MorrisBad credit is a big, and growing problem in the US. In this article, we will be answering questions regarding bad credit. If you are currently having problems with your credit score, check out these questions and find out what you can do about improving your credit rating. If you have bad ...
Views: 913 - Insure Your Children's Financial Future - by Submitted on Feb 25, 2008 from Dallas CyrYou can change your entire financial outlook and the financial outlook of your children with one simple plan now that will make a big difference in the future and may help them make their own down payment. Why do the rich get richer and the poor stay poor? The answer to that question is ...
Views: 1597 - Will A Credit Card “Bill of Rights” Help Produce Low Interest Credit Cards? - by Submitted on Feb 22, 2008 from Aubrey ClarkUS congressman Mark Udall thinks so; he has just presented legislation to the US Senate that out-lines his version of a “Credit Card Bill of Rights”. The gist of the bill is to force credit card companies to send notice of a rate increase prior to raising your rates. However, should congressman ...
Views: 794 - Steps To Financial Freedom - Get Rid Of Unsecured Debts - by Submitted on Feb 13, 2008 from Bryan BurbankDebt can be one of those things that will really weight you down. It is a good idea to use all methods available to get rid of any Unsecured Debts. With the economy on shaky ground and more and more people using their credit cards to pay for overpriced gas and groceries. It can be like a never ...
Views: 863 - Why 'Baby Boomer' Women Can't Afford to Retire... - by Submitted on Feb 13, 2008 from Eli DavidsonA shocking report in the Los Angeles Times showed that single Baby Boomer women are at the greatest risk of living in poverty. Why? This is due because of lower wages, more spending and only bringing in a single paycheck. Many of us Baby Boomer women have to dramatically downsize our lives as we ...
Views: 1331 - Double Your Investment Returns In 2008! - by Submitted on Feb 13, 2008 from Steve GroomIf your are tired of low CD rates or sick of worrying about the volatility of the Stock Market, here is an opportunity that can make 2008 your most profitable year ever ¡K by Steve Groom If you have CD¡¦s, money markets, stocks or IRA money that are not currently earning a high rate of return ...
Views: 1112 - How To Attract Success - by Submitted on Feb 13, 2008 from Loretta KayFinancial freedom is something we all aspire to, and yet it seems so elusive. Why is this? Why do some people find it easy, and others find it so hard? Some people just have to think of an idea for making money, and hey presto! before you know it, they are becoming a great success. I know people ...
Views: 767 - Five Steps To Planning A Successful Business Exit - by Submitted on Feb 09, 2008 from John LeonettiA business owner’s exit is a once-in-a-lifetime transformation. We’re not talking about selling a house or a car. This is a complex process that requires the technical expertise of a team of trusted advisors. The key to any successful business exit is planning. It must begin with personal ...
Views: 1096 - Credit Repair Problems? Know How To Repair Your Credit - by Submitted on Feb 08, 2008 from Marcus RollandAll Over the world there are lots of individuals struggling with debt and if you are one of them, this articles shows you some easy to understand steps you can take to repair or rebuild your credit on your own before accepting one of the many "debt consolidation" offers or resorting to ...
Views: 882 - Bankruptcy –Is It The Last Option Only? - by Submitted on Feb 05, 2008 from Mike KillianBankruptcy is available when all other debt payment measures have failed and the unpaid debt is simply beyond the means of the consumer to repay. It is essential, then, to understand debt options prior to bankruptcy and to determine which debt repayment method is the least detrimental. ...
Views: 1264 - What you need to know about SIPPs - by Submitted on Feb 04, 2008 from Emma BuntingPlanning for your retirement can be a difficult task due to there being so many pension plans on the market. It is important to do a lot of research in order to find the plan that suits you. This article is going to focus on Self Invested Personal Pension Plans (SIPPs). A SIPP is a type of ...
Views: 874 - Money Talk Or “Debt Us Do Part” - by Submitted on Feb 03, 2008 from Mike KillianWhether you are thinking of getting married, you are a newly wed, or you are a seasoned couple of marital bliss, you must have a joint talk about debt and credit. Debt communication is simply not an option. This debt and money talk article can open doors of communication and enhance the success ...
Views: 1189 - Credit Cards - They are Just Like Drugs - by Submitted on Feb 03, 2008 from Mike KillianCredit cards are just like drugs. There is no better analogy. They offer short-term pleasure and long-term pain. They give the illusion of having more money than you actually do. Then you live with less because each month a portion of your income is siphoned away paying past credit debt. A ...
Views: 1254 - 5 Proven Steps To Budget Motivation - by Submitted on Feb 02, 2008 from Mike KillianIf you ever wanted to get ahead financially… if you ever thought you wanted to get out from under a sea of debt… if you ever wondered where the money went… YOU NEED A BUDGET! But how do you develop a good budget and how do you stick with it? Developing a Workable Budget Review ...
Views: 1741 - U.S. Falls Behind Rest Of World In College Degree Attainment - by Submitted on Feb 01, 2008 from Jeff MictaborThe United States continues to lag behind other major industrialized nations in the percentage of the population with a college degree, according to a recent series of studies released by the Making Opportunity Affordable project. Although currently ranked tenth among industrialized countries ...
Views: 1017 - 40% Tax-Free Pay Raise - by Submitted on Jan 31, 2008 from Mike KillianIf you are an employee, you can get a 40% pay raise without ever asking the boss. And it's all tax-free. Similarly, if you are an employer, you can show each of your employees how they can earn a 40% pay raise and it won't cost the employer a thing. Before writing me off as being a pair short of ...
Views: 1466 - Use What You Have – The Cure For Your Post-Christmas Financial Blues - by Submitted on Jan 31, 2008 from Colette RobicheauIt’s a new year - time for new resolutions and goals. Here’s one that will help you get organized while warding off the post-Christmas financial blues – use what you have. You’d be surprised at how many items you have lying around that you’ve never used. Items that, by using them, will create ...
Views: 954 - It’s Not Too Late To Make Some Financial Resolutions - by Submitted on May 14, 2010 from Todd SmithNew Year’s Day may have come and gone, but that doesn’t mean you shouldn’t make some resolutions to improve your finances. Taking care of your financial business early in the year could help keep your finances in shape in 2008 and beyond. I just finished going through my own financial ...
Views: 1101 - Five Ways To Become Wealthy - by Submitted on Jan 25, 2008 from Brian TracyThe Five Roads to Financial Success and How to Choose Your Own There are basically five ways that you can become wealthy starting with nothing in America based on over 25 years of research into American millionaires. Number one, you can inherit it. Less than 10 percent of wealthy Americans ...
Views: 1401 - Credit Repair 911 - by Submitted on Jan 23, 2008 from Frank CarrascoIt would be great if you could dial 911 and report an emergency credit problem. The truth is you can. You can create an emergency credit situation and use that urgency to begin developing a strategy for your personal credit success. A strategy for success can vary in many degrees. It could be, ...
Views: 936 - Qualities Of A Good Real Estate Appraiser In North Carolina - by Submitted on Jan 22, 2008 from locate appraisersWhen you need a real estate appraiser in North Carolina, you need to put some time into the process. The appraiser you hire needs to be someone professional who will be able to give you the best and most accurate value of the home or apartment you are either buying or selling. With that ...
Views: 2039 - When Is Zero Cash Flow On A Rental Property Still A Good Deal? - by Submitted on Jan 21, 2008 from Lou CastilloYesterday a student of mine called me to evaluate a rental property they were looking at and they were extremely disappointed to find that they would only have a $30 per month cash flow. I told them that it was still a great deal. Here is why... Let’s first of all define what cash flow is. ...
Views: 838 - Where Are Private Lenders And How Do I Find Them? - by Submitted on Jan 21, 2008 from Lou CastilloPrivate lenders are typically not loaning on real estate. You want to look at those people who are earning low interest rates. You can’t convince someone who is already earning 20% that they should do this with you because unless you want to pay more than 20% interest, it wouldn’t make sense to ...
Views: 757 - What Are The Advantages Of The Credit Report Freeze? - by Submitted on Jan 21, 2008 from Anne SparksAs a rule, the word "frozen" is associated with ice, frozen vegetables, winter and frost. And you will certainly think of a credit report frozen last of all as this procedure happens rare and is used in the case of emergency. It's a common practice to make credit cards frozen and it implies ...
Views: 929 - 3 Easy Steps To Financial Freedom - by Submitted on Jan 19, 2008 from Joe KahlerThis is the one we all do, right? We plan financially for our futures by investing, saving, budgeting or all of the above. We deprive ourselves of that new car, new house, big boat, new motorcycle, new furniture, etc, etc, etc. We do all this because we’re good financial planners and we want ...
Views: 1294 - 3 Tools Of Credit Repair: Debt Validation, Debt Re-Aging and Dispute Letters - by Submitted on Jan 16, 2008 from Marc ChaseCredit Repair can be easy if you have the right tools. One of the hardest parts of repairing your credit report is deciphering the laws. This "how to" article is written in terms that are easy to understand and cut through the legal jargon. Debt Validation: Let's say you owe Mike (original ...
Views: 6488(2 votes) - What Does Football Have To Do With Finances? - by Submitted on Jan 15, 2008 from Patti HandyOK, I admit it. I like football. This season has been especially exciting to watch. Although I don’t understand all the strategies just yet, I enjoy watching the carefully planned plays. Sometimes they work, sometimes they don’t, but nevertheless, very fun stuff to watch. As I’m watching ...
Views: 1307 - uVme- Day In The Life Of A Games Player - by Submitted on Jan 14, 2008 from John SorrentoVisuals in the skill gaming framework are intrinsically as important as the games themesleves. This may sound and look obvious but the two parts are not separate but mutually exclusive.A gaming platform needs to have all the essentials ,look ,feel, dexterity and of course seemingly addictive ...
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