Self Improvement Site
On The Internet! Take the Self Improvement Tour
On The Internet! Take the Self Improvement Tour
Debt and Debt Consolidation Articles
We are currently looking for an Official SelfGrowth.com Guide to "Debt and Debt Consolidation". If you have expertise in Debt and Debt Consolidation and your own website and/or product for this topic, please review this form for complete details. The Official Guide Position is part of our Premium Placement Package
- How to Save Money Using Debit Cards - by Submitted on Jul 26, 2009 from Theodore HendersonDid you know that using a debit card instead of a credit card can help you save money? If you are old enough to remember when debit cards didn’t exist you probably recall being at the grocery store with a cart full of food and household products and realizing that you had way overshot your ...
Views: 1468 - Unsecured Credit Cards For People With Bad Credit - by Submitted on Nov 28, 2011 from Kunnawat SaengmeneeSelecting the unsecured credit cards for people with bad credit calls for all of them to obtain good credit ratings. Routinely unquestionably the credit scores range provided by 300 to make sure you 850, the main credit rating around 700 feasible everyone to be able to make the grade to get a ...
Views: 1467 - The Ultimate secrets of getting bad credit loans easily - by Submitted on Jun 25, 2012 from Anthony jemesIf your credit score is below 620 levels, then it is termed as bad credit. A large number of variables have an influence on your credit score. These variables include your monthly income, expenses and job status. Usually public banks are not willing to provide loans to people with bad credits. ...
Views: 1465 - Find Out the Best Way to Negotiate Using the Merchant Cash Advance Supplier - by Submitted on Oct 03, 2012 from Edmund KievitIndustry experts in many trusts restrictions severely in years previous as anticipated 10 billion dollar merchant cash advance expansion of industrial. When how you can turn Quick Look for Merchant Dollars countless numbers of supplier literally in advance between the businesses would opt for? ...
Views: 1464 - Is There Such a Thing as Good Debts? - by Submitted on Feb 11, 2013 from Samantha SeiffertHave you ever heard the phrase “good debt”? Is there such a thing? If you ask anyone who had been in debt, there is no good debt. On that note, there is no bad debt either. What you have is a credit obligation that can turn for the worse depending on how you respond to it. Debt is just debt. ...
Views: 1461(1 vote) - Know Debt Consolidation To Become Debt Free - by Submitted on Mar 27, 2020 from Arwind SharmaToo many unpaid bills and credit dues pull your mind into multiple directions. This consumes a lot of your productive energy, making you feel and look haggard. It therefore, becomes easier when you opt for a good debt consolidation loan plan. Consolidation of all your smaller debts into one ...
Views: 1460 - Don’t Let Bankruptcy Ruin You: Just Grow Your Income - by Submitted on Feb 04, 2013 from Samantha SeiffertBankruptcy is a feared word and situation for people in debt because it has the power to leave your financial life in ruins afterwards. The state of your credit score alone should be enough to scare you to your wits and take you running towards the other direction. Before we proceed, we need ...
Views: 1459(1 vote) - Popular advice that can be costly - by Submitted on Dec 07, 2010 from Dan BeckHow many times can you think of that you had the best intentions, did just about everything right, but the end result turned out to be negative? Some of the most popular advice about how to improve your FICO score is just like this, great intentions, just about all the right advice advise but ...
Views: 1456(2 votes) - 3 Tips to Getting a Low Interest Rate on your Loan - by Submitted on Apr 16, 2017 from Stephanie FrascoWhen it comes to buying a new car in Michigan many of us aren’t able to afford to pay in full for it and move on. We would most likely go for a loan to get a new car, which is very understandable. Although taking a loan to buy a car will cause the car to be much more costly, it does help in ...
Views: 1453 - Abundance and Frugality: Should You Earn More or Lower Your Spending? - by Submitted on Jan 29, 2013 from Samantha SeiffertWhen you have to pay off your debts, you have a decision before you: do you earn more or do you lower your spending? Both of these choices have their own pros and cons. Ultimately, your choice will depend on what you are willing to sacrifice. Earning more will help you keep the lifestyle that ...
Views: 1452(1 vote) - How Loan Against Shares Is Beneficial - by Submitted on Mar 27, 2020 from Arwind SharmaLoan against shares has slowly yet surely gained its place in the financial market. With the course of time, this kind of secured loan has started being considered as a wise financial instrument for people. It is especially useful when you are hit by a sudden and unexpected monetary requirement. ...
Views: 1451 - Keeping the Car You Love Despite Owing Much More Than it’s Worth. How Can Bankruptcy Help? - by Submitted on May 27, 2009 from Gordon LevinsonIt is the exception rather than the rule that a person financing a vehicle owes less than or equal to the cars value. Unless you put at least 20% down, chances are you are upside down. Bankruptcy not only can eliminate unsecured debts like credit cards, it can also drastically reduce what you ...
Views: 1449 - Eight Tips For Successful Credit Card Debt Relief - by Submitted on Jul 12, 2011 from Cole Collins1. There’s No Time Like The Present The best chance for successful restitution lies in the earliest possible start, before compounding interest rates would take their toll and present a truly unbeatable weight. It just stands to reason, whenever consumers are struggling against sky high ...
Views: 1448 - The Fair Debt Collection Practices Act (FDCPA) - Consumers Have Rights - by Submitted on Jun 04, 2013 from Ken GibertThe Fair Debt Collection Practices Act The Fair Debt Collection Practices Act (FDCPA) was enacted to put an end to some of the worst practices of the debt collection industry. It's been a very good law, but the debt collectors are still doing many of the things the law was designed to ...
Views: 1448 - Debt Consolidation Isn't Terribly Difficult Once You Read This Advice - by Submitted on Jul 02, 2019 from Chinnagounder ThiruvenkatamThe burden of unmanageable levels of debt is something that nobody ever wants to face, but far too many people do. Debt consolidation can be a useful solution, provided that it is done in a smart, deliberate manner. The piece below offers lots of helpful tips for ensuring that you make the best ...
Views: 1446(1 vote) - Get Out of Debt FASTER: 8.5 Tips to Find Extra Cash! - by Submitted on Jan 15, 2010 from Jesse NiesenDo you have any kind of lump sum to put towards paying off your debt? If you’re even a little bit concerned about your cash flow right now because it’s limiting some of your debt relief options, then you may be curious how many of my debt free clients discovered a variety of creative ways to ...
Views: 1443(2 votes) - Getting Out of Debt - by Submitted on Jun 11, 2012 from Jamie BushDebt is bad and you want to get rid of it right away. Nothing destroys lives, marriages and creates more stress than being in debt. The way out is not hard in theory but requires a life change. This is usually were people pass or fail; many times they are unwilling to make a lifestyle change to ...
Views: 1443 - Will Chapter 7 Bankruptcy Debt Forgiveness End My Consumer Debt? - by Submitted on Oct 03, 2011 from Vic ChevalierHaving too much debt is an impetus for seeking debt forgiveness through chapter 7 bankruptcy. But, can this "fresh start" decimate all of your consumer debt? Depending on your financial situation, this get out of debt solution can keep you out in the cold. You may be better off exploring other ...
Views: 1443(1 vote) - How Do Commercial Collection Agencies Help With Collecting Business Debts? - by Submitted on Jun 01, 2012 from Patrick ThompsonUnfortunately, not all businesses succeed and sometimes businesses that are unsuccessful or operate without the best intentions will not pay their business debts. When a company has a business customer that has not paid their debts, they have to take action to collect the debt owed to them. One ...
Views: 1441 - Benefits of Debt Consolidation - by Submitted on Aug 24, 2010 from Trevor PoulsonAre you seriously in debt and don't know which way to turn? Thinking about taking out a loan to pay off your current debts? More people than you realize find themselves deeply in debt and consider debt consolidation as an option but are afraid they won't be approved for a loan. Surprisingly, ...
Views: 1437 - Dealing with Debt Desperation - by Submitted on Feb 04, 2013 from Samantha SeiffertOne of the greatest enemies that you have to overcome while in debt is yourself. There are many issues to address like your spending habits, financial management skills and most of the time, your overall lifestyle. Dealing with debt can be a painful and frustrating experience that requires ...
Views: 1437(1 vote) - Learning About Credit History Report Information - by Submitted on Jul 28, 2012 from Tracy NarvaezIt is important for consumers to be knowledgeable and understand many different things as a way of protecting themselves from fraud. One way to accomplish this is to obtain a copy of your credit report every year. By accessing this information, you can help ensure that there is not any ...
Views: 1436 - How to Stop Debt Collectors calling you ! - by Submitted on Apr 19, 2011 from Andrew SellarIf you are in debt and owe money, you are probably having a few problems with Debt Collectors calling you. Now Debt Collectors love to call at all hours, first thing in the morning, last thing at night and text you in between. The problem, is that this is harassment and it harms individuals, ...
Views: 1435 - How To Select The Right Debt Consolidation Program For Your Family - by Submitted on Apr 04, 2011 from Cole CollinsFor many consumers wearied to the bone of handling a number of separate credit card accounts – having to remember each and every due date and calculate household budgets on the fly – the most tempting part of a debt consolidation program could well be the singularly directed repayment plan. All ...
Views: 1433(1 vote) - Debt Settlement made Simple - by Submitted on Sep 10, 2010 from Jeffrey JonesDebt settlement companies are everywhere. If there is that many then the service must work and it must not be that hard, right? Well in this case it does work and it is not that hard. The problem is that the debt settlement companies charge 15% of your total debt, not 15% of what they save you ...
Views: 1429(1 vote) - What To Do After Achieving Debt Freedom? - by Submitted on Jan 30, 2013 from Samantha SeiffertDebt freedom is a component of financial freedom. This is a time when you have paid off all your debts that has haunted you for a long time. This is a great achievement that did not come easy and you would want to keep it that way. After you have paid off your debts, you still need to exercise ...
Views: 1427 - Use Your Mind as a Debt Relief Tool - by Submitted on Feb 04, 2013 from Samantha SeiffertHave you heard about the laws of attraction? For someone who is deep in debt and is desperately trying to get out, you may want to believe just about anything that you read. Well here is one concept that you may want to wrap your head around to - the power of the mind. Not everyone practices ...
Views: 1423(1 vote) - Managing Your Money - Disputing Credit Reports - by Submitted on May 28, 2011 from Bill SklodowskiIt's really very important to keep track of your credit report and what it says about you. Your credit report affects many areas of your life Should you find information that's incorrect, no matter what the reason, it's your job to dispute that information to have it removed and corrected in ...
Views: 1422(1 vote) - Effective and also Beneficial Uses of a Credit Card - by Submitted on Feb 16, 2012 from Dee OinonenSelf-disciplined individuals can breathe easy since credit cards do come with lots of benefits. By far the most important ones being the ability to save money through a card's money back or rewards program. For those of you with average to excellent credit, rest easy simply because now you can ...
Views: 1421 - Midland Handling Debt Accounts Left Midway! - by Submitted on Jul 24, 2009 from Jason HolmesHow does the company operate? Midland Credit Management approaches credit card companies, banks as well as non banking financial institutions to buy their “charged off” or the bad debt accounts. These defaulting debt accounts are usually bought for a very small amount. By doing so, ...
Views: 1419 - Bankruptcy - How To Succeed - by Submitted on Nov 05, 2009 from Peter RadfordOverview Bankruptcy may be defined as the legally declared inability of an individual or organisation to pay their creditors, who represent a third party which supplied, to the individual or organisation, a product or service for which they are legally entitled to receive full settlement. ...
Views: 1416(3 votes) - Lifestyle Inflation? Yeah, I'm Guilty. - by Submitted on Dec 25, 2012 from Anthony MazzocchiSome how, some way, I got roped into the whole pursuit of stuff, status, and happiness thing. That is really embarrassing to say, but hey...I said it. As is the case with our entire culture, at some point in my life (it was around 26 years of age) my focus went from trying to get better stuff ...
Views: 1409 - Bankruptcy Doesn’t Have to Be the End of Your Credit Life - by Submitted on Jun 05, 2009 from Gary McClureAfter your bankruptcy has finally been discharged the courts and you have your discharge papers in hand, what next? How do you begin to rebuild your credit? The first thing to remember is what led you to bankruptcy to begin with. You don't certainly don’t want to end up in the same financial ...
Views: 1406(3 votes) - You Can Achieve Financial Independence - by Submitted on Nov 27, 2011 from Andrew HortonHave you dreamed about living a life where you are financially independent, where you control your financial destiny and no one has claim to your financial resources? Achieving a life where you are the master of your financial future and you are able to live off the proceeds of your investments, ...
Views: 1402(1 vote) - Are Balance Transfer Credit Cards Really A Debt Relief Option? - by Submitted on Sep 14, 2012 from Joshua RodriguezAll over the news, we are hearing that the economy is getting better. And, it's true! More and more people are going back to work. More and more these same people are starting to spend money driving and strengthening our economy. However, for several people, it doesn't feel like the recession as ...
Views: 1401 - Get Unclaimed Safety Deposit Box Contents Back - by Submitted on May 04, 2012 from Nicole AndersonMillions of dollars is left behind every year in unclaimed safety deposit boxes; that money remains with the government. In every annual audit, banks give the content of safe deposit to the government after a specific period of time. The reason the content of safety deposit escheated to the ...
Views: 1400 - How to Choose a Debt Management Company - by Submitted on Oct 24, 2012 from Adam TijerinaThere are hundreds if not thousands of reputable debt management companies from which to choose from. However, not all of them are legitimate. Some of them are out to take advantage of your situation while others genuinely look out for your best interest. It is therefore advisable to do your ...
Views: 1398 - How to Use the Snowball Method to Achieve a Debt Free Life - by Submitted on Jan 08, 2013 from Samantha SeiffertDebt relief options vary and your choice will depend on your financial capabilities. As effective as they all are, you need to understand that most of them are suited for people who are in a real financial crisis. There are consequences to your credit score and if you do not want that on your ...
Views: 1393 - How to Consolidate Your Bills Without Using a Debt Consolidation Company - by Submitted on Oct 21, 2010 from Emily RetherfordDebt consolidation companies constantly advertise their services as a solution to a lot of debt. While the companies work with your creditors to get all of your bills rolled into one monthly payment, using a debt consolidation company not only closes any revolving accounts you have, but ...
Views: 1392(1 vote) - Repairing Your family Credit Score - by Submitted on Jan 24, 2010 from Paul RodgersA good credit score is going to guarantee you that at the very least your credit applications have higher likelihood of getting approved. There are many details that an individual ought to learn about just how to ameliorate your credit score. This is principally helpful as well as valuable ...
Views: 1392 - 10 Ways to Save Money on Practically Everything to Make Debt Settlement Easier - by Submitted on Mar 19, 2012 from Gregory DeVictorIf you have more than $10,000 in unsecured debt (credit cards, medical bills, etc.), debt settlement allows you to get out of debt much faster than by making the minimum monthly payments or by using debt consolidation. In previous articles, we have discussed "10 Factors that You Must Consider ...
Views: 1391 - Change Your Paradigm And Get Out Of Debt! - by Submitted on Apr 05, 2012 from Patricia GulleyIt sounds like such an easy solution to a problem that can seem impossible to resolve. However, there are several people who have done just this and are now enjoying a debt-free life. I’m Dr. Patricia Gulley author of “21 THINGS YOU ABSOLUTELY NEED TO KNOW ABOUT YOUR PARADIGM” AND “THINK, ...
Views: 1391 - Fraud - The Unseen Company Disaster Unless Checked - by Submitted on Jul 23, 2012 from Graham D Sands BA (Hons), FACP, MICMIt is a matter of concern that many businesses do not seem to be taking reasonable steps to defend themselves against fraud. According to BDO Stoy Hayward's research, less than a third of UK businesses have a fraud-training programme and 40% do not have any fraud prevention measures in ...
Views: 1389 - Imagine a Time When no one but you Controls your Financial Destiny - by Submitted on Nov 13, 2011 from Andrew HortonI believe that you have achieved financial independence when you no longer need to dance to anyone else’s tune, unless you choose to. This is a stage you reach in your life where you get to choose what you do, when you do it and you are able to begin making a real difference in the lives of ...
Views: 1389(1 vote) - Debt Management Advice – Way Out of Debt - by Submitted on Jun 29, 2012 from johnson paulIf a person is facing difficulties in managing the repayment of money he should consider management plans. Debt management plan is most suitable option for him. A debt management plan is describe as a contract between an individual and the acceptor to make payment of money on monthly basis. ...
Views: 1388 - Debt Management Firms - What They Can Do And How To Find Reputable Firms - by Submitted on May 26, 2012 from Keith GarrowDebt management firms can be a big help to people who have found themselves struggling under a burden of debt. This is something that happens to thousands of UK residents every year. Even people with stable and secure jobs just sometimes find that there are times when finances still get the ...
Views: 1385 - Credit Charge Card Greed - Beware! - by Submitted on Apr 01, 2011 from Grampa KenThe credit market business is a great big fat, heavily marketed mean money making machine. Borrowing is a necessary part of living for most today where it provides assistance in purchasing the necessities to live a comfortable life. In most recent decades the credit and other industries have ...
Views: 1384 - Debt Recovery in Turkey - by Submitted on Mar 30, 2012 from Kelly GildnerAs regards to the first method, component debt collection lawyer initiate debt execution procedure via debt execution administration after that administration submits order of payment to the debtor. If debtor shall object the order of payment by claiming the inexistence of debt within 7 days ...
Views: 1384 - Five Things to Consider Before You Refinance - by Submitted on Aug 31, 2010 from Mike PetersonInterest rates are historically low – should you jump on the refinancing bandwagon? Thinking about refinancing your home? Interest rates are dropping and people across the country are looking for ways to make the most of their money. While refinancing can help put a little extra cash in your ...
Views: 1384(2 votes) - How Do I Get Rid Of Debt – Step By Step Guide On How To Get Rid Of Debt - by Submitted on Apr 19, 2009 from Keith GarrowWe are all in debt to some extent, but problems arise when we are unable to keep up with repayments. This is an increasingly common situation but the good news is that however bad your debt crisis is you can almost certainly get rid of it yourself with a little advice and guidance. How Do I ...
Views: 1384(1 vote)