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Debt and Debt Consolidation Articles
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- Repair Your Credit Now - by Submitted on May 04, 2009 from Karen LynchDid you know that if you are late on even one payment it can reduce your credit score by as much as 100 points? Most people really have no idea how credit scores are measured and how they can be repaired and improved upon. Unfortunately, low credit scores are more common than ever and the ...
Views: 809 - Income Tax Relief: 4 Tax Relief Programs - by Submitted on Apr 28, 2009 from Menno SpijkstraPaying the government “their” share of your income may be not only hurt us financially, but emotionally as well, especially if you think that they aren’t putting the money to work for the people’s benefit. As a taxpayer and law abiding citizen of wherever you may be from, it’s your obligation to ...
Views: 752 - Top 7 Mistakes to Avoid When Paying for College - by Submitted on Apr 28, 2009 from Bonnie Snyder#1: Relying on the financial aid office. Financial aid officers work for the college, not for you. Enough said. #2: Not planning ahead. By the time you are in the college financial aid office, it’s too late to make necessary changes to your taxes and asset allocation to affect your aid ...
Views: 1284 - Debt Management Tips for Single Moms - by Submitted on Apr 24, 2009 from Samantha GregoryHaving been a single mom for several years now, I have finally acclimatized myself to my status. It is indeed hard carrying the responsibility of children on my shoulders alone. But I do love the perks I am able to monopolize. I am the sole beneficiary of the kids’ hugs, kisses, and love. As a ...
Views: 1037 - 3 Places to Look for a Good Debt Consolidation Company - by Submitted on Apr 22, 2009 from Menno SpijkstraPlenty of people often use the method of debt consolidation to rid themselves of all the debts they’ve piled up. They hear of the many advantages that come with this method, such as the benefit of making single monthly payments to rid themselves of their problems. Another reason why many opt for ...
Views: 701 - Fast Track to Getting Out of Credit Card Debt Revealed - by Submitted on Apr 22, 2009 from Krista ScruggsCountless American households are staggering under virtually unmanageable amounts of credit card debt. In spite of their best intentions, consumers have fallen behind and are now facing the consequences of compounding credit card interest that makes it virtually impossible to pay down the debts ...
Views: 915 - The Biggest Credit Mistake Ever! - by Submitted on Apr 22, 2009 from Jeannette ColeAnd no, the biggest mistake is not that we use credit but rather how we use it. It’s hard to go through life without using credit and some of us use it more than others. But there is one huge problem most of us have. We look at what we can afford to pay and not the cost of credit. Sometimes ...
Views: 1084 - Tips to Repair Your Credit - by Submitted on Apr 20, 2009 from Karen LynchMost people have had a credit difficulty or two in their lives. It just happens. But we all need to have good credit in order to get home mortgages, car loans and even credit cards. Here are a few techniques and tips that can help you improve and repair your credit. As you begin make sure ...
Views: 814 - How Do I Get Rid Of Debt – Step By Step Guide On How To Get Rid Of Debt - by Submitted on Apr 19, 2009 from Keith GarrowWe are all in debt to some extent, but problems arise when we are unable to keep up with repayments. This is an increasingly common situation but the good news is that however bad your debt crisis is you can almost certainly get rid of it yourself with a little advice and guidance. How Do I ...
Views: 1360(1 vote) - Repairing Your Credit for a Brighter Financial Future - by Submitted on Apr 16, 2009 from Karen LynchIt is almost inevitable that you will have a credit problem or two in your lifetime. Very few people escape it, especially ordinary working people who were not born into wealth. The current economic conditions are only contributing further to credit problems and issues. Luckily repairing ...
Views: 788 - Receive Free Government Grant Money You Never Have to Repay Back - by Submitted on Apr 16, 2009 from Jason ArnoldYou can receive Free Grant money Government grants are available for almost anybody, which you don't have to repay back These are money programs that are offered to you by your county and state which you never have to repay Every year, the government hands out $500 million worth of free ...
Views: 7395 - There is a Way to Solve Your Credit Woes - by Submitted on Aug 24, 2010 from Trevor PoulsonRight now, credit problems are plaguing a lot of people because the economy isn’t exactly in the greatest of condition. Because of lost jobs, hours being cut, and issues with the housing market, many individuals have not been able to preserve their credit. They have tried, but they have been ...
Views: 1166 - Getting Help with Staggering Credit Card Debt - by Submitted on Apr 15, 2009 from Krista ScruggsWhen you first received your shiny unsigned cards, you had the best of intentions with respect to responsible use of your credit. You were going to pay off the cards every time you used them, you were not going to live beyond your means, and you most certainly did not intend to add more and more ...
Views: 831 - Examining the Drawbacks of Bankruptcy - by Submitted on Apr 14, 2009 from Krista ScruggsIn the past, consumers with too much unsecured loan debt – usually credit card debt – relied on bankruptcy to shed this indebtedness virtually overnight. The federal bankruptcy court would liquidate all of their assets, which were usually quite negligible, and also absolve their outstanding loan ...
Views: 1257 - A Debt Management Plan for All Your Financial Problems - by Submitted on Apr 12, 2009 from Menno SpijkstraLet me point something out for you; it’s something that almost everybody does, gives them a lot of problems, yet they continue making the same mistake over and over again – spending more than they earn. That’s the reason why people fall deeper and deeper into debt no matter how hard they try. ...
Views: 693 - How to Greatly Reduce Your Credit Card Debt - by Submitted on Apr 09, 2009 from Krista ScruggsThere is virtually no American consumer who does not carry some credit card debt. Statistics reveal that the typical household in the United States carries somewhere in the neighborhood of $10,000 of this form of indebtedness. The lure of the credit card is easy to understand: emergency ...
Views: 868 - Why Go for Student Loan Consolidation - by Submitted on Apr 06, 2009 from Menno SpijkstraTo better understand the concept of student loan consolidation, I’m going to give you a crappy example I’ve made up just awhile ago. It’s not that good (it’s crappy), but it should be able to make the topic a bit easier to understand. Here it is: you’ve been assigned by your mom to rake the ...
Views: 644 - Free Debt Relief Does Exist - by Submitted on Mar 31, 2009 from Menno SpijkstraNothing ever does come free – to gain something, you’ve got to give something in return. Being in a pathetic financial situation doesn’t exempt you from the rule. Like take debt problems for example; if you have any intentions of receiving free debt relief solutions (which would seem logical ...
Views: 862 - Dealing with Student Debt in America - Federal Student Loan Consolidation and Other Tales - by Philip Jones, a graduate of Rutgers University had experienced trouble with the repayment of his loans. According to Jones:
“My wallet was being pulled in too many directions; I was trying to pay for a house, a wedding, and a honeymoon within a six-month period.”
After remedying his ...
Views: 978 - 5 Reasons To Get Your Credit Report Today - by Submitted on Aug 24, 2010 from Trevor PoulsonReason #1: 80% of all credit reports have errors, and/or completely inaccurate information in them, and guess who’s responsible for most of this? The credit card companies themselves. You see with a bad credit report, it allows the credit card companies to add on late fees, charges, raise your ...
Views: 1314 - Take Your Tax Problems to a Tax Relief Attorney - by Submitted on Mar 23, 2009 from Menno SpijkstraIn the cartoon shows, helpless citizens always find themselves saved by a super hero flying to their rescue in the nick of time. Superman, Spiderman, Batman and a bunch of other men are well known for doing such a task. In the fictional world, those are the guys you’d go to in times of trouble, ...
Views: 661 - What to Do if You Are Being Sued for Debt - by Submitted on Mar 22, 2009 from Keith GarrowIf you genuinely owe money to a company and you do not pay it back in accordance with the terms you agreed, then the hard fact is that lender is perfectly entitled to sue you in order to get their money back. In borrowing the money, or buying things on credit, you will have signed an agreement ...
Views: 2065(4 votes) - All About Credit Control - by Submitted on Mar 20, 2009 from Sarah JamesNew business owners around this Planet have the common habit of offering credits to many customers without any credit management or control. They offer these unlimited credits as they think that they will be able to get more business. While it is true that providing credit to the customers will ...
Views: 848 - The Hassle Free Way to Get a LoanWith typical loans now too far out of reach for most people, hassle free bad credit loans are filling a vital niche in the UK loan industry explains Andy Hygate from www.loansbadcredit.org.uk
As the global economy continues its download spiral, many analysts focus upon the fact that the UK may ...
Views: 1023 - Cure for Debt Anxiety is KnowledgeNationwide Debt Settlement has long been committed to helping the public understand their options in handling debt. They have now aligned themselves with ABC15 as a community sponsor and making plans for some informational services to the Phoenix area public.
What this will involve is free ...
Views: 1218 - 3 Methods to Get Rid of Debt Problems for Good - by Submitted on Mar 16, 2009 from Menno SpijkstraThe most common problems everyone has in common are debt problems – the undeniable truth is everybody owes somebody something, no matter how well-off that individual is. For some, it seems like the cycle will always be part of their lives, and that there’s nothing they can do to get out of it. ...
Views: 632 - Debt Relief Options: How to Escape the Plight of Financial Ruin - by Submitted on Feb 26, 2009 from Krista ScruggsWhether it be from careless spending or multiple emergencies, you are now in financial ruin. Luckily, regardless of how you ended up in debt, there is a way out. One necessary action you need to take is to make some lifestyle adjustments. For instance, you may need to make less trips to the mall ...
Views: 1054 - When Debt Relief Options Do More Harm Than Good - by Submitted on Feb 26, 2009 from Krista ScruggsTrying to eradicate all debts is often a great source of stress and anxiety. People who owe immense sums of money to creditors may not even know where or how to begin. Some of these people may have even tried to clear debt in the past to no avail. To these people it seems they feel as though ...
Views: 803 - Exploring Your Options for Getting Out of Debt - by Submitted on Feb 26, 2009 from Krista ScruggsPeople have many options at their disposal to help them get out of debt. Each option has its advantages and disadvantages. To find the best program designed to help you get out of debt, you must learn about all the help that is available to you. The various programs listed below will hopefully ...
Views: 718 - How to Beat Debt Relief Obstacles - by Submitted on Feb 25, 2009 from Krista ScruggsSeeking the best way to erase all debts can cause great mental or emotional distress. Couples, families, and individuals may not even know where to start finding relief. Part of the problem is that some creditors use legal, yet seemingly unfair or unethical, practices to keep people trapped. In ...
Views: 747 - Reduce Your Debt with These Simple Money Saving Techniques - by Submitted on Feb 25, 2009 from Keith GarrowThere are lots of things you can do to reduce the amount you spend, and the following suggestions are some of the best ways to save money, because they can have the biggest impact on your spending. The more you can save on what you spend, the more you have available to pay off your debts. Save ...
Views: 749(1 vote) - Sacred Cows and Debt Elimination - by Submitted on Feb 25, 2009 from Greg MooreWhen I discuss ideas for creating extra money to use for debt elimination in my DebtIntoWealth seminars, some routinely draw sacrilegious gasps. I call these the "Sacred Cash-Eating Cows," as they have been elevated to the status of "untouchable" for any purpose other than immediate ...
Views: 978 - Get Out of Debt Now - by Submitted on Feb 24, 2009 from SelfGrowth.com ArticlesAlthough it may be necessary to go into debt to make major purchases, such as a car or home, I do not believe we should make debt a lifestyle. And even when we do have to borrow money, we should make it our goal to pay off those debts as quickly as possible. There are three types of people when ...
Views: 782 - How Do I Get Out of Debt? - by Submitted on Aug 05, 2010 from Mike PetersonIt's a question we've all asked ourselves; anyone who's ever owned a credit card, taken out a student loan, financed a car, or paid a mortgage has accumulated debt. Debt can feel overwhelming, but you don't have to be a slave to it. You just need a little common sense and some budgeting savvy. ...
Views: 1339(2 votes) - Get Rid of High Interest Credit Card Debt Now - by Submitted on Feb 05, 2009 from Daniel MajorCredit card debt is spiraling out of control and now accounts for $1 trillion worth of US consumer debt alone, so how can this debt be tackled. Firstly, the use of credit cards must be stemmed; millions of Americans are using their cards to pay for groceries and household expenses and treat ...
Views: 783 - How To Stop Feeling Anxious About Debt! - by Submitted on Feb 05, 2009 from Daniel MajorMoney issues, debt in particular, can cause many stress related illnesses and also be the root cause of relationship issues that often result in the breakdown of marriages and the family unit. The damage to your mental health, caused by debt, can be countered by putting things into perspective ...
Views: 896 - Debt Consolidation: Turning the Doom and Gloom of the Credit Crunch into a Golden Opportunity - by It's clear to see we're bang in the middle of a credit crunch. More and more banks have needed bailing out, companies are going bankrupt and all we hear are warnings of an impending recession. What's even scarier is the fact that this situation has an adverse effect our personal economy. With ...
Views: 660 - Government Grant Money for Debt Relief - by Submitted on Feb 01, 2009 from Austin WartyThose who are facing debt problems should consider the government grant programs that will provide money that you never have to pay back. While these programs have been around for several years, it has only been recently that the federal government has been aggressive about funding and promoting ...
Views: 9085 - Debt Consolidation Calculator: The Borrower's Best Friend - by Submitted on Jan 22, 2009 from Menno SpijkstraWhen it comes down to the running the numbers pertaining to debt, accurately assessing each one of them is but of the utmost importance. You can’t just make wild guesses or rough estimates when figuring out how much you owe and when it’s due. Going about the whole process of debt ...
Views: 674 - A Slave to Debt - by Submitted on Dec 29, 2008 from Joanne PoppAre you aware that the largest growing market in today’s economy is debt? Credit card companies are offering 0% interest rates. At the same time, the Madison Ave. moguls are telling everyone who listens you need this now to be popular, or that to be sexy, or the other newest and best trend ...
Views: 2484 - Retirement Planning: Start Now or Live Miserably - by Submitted on Dec 23, 2008 from Menno SpijkstraPredicting the future is something not only fortune tellers can do, but we can do as well. Personally I think casting predictions based on a set of cards is a load of bull, and the better way to go about it would be basing it on cold hard facts. Where do you see yourself when you reach the ...
Views: 680 - Currency Trading: Tips For Beginners - by Submitted on Dec 18, 2008 from Menno SpijkstraIf you're looking for a different approach to making money fast and easy, and willing to take the risk plus “burden” it comes with, why not try currency trading? The currency market, according to the majority of ridiculously rich and successful people, is one of the most popular ...
Views: 649 - Investing in Your Future is the Key to Getting Out Of Debt - by Submitted on Dec 17, 2008 from Pablo TerrerosSo you're in debt. It seemed like it was no big deal at the time. After all, that credit card payment will be almost nothing. Why wait until tomorrow to buy when you can buy now? Well, that one charged item turns into another and another and another. One day you wake up and realize that ...
Views: 715 - The Basics Of Structured Settlements - by Submitted on Dec 14, 2008 from Menno SpijkstraThis is not to be taken literally, because most people hearing the term “structured settlements” would often think of infrastructure pertaining to houses. This is a finance site, and we're not here to talk about home improvement. For those out there that don't know what it means, ...
Views: 656 - Debt Consolidation: Take Matters Into Your Own Hands - by Submitted on Dec 07, 2008 from Menno SpijkstraFinding a good debt consolidation company nowadays is harder than it was before – there are some many of them coming into the picture armed with high-pressured sales pitches, some even looking out to make more money off you than necessary. Not knowing anything about how things work with ...
Views: 588 - Monitoring Your Credit Report - by Submitted on Dec 03, 2008 from Isabel FaulknerUtilization of advanced technologies that are offered these days requires huge amount of responsibility. Just like the use of cellular phones and the internet that are considered as some of the softest technologies that can be easily penetrated by fraud and other illegal acts. Aside from the ...
Views: 733 - The Debt Relief Program - by Submitted on Dec 02, 2008 from Menno SpijkstraPeople with a lot of debt problems often have only themselves to blame. They constantly subscribe to things that come with monthly payments, many of which they don't need. The cycle goes on and on as their wants are given more priority over their needs, and before they know it, they find the ...
Views: 742 - Debt Reduction Programs To Repair Your Financial Problems - by Submitted on Nov 24, 2008 from Stephen GillOur society, sad to say, has come to largely run on debt. Individuals are spending money they don't have which is spiraling lower into a black sea of debt obligations that we find it harder to pay down or even pay on time. Lenders are all too often happy to comply with our demands for more debt. ...
Views: 993 - Credit Repair In 5 Steps - by Submitted on Nov 07, 2008 from Spencer RayCredit Repair does not have to be difficult. In fact, the "how to's" of credit repair are actually quite simple, its the implementation of these steps that can become difficult when seeking to improve your credit score. However, today I will share with you the 5 Steps to follow to repair your ...
Views: 825 - Debt Reduction Planning Tools Are Essential To Financial Success - by Submitted on Nov 03, 2008 from Stephen GillDebt reduction tools are foremostly about facilitating a customized, personalized debt reduction plan. Debt reduction tools may help people who are drowning in credit card debt or other debt, or they may just get people paying off their debts ahead of schedule so that they enjoy peace of mind ...
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