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Debt and Debt Consolidation Articles
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- Business Tip: Building Your Cash Reserves - by Submitted on Dec 01, 2009 from Barbara PhillipsCertainly you have heard from financial experts that you should have a three month cash reserves at all times. The premise behind this is to protect you should you get sick, loose or job or have unexpected expenses crop up. This is even more important for your business. In fact, three months ...
Views: 1171(2 votes) - The Dark Side of a Trust Deed - by Submitted on Oct 24, 2013 from Charlie MaineA Trust Deed can be a pragmatic and effective solution to spiralling debts but the way many less-than-trustworthy "advisors" are reeling debtors in is worrying and dangerous. The nature of a Trust Deed is that it may not be a stroll in the park, you are dealing with nasty amounts of debt. Here ...
Views: 1171 - Changing Everything - by Submitted on Dec 08, 2011 from Kieran PollardSince its beginning, the US has led innovation on the internet. In many ways, this spirit of innovation can be used both to maintain our leadership in this area as well as in other areas of high tech and beyond. Despite some of the calls that the internet is destroying businesses, (like music) ...
Views: 1170 - Is Credit Card Debt Settlement Dangerous For Your Credit History? - by Submitted on Mar 21, 2012 from Brigitte RichardsonBeing a lawbreaker in monthly payments is a common demand most US banks have towards a person who pretends to get a debt settlement. It’s not a secret that missing regular payments may negatively affect your credit score. Generally, the longer you miss the payments, the more damage it causes to ...
Views: 1167 - Top 17 Reasons to Pay Off Debt - by Submitted on Mar 05, 2019 from Madolyn KuoIt is true that everyone is happy when he or she has money to spend. It is true that everyone likes shopping. However, when you want to talk about paying off debt or loan, nobody is happy. You would see an unhappy face. You would see people who do not like to talk about it or are used to it. ...
Views: 1167 - Credit Card Debt Law – Get The Law Working For You - by Submitted on May 06, 2012 from Brian FarrellIf you are considering a credit card debt settlement plan, you may well be wondering about the legal implications of your actions. After all, possessing a debt problem is bad enough without having to cater for lawsuits over unpaid credit card bills. Fortunately, recent changes in credit card ...
Views: 1164 - Secrets About Debt Negotiating And Protecting Your Rights - Part 2 - by Submitted on Aug 31, 2012 from Leon VisagieFirst let's get a brief review of Part 1 and then move into Part 2 of "Secrets About Debt Negotiating And Protecting Your Rights". If you are in financial trouble in the United States and other countries you have the right to debt negotiating. In other words you can bargain with your lenders ...
Views: 1162 - Bad Credit Debt Consolidation – One of the Best Options to Dissolve Your Debt - by Submitted on Feb 03, 2011 from Joseph HernandezBad credit debt consolidation is a byword now a days due to the fact that the impact of global financial crisis. The entire world witnessed the US economy and other great nations’ economy crumbling. This situation led to other problems in the form of unemployment, underemployment and the ever ...
Views: 1161 - Debt Managers to Help You Through Bankruptcy Proceedings - by Submitted on Mar 25, 2013 from Devid PitersionThe financial crisis that has affected many parts of the western world may not have much of an impact in Australia, because of the thriving economy. But there have been cases of families that have not made this transition, and are under tremendous financial stress. On closer analysis, it has ...
Views: 1160 - Credit Card Debt Assistance to the Rescue - by Submitted on Feb 13, 2011 from Joseph HernandezIf you are being harassed by debt collectors and you are using one credit card to pay off the other, you may consider a credit card debt assistance company for help. There are a lot of these companies on the Internet. These companies are committed to reducing your overall debt. They will work ...
Views: 1158 - Debt Collection Strategies To Eliminate The Harassment - by Submitted on Jan 22, 2012 from Joseph HernandezDebt collectors have a bad reputation-rightfully so. Many of them take advantage of the fact that most Americans are unfamiliar with the various debt collection strategies that are available. In order to collect a debt, many debt collectors will lie, misrepresent facts, or commit fraud in ...
Views: 1154 - Unsecured Loans- Unsecured Loans: A boon for borrowers - by Submitted on Jun 11, 2012 from Raynor JamesMonetary setbacks in your life will occur often owing to insufficient cash in hand. Are you suffering from such serious issue? Don’t get worried at once. You can search for a suitable loan option that readily mitigates your cash crisis at any time. All that you have to do now is to turn your ...
Views: 1154 - How Can Debt Management Help You? Discover The Benefits Now - by Submitted on Sep 07, 2010 from Keith GarrowFor some people, straightening out their finances involves tasks like figuring out how much minimum payment to make, transferring credit card balances, paying late fees, avoiding calls from collection agencies and the like. If this is a typical monthly scenario for you, you might have more debt ...
Views: 1152(3 votes) - Debt Consolidation: In the lead to Debtless Living - by Submitted on Dec 04, 2011 from Mark S SorneGranting you incurred numerous personal loans, and you've got a hard time managing your financial circumstances just to pay off each and every unsecured debt. Striving all the time pondering ways to get your debts paid, you could think of claiming an individual bankruptcy. Yet, personal ...
Views: 1151 - Solid Financial Tips for Getting and Staying Out of Debt for the Generation Y Crowd - by Submitted on Sep 21, 2010 from Diana EnnenTo get your financial goals in check it’s important to understand your unique circumstance. First, you need to understand how you accumulated the debt. Was the debt accumulated due to car repairs? Shopping? Education (student loans)? Vacationing? Once you identify the reasons, then you can plan ...
Views: 1150 - Suffering from Endless Debt? - by Submitted on Apr 16, 2010 from Resource NationDespite the fact that the economy is beginning to turn around, many are still left with debt that they can’t escape. It is embarrassing, and challenging and overall overwhelming when debt consumes you, but it is important to know that you have options. Debt resolution programs and debt ...
Views: 1150(1 vote) - 2012's Top Ways to Search for Unclaimed Funds - by Submitted on May 04, 2012 from Nicole AndersonUnclaimed money has increased at an alarming pace in the federal and state government accounts. This unclaimed money comes from people’s dormant saving account, insurance policies, unclaimed ITR, unclaimed safety deposit accounts, certificate of deposit, unclaimed mutual funds, bonds and shares, ...
Views: 1148 - The Best Thing to Do in Paying Off Your Debts - by Submitted on Jun 29, 2015 from Jay PasanaFor many individuals, eliminating debt is truly one of life’s challenges. Unless you start out thinking hard and intensely would like to get out of it, you'll finally end up living your life filled with debts. So, how are you about to settle the money you owe? You may choose either one of the ...
Views: 1148 - Credit Repair Consultants Warn About Statute of Limitations Issues - by Submitted on Jun 05, 2009 from Krista ScruggsCredit repair is the consumer’s answer to a blemished credit record. Years of neglect can easily turn a credit report into a liability that forces the consumer to pay higher interest rates or even be denied credit altogether. There are a number of reasons why this happens. Missed payments, ...
Views: 1147 - What Causes Credit Card Debt? - by Submitted on Dec 09, 2012 from Samantha SeiffertAs you are on the road to financial recovery, paying off debts is usually the focus of your plans. However, to effectively eliminate your debts and make sure you never land on the same situation again, you have to address the different reasons why you got there in the first place. In truth, ...
Views: 1147 - How to Manage Debt While Out of Work - by Submitted on Aug 04, 2009 from Jack CravenIf you are in a situation where your cash flow will be impacted dramatically, such as being out of work, there are several things you should do especially if you are carrying large credit card balances and know that you will be going delinquent: 1. Stop using your credit cards immediately, ...
Views: 1146 - Bad Credit Debt Consolidation Loan - A Chance to Improve Credit While Getting Debt Freedom - by Submitted on Jul 08, 2010 from Daniel MartinezCustomers are the kings in any business. Lenders are very happy to receive their customers as long as they do not have any defaults. The treatment meted out changes for the defaulters and there would be a considerable delay in the approval of loan. Subsequently, the amount of grant will be loan ...
Views: 1140 - Career in Debt Consolidation – Driving It in the Right Direction - by Submitted on Dec 01, 2016 from Charlie BrownThe world economy now hinges on loansand debts as more and more financial facilities are being extended to both individuals and businesses. A number of companiesoffer loans and credits to help people meet financial needs. With credit facilities being availed by more and more people, a career in ...
Views: 1140 - The Automatic Stay: What is it and What Can it Do for You? - by Submitted on May 27, 2009 from Gordon LevinsonThe automatic stay is one of the most powerful weapons in a bankruptcy arsenal to protect a debtor from his or her creditors. It’s impact is immediate upon the filing of the bankruptcy petition with the court, and its purpose is to provide instant relief from the stressors of creditor ...
Views: 1140 - A Good Debt Settlement Program Can Save You From The Stigma Of Bankruptcy - by Submitted on Jan 25, 2011 from Keith GarrowDebt is a normal part of many people’s lives, but when it gets beyond your control it can easily ruin your life and become a nightmare. You need to get rid of debt or else your unpaid bills and constant calls from creditors can make life very difficult to enjoy. If your situation is very ...
Views: 1139 - Escapte the Money Fog .. - by Submitted on Jan 19, 2011 from devi grewalIs one of your personal goals to get a handle on your money? Here are some first steps you can take to bring control and clarity around money. Money touches every aspect of our lives, like all relationships it needs working at. Because we are not in the habit of talking about money, it ...
Views: 1138 - Debt Consolidation Programs - The Confusions and The Helpful Answers - by Submitted on Jun 13, 2007 from Jacob HaleNot to anyone's blame, the phrase "Debt Consolidation Program" is typically misunderstood and can be quite confusing. The three-worded term packs more of a punch than just "putting all your bills together." The reason for this confusion is because there are different aspects and different ways ...
Views: 1137(2 votes) - The Benefits of Unlocking Your Phone and Things You Need to Consider - by Submitted on Sep 05, 2012 from Allen RandallThere are many benefits that can come when you choose to unlock your phone. As of late, unlocking the cell phones has become a popular practice, mostly because it provides a large number of different benefits that you would not otherwise be able to utilize if your phone was not unlocked. A few ...
Views: 1135 - You Can Get Out Of Debt Now - by Submitted on Mar 01, 2011 from Dan CavalliAs in right now. Yes, you. It is quite possible for anyone to get out of debt now. Sounds like some magic trick meant to beguile and maybe weasel you into a debt hole bigger than the one you're in now, doesn't it? You ask anyone to look at the state of your debt and ask with not a mix of pain, ...
Views: 1135(1 vote) - Debt Management - Help Your Self And Your family - by Submitted on Jul 02, 2012 from Rohit SharmaIf you are married and you have a small family. Then there will be some specific monthly requirements which you have to fulfill. And if you are earning enough but can’t able to manage then. You will be in problem. And if you are using credit cards or spending out of limit money in useless place ...
Views: 1133 - Practical Ideas to Survive Financial Crisis - by Submitted on Feb 16, 2011 from Rich MiltonThere are many practical ideas to survive financial crisis. And trying these few ideas will not hurt you instead it will help you survive against these trying times. Financial crisis are often the problems people encounter from time to time. Economic factors contribute much to the change of ...
Views: 1133 - Debt Settlement-A New Lease Of Hope To Those Suffering From Financial Problems - by Submitted on May 30, 2012 from craigz zimmermanAfter the unfortunate period of recession, issues like debts and bankruptcy have been affecting business firms, organizations and individuals to a large extent. Trying to solve matters by oneself, at a vulnerable position of facing bankruptcy or simply paying back a huge debt amount; can prove ...
Views: 1132 - The Truth About the Credit Crunch - Revisiting the 28/36 Debt-to-Income Ratio Rule - by Submitted on Aug 06, 2009 from Christopher MusicDo you know where the 28/36 rule comes from? If you have ever applied for a mortgage, you may well have wondered about where that 28/36 debt-to-income ratio rule came from that the mortgage broker talked to you about. And whether it makes sense... Read on to discover some surprising ...
Views: 1132(4 votes) - Debt Management Advice - by Submitted on Sep 15, 2012 from Kevin DrummondDebt issues can be very dangerous for an individual or even a company and there is definitely a great need of managing debts as soon as it is possible. The good news is that there are trained professionals who can help through the management system of debts thus offering plans which have the ...
Views: 1131 - Advantages of Hiring Debt Negotiators - by Submitted on May 05, 2009 from Krista ScruggsDo you have a lot of consumer debt? Maybe you are having a hard time hanging on to your home, or you find that paying your monthly car payment is becoming ever more challenging. Then again, you probably also have a lot of credit card debt that – although not secured by any assets – eats up a ...
Views: 1130 - Proven Alternative To Bankruptcy...Debt Consolidation Non Profit - by Submitted on Oct 17, 2012 from Leon VisagieIs your telephone ringing off the hook with bill collectors calling from 7 in the morning to 9 at night? Are you so stressed about it you're thinking the unthinkable; bankruptcy. Hold on! There may be a better way for you. It's using a debt consolidation non profit company. This article will ...
Views: 1129 - Why Credit Card Debt Elimination Is The Best Method to Erase Debt - by Submitted on Feb 13, 2011 from Joseph HernandezYou have a secret weapon that you can use as a part of your credit card debt elimination arsenal. Use it to your advantage to finally get rid of your financial burdens. Ladies and gentlemen, that weapon is debt settlement. It is what you really need to fight predatory lenders and win. It is ...
Views: 1129 - Credit Cards Can Actually End Credit Card Debt! - by Submitted on Nov 01, 2011 from Joshua RodriguezWhat a title huh? I know what most Americans who are reading this are probably thinking rite now, “This guy must be crazy! If I have charge card debt now, why do I need another credit card?”. Well, as much as a shocker as this may be, it is 100% possible for many people to get the financial ...
Views: 1128 - In Your Situation Is A Credit Card Debt Reduction Option Right For You? - by Submitted on May 08, 2012 from Brian FarrellCredit card debt reduction is a highly popular debt reduction program which requires that the credit card debtor settle their debts in a one-off payment. Many credit card debtors find that the debt reduction process works really well, in particular it produces a substantial level of debt ...
Views: 1128 - How to Get a Medical Loan - by Submitted on Apr 26, 2012 from Rachel SchwartzOur health is one of the best assets that we have. Without excellent health, it would be impossible for us to be productive and maximize what skills we have. Many people may think that investing on your health is expensive; you should see how curing a disease is expensive. Don’t wait for ...
Views: 1124 - First Home Buyers Home Loans - by Submitted on May 30, 2016 from Singh FinanceMany Australians will find buying their first home at any stage in life to be both a daunting and overwhelming experience. However, the key to making home ownership a reality is to do some homework. If you are a first home buyer and when you read this article you will find some valuable ...
Views: 1122 - Debt Help Tips And Advice - by Submitted on Sep 11, 2011 from Keith GarrowDebt gets the better of many people. No matter how they try they still seem to get further behind. There is debt help available to people who are behind in their bills, especially if it is credit card debt and unsecured loans. You do have options and knowing those options means getting back in ...
Views: 1121 - The Many Meanings Of D.E.B.T. - by Submitted on Jul 04, 2008 from Tracy PiercyAside from the word money, in general, the word debt seems to have more emotion wrapped around it than just about any other word I know. The general theme is always the same: bad – bad – bad. According to Dictionary.com, however, it has a pretty simple definition: Something owed, such as money, ...
Views: 1121 - Must Know Facts About Credit Counseling Programs - by Submitted on Oct 29, 2007 from steve bisOne of the more popular forms of debt relief is credit counseling. However there is one disturbing fact about these debt relief programs. Which is the fact that the vast majority of debtors enrolled into credit counseling programs fail to ever graduate. There are a few reasons why this occurs ...
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