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Articles from Keith Garrow | Selfgrowth.com
- What Happens When You Consolidate Your Debts? - by Submitted on May 12, 2009 from Keith GarrowDebt Consolidation is often the first thing that people consider when they experience debt problems. Consolidation debts is basically the process of taking out one large loan to pay off all your other debts, leaving you with only one payment to think about, which is usually a smaller amount ...
Views: 5420(1 vote) - Can a Creditor Sue Me for Unsecured Debt? - by Submitted on May 07, 2009 from Keith GarrowFirst of all we need to be clear about what is meant by unsecured debt. Most loans and debts will fall into one of two categories, secured or unsecured. A secured loan is secured against some asset you own, usually your home. What it means is that if you default on the loan, you can lose the ...
Views: 3858(3 votes) - Can I Negotiate Credit Card Debt Reduction And Write Off Debt? - by Submitted on Jul 29, 2010 from Keith GarrowWhen credit card debts get seriously out of hand, one of the most successful and widely used solutions is to negotiate debt reduction with the companies. A substantial industry known as debt settlement has built up to provide this specialist service on behalf of people struggling with debt, but ...
Views: 3177(2 votes) - How Short Term Auto Policies Could Mean You Will Spend Much Less Money - by Submitted on May 26, 2012 from Keith GarrowThere may possibly be situations when you find yourself needing auto insurance protection for only one day, or possibly you must drive for just a couple of weeks. There are numerous explanations for why you might require this sort of insurance and in these scenarios it basically would not seem ...
Views: 3110 - Erase Bad Credit Reports – Is It Possible To Wipe Out A Poor Credit Record? - by Submitted on Jun 11, 2009 from Keith GarrowWould you like to erase your bad credit report? Yes of course you would – who wouldn’t. Unfortunately that does not mean that it is possible to do so. You can take steps to improve and help build up your credit rating, but there is nothing you can do to just erase a bad credit report. So why ...
Views: 2959(1 vote) - Slimming Recipes – Lose Weight Eating Delicious Chicken Burgers - by Submitted on Nov 09, 2010 from Keith GarrowAchieving and maintaining a healthy weight can help you feel better about yourself and give you increased energy and desire to participate in an active lifestyle. By eating better and making yourself delicious slimming recipes you can help slim down your waistline and reduce your risk of ...
Views: 2486(3 votes) - Remedies For Unsecured Creditors - Advice On How To Eliminate Unsecured Debt - by Submitted on Oct 12, 2009 from Keith GarrowWhile it is of course true that no debt is good debt, unsecured debts are distinctly preferable because there are more options open to you when it comes to getting rid of them. Finding remedies for unsecured creditors is not difficult, because there are two very well established approaches to ...
Views: 2406(4 votes) - Special Diet Advice When You Are Lactose Intolerance - by Submitted on Dec 23, 2010 from Keith GarrowLactose intolerance is a painful condition currently estimated to affect up to 15% of the population. There are many sufferers who may not be aware that they have this condition. For anyone unaware of the nature of their problem, the will not know about the need to adhere to a special diet in ...
Views: 2177 - How Do I Lose Weight Fast And Not Put It Back On Again? - by Submitted on Feb 23, 2011 from Keith GarrowWith more than sixty percent of Americans now said to be overweight, there are literally millions of people who are struggling with their own weight loss efforts. As with everything else in our fast paced modern life, we all want results quickly, so of course it is natural to want o lose weight ...
Views: 2123(3 votes) - What to Do if You Are Being Sued for Debt - by Submitted on Mar 22, 2009 from Keith GarrowIf you genuinely owe money to a company and you do not pay it back in accordance with the terms you agreed, then the hard fact is that lender is perfectly entitled to sue you in order to get their money back. In borrowing the money, or buying things on credit, you will have signed an agreement ...
Views: 2081(4 votes) - Can You Lose Weight Fast And Still Remain Healthy? - by Submitted on Feb 11, 2011 from Keith GarrowWhen you lose weight too fast you can actually become ill if you are not careful. Just as importantly, though, you may also gain back all the weight you lost within a very short space of time. It is not safe or reliable to shed weight too quickly, particularly if you are using a gimmicky fad ...
Views: 1832(2 votes) - Public Liability Insurance For Small Businesses - by Submitted on May 26, 2012 from Keith GarrowVirtually any small company or self employed individual might not surprisingly query whether or not it really is essential to purchase public liability insurance policies when these people have to hold their expenses to a minimum. Nobody running a business wishes to purchase anything at all ...
Views: 1794 - Public Liability Insurance For A Sole Trader – Is It Worth It? - by Submitted on Apr 01, 2011 from Keith GarrowAnyone who operates a small business or works as a sole trader will no doubt want to consider very carefully any expense such as insurances. If your business means that you ever have clients or members of the public on your business premises (even if it is your home), or if your work requires ...
Views: 1733 - Cheap Temporary Car Insurance - A Useful Alternative To Annual Policies - by Submitted on Mar 04, 2011 from Keith GarrowIf you live in the UK you have the option of buying cheap temporary car insurance instead of always going for a standard annual policy. Temporary car insurance will cover your vehicle for one day or one month or almost any period you choose. You can even have it on a flexible pay as you go ...
Views: 1715 - Write Off Debt Using Debt Settlement Or An IVA - by Submitted on Aug 10, 2010 from Keith GarrowIn accounting, the term to write off means that an asset is being recognized as having a reduced or zero value. Write off in income tax statements means that taxable income can be reduced as a recognition of certain expenses required to produce the income. But what about the specific use of ...
Views: 1714(2 votes) - Disadvantage of Debt Consolidation - The Facts About Debt Consolidation - by Submitted on Feb 07, 2010 from Keith GarrowYou will have no problem at all finding thousands of pages on the internet extolling the virtues of debt consolidation, but that is because they are all by people who are selling it as a service and therefore have a vested interest in pointing out the positive side. Getting to know what the ...
Views: 1711(4 votes) - Debt Consolidation Pros and Cons - Should I Consolidate My Debts? - by Submitted on Jan 10, 2010 from Keith GarrowFinding out about the pros and cons of debt consolidation can be a tricky business, because the vast majority of information you will find on the internet is by companies that want to provide the service for you, so they have a vested interest in only stressing the advantages. This article will ...
Views: 1687(3 votes) - Car Insurance For A month - Advantages Of Temporary Car Insurance - by Submitted on Feb 23, 2011 from Keith GarrowWhen you buy car insurance it does not always have to be for a full yearly policy. Although this is the way the majority of us think about auto cover, there are various other options that give you much more flexibility for if you need to use a car in other ways. While the standard policy is fine ...
Views: 1670 - Comparing Dog Insurance Policies Will Help You Get Cheap Pet Insurance - by Submitted on May 26, 2012 from Keith GarrowDogs are much more than a pet to most people. Your dogs will normally be part of the family and being part of the family means caring for your pet in the event of an injury or illness. Dogs are as likely to get hurt or sick as we are and they will need the care of a vet at some time in their ...
Views: 1657 - Can A Collection Agency Sue Me For Debt - How Do I Prevent Being Sued For Debt? - by Submitted on Oct 10, 2009 from Keith GarrowDebt collection agencies can sometimes be a bit over enthusiastic in their pursuit of an outstanding debt. It is not unheard of for a collector to threaten legal action just to scare you into paying up, rather than because they actually plan to take you to court. You can of course be sued for ...
Views: 1631(3 votes) - How You Can Write Off Debts - by Submitted on Jul 19, 2011 from Keith GarrowAre you having trouble keeping up with all the credit card payments that you have? Are you overextended and do not know what to do next? If you are not able to make the minimum payments on your credit cards there is help with debt that is available to you. Many people get credit cards and ...
Views: 1603 - 1 Month Car Insurance Is Widely Available And Perfect For Many Situations - by Submitted on Mar 04, 2011 from Keith GarrowIt is now possible to get car insurance for a one month period in the UK rather than only having the option of a policy for a full year. Not all insurance companies offer monthly insurance policies, but many now do, so with the help of the internet you should have no problem finding a company ...
Views: 1592 - Debt Written Off - Understanding How Debt Can Be Written Off - by Submitted on Aug 10, 2010 from Keith GarrowIn an economy which relies mostly on a credit system, you cannot help but depend on that tiny plastic card when paying for your purchases. If you're not careful, however, you might find yourself having more debt than your finances can actually handle. What if you find yourself in such a ...
Views: 1589(2 votes) - Fire Marshall Training - An Important Safety Measure For Any Business - by Submitted on May 26, 2012 from Keith GarrowThe fire safety order that came into effect in October of 2006 states that your staff must understand their duties in an emergency and that you should train staff who have a specific role in ensuring safety or in evacuating a building. A fire marshall (or warden) is responsible for helping to ...
Views: 1588 - Public Liability Insurance Definition - Understanding Liability Insurance - by Submitted on May 26, 2012 from Keith GarrowA simple definition of public liability insurance is something that will protect you in the event of claims against you or your company because of damage to property, or personal injury to people, which has resulted through you carrying out your business. Public liability insurance will cover ...
Views: 1557 - Home Budgeting Software – Advice on Tools to Help with Personal Budgeting Strategies - by Submitted on Jun 03, 2009 from Keith GarrowThere can be little doubt that budgeting is a really useful way to plan and control your expenditure, but the reality of actually putting it into practice is often so daunting that we just never even start. There is a tendency to think of budgeting as a painful kind of rationing, making ...
Views: 1552(4 votes) - Advice On Provisional Driver Insurance - by Submitted on May 26, 2012 from Keith GarrowAre you ready to learn how to drive? You are finally able to get your provisional ldriving icense, but then you get some quotes and see just how expensive provisional insurance can be. You can expect to pay high prices on insurance when you have a provisional license, because insurance ...
Views: 1550 - Daily Car Insurance: How It Works And Why It Can Be So Useful - by Submitted on Feb 13, 2011 from Keith GarrowA lot of people never have to consider any alternative to the option that we are most familiar with when it comes to selecting a car insurance policy, but annual policies are only one of the choices you have open to you. For those of us who just need cover for driving to and from our full time ...
Views: 1547(1 vote) - Why One Day Car Insurance Is Such A Good Thing - by Submitted on Sep 17, 2011 from Keith GarrowNowadays it is possible to get one day car insurance for your vehicle. This is especially nice when you buy a new car. Instead of having to leave your new car behind for a day or two, until you can get long term insurance on it, you can purchase short term that just lasts a day or two. This ...
Views: 1503 - Debt Specialists Can Help Eliminate Your Debt - by Submitted on Aug 20, 2010 from Keith GarrowWhen you find yourself in a situation wherein you have more debt than you can handle, do you simply take the easiest way out which is to file for bankruptcy? Definitely not! What you should do instead is consider all the alternatives and seek professional help if necessary. This is where the ...
Views: 1494(2 votes) - How Do You Lose Weight Quickly And Not Put It Back On Afterwards? - by Submitted on Mar 26, 2011 from Keith GarrowThere are hundreds of thousands of people around the globe who are struggling with excess body fat and how to get their weight down. They have tried many diets and cannot seem to lose the weight they want to and keep it off. So what is the answer for these people? Crash diets and fad diets are ...
Views: 1486(1 vote) - Dog Insurance Liability Cover - The Importance of Third Party Pet Cover - by Submitted on Feb 13, 2011 from Keith GarrowAnyone with a pet dog is likely to consider whether it is a good idea to have dog insurance cover in place. The most obvious thing they are probably thinking about when looking for a policy is protection against large veterinary fees and charges. Pet insurance normally provides cover for a lot ...
Views: 1481(1 vote) - Fire Regulations - The Need For Training To Understand Fire Safety Responsibilities - by Submitted on Feb 23, 2011 from Keith GarrowNo business owner or manager can afford to be ignorant of the basics of statutory fire regulations and how they directly affect the operation of businesses in the UK. There have been health and safety laws in place to help make business premises safer places for some time, but substantial ...
Views: 1467 - Diet For Six Pack Abs - How What You Eat Helps You Get A Six Pack - by Submitted on Feb 23, 2011 from Keith GarrowAs anyone who has tried will testify, getting a perfect six pack of abs can be a very difficult business. For many people it can appear to be impossible, but this is almost certainly because they do not understand the basic mechanism that is used by those who develop a six pack without too much ...
Views: 1453(2 votes) - Car Insurance For One Day Can Cut Your Insurance Costs - by Submitted on Sep 17, 2011 from Keith GarrowThe UK government made it illegal to drive a car on public roads back in 1930. Since then the law in this respect has changed very little. Car insurance is still a necessity and the US of course has a similar law. Nearly every state in the US has made insurance mandatory. In the UK a person ...
Views: 1436 - Learn How To Drive - Tips For Learning To Drive - by Submitted on Dec 23, 2010 from Keith GarrowLearning to drive can be a hair raising experience, not just for the learner, but perhaps more for the qualified driver who needs to be with you while you learn. So spare a thought for the instructor, friend or parent that how takes the time to help you learn and practice. By now you should ...
Views: 1422 - Car Insurance For A Day Has Many Potential Uses - by Submitted on Dec 13, 2010 from Keith GarrowMost of us are used to the idea of an annual policy for driving our car or other vehicle, but many insurers also offer the option of temporary short term policies, which can be very useful and cost effective for a range of situations. Most of these short term arrangements are for between one day ...
Views: 1421 - How Do I Get Rid Of Debt – Step By Step Guide On How To Get Rid Of Debt - by Submitted on Apr 19, 2009 from Keith GarrowWe are all in debt to some extent, but problems arise when we are unable to keep up with repayments. This is an increasingly common situation but the good news is that however bad your debt crisis is you can almost certainly get rid of it yourself with a little advice and guidance. How Do I ...
Views: 1377(1 vote) - How Can I Lose Weight Fast And Easy Without A Diet? - by Submitted on Jan 11, 2011 from Keith GarrowWhen we are dissatisfied with our bodies it is perfectly natural for us to want to lose weight as quickly as possible and preferably with as little effort as possible too. Most people have a general understanding of the usual requirements for weight loss, but that does not stop us from looking ...
Views: 1376(2 votes) - Debt Management Firms - What They Can Do And How To Find Reputable Firms - by Submitted on May 26, 2012 from Keith GarrowDebt management firms can be a big help to people who have found themselves struggling under a burden of debt. This is something that happens to thousands of UK residents every year. Even people with stable and secure jobs just sometimes find that there are times when finances still get the ...
Views: 1375 - The Most Effective Way To Lose Weight Is Also The Healthiest - by Submitted on Mar 26, 2011 from Keith GarrowIf you have tried calorie counting diets, fad diets, or crash diets and have had no luck slimming down then you already know you need to approach your weight problem in a different way. Are you looking for the most effective way to lose weight? Maybe you are beginning to think you will never ...
Views: 1370(1 vote) - The National Debt Helpline And The Services It Offers - by Submitted on Sep 07, 2010 from Keith GarrowThe National Debt Helpline is primarily a telephone service that provides free debt help, advice and information to people in the UK. It is part of the Money Advice Trust, which is a registered charity that tries to promote the availability of free debt help for people with financial ...
Views: 1368(2 votes) - Debt Settlement Relief Companies - Are Debt Settlement Companies Safe? - by Submitted on Sep 04, 2009 from Keith GarrowDebt settlement relief is a process of reducing debts through negotiation, making it possible to clear the debts and become debt free. This is a specialist service offered by debt settlement companies who have trained and experienced negotiators working for them. Unfortunately, some people in ...
Views: 1359(3 votes) - Try Multi Car Insurance To Cut Policy Costs - by Submitted on May 11, 2012 from Keith GarrowIf you have more than one vehicle that needs to be insured, there is a way to save money on your insurance. Instead of getting individual policies for each vehicle you should put them all together on one policy. This is multi car insurance and you can insure up to five vehicles on one policy, ...
Views: 1356 - How To Benefit From Short Term Car Insurance - by Submitted on Sep 17, 2011 from Keith GarrowDo you need to borrow a car or van for the weekend and do not want to take a chance of running up your insurance? There is short term car insurance which is perfect for this circumstance. This particular cover is usually meant to be used for a day or up to 28 days. It is easy to get and can ...
Views: 1353 - Employers And Public Liability Insurance - Do I Need To Have Both? - by Submitted on Feb 23, 2011 from Keith GarrowThere is sometimes confusion about commercial liability insurance for businesses, because there are different types and it is not always obvious what they are for and who needs to have them. This article is about the differences between what are known as employers liability cover and public ...
Views: 1346 - Successful Credit Card Settlement - How To Write Off Debt Through Successful Negotiation - by Submitted on Aug 19, 2009 from Keith GarrowCredit card companies know exactly what they are doing when they make it so easy for us to get the things we want, even though we can not afford them. When money is tight it is all too simple to turn to our flexible friends for help. The problem creeps up slowly as the debt builds up, until ...
Views: 1346(3 votes) - Pay As You Go Car Insurance: The Cheapest Option For Young Drivers - by Submitted on Feb 04, 2011 from Keith GarrowMany people are not aware that there is more than one way to get insurance for driving. You do not have to stick with the most common approach of buying an annual policy that covers you for all the driving you do over the course of a year. For many people this is not an economic or viable way of ...
Views: 1340 - Can A Debt Management Co Really Help Me To Get Rid Of Debts? - by Submitted on May 26, 2012 from Keith GarrowThere are few worse feelings that being called repeatedly by creditors insisting on immediate repayment of the loans or credit card debts that you have accumulated when you just do not have the money to pay them. While this is often a situation that we do not discuss openly, you are by no means ...
Views: 1335 - Can Anyone Apply For An IVA? - by Submitted on Apr 07, 2012 from Keith GarrowThe companies who can arrange IVAs will naturally tend to promote the main benefits to people with serious financial problems, in particular that it is a way to write off a large part of your debts. This is only part of the story and it has to be understood that it is by no means the answer to ...
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