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Articles from Henry Chang | Selfgrowth.com
- Buy an insurance policy for retirement - by Submitted on Feb 19, 2018 from Henry ChangRetirement is what most people look forward to all their life. They build a corpus so that they can enjoy a peaceful life at their retirement. Most people buy an insurance policy for retirement to secure the finances after they have stopped working. Read on to know more about insurance for ...
Views: 765 - Check out the Pros and Cons of Buying a Term Life Insurance - by Submitted on May 14, 2018 from Henry ChangIt is always advisable to have your own life and medical insurance once you join a job. Since you will need to get more financial coverage for commitments like rent, student loan, home bills, and car loans. Once you finish paying for all of this, you aren't really left with a lot of money to pay ...
Views: 745 - Common Mistakes to Avoid While Applying for a Credit Card - by Submitted on Feb 22, 2018 from Henry ChangA credit card is the best banking tool to possess for anyone who wants to manage his/her finances. Often, there are a lot of inhibitions that come along with a credit card and many people tend to view it as instruments of debt. Eradicating those beliefs, credit cards quickly became popular among ...
Views: 682 - Common Mistakes to Avoid While Applying for a Credit Card - by Submitted on Apr 13, 2018 from Henry ChangA credit card is the best banking tool to possess for anyone who wants to manage his/her finances. Often, there are a lot of inhibitions that come along with a credit card and many people tend to view it as instruments of debt. Eradicating those beliefs, credit cards quickly became popular among ...
Views: 703 - Cosigning a Personal Loan: What You Need to Know? - by Submitted on Mar 30, 2018 from Henry ChangWith prices for all kinds of commodities and daily essentials hitting the roof, it’s little wonder that most Malaysians today struggle to manage their finances effectively. In such a situation, a personal loan can be a powerful tool that you can use to manage all your financial obligations. From ...
Views: 744 - Difference Between Personal and Business Fixed Deposits - by Submitted on Mar 13, 2018 from Henry ChangA fixed deposit account is an account where you place a sum for a pre-determined span of time and earn returns on maturity. However, the policies that apply to the fixed deposit accounts vary based on the applicant type. While individuals are meant to deal with personal banking segment, ...
Views: 774 - How Are Travel Credit Cards Useful? - by Submitted on Sep 25, 2018 from Henry ChangKnowing the right way to use a credit card is an art. When you increase the use of the card, you may earn more reward points together with a long bill. So, you should know how the card must be used to only profit you with rewards and still manage the expenses within the permissible limit of your ...
Views: 639 - How Digitisation Will Change the Banking Industry Forever - by Submitted on Sep 25, 2018 from Henry ChangFinancial technology (fintech) is steadily transforming the way we interact with our banks regarding various transactions. The wave of digital transformation is everywhere and there are many reasons why Malaysian banks have embraced digital banking – acquiring customers, reduce cost, managing ...
Views: 666 - How Useful is Credit Card Balance Transfer Plan - by Submitted on Aug 02, 2018 from Henry ChangCredit cards are so tempting that you don’t realise how much you are spending just because you can pay your bills later. If you tend to shop too much or if there is an emergency, you will not realise how much you have spent or if you can repay the spent sum. Though you have a grace period of 20 ...
Views: 622 - It is wise to make financial literacy compulsory in SPM? - by Submitted on Oct 30, 2018 from Henry ChangSijil Pelajaran Malaysia (SPM) is the equivalent to the O-levels of the Malaysian education system. It is the final stage after which the students have to decide the kind of career they want to opt as they begin to be financially independent. The exam comprises five compulsory subjects- math, ...
Views: 574 - The Super Substitutes to a Personal Loan - by Submitted on Jul 20, 2018 from Henry ChangPersonal loans are a go-to option for most when it comes down to acquiring additional funds to meet our expenses. But personal loans aren’t always the answer to all our problems. Sometimes we might require a nominal loan amount, sometimes the expense just can’t be put off anymore or other times ...
Views: 691 - Things to Know Before Taking a Car Loan - by Submitted on Feb 09, 2018 from Henry ChangMost people often take a loan to purchase a car as it is not possible for people to have a lot of money saved. Car Loan is the most accessible way to buy a car. Before you take a car loan, you need to understand the different types of loan offered by the banks. Banks offer Car Loan and Hire ...
Views: 709 - Tips on how to Invest in Fixed Deposits - by Submitted on Feb 19, 2018 from Henry ChangGenerally People like to invest in Fixed Deposits or FDs. It’s probably the most secured investment vehicle out there. Though returns or profit margins are less compared to other investment modes, it is still quite popular among investors. FDs offer a fixed rate of interest over a fixed ...
Views: 677 - Ways to Get Interest on Fixed Deposit Interest - by Submitted on Feb 09, 2018 from Henry ChangFixed deposits, as we all know offer guaranteed returns to the depositor at the end of the maturity date. They are one of the safest way to invest your money in. There are many ways to earn interest from your fixed deposit account. Read on to find out. Research well: Decide which fixed ...
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