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To clearly understand the relationship between a buyer and a seller it is necessary to understand what is involved in the purchase of a property. A deed to property is an essential document by which the land is passed from the seller of the property to the buyer. This legal document is necessary ... Views: 688
With rapidly changing economic equation, the emerging economies like China, India, Singapore, Malaysia, Russia, Brazil et cetera are all set to steal the focus of investors from USA & Europe. No wonder that these new economic powers are growing very fast and tables will be shifted sooner than ... Views: 755
When you decide to start investing in the stock market, you have to somehow actually pay for the stocks you buy. Most brokerage firms offer investors several different types of accounts, each serving a different purpose. Three of the most common types in the following sections.
The basic ... Views: 768
In the old days it used to take a lot of time to find and contact all of the default mortgages out there. Now, it is way easier these days to find the names of homeowners in pre-foreclosure than it used to be and as a result contacting them is easier too.
Looking for the Foreclosures
In the ... Views: 1665
The pump and dump is a classic scam that usually shows up in bull markets. The scam works best with small-cap or (even better) microcap stocks in other words, small companies that have relatively few shares or small capitalization. Scams are at their most effective when they can play on the two ... Views: 901
Networking is an important skill in any business if the goal is a profitable business. The same holds true for real estate investing, at least on behalf of those who are serious about pursuing real estate investing as a business rather than a part time hobby. Either way, in all honesty, the ... Views: 638
Not all investors want to take on the risk that comes with making a killing. Some people just want to invest in the stock market as a means of providing a steady income. They don’t need stock values to go through the ceiling. Instead, they need stocks that perform well consistently.
If ... Views: 800
The yellow letters are great. They do not need changing in any way, and if you follow the instructions exactly as they are given, you will get a return from them.
Getting these letters written and the envelopes stuffed is something that you can do yourself. Some have chosen to get someone to ... Views: 703
An index is a statistical measure that represents the value of a batch of stocks. Investors use this measure like a barometer to track the overall progress of the market (or a segment of it). The oldest stock market index is the Dow Jones Industrial Average (DJIA or simply “The ... Views: 850
Stay in this business long enough and you will one day be able to say that there isn’t much that you haven’t seen. In fact, you may find that the time may come when you see much more than you wanted to see. On occasion, you may come across a property where the owner has completely ... Views: 1885
Profit you make from your stock investments can be taxed in one of two ways, depending on the type of profit:
Ordinary income
If the profit you make from stock investments is taxed, your profit is taxed at the same rate as wages at your full, regular tax rate. If your tax bracket is 28 ... Views: 899
If you are someone trying to buy homes, then using something like television commercials to find potential sellers goes against everything taught by FFN. If you have the appearance of being a business or company owner, it will be an immediate turn off for the seller.
In some markets, buying ... Views: 666
Liabilities are simply the bills that you’re obligated to pay. Whether it’s a credit card bill or a mortgage payment, a liability is an amount of money you have to pay back eventually (with interest). If you don’t keep track of your liabilities, you may end up thinking that you ... Views: 762
Rising and falling interest rates offer a special risk to stock investors. Historically, rising interest rates have had an adverse effect on stock prices. Hurting a company’s financial condition. Rising interest rates have a negative impact on companies that carry a large current debt load ... Views: 1857
Economics. Double ugh! No, you aren’t required to understand “the inelasticity of demand aggregates” or “marginal utility”. But a working knowledge of basic economics is crucial to your success and proficiency as a stock investor. The stock market and the economy ... Views: 759
PATLive is a telephone answering service offered to a wide array of businesses. Studies have shown that people prefer talking with a person and not an automated IVR system. The service was founded in the early 90’s in Tallahassee Florida. It has expanded nationwide and has services that ... Views: 693
Your investing style isn’t a blue-jeans-versus-three-piece-suit debate. It refers to your approach to stock investing. Do you want to be conservative or aggressive? Would you rather be the tortoise or the hare? Your investment personality greatly depends on your purpose and the term over ... Views: 829
A forbearance agreement in real estate is an agreement by the lender not to exercise the legal right to foreclose in exchange for an agreement by the borrower to a payment plan that will cure the borrower’s delinquency. This is something that can be actively pursued by someone who is ... Views: 603
Investors who analyze the company can better judge the value of the stock and profit from buying and selling it. Your greatest asset in stock investing is knowledge (and a little common sense). To succeed in the world of stock investing, keep in mind these key success factors:
- Analyze ... Views: 690
When lenders agree to do a short sale in real estate, it means the lender is accepting less than the total amount due because the balance due on the loan is more than what the property will sell for. Not all lenders will accept short sales or discounted payoffs, especially if it would make more ... Views: 829
Once you get past the basics, you can get to the “meat” of stock picking. Successful stock picking is not mysterious, but it does take some time, effort, and analysis. It’s worth it since stocks are a convenient and important part of most investors’ portfolios. ... Views: 649
Earlier this week, the Association of British Travel Agents (Abta) said that over 3.5 million Britons will be jetting off to the sun over the Christmas and New Year period. Among this small army of those leaving behind the cold and wet of the British winter to spend the festive season in the ... Views: 797
Various stocks are out there, as well as various investment approaches. The key to success in the stock market is matching the right kind of stock with the right kind of investment situation. You have to choose the stock and the approach that match your goals. Before investing in a stock, ask ... Views: 633
An over leverage home is one that you want to stay away from… meaning that the amount owed is more than what the house is worth, even more than the AVR. About the only thing you can do with these homes is list them.
An exception might be if there is significant damage to the home, for ... Views: 727
As the price of property drops in most of the U.S. and homes are foreclosed on at record numbers, this is a prime time to invest in some real estate to rent out. After the market has recovered down the road, then you can likely sell the property for a profit. However, as you know, renting out ... Views: 701
Insider buying either bodes well for the stock or is a neutral event at worst. Insider stock buying is rarely a negative event. But how about insider selling? When an insider sells his stock, the event can either be neutral or negative. Insider selling is usually a little tougher to figure out ... Views: 667
With all the things that may come into a deal, sometimes what might be included in the deal is an extra lot, a smaller piece of property with dimensions that are so abstract and a shape to the property that may make it difficult to sell or to build on.
Problems that you may have with lots like ... Views: 699
Stocks, in general, are best suited for long-term goals such as these:
_Achieving financial independence (think retirement funding)
_Paying for future college costs
_Paying for any long-term expenditure or project
Some categories of stock (such as conservative or blue-chip) may be suitable ... Views: 735
Just as with selling any other product in the world, real estate is bought and sold at “wholesale” prices each and every day. Real estate wholesale buying generally happens between two real estate investors. One investor finds the property and then sells it to another investor who ... Views: 925
Perhaps this (totally ignored by the media) snippet will pique your attention: on December 18, 2007, nearly 50% of all Investment Grade Value Stocks were down an average of over 30% from their 52-week highs... the Dow and the S & P 500 had fallen just 7%!
One would think that there would be a ... Views: 1786
What do you know about profitable investing online? I will tell you some ways of successful online investments, types of schemes and much more.
Maybe you know or not that the key to a profitable investment is just a single word - “diversify”. What do you need to do? It is easy. You should ... Views: 643
In these days of high cost, people often look for the cheaper ways to spend their lives. It is seemed that the price of the general needs of the people is damn high in price in general. The general needs to live a life for a common people are the foods, clothes and accommodation. All of them are ... Views: 821
The infamous “yellow letter” has brought success in some way to everyone that has implemented it in his or her business. Putting it into your business is a time consuming process, but it is well worth the time and money.
There are a few important details to remember that are ... Views: 1089
Many wonder what the ideal short sale candidate might look like. With all the different and unique situations that you may run into, here is an example to compare to.
If a potential seller’s asking price is the total amount owed between a first and second mortgage together and is several ... Views: 1835
At first glance, it looks like a great investment and prospects of a fantastic gain are everywhere. You’ve got a great house, very good looking, everybody who sees it loves it. It's in a very promising area, you’ve got the deed on it, and you’ve been trying everything you know ... Views: 623
Today, just for the benefit of anyone who had been away on a canoeing trip and had lost their memory, the Department for Communities and Local Government issued a reminder that there are just three days to go until the final roll-out of the controversial home information pack (Hips) scheme is ... Views: 857
Attempting to do a short sale may be a challenge when there a foreclosures on homes with multiple mortgages. For example, there may be a situation where the foreclosing lender with the highest amount due is in the second place, and the second lien holder with a substantially lower amount is in ... Views: 833
People have asked, “What's the difference between a rent-to-own versus the owner financing?”
The answer – nothing. It’s just about the way you say it and the way it is perceived.
When buying a higher dollar house, buyers are not going to want a rent-to-own situation. ... Views: 585
This is a question that has been asked to us several times in the past… members wanting to know if the California Realtors Contract is assignable, or will they have to close on the contract themselves and then close with buyer. We’ve also been asked if the buyer's cash covers the ... Views: 714
In finance, a capital gain is profit that results from the sale or exchange of a capital asset over its purchase price. If the price of the capital asset has declined instead of appreciated, this is called a capital loss. Capital gains occur in both real assets, such as property, as well as ... Views: 677
This is actually a pretty common thing that is addressed often. What do you do when you know that your market is hot, appreciation is going up faster than ever, yet you can’t seem to find the right deal out there?
Really it all comes down to marketing. More importantly it comes down to ... Views: 663
Many have asked questions about auctions. Frankly, an auction should only be considered as a last resort, or your last exit available. First thing you would do is try to market it through a traditional channels depending on how much time you have and if I agreed to make big monthly payments in ... Views: 671
Rising real estate values and falling interest rates get a lot of people in a panic. At the same time, it seems like the trend in rising real estate costs is ending, and many are concerned. In fact, in today’s real estate market, the turn of the tides can be described as a buyer’s ... Views: 620
Have you pursued training as a real estate investor, or are you just assuming that you can make the right decisions and profit in the industry? Most likely, if you are like the majority of so-called real estate investors, you haven’t had proper training and have simply applied a sum of ... Views: 569
The following collection of real estate investing tips will probably have a few things that you already know. That's okay. There will be a few you haven't heard before as well, and in any case, we sometimes need to be reminded of what we know.
1. Find an agent with the right experience. When ... Views: 756
A trained eye knows how to read the real estate market without listening to talking heads that provide general news. Media often hypes any story to sensational levels in order to gain attention, building ratings for whatever network running the program. That means that, whether talking about a ... Views: 908
One of the drawbacks with retirement is not having enough capital to sustain you in your golden years. It's a real issue which many don't seem to understand until it's almost too late.
Phased retirement has emerged as a real answer to this ongoing problem especially for people with hard to ... Views: 657
If you are serious about real estate investment, you should think twice about your requirements for purchasers or tenants. In most cases, if someone is ready to purchase a home without going through a traditional bank, it is because they don’t meet all of the requirements to qualify for a ... Views: 847
When investing in real estate, you’ll find there are many who are willing to put money into a property in hopes of earning revenue but few who are willing to get the proper training that will help them achieve success in real estate investment. Those that do take the time to learn the ... Views: 683
WHACK EM!
I keep telling everyone I can this is only a part time business with a full time income. If you crank up your buying machine and prescreen out the suspects quickly it only leaves you a handful of people to talk to and a few houses a month to visit for you to buy two or three deals ... Views: 703