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Debt and Debt Consolidation Articles
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- Consumer Debt Relief Programs May Reduce Your Debt Up To 75% - by Submitted on Feb 03, 2011 from Joseph HernandezThe reason why consumers are showing more interest in the consumer debt relief programs is because of the current economic uncertainty. More and more consumers are struggling just to be financially afloat. Debt is taking a huge toll on personal finances and the majority of this debt is due to ...
Views: 1251 - How does debt consolidation help? - by Submitted on Jul 29, 2009 from Jason HolmesIf you have lots of debt that you cannot fix and you ask yourself "Is debt consolidation good?" the answer is 'yes'. Debt consolidation helps you by combining your multiple debts and paying them off regularly as one single payment. There are several ways in which you can get your debt ...
Views: 1251 - Understanding the Statute of Limitations and Consumer Debt - by Submitted on May 28, 2009 from Krista ScruggsThe typical American consumer carries a fair burden of secured as well as unsecured consumer debt. These accounts usually refer to credit cards, personal loan, store credit accounts, and also car loans as well as home loans. It is not surprising that the recent economic downturn has seen an ...
Views: 1244 - Things To Consider Before Consulting With Debt Consolidation Companies - by Submitted on Apr 06, 2011 from Cole Collins• Have You Co Signed Anyone Else’s Loans? While we would hope that you would automatically tell the truth to the debt consolidation counselors regarding all of your existing credit card debt accounts and other unsecured balances – considering that the underwriter approval of any debt ...
Views: 1242 - Credit Card Debt Bailout Is Fastest Strategy Of Debt Elimination - by Submitted on Feb 13, 2011 from Joseph HernandezMany consumers in debt have been hearing about the term “credit card debt bailout”. In some cases, consumers tend to believe that there are bailouts and grants for their debt burdens. This simply isn’t true. Think about it. If there really is a government bailout, don’t you think the ...
Views: 1240 - Must-Have Habits While in a Debt Relief Program - by Submitted on Jan 22, 2013 from Samantha SeiffertApplying for a debt relief program is a great way to start heading towards a debt free life. However, that is only half the battle. You will encounter a lot of realizations as you go deeper into your debt relief efforts. Most of these will involve changing a few habits that will get you out of ...
Views: 1240 - 3 Popular Personal Loans Anyone Can Avail - by Submitted on Oct 16, 2018 from harish ChandraApply for a loan with Peer to peer lending platforms. It is the best way to secure instant financing. With well-managed financial credentials, you can promptly get the lending decision. If you have a bank account, they might have come across those marketing emails offering personal loans. In ...
Views: 1239 - Government Debt Management Help And Advice - by Submitted on Aug 20, 2010 from Keith GarrowNo matter how good your money management skills are, there might come a time when you'll find yourself with more debt than you can handle. This is especially true if you live in an economy wherein people rely mostly on their credit cards to make purchases. What are you supposed to do if such ...
Views: 1239(1 vote) - Bankruptcy - How To Succeed 3 - by Submitted on Nov 15, 2009 from Peter RadfordGeographical Interpretations Australia In Australia, all forms of bankruptcy are governed by legislation that is entitled The Bankruptcy Act 1966 (Commonwealth). According to this, the act of becoming bankrupt is only available to individuals. In the case of companies classified as ...
Views: 1238(3 votes) - Medical Debt Recovery Quick and Fast - by Submitted on Jun 11, 2012 from Rickard BriggsUnable to recover your bad debt recovery, even after few years of providing your services, Invoice Audit Services is a Top Collection Agency involved in revenue cycle management. It works as a specialized agencies or companies giving Medical Collection Services and evolving customized receivable ...
Views: 1237 - Cure for Debt Anxiety is KnowledgeNationwide Debt Settlement has long been committed to helping the public understand their options in handling debt. They have now aligned themselves with ABC15 as a community sponsor and making plans for some informational services to the Phoenix area public.
What this will involve is free ...
Views: 1236 - How To Use A Debt Consolidation Loan Calculator - by Submitted on Sep 15, 2012 from Leon VisagieIf you have a number of bills to pay, you may want to use a debt consolidation loan calculator to see if a personal or home equity loan is the right solution for you. Instead of paying numerous high interest bills each month, you might be better off making one lower interest payment. You’ll ...
Views: 1236 - Small Business Debt: Know Your Debt Relief Options - by Submitted on Jan 24, 2013 from Samantha SeiffertPutting up a business can be a huge gamble. You have to be very careful because you could lose the investment that you shelled out for it. Having a small business entails a huge responsibility. It can get a bit stressful - especially when you are just starting. That is also true when your ...
Views: 1236(1 vote) - Debt Consolidation - Why to Go for a Debt Consolidation Loan - by Submitted on Dec 20, 2012 from Robin smith smithThis debt consolidation is that type of service which will allow a person to take a debt consolidation loan at a low rate of interest, so that the accumulative best can be paid off by the person. This is an excellent option for those people who want to get away of their respective debts. A debt ...
Views: 1234(1 vote) - Credit Scoring Basics - by Submitted on Feb 03, 2008 from Mike KillianWhat is a credit score? Is there a good or bad side to credit scoring? How is a score calculated? What is "FICO"? What are the benefits of credit scoring? What are the down sides? In a nut shell, a high credit score helps your request for credit to be approved. It can also mean lower interest ...
Views: 1233 - How to Plan Your Debt Reduction Strategy - by Submitted on Jan 02, 2013 from Samantha SeiffertCreating a debt reduction strategy is not really difficult but it is important in ensuring debt relief success. Since the real challenge is in implementing your strategy, you have to set yourself up by making sure the plan you will create is doable and is the best way towards financial ...
Views: 1232(1 vote) - Debt and Happiness - by Submitted on Feb 08, 2010 from Jason LowryI can tell you from experience debt can keep you from enjoying the present moment. You can spend all of your time worrying about how much money you owe, how the bills are going to be paid, how long it will take to pay off the debt. All of this worry keeps you from enjoying life now. So how do ...
Views: 1231(1 vote) - Get The Same Day Cash With The Title Loans - by Submitted on Jan 01, 2017 from Rubby WilliamAre you looking for the fast and easy way to get cash without using your credit card? Then, you don’t need to worry at all! Here, in this article, I’m going to discuss the easiest and fastest way to get the cash, which is via using ‘title loans’. It’s a type of loan in which you can use your ...
Views: 1229 - How Can A Credit Counselors Help Me? - by Submitted on Apr 15, 2011 from Ben JovenHow did credit counseling start? Credit counseling (in the UK it is referred to as "debt counseling") was first established back in the 1950's by a group of creditors that formed the National Foundation of Credit Counseling (NFCC) in 1951. Their primary goal was to educate the American ...
Views: 1228 - Are Debt Consolidation and Credit Repair Complementary - by Submitted on Dec 22, 2011 from Kevin JeffersMany aspirant borrowers fail to get the desired financial assistance from the banks and other financial institutions because of the fact that they have bad credit record. Some of such people try to escape the problems of bad credit record using the process of debt consolidation. But the ...
Views: 1227 - Managing Your Debt the Right Way - by Submitted on Aug 24, 2012 from Adam DeMampMany of us have found ourselves in a situation where we are in financial trouble. Throughout your lifetime, you may find that this problem comes up again and again. Although financial problems can occur and there are typically few things that can be done to avoid it, that doesn't necessarily ...
Views: 1226 - Five Things To Consider When You’re A Financially Overstretched Job Seeker - by Submitted on Jun 19, 2011 from Nik LemmensSo you’ve come to a mildly unattractive situation. Your bank funds are painfully overstretched and you still haven’t gotten a call back from one of your job applications. The important thing to do here is to accept your situation, take it with a grain of salt and move on. Any time wasted on ...
Views: 1225 - Free Debt Management Plans - Do They Really Exist? - by Submitted on Feb 08, 2011 from Keith GarrowWhen you find yourself deep in debt you may have to turn to a debt management company for help. Some debt advice companies will advertise a free Debt Management Plan (DMP), but quite often this is just a marketing ploy to try to get your business. The chances of finding any company that offers ...
Views: 1225(1 vote) - Info about Article Marketing for Free - by Submitted on Jul 11, 2012 from Trang Trang TranEvery business owner is longing to enhance their web site and business product as well. To get increased traffic and optimize search engine, site owners use different methods and tactics to raise their site. One method to market your site is through the application of article submission. This ...
Views: 1225 - An Analytic Discussion on the Chief Reasons behind the Credit Card Debts - by Submitted on Feb 16, 2013 from Tom ClarkThe solution of the problem of the credit card debts and how you can get a relief from this problem eventually takes you to the core of the matter. Indeed, if you just paid off your debts but do not try to find out that how you have come into this position, you too will be ending up in the same ...
Views: 1222 - What are the chances of being sued for a delinquent account? - by Submitted on Dec 22, 2011 from Jason HolmesProblem: I have always been current on my accounts. However, things changed after I lost my job in October 2010. I have not been able to make payments on the Amex card and the Chase card since then. I planned to pay off my debts after securing a job. I told the same thing to my creditors ...
Views: 1219 - Government Debt Management - Finding Government Help With Debt - by Submitted on Sep 13, 2010 from Keith GarrowA nation's economy is only as wealthy as its citizens. But what if you have a bunch of people who are average earners, a major percentage of which are struggling to pay off their debts? Is there any form of government debt management help offered to individuals whose debts seem to be more than ...
Views: 1217(2 votes) - How to Get Out Of Tax Debts? - by Submitted on Jul 12, 2012 from stemcell mxRunning into huge amount of tax debts can lead to ugly confrontations with the internal revenue services. However, there is a way out, which is reliable and safe. A reputed online tax relief services company will be able to assist you in solving your tax problems. Their experience, skill and ...
Views: 1217 - Debt Problems and How To Deal With Them – A Debt Collectors Point of View - by Submitted on Aug 10, 2009 from Ashley AylingHaving been in the debt collection business for some years now it never ceases to amaze me how people deal with their debt problems. There seems to be 3 main methods of dealing with debt. 1. Ostrich Approach – Bury your head in the sand and the problems will disappear. 2. Worry Wart ...
Views: 1216(5 votes) - What The Bible Can Teach You About Budgeting - by Submitted on Nov 30, 2017 from Shae HollandBefore there was Dave Ramsey, there was the Bible. This American financial advisor will suggest many options for handling money — except reading what the Holy Bible has to offer. Make room for charity Trying to live on a budget is often difficult because of it requires strict planning, ...
Views: 1216 - Women in Debt: Creating a Household Budget Despite Your Debts - by Submitted on Jan 02, 2013 from Samantha SeiffertAs the woman of the house, the task of managing the household budget falls on your shoulders. It is not an easy task especially when the children are asking for something that you know the budget cannot afford. Juggling the bills payments, food, lodging and other expenses can be quite a ...
Views: 1216(1 vote) - Is Debt Settlement the Right Choice For You? - by Submitted on Jul 13, 2007 from Marie MeggeIf you’re in way over your head financially, and you’re struggling just to get by each month, there’s a good chance that you’ve taken a long and serious look at your options to become debt-free. You’ve probably read more than you care to know about consumer credit ...
Views: 1214 - How Should You Choose Perfect Credit Debt Consolidation? - by Submitted on Jan 11, 2013 from Devid PitersionThe process of debt consolidation involves hiring legal financial attorneys who will assist you in managing unsettled debt payments. They can also guide you in proper income management especially now that the recession has affected the salary range of almost every working class in the country. ...
Views: 1213 - Senior Debt - A Growing Problem - by Submitted on Feb 03, 2008 from Mike KillianChris Tapp, UK deputy director of Credit Action, said: "Retirement should be a time for some well-earned relaxation, but for all too many it is a time of financial stress… when we consider that inflation hits the over-60s hardest, pension provision is looking increasingly shaky, and we ...
Views: 1213 - Debt Management Companies - How you can Identify Trustworthy Debt Businesses - by Submitted on Jun 13, 2011 from Keith GarrowDebt management companies could be a large help to individuals who have found themselves battling beneath a load of debt. This is a thing that happens to a huge number of United kingdom residents each and every year. Even individuals with steady and safe careers just occasionally discover that ...
Views: 1212 - Frugal Fatigue - by Submitted on Jan 22, 2012 from Beth DargisOn the news the other day, I heard them talk about consumer spending not being up because the economy is getting better, but because of "frugal fatigue." People were just tired of scrimping. Saving is going back down, credit card debt is going back up. So how can you counter frugal fatigue ...
Views: 1211 - Three California Divorce Attorney Tips On Debt Relief - by Submitted on May 07, 2011 from Cole Collins1. Marriage Takes Effort While the authors of this article certainly understand the arguments that couples may have against signing a prenuptial agreement prior to beginning their matrimonial journey, we nonetheless must remind all prospective spouses about how difficult the process of ...
Views: 1211 - Predictive Dialers Software Proven to Maximize Debt Collector's Time - by Submitted on Oct 26, 2012 from Marie ElliottWhen it comes to the job of a debt collector, like the old saying goes – time is money. Due to the weakened economy, it has become extremely hard for businesses to collect fees for services or debts. Most people put off paying their bills and debts as a way to simply survive the economy. With ...
Views: 1210 - Understanding Debt Management - by Submitted on Jul 17, 2012 from colin slaterGovernments and people spend a lot of money each year on education across the world. Academic education is extremely important for people to be able to serve the growing needs of many industries within their country which in turn enables the countries to increase their economy on a larger scale. ...
Views: 1208 - When Is Chapter 13 Bankruptcy A Better Option Than Chapter 7? - by Submitted on Jun 29, 2012 from Samantha CollanderIf you've started thinking about bankruptcy, you should know that whether or not to file is just one of the decisions you'll have to make. There are others, like whether or not you should file with your spouse. But another important one is whether or not you should file Chapter 13 or Chapter 7 ...
Views: 1208 - Debt Reduction Management Plans - Advice About Online Debt Management - by Submitted on May 26, 2012 from Keith GarrowThere are many people worldwide who have found themselves with serious debt problems and you can see how easy it is for this to happen, especially with today’s economy. Credit cards are responsible for a lot of the debt that people find themselves in because they make it so very easy to spend ...
Views: 1205 - Bankruptcy - How To Succeed 2 - by Submitted on Sep 28, 2009 from Peter RadfordHistory: Continued Since such banking practices were common in Italy, it has been suggested that the Italian words banco rotto, or broken bank, represents the true meaning of the term bankruptcy. Alternatively, some derive the word from the French banque, or table. Finally, it has been ...
Views: 1204(1 vote) - Credit Restoration - by Submitted on Jan 19, 2011 from Paul HinesFES is the leading company specializing in credit restoration. Our processing center utilizes the latest technology ensuring fast, accurate service for our customers. Our team of experienced professionals is highly knowledgeable and holds the Credit Reporting Agencies accountable to utilize the ...
Views: 1204 - Get State Debt Tax Relief In Quick Time: - by Submitted on Jul 13, 2012 from stemcell mxThose who owe taxes to the IRS, generally end up owing state tax as well. Most of the states offer similar programs as the IRS and offer payment plans if you approach them for a state debt tax relief. Tax relief allows you to settle tax debts for a percentage of what you owe. It is available at ...
Views: 1204 - What To do About Gambling Debt - by Submitted on Mar 09, 2011 from nanci PearsonGambling debt is like any other debt, with one big distinction. That is, that there is a large temptation to attempt to obtain out of debt using the same method that got you in there in the first location, that's, gambling. Get an individual who runs up retailer card debts buying clothes and ...
Views: 1204 - "The Debt Collection Industry And The Games They Play" - by Submitted on Jan 22, 2012 from joseph hernandezThe debt collection industry is notorious for profiting from people that are struggling to pay their debt. They take advantage of the fact that most debtors don't know their rights regarding the collection of a debt. If you are in default (delinquent) with one or more of your debts, please ...
Views: 1199 - Avoid Making Unrealistic Goals to Achieve Debt Relief Success - by Submitted on Dec 12, 2012 from Samantha SeiffertDebt relief companies are commonly criticized for showing over-the-top results but failing to deliver results. The statistics show that success for a lot of debt solutions is not as admirable as they are advertised. A lot of consumers enrol in a program but after a couple of months, they end up ...
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