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Articles from Brian Icenhower | Selfgrowth.com
- Loan Modifications: More Harm than Good? - by Submitted on Jan 04, 2010 from Brian IcenhowerIn 2009, millions of United States homeowners learned that modifying their existing home loans served only to expedite foreclosure rather than prevent it. A U.S. Treasury report released in early December of 2009 revealed that only 4% of applicants under the federal government’s Home Affordable ...
Views: 1107(15 votes) - The Economy’s Impact on Senior Housing Trends - by Submitted on Aug 14, 2009 from Brian IcenhowerThe United States Census Bureau has reported that a third of the country’s population will be 50 years or older by the year 2010. Accordingly, a 2009 study conducted jointly by the National Association of Home Builders (NAHB) and the MetLife Mature Market Institute (MMI) revealed that the Baby ...
Views: 1403(2 votes) - Free Market Lends Federal Housing Stimulus a Hand - by Submitted on Jul 08, 2009 from Brian IcenhowerEconomic experts overwhelmingly agree that before the United States financial crisis finally comes to an end, declining housing values must be halted so that real estate will once again provide adequate security for lenders to make loans comfortably. The prospect of imminent declines in housing ...
Views: 1090(7 votes) - How the U.S. Federal Reserve Lost Control of Mortgage Rates - by Submitted on Feb 24, 2009 from Brian IcenhowerDespite the United States Federal Reserve Board’s diligent attempts to stimulate the economy throughout the year of 2008 by repeatedly reducing the Federal Funds rate, the typically correlating thirty-year average mortgage rate stubbornly remained unchanged through the first quarter of 2009 as ...
Views: 1265(8 votes) - An Overview of New Tax Incentives & Lending Requirements for Housing - by Submitted on Feb 23, 2009 from Brian IcenhowerAttempts by Federal and State governments in the first quarter of 2009 to stimulate home sales have resulted in the creation of significant incentives for buyers seeking to take advantage of attractive housing prices across the United States. In order to reduce the large inventories of available ...
Views: 660 - Investing in Foreclosure and REO Properties - by Submitted on Feb 16, 2009 from Brian IcenhowerThe investment quandary as to the best method for acquiring foreclosed property at heavily discounted prices inevitably surfaces at the same stage in the real estate cycle every ten to twenty years. After housing booms and home prices correct back to affordable levels, real estate investors are ...
Views: 1359(8 votes) - Home Loan Modifications Explained - by Submitted on Feb 12, 2009 from Brian IcenhowerContinuous declines in United States’ housing values after the mid-2000s caused an increasing number of borrowers to explore the loan modification process in an attempt to avoid losing their homes to foreclosure. Unfortunately, a large number of homeowners who sought to have their loans ...
Views: 1262(8 votes) - The Capital Gains Tax Scourge - by Submitted on Dec 28, 2008 from Brian IcenhowerThe combination of an ailing economy and a struggling housing market during an election year has created the perfect storm to once again bring issues concerning the federal capital gains tax rate to the forefront of the public’s attention. As our nation’s government continues to ...
Views: 1228(5 votes) - Addressing Financial Crisis Misconceptions - by Submitted on Dec 20, 2008 from Brian IcenhowerNow that the entities known as Fannie Mae and Freddie Mac have been thrust to the forefront of national media coverage due to their rapid failures which have resulted in a multitude of emergency congressional hearings, cabinet sessions, press conferences and ultimate government conervatorship, ...
Views: 1251(4 votes) - A New Direction for Senior Housing - by Submitted on Dec 20, 2008 from Brian IcenhowerHome builders are currently facing a rapidly emerging demographic that has forced the housing industry to begin shifting away from traditional forms of real estate development into methods that cater specifically to the needs of seniors. According to the United States Census Bureau, 100 million ...
Views: 1127(2 votes)