It is very important for the borrowers and even for any person to know their credit. Knowledge of the personal credit status is not only helpful when one wants to secure finance or when one submits loan application to any lender. Credit status is verified by the landlord when he decides to allow ... Views: 463
Credit report of a person refers to all kinds of his financial transactions, especially finance borrowed and finance repaid. Financial bureaus (Equifax, Trans Union and Experian by name) collect details of the financial operations of the individual borrowers and details of their personal ... Views: 533
The financial bureaus (that is, Experian, Equifax and Trans Union, in the main) create credit report of the individuals every year. Landlords, employers and finance providers collect the credit report when individuals contact them for services they require. Credit score of the individuals are ... Views: 507
Borrowers can avail free credit report once in a year after the Fair Credit Reporting Act has made it legal.
Credit report contains financial performances plus personal details of the borrower. Credit report of the borrower is created separately by the financial bureaus named Equifax, Trans ... Views: 676
People who are worried about their credit scores and want to know about them can get their free credit report. Large numbers of people apply for the loan and other financial help from lenders and other financial institutions. They are really worried if their application will be approved due to ... Views: 482
Credit report records all of the financial transactions of a person and all of these from six years back. Financial bureaus (Experian, Equifax and Trans Union in the main) gather details of his financial activities and prepare his credit report on the basis of the records secured by them. It is ... Views: 547
Credit score is the reading on the performance of an individual’s financial transaction in relation to the lending authorities. It is known as FICO (Fair Isaac Corporation) score which is built up on mathematical calculation of the transaction behavior of the individual. Credit score is prepared ... Views: 476
If you have ever requested for insurance, a personal loan, or a credit card, there is a report about you. The report is termed as your credit statement. It is full of data on where you reside, how you settle your credits and if you have been filed for bankruptcy, arrested or sued. Customer ... Views: 591
People may want to learn about the status of their credit and they may want to view their credit reports without any hassle. They should know details of the transactions they have made during the year. It is always good to get them in a single document. Online instant credit report may help them ... Views: 558