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Articles from Tracy Manamon | Selfgrowth.com
- Avoid Errors When You Buy Health Insurance - by Submitted on May 03, 2011 from Tracy ManamonAs far as your health goes, the first thing you have to do is shake off the ‘it won’t happen to me syndrome’. It is this that keeps most people, especially the young, from buying medical insurance. Realizing that you are as vulnerable to health issues as anybody else is the first step. Once you ...
Views: 713(1 vote) - Finding the Best Blue Cross Plan for Your Needs - by Submitted on Jun 11, 2012 from Tracy ManamonMaking the right choice takes time, patience, and knowledge. With so many different Ohio health insurance plans available through Anthem Blue Cross Blue Shield it is important to take the time to weigh your options and find the one most suited to your needs. Due to the many factors there are to ...
Views: 1024(1 vote) - Ohio and Controversial Obamacare - by Submitted on Nov 14, 2012 from Tracy ManamonNow that the elections are over, the controversies surrounding Obamacare seem to loom larger than before. Many things will change on the Ohio health insurance scene when health reform is implemented. Here are five major issues Ohioans will have to deal with. Healthcare exchange: For one ...
Views: 1103(1 vote) - Reining in Long-Term Medicare Spending - by Submitted on May 24, 2011 from Tracy ManamonWith the nation’s debt crisis looming large, much attention is on cutting Medicare spending. Medicare shoulders the highest expenses in the U.S. healthcare system, and tax dollars pay for most of the annual increase in the cost of care for the elderly and disabled. The Medicare cut proposal ...
Views: 556(1 vote) - How to Budget for Healthcare - by Submitted on Jul 01, 2011 from Tracy ManamonManaging your healthcare budget is as important, if not more, than managing your household budget or any other kind of plan. To budget for healthcare, what you need to do first is take a realistic look at your health and how much it would cost to stay fit. Maintaining and protecting your health ...
Views: 604(1 vote) - Medicare Coverage Choices - by Submitted on Jun 21, 2011 from Tracy ManamonYou become eligible for Medicare when you reach age 65. If are nearing eligibility, you need to make your Medicare coverage choice at least three to four months in advance. You have two basic choices: Original Medicare Coverage and Medicare Advantage Plans. Medicare comprises four ...
Views: 611(1 vote) - HSA Compatible Kentucky Health Insurance - by Submitted on May 02, 2012 from Tracy ManamonAccording to a recent estimate, a Kentucky couple retiring in 30 years may need almost $500,000 for to pay for medical costs in retirement. There are many medical costs to plan for in retirement, including long-term care and Medicare premiums. The best way to prepare for retirement is with a ...
Views: 1288 - 10 Easy Ways to Keep Ohio Health Care Costs Down - by Submitted on Jun 05, 2012 from Tracy ManamonThe truth about Ohio health insurance is that costs are rising. If you have been watching the news or reading the newspaper you know that it is a constant battle for insurance companies to provide insurance at an affordable rate while also making money. People are demanding lower costs, but the ...
Views: 1062 - 11 Most FAQs About Health Insurance Ohio and the Health Care Reform - by Submitted on Mar 30, 2012 from Tracy ManamonHealth insurance Ohio has been changing drastically in the last couple years, and is going to continue to change until 2014, when most of the changes will be put into full effect. Many people have a lot of questions and concerns about the upcoming changes so I would like to help you understand ...
Views: 785 - 5 Terms You Must Know When Buying Health Insurance in Kentucky - by Submitted on Jul 14, 2012 from Tracy ManamonI recently spoke with someone who just graduated from college and had obtained a job that offered health insurance, which therefore put her in a situation where she could no longer be covered under her parents’ insurance. Since she had never shopped for insurance, she knew very little about what ...
Views: 1143 - 7 Answers For the Self-Employed About Ohio Health Insurance - by Submitted on Jul 30, 2012 from Tracy ManamonLike so many things in life there are benefits and risks to being self-employed. The great thing for you is that in an economy like this where many employees have been laid off you do not have to worry about your health insurance and being laid off. One thing you may have to think about though, ...
Views: 948 - 8 Questions Answered about the Individual Health Insurance Mandate in Kentucky - by Submitted on Jul 25, 2012 from Tracy ManamonNow more than ever people have specific questions about Kentucky individual health insurance. The Supreme Court has passed the Affordable Care Act and many wonder what this will mean for them. Here is a series of the most frequently asked questions about the mandate including informed ...
Views: 834 - A Checklist to Enjoy a Hassle-free Trip - by Submitted on Mar 19, 2012 from Tracy ManamonYou are excited about your trip abroad but worried if unexpected events could disrupt your plans. Making a travel checklist can help make your experience relatively hassle-free. • Being well-informed about your destination in advance keeps you confident and relaxed. Get all the information ...
Views: 697 - Affordable Ohio Health Insurance with an HSA-qualified HDHP Plan - by Submitted on Jan 09, 2012 from Tracy ManamonWith the IRS announcing the cost-of-living adjustments affecting Health Savings Accounts (HSAs), HSA contribution limits and High Deductible Health Plans (HDHP) out-of-pocket maximums will see slight increases in 2012. HDHP minimum required deductibles remain the same as in the last two years. ...
Views: 707 - Anthem Chosen as Benchmark for Kentucky Health Insurance Companies - by Submitted on Oct 06, 2012 from Tracy ManamonThe Kentucky Department of Insurance has recommended Anthem’s Preferred Provider Organization (PPO) plan as the ‘benchmark’ for Kentucky health insurance companies under federal health care reforms. Anthem’s PPO plan would represent the minimum level of benefits provided for individual and ...
Views: 1300 - Anthem Preventive Care for OH - by Submitted on Feb 14, 2012 from Tracy ManamonWhy do we have health insurance? In Ohio, we have health insurance so that if we get sick or have a medical emergency and need to go to the hospital/doctors, we do not need to pay the fees right out of pocket. Would you believe me if I told you that you could limit how much you go to the ...
Views: 1050 - Avoid Tax Penalties and Get Comprehensive Health Insurance Coverage - by Submitted on Sep 27, 2012 from Tracy ManamonWith some exceptions, going without Kentucky health insurance will attract a penalty starting 2014. Approved by the Supreme Court as constitutional, under the new law, IRS will collect the penalty just like taxes. The Congressional Budget Office recently released a statement saying that about ...
Views: 1410 - Buying Short-term Ohio Medical Insurance - by Submitted on Jan 08, 2012 from Tracy ManamonHaving health insurance is no longer an option – it’s a necessity. If you are employed, you would be covered by an employer-sponsored plan, though now you could be paying a higher share of the coverage than before. As with the rest of the U.S., the Ohio job market has been hit by the economic ...
Views: 1174 - Controlling Health Care Costs – Anthem Shows the Way - by Submitted on Dec 20, 2011 from Tracy ManamonThe rapidly rising cost of health care is one of the most pressing issues that the U.S. is facing today and it is eating into the income gains of the average American family. The increase in health insurance premiums is leaving people with less cash to spend on other essentials. According a ...
Views: 581 - Crucially Important Steps After You Purchase Travel Insurance - by Submitted on Feb 27, 2012 from Tracy ManamonCongratulations, if you are interested in what to do after you have purchased travel insurance, than you must have already looked into the different travel insurance companies and purchased a plan. It is a great feeling isn’t it? Knowing that you are going on this family vacation or business ...
Views: 737 - Doctor Shortage Will Impact Ohio Health Insurance - by Submitted on Oct 06, 2012 from Tracy ManamonOne of the major objectives of health reform is to extend coverage to more than 30 million more people. However, providing them all with timely and proper medical care will be an issue. The Department of Health and Human Services has pointed out that America has a serious doctor shortage. By ...
Views: 1114 - Downward Trend in Ohio Health Insurance Rates - by Submitted on May 02, 2012 from Tracy ManamonA national survey conducted by Buck Consultants shows that costs for all types of medical plans are expected to increase by 9.9% for 2012. This is being welcomed as this is the first time since 2001 that Buck has predicted cost increases less than 10% for any type of plan. If you live in Ohio, ...
Views: 1169 - Educate Yourself on Kentucky Individual Health Insurance - by Submitted on Jan 08, 2012 from Tracy ManamonMost working people in Kentucky get health coverage through a group health insurance plan offered by their employer. However, they now have to pay a larger share of the costs than before. In fact, you could possibly save money by opting out of group health insurance and buying a health insurance ...
Views: 921 - Everything You Should Know About COBRA in Ohio - by Submitted on Jul 25, 2012 from Tracy ManamonPresident Ronald Reagan, a name you probably have not heard recently unless you have been taking a class on our past presidents. Like most presidents each one has left some mark on history. If you are familiar with COBRA insurance than you are familiar with a mark that was left by President ...
Views: 1093 - Examples of “Real Life” Travel Risks - by Submitted on Feb 21, 2012 from Tracy ManamonSometimes when preparing for a vacation or business trip we don’t want to think about the things that could happen when we are on our trip. We want to live in the fantasy that everything is going to be fine, and hopefully, it will be. Many know though that sometimes there are situations that ...
Views: 786 - Federally Run Health Insurance Exchange for Ohio - by Submitted on Dec 07, 2012 from Tracy ManamonOhio will have a federally run health insurance exchange by 2014. This follows the decision by the governor not to implement a state-based exchange to sell Ohio health insurance. The setting up a federal health exchange is a major change as traditionally, states have controlled the private ...
Views: 1139 - Find the Right Health Insurance Plan in Ohio - by Submitted on Sep 18, 2012 from Tracy ManamonWhen choosing an Ohio health insurance plan, it can be overwhelming to determine which plan is right for you. With the many varying options in coverage, the plan that is the right fit for you may not be the plan that is best for someone else. By considering the following and discussing your ...
Views: 1080 - Finding Affordable Kentucky Health Insurance – Facing the U.S. Health Care Crisis - by Submitted on Nov 22, 2011 from Tracy ManamonThere’s one thing everybody agrees on – America has a healthcare crisis. As for how to deal with it, opinions are divided. A new Gallup poll revealed that 47 percent of Americans want the health care law repealed and 42 percent want it to stay. Whether the law is repealed or retained, it’s risky ...
Views: 466 - Finding Affordable Ohio Health Insurance - by Submitted on Aug 21, 2011 from Tracy ManamonOhio health insurance companies provide several types of affordable plans for individuals, families, and employers. The best way to get affordable Ohio health insurance quotes is to find a professional, independent health insurance agent to represent you. Though all health insurance rates are ...
Views: 540 - Health Care Rules Taking Effect 2011-2013 for Ohioans - by Submitted on Feb 14, 2012 from Tracy ManamonRead the newspaper, or turn on the radio or TV and you will soon discover that there are many changes being put in place for health insurance in Ohio in the next few years. The best thing that you can do is to keep yourself informed, so you are not taken by surprise by any of the changes. ...
Views: 924 - Health Insurance Changes in Ohio in 2014 - by Submitted on Feb 21, 2012 from Tracy ManamonSince 2011 health insurance has been drastically changing. One thing that will be changing in 2014 are the options for buying Ohio health insurance. The new option will be, “buying through an exchange”. Buying through an exchange is going to be an option for those buying coverage on their own or ...
Views: 1252 - Health Insurance Coverage for your Small Business in Ohio - by Submitted on Aug 05, 2011 from Tracy ManamonWhile we wait for the government to try and resolve the great debate over health care reform, thousands of people in Ohio go without coverage. Any changes that are approved won’t go into effect for at least three years so it is up to small business operators to find solutions in the short term ...
Views: 559 - Health Insurance in Ohio – Many Challenges Ahead - by Submitted on May 17, 2012 from Tracy ManamonAccording to a report prepared for the Ohio Department of Health Insurance, over 60 percent of Ohio’s residents get their health insurance through their employers. However, Ohio Lt. Gov. Mary Taylor says there could be a lot of confusion ahead for businesses as well as individuals when shopping ...
Views: 1507 - Health Insurance Kentucky for Recent Graduates – Tips to Stay Secure - by Submitted on May 24, 2012 from Tracy ManamonNew surveys of recent graduates show that most are apprehensive about their job prospects. A majority feel that they may not find a job, and many are worried that they may not get employment in their chosen field. In fact, many are looking at a prolonged wait for financial independence. ...
Views: 1052 - Health Insurance Kentucky – Be Aware, Be Prepared - by Submitted on Oct 16, 2011 from Tracy ManamonWhether you are an individual seeking a health plan for yourself and your family, a woman looking for maternity or preventive care cover, or self-employed and looking to manage health risks, being aware and prepared is important. A lot is happening on the health insurance Kentucky scene and the ...
Views: 579 - Health Insurance Ohio – Premium Quality HSA Options - by Submitted on Oct 31, 2011 from Tracy ManamonA Health Savings Account (HSA) is a great option to save for your current and future qualified health expenses on a tax-free basis. You have to be covered by a High Deductible Health Plan (HDHP) and not have any other insurance in order to open a health savings account. Leading providers of ...
Views: 1095 - Healthcare Reform – Rising Costs of Benefits Puts Onus on Employees - by Submitted on Jul 25, 2011 from Tracy ManamonUp to 159 million Americans (52 percent) are covered by employer-sponsored plans. The Affordable Care Act is changing the group health insurance scenario. Employers are concerned about the rising cost of per-employee benefit costs and are expecting their employees to contribute more out of their ...
Views: 595 - How a HSA-HDHP Kentucky Plan Helps You Save Money - by Submitted on Apr 12, 2012 from Tracy ManamonHealth Savings Accounts (HSAs) are becoming more and more popular in Kentucky and in other states. With health care costs rising, a HSA paired with a High Deductible individual health insurance Kentucky plan is a great way to save money. Read on to learn how. A HSA is a special savings ...
Views: 1208 - How Health Care Reform Affects Individual Health Insurance Ohio - by Submitted on Apr 03, 2012 from Tracy ManamonOhio is one of the 26 states which are challenging the Patient Protection and Affordable Care Act of 2010 provision which requires all Americans to purchase health insurance starting in 2014 or pay a fine. Two years after the law was passed, there are still many questions being raised about its ...
Views: 755 - How Kentucky Individual Health Insurance Differs from Group Insurance - by Submitted on Aug 23, 2011 from Tracy ManamonIndividual health insurance is meant for people who are not in an employer-sponsored or government-assisted health plan. Group insurance, as the name implies, refers to the coverage that an employer sponsors for his employees and their dependents. Most people have this kind of coverage. The ...
Views: 533 - How Ohio College Graduates Can Find Affordable Health Insurance - by Submitted on Apr 24, 2012 from Tracy ManamonYou live in Ohio, have just graduated and are job hunting. Finding the right job with all the right benefits could take time. Besides getting employment to suit your qualifications, you need to ensure that your health risks are covered. Though the provisions of the 2010 Patient Protection and ...
Views: 999 - How the Affordable Care Act will Impact Ohio Employers - by Submitted on Oct 06, 2012 from Tracy ManamonErin Hoeflinger, president of Anthem Blue Cross Blue Shield Ohio has called the Affordable Care Act “a mammoth change for Americans”. Most people are still unaware of how exactly the changes will affect them and their quest for affordable Ohio health insurance, but Hoeflinger spoke quite clearly ...
Views: 1052 - How to Avoid the Five Loopholes of Purchasing Travel Insurance - by Submitted on Feb 27, 2012 from Tracy ManamonThink about the time you go to the doctor’s office or sign any legal document. Set right before you is a pile of papers you are told to sign and date. Some people brush over the contents of the page, but are honestly so overwhelmed by all the papers that they do not thoroughly read through the ...
Views: 1819 - How to Buy Ohio Individual Health Insurance – Important New Considerations - by Submitted on Dec 12, 2011 from Tracy ManamonAn average stay in an Ohio hospital can cost up to $20,000 or more. Getting health care coverage helps you enhance your health as well as meet unexpected and costly medical expenses. Once you’ve decided to enroll in an Ohio health insurance plan, the next step is how to make a wise decision and ...
Views: 1019 - How to Choose a Suitable Ohio Short Term Health Insurance Plan - by Submitted on Sep 23, 2011 from Tracy ManamonShort term health coverage is meant for people who are looking for temporary medical insurance for periods ranging from one to eleven months. You should consider a short term health plan if you are: • Between jobs • New employees waiting for coverage to begin at the work place • Part-time, ...
Views: 637 - How to Choose the Right Kentucky Health Insurance Plan - by Submitted on Dec 12, 2011 from Tracy ManamonKentucky health insurance companies in the individual market are authorized to sell different types of policies and do not have to standardize them. So choosing the right health insurance Kentucky plan can be something of a challenge. The most important thing is to prioritize, understand your ...
Views: 989 - How to Choose the Right Ohio Individual Health Insurance Plan - by Submitted on Aug 10, 2011 from Tracy ManamonHealth insurance companies in Ohio offer several types of health plans. If you are employed, choosing a plan would not be complicated as most employers offer only one or two health insurance options. However, if you are shopping for coverage on your own, you would be faced with the question of ...
Views: 505 - How to Find Affordable Columbus Health Insurance - by Submitted on May 29, 2012 from Tracy ManamonAccording to the 2012 Milliman Medical Index (MMI), healthcare costs for American families in 2012 have risen beyond $20,000 for the first time. About 60 per cent of families are covered by an employer-sponsored PPO plan, but the increase is 6.9% – an increase of $1,335 over 2011. The 2012 MMI ...
Views: 1061 - How to Find the Right Kentucky Individual Health Insurance Plan - by Submitted on Feb 08, 2012 from Tracy ManamonKnowing when and how to find the right Kentucky individual health insurance plan is crucial when it comes to protecting yourself and your family. When Individual Health Coverage is Important You could have coverage under your employer’s group health insurance, but there are many reasons ...
Views: 924 - How to Save Money on Your Kentucky Health Insurance - by Submitted on Oct 27, 2012 from Tracy ManamonThe cost of Kentucky health insurance is rising every year and people are looking for ways and means to save money on health care. Though the Patient Protection and Affordable Care Act is meant to enhance coverage for Americans in general, it is expected that premiums and out-of-pocket expenses ...
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