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Articles from Tracy Manamon | Selfgrowth.com
- Anthem Preventive Care for OH - by Submitted on Feb 14, 2012 from Tracy ManamonWhy do we have health insurance? In Ohio, we have health insurance so that if we get sick or have a medical emergency and need to go to the hospital/doctors, we do not need to pay the fees right out of pocket. Would you believe me if I told you that you could limit how much you go to the ...
Views: 1108 - Health Care Rules Taking Effect 2011-2013 for Ohioans - by Submitted on Feb 14, 2012 from Tracy ManamonRead the newspaper, or turn on the radio or TV and you will soon discover that there are many changes being put in place for health insurance in Ohio in the next few years. The best thing that you can do is to keep yourself informed, so you are not taken by surprise by any of the changes. ...
Views: 970 - How to Find the Right Kentucky Individual Health Insurance Plan - by Submitted on Feb 08, 2012 from Tracy ManamonKnowing when and how to find the right Kentucky individual health insurance plan is crucial when it comes to protecting yourself and your family. When Individual Health Coverage is Important You could have coverage under your employer’s group health insurance, but there are many reasons ...
Views: 969 - U.S. Eases Entry for International Visitors - by Submitted on Feb 27, 2012 from Tracy ManamonU.S. tourism is all set to see happy days ahead with the federal government making it easier for international visitors to get through customs. Targeting mainly tourists from Brazil and China who are able and willing to spend, President Obama plans to speed up the non-immigrant visa approval ...
Views: 920 - Kentucky Insurers Must Offer Child-Only Coverage Open Enrollment in January 2012 - by Submitted on Jan 09, 2012 from Tracy ManamonKentucky residents can now take advantage of the open enrollment starting January 2012 to obtain comprehensive child-only health insurance coverage. According to an order issued by the Kentucky Department of Insurance, health insurance companies in the state are required to offer a child only ...
Views: 481 - Affordable Ohio Health Insurance with an HSA-qualified HDHP Plan - by Submitted on Jan 09, 2012 from Tracy ManamonWith the IRS announcing the cost-of-living adjustments affecting Health Savings Accounts (HSAs), HSA contribution limits and High Deductible Health Plans (HDHP) out-of-pocket maximums will see slight increases in 2012. HDHP minimum required deductibles remain the same as in the last two years. ...
Views: 737 - Educate Yourself on Kentucky Individual Health Insurance - by Submitted on Jan 08, 2012 from Tracy ManamonMost working people in Kentucky get health coverage through a group health insurance plan offered by their employer. However, they now have to pay a larger share of the costs than before. In fact, you could possibly save money by opting out of group health insurance and buying a health insurance ...
Views: 973 - Buying Short-term Ohio Medical Insurance - by Submitted on Jan 08, 2012 from Tracy ManamonHaving health insurance is no longer an option – it’s a necessity. If you are employed, you would be covered by an employer-sponsored plan, though now you could be paying a higher share of the coverage than before. As with the rest of the U.S., the Ohio job market has been hit by the economic ...
Views: 1222 - Travel Insurance for a Stress-free Holiday - by Submitted on Jan 08, 2012 from Tracy ManamonYou have planned all the details of your vacation abroad, but are worried about the unexpected. Trip and hotel cancellations, unexpected calamities in the country you’re traveling to, a medical emergency, baggage loss and so on are fears that can destroy your peace of mind. That’s why you need ...
Views: 1147 - Controlling Health Care Costs – Anthem Shows the Way - by Submitted on Dec 20, 2011 from Tracy ManamonThe rapidly rising cost of health care is one of the most pressing issues that the U.S. is facing today and it is eating into the income gains of the average American family. The increase in health insurance premiums is leaving people with less cash to spend on other essentials. According a ...
Views: 614 - How to Choose the Right Kentucky Health Insurance Plan - by Submitted on Dec 12, 2011 from Tracy ManamonKentucky health insurance companies in the individual market are authorized to sell different types of policies and do not have to standardize them. So choosing the right health insurance Kentucky plan can be something of a challenge. The most important thing is to prioritize, understand your ...
Views: 1046 - How to Buy Ohio Individual Health Insurance – Important New Considerations - by Submitted on Dec 12, 2011 from Tracy ManamonAn average stay in an Ohio hospital can cost up to $20,000 or more. Getting health care coverage helps you enhance your health as well as meet unexpected and costly medical expenses. Once you’ve decided to enroll in an Ohio health insurance plan, the next step is how to make a wise decision and ...
Views: 1074 - Finding Affordable Kentucky Health Insurance – Facing the U.S. Health Care Crisis - by Submitted on Nov 22, 2011 from Tracy ManamonThere’s one thing everybody agrees on – America has a healthcare crisis. As for how to deal with it, opinions are divided. A new Gallup poll revealed that 47 percent of Americans want the health care law repealed and 42 percent want it to stay. Whether the law is repealed or retained, it’s risky ...
Views: 500 - Individual Health Insurance Ohio – Basics You Need to Know - by Submitted on Nov 15, 2011 from Tracy ManamonWhen you have to buy an Ohio individual health insurance policy on your own, you need to know the basics so that you make the right choice. Benefits vary among policies. The benefits covered by your plan and the care provider access that it offers determine the quality of care you get and the ...
Views: 1073 - Ohio Says No to Obamacare and Higher Premiums - by Submitted on Nov 15, 2011 from Tracy ManamonWith Buckeye State voters approving Issue 3, which prohibits government from forcing them to buy Ohio health insurance, Ohioans seem to have spoken out against a government-knows-best set of directives. Many objections have been raised against Obamacare from different quarters, and one of the ...
Views: 1239 - Health Insurance Ohio – Premium Quality HSA Options - by Submitted on Oct 31, 2011 from Tracy ManamonA Health Savings Account (HSA) is a great option to save for your current and future qualified health expenses on a tax-free basis. You have to be covered by a High Deductible Health Plan (HDHP) and not have any other insurance in order to open a health savings account. Leading providers of ...
Views: 1150 - Health Insurance Kentucky – Be Aware, Be Prepared - by Submitted on Oct 16, 2011 from Tracy ManamonWhether you are an individual seeking a health plan for yourself and your family, a woman looking for maternity or preventive care cover, or self-employed and looking to manage health risks, being aware and prepared is important. A lot is happening on the health insurance Kentucky scene and the ...
Views: 609 - Obamacare in Ohio – Individual Health Insurance Premiums to go up, says Milliman Report - by Submitted on Sep 26, 2011 from Tracy ManamonThe key findings of a forecast report by Milliman Inc., Seattle for the Ohio Department of Health Insurance are that the changes occurring as a result of the Patient Protection and Affordable Care Act (PPACA) will bring down the number of uninsured by 790,000, but increase premiums by more than ...
Views: 664 - Ohio Individual Health Insurance – Making the Right Decision - by Submitted on Sep 26, 2011 from Tracy ManamonOfficial statistics indicate that the proportion of uninsured Ohio residents increased over the past year from 11.6 to 12.9 percent. This is quite worrying considering the fact that Ohio has a high death rate due to cancer as well as one of the highest levels of air pollution in the United ...
Views: 482 - Ohio Short Term Health Insurance – Safety Net for Laid-off Workers - by Submitted on Sep 26, 2011 from Tracy ManamonOhio short term health insurance is a great option for unemployed persons as it offers coverage for unexpected catastrophes. Short term health plans are assuming great significance in these financially challenging times. According to the U.S. Bureau of Labor Statistics, July 2011 saw employers ...
Views: 540 - How to Choose a Suitable Ohio Short Term Health Insurance Plan - by Submitted on Sep 23, 2011 from Tracy ManamonShort term health coverage is meant for people who are looking for temporary medical insurance for periods ranging from one to eleven months. You should consider a short term health plan if you are: • Between jobs • New employees waiting for coverage to begin at the work place • Part-time, ...
Views: 672 - Kentucky Individual Health Insurance Plans - Need to Assess Your Options - by Submitted on Sep 19, 2011 from Tracy ManamonRecent studies reveal that many Kentuckians do not have health insurance. This is a trend that needs to be reversed, especially given the present economic scenario and also because Kentucky falls in the lower quadrant of healthy US states. Leading health insurance companies offer several kinds ...
Views: 637 - Ohio Open Enrollment - Time to Evaluate Your Medicare Coverage - by Submitted on Sep 19, 2011 from Tracy ManamonThe Medicare open enrollment period offers Medicare beneficiaries in all US states an opportunity to review their health plan and switch to a new one that accommodates new needs, such as a change in health status. Ohio health insurance companies offer various types of Medicare Supplement or ...
Views: 496 - Kentucky Medical Insurance – Make an Informed Decision - by Submitted on Sep 14, 2011 from Tracy ManamonLeading insurance companies offer various kinds of Kentucky medical insurance plans. All health insurance in the state is monitored by the Kentucky Department of Insurance. The health insurance offered include indemnity and managed health care plans. The best way to buy a suitable plan is to ...
Views: 482 - How Kentucky Individual Health Insurance Differs from Group Insurance - by Submitted on Aug 23, 2011 from Tracy ManamonIndividual health insurance is meant for people who are not in an employer-sponsored or government-assisted health plan. Group insurance, as the name implies, refers to the coverage that an employer sponsors for his employees and their dependents. Most people have this kind of coverage. The ...
Views: 568 - Finding Affordable Ohio Health Insurance - by Submitted on Aug 21, 2011 from Tracy ManamonOhio health insurance companies provide several types of affordable plans for individuals, families, and employers. The best way to get affordable Ohio health insurance quotes is to find a professional, independent health insurance agent to represent you. Though all health insurance rates are ...
Views: 578 - How to Choose the Right Ohio Individual Health Insurance Plan - by Submitted on Aug 10, 2011 from Tracy ManamonHealth insurance companies in Ohio offer several types of health plans. If you are employed, choosing a plan would not be complicated as most employers offer only one or two health insurance options. However, if you are shopping for coverage on your own, you would be faced with the question of ...
Views: 536 - Health Insurance Coverage for your Small Business in Ohio - by Submitted on Aug 05, 2011 from Tracy ManamonWhile we wait for the government to try and resolve the great debate over health care reform, thousands of people in Ohio go without coverage. Any changes that are approved won’t go into effect for at least three years so it is up to small business operators to find solutions in the short term ...
Views: 592 - Healthcare Reform – Rising Costs of Benefits Puts Onus on Employees - by Submitted on Jul 25, 2011 from Tracy ManamonUp to 159 million Americans (52 percent) are covered by employer-sponsored plans. The Affordable Care Act is changing the group health insurance scenario. Employers are concerned about the rising cost of per-employee benefit costs and are expecting their employees to contribute more out of their ...
Views: 629 - Ohio Health Insurance Many Sides to a Complex Issue - by Submitted on Jul 11, 2011 from Tracy ManamonJune has been a busy month for hawks watching the Ohio health insurance scene. The latest development is that a federal appeals court in Ohio has upheld the 2010 health reform law. On June 29, the three-judge panel of the 6th U.S. Circuit of Appeals in Cincinnati voted 2-1 that Congress does ...
Views: 556 - Many Kentuckians Going Without Health Insurance - by Submitted on Jul 11, 2011 from Tracy ManamonThe Kentucky Health Issues Poll (KHIP) conducted in December 2010 shows that about a quarter of the state's population does not have health insurance. This means that health insurance has a big gap to fill. Though Kentucky’s strengths include a comparatively low prevalence of binge drinking, ...
Views: 548 - New Legislation and Changes in Medicare - by Submitted on Jul 04, 2011 from Tracy ManamonAlmost 27 million seniors who get their prescription drug coverage from Medicare saw major changes in 2010. In 2011, Medicare beneficiaries are getting more benefits, though people with higher incomes will have to pay higher incomes, and maybe, higher taxes too. • Closing ...
Views: 525 - How to Budget for Healthcare - by Submitted on Jul 01, 2011 from Tracy ManamonManaging your healthcare budget is as important, if not more, than managing your household budget or any other kind of plan. To budget for healthcare, what you need to do first is take a realistic look at your health and how much it would cost to stay fit. Maintaining and protecting your health ...
Views: 642(1 vote) - Medicare Coverage Choices - by Submitted on Jun 21, 2011 from Tracy ManamonYou become eligible for Medicare when you reach age 65. If are nearing eligibility, you need to make your Medicare coverage choice at least three to four months in advance. You have two basic choices: Original Medicare Coverage and Medicare Advantage Plans. Medicare comprises four ...
Views: 647(1 vote) - Reining in Long-Term Medicare Spending - by Submitted on May 24, 2011 from Tracy ManamonWith the nation’s debt crisis looming large, much attention is on cutting Medicare spending. Medicare shoulders the highest expenses in the U.S. healthcare system, and tax dollars pay for most of the annual increase in the cost of care for the elderly and disabled. The Medicare cut proposal ...
Views: 595(1 vote) - Avoid Errors When You Buy Health Insurance - by Submitted on May 03, 2011 from Tracy ManamonAs far as your health goes, the first thing you have to do is shake off the ‘it won’t happen to me syndrome’. It is this that keeps most people, especially the young, from buying medical insurance. Realizing that you are as vulnerable to health issues as anybody else is the first step. Once you ...
Views: 752(1 vote) - Ohio Individual Health Insurance – Buy the Right Plan - by Submitted on Feb 08, 2011 from Tracy ManamonMost individuals in Ohio get insurance through their employer. Those who do not have such insurance can purchase an affordable Ohio individual health insurance plan that offers great benefits. Buying the right health insurance plan means understanding the options available and then finding the ...
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