With easy access to the internet and constant promotion by the AMFI (Association of Mutual Funds In India) through the ‘Mutual Funds Sahi Hai’ campaign, more and more people are becoming aware of mutual fund investment. Especially millennials and gen Z are more open to high-risk investment ... Views: 258
We all want to have the best in our lives, right from the best school for our kids, to the best car to drive, the best home to live in, and even the best mutual funds to invest in. Mutual funds have now become a popular investment option for novice as well as seasoned investors. Having said ... Views: 260
Debt funds in mutual funds invest in fixed-income securities like treasury bills, corporate bonds, commercial papers, government securities, and many other money market instruments. The NAV or Net Asset Value of Debt Mutual Funds is inversely related to interest rate movement. Generally, when ... Views: 250
Debt funds in mutual funds are a type of mutual fund that invests in debt securities such as corporate bonds, money market instruments, commercial paper, certificate of deposit, treasury bills and government securities.
Types of Debt Funds in India
• Dynamic Bond Funds
Dynamic bond funds ... Views: 253
Debt funds in mutual funds invest in fixed-income securities like treasury bills, corporate bonds, commercial papers, government securities, and many other money market instruments. The NAV or Net Asset Value of Debt Mutual Funds is inversely related to interest rate movement. Generally, when ... Views: 320
Systematic Investment Plan or SIP means a method of investing money in mutual funds.
In an SIP, one invests a fixed amount of money in a mutual fund every month. which is automatically deducted from one’s bank account. To know what amount of monthly SIP you need to invest to achieve a certain ... Views: 409
Systematic Investment Plan or SIP account means a method of investing money in mutual funds.
In an SIP, one invests a fixed amount of money in a mutual fund every month. which is automatically deducted from one’s bank account. To know what amount of monthly SIP you need to invest to achieve a ... Views: 253
A mutual fund means a fund established in the form of a trust to raise monies through the sale of units to the public or a section of the pubic under one or more schemes for investing in securities, money market instruments, gold or gold related instruments, real estate assets and such other ... Views: 256
Investing in mutual fund schemes in India may seem a challenging decision. Most of the investors regard fund returns as the only criteria to compare the performance of funds.
Generally, mutual fund scheme is made up of investments in equity, debt or a mixture of both. They can be further ... Views: 259
A Fund of Fund means a mutual fund scheme that invests in other mutual fund schemes. The fund manager invests in other mutual funds instead of directly investing in equities or bonds. The portfolio is catered for investors with different risk profiles and financial goals. The Fund of Funds ... Views: 250
A mutual fund is means a fund established in the form of a trust to raise monies through the sale of units to the public or a section of the pubic under one or more schemes for investing in securities, money market instruments, gold or gold related instruments, real estate assets and such other ... Views: 276
An equity mutual is a mutual fund that invests in equity and equity related instruments with the aim of long-term capital appreciation.
Thus, an equity mutual fund is a mutual fund that invest in equity shares of companies that have potential to provide long term returns to investors.
An ... Views: 279
An equity mutual fund invests in equity related investments that have the potential to grow, but which may involve a higher amount of risk. Generally, an example of an equity mutual fund is one that has its underlying portfolio in companies with a proven track record of great revenue growth or ... Views: 248
Gold funds are fund of funds scheme that invest in gold exchange traded funds. Their underlying scheme invests in gold ETFs and rely on investments directly linked to gold prices. It is useful to invest in an asset without purchasing it in its physical form. As the fundamental asset is held in ... Views: 269
A Fund of Fund means a mutual fund scheme that invests in other mutual fund schemes. The fund manager invests in other mutual funds instead of directly investing in equities or bonds. The portfolio is catered for investors with different risk profiles and financial goals. The Fund of Funds ... Views: 251
Most investors are aware that saving is just not enough and one needs to invest correctly. Gold is not just a precious metal for Indians it is also a form of investment.
However, owning gold these days in physical form has its own demerits as there is risk of theft, moreover one cannot be ... Views: 257
ELSS (Equity linked Savings scheme) investments is a tax-saving investment option under Section 80C of the Income Tax Act, 1961. ELSS mutual funds invest their scheme corpus in in equity or equity-related instruments.
ELSS investment option can take place in the following ways; invest a lump ... Views: 287
As a new investor if you wish to invest in mutual funds or make new investments to achieve your financial goals, then you would have wondered if this was the right time to invest in SIPs.
Investors generally believe that if they invest in rising markets, they will earn lower returns because ... Views: 240
ELSS (Equity linked Savings scheme) investments is a tax-saving investment option under Section 80C of the Income Tax Act, 1961 that invest a scheme corpus in equity or equity-related instruments. They have the following features:
• 80% of the total corpus (minimum requirement) is invested in ... Views: 248
How do you decide to buy an outfit? You would decide in terms of brand, fit, cost, etc. If selecting an outfit takes so much effort, how much more effort should one put in when it is a question of our investments? It is essential that you monitor your investments in such a way that it leads to ... Views: 253
It is a well-known fact that Indians are one of the world’s largest consumers of gold. Gold is regarded as a solid investment.
However, with the passage of time, people have adopted a more modern outlook to investing in gold. Gold is a safe investment choice and investors can invest in either ... Views: 259
The meaning of an SIP is that it is a mode of investment in mutual funds, wherein the investor puts in a fixed amount of money every month, similar to a recurring deposit. The meaning of an SIP is in its full form; Systematic Investment Plan. An SIP allows the investor to buy units on a specific ... Views: 304
The meaning of a fund of funds (FOF) is a type of Mutual Fund scheme that invests in other mutual fund schemes. The fund of funds aims to achieve diversification and appropriate asset mix in a variety of fund categories. Fund of Funds comprises a mutual fund scheme with different underlying ... Views: 248
Mutual Funds can be segregated as per their underlying asset, style of investing, or structurally. Looking at mutual funds from a structural point of view, they are classified as open-ended mutual funds and closed-ended mutual funds.
Open-ended mutual funds are mutual funds where the units ... Views: 240
Debt funds are mutual funds where the underlying assets are fixed-income securities that could range from bonds, treasury bills, Government Securities and money market instruments.
There are different types of Debt Funds in mutual funds: overnight funds, liquid funds, ultra-short duration ... Views: 261
The meaning of SIP in a mutual fund is Systematic Investment Plan. An SIP in a mutual fund is a mode of investing that helps you to invest regularly in order to meet your financial goals effectively. It allows you to invest the same amount, in a particular mutual fund scheme, at a specified ... Views: 250
When it comes to investing for your future, there are a lot of investment vehicles to choose from. Although there is no specified formula or handbook that investors are expected to follow, there is one general rule that impacts your mutual fund performance: Invest for the long term.
When you ... Views: 264
Value and Growth are two styles of investing, benefiting from the cyclicality of the markets. They both look at stocks through a different lens, but share a common objective of wealth generation.
When it comes to Equity Mutual Funds, they primarily follow two types of investment approaches, ... Views: 321
There are plenty of options to choose from for the average investor. However, to determine where to invest your money, you may have to establish a sound financial plan. Having a financial plan will help you achieve your goal and not get distracted from the market noise.
Also, investors need to ... Views: 369
Physical gold such as gold jewelry or gold coins has several drawbacks such as storage in safety vaults and the associated locker charges. They also demand price markups due to the design and making charges. Apart from these, purity issues and lack of flexibility in investment amounts can make ... Views: 251
Equity mutual funds have potential to provide risk-adjusted long term returns. You can choose to invest in equity funds such as diversified equity funds, ELSS (Equity Linked Savings Scheme) or large-cap funds, or even emerging themes in Equity investments such as ESG (Environment, Social and ... Views: 254
The sharp fall in equity markets during the onset of Covid in March last year in 2020 was a wake-up call for investors to diversify their investments across sectors, assets and market caps. As the adage goes about not putting all your eggs in the same basket, if you invest your entire money in ... Views: 232
Due to declining bank rates and rallying equity markets, many investors have resorted to searching for the best SIP to invest now in mutual funds. A systematic investment plan (SIP) is a mode of investment wherein you could invest a fixed amount in a chosen mutual fund scheme periodically at ... Views: 249
Debt mutual funds can be classified as per their holding period such as short-term debt funds and long-term debt funds. The meaning of short-term debt funds is that they invest in debt and money market instruments with a Macaulay duration of the portfolio between 1 year - 3 years. Short -term ... Views: 242
Gold ETFs are exchange-traded funds that invest in physical gold. Each unit of a Gold ETF represents 1 unit (or in some cases 0.5 units) of gold. While the meaning of Gold Mutual Fund is that fund of funds scheme that invests in Gold ETF. Both help investors do away with making charges ... Views: 311
Let’s take a look at few interesting facts on SIP plans in India.
1) Market timing becomes irrelevant
One of the biggest difficulties in equity investing is; when to invest or where to invest? While investing in a mutual fund solves the issue of where to invest, SIP plans help us to overcome ... Views: 248
In this ever-increasing world of rising costs and rising inflation, the cost of education is becoming expensive with every passing day from primary to secondary to higher studies. Thereby, it is essential to plan for it early by investing in investment avenues such as a mutual fund for your ... Views: 233
As an investor, you have many mutual fund options to choose from. There are a number of Mutual Funds available in the markets. However, you need to take a closer look to make a mutual fund comparison.
Making a mutual fund comparison in India among so many mutual funds and selecting the one ... Views: 268
The Internet of things has touched every corner of our lives. In food & beverage it has given us access to a variety of options by sitting in the comfort of our homes, in telemedicine it has encouraged doctors to perform surgeries and consult patients remotely, in communication it has made our ... Views: 237
Several Asset Management Companies (AMCs) have launched ESG Mutual Funds in India. ESG Mutual Funds invest in businesses that are responsible. Ever since its launch in India, the MSCI India ESG Leaders index has not only outperformed the MSCI India Equity index1 but has also mitigated downside ... Views: 224
ESG stands for Environmental, Social and Governance. What is the meaning and the full form of ESG mutual fund? Let’s take look at it piecemeal.
The E of ESG mutual funds
“E” stands for the Environment. This means how does a company deals with the preservation and conservation of natural ... Views: 239
Typically, the process of selecting mutual funds to invest in can be cumbersome due to the variety of options and the lack knowledge / research methods. On one end, investors preferring DIY (Do-it-yourself) can do the whole process of shortlisting mutual funds to invest depending on their ... Views: 252
A passive fund is where the fund manager and his team do not actively manage stocks. They mandatorily invest in the stocks that the underlying index is comprised of. They try to replicate the index and give returns according to their performance.
Passive funds are different as compared to ... Views: 271
Once you have chosen the best mutual fund to invest, SIP & Lumpsum are the two ways to grow your investments. An SIP is considered to be a good option for investment purposes. It is convenient, flexible and inculcates a habit of investing. In an SIP, a fixed sum of money will be deducted from ... Views: 220
Index fund in India is a passive mutual fund that aims to achieve capital appreciation by imitating or replicating an underlying index. The objective of an index fund or an index ETF is to passively replicate the index in terms of its portfolio composition.
A fund manager of an index fund ... Views: 226
According to AMFI, mutual funds in India have achieved Rs. Rs. 92900 cr net inflow in April 2021. There are different types of mutual fund investment suitable for every investor risk profile. Largely there are three types of mutual funds which are Equity Mutual Fund, Debt Mutual Fund and Hybrid ... Views: 227
There are several online mutual fund investment platforms available. One can now invest in mutual funds online seamlessly through the different types of online mutual fund platforms available anytime, through a computer or a mobile phone.
Individuals can look to invest in mutual funds online ... Views: 268
Investors are looking for avenues that help them grow their money and achieve their financial goals. Investing in stock markets is one such avenue that can help investors grow their money over the long term. But investing in the stock market may not be easy for the first-time investor. Mutual ... Views: 282
An SIP (systematic investment plan) is the most common way to invest in a mutual fund scheme. Lumpsum is also another mode of investment where the investor makes a one-time investment in a mutual fund of his choice. How to select the best mutual fund to invest? Which is the best mutual fund for ... Views: 240
If you look decades back, we had few options to invest our money. Among them, FD & PPF were most preferred. If you happen to take advice from your parents or grandparents, many would still recommend you to invest in them. After liberalization in 1990, when India opened its doors to the world, we ... Views: 210