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- What is Home Insurance and Definition of it? - by Submitted on Sep 16, 2020 from Insurance SamadhanA lot of hard work and sweat goes into buying a home, it not only costs a lot of money but it takes time to save up for it too. Sometimes it takes years and years to finally move from a rented apartment into a home that you own. A home makes us feel financially secure and safe and in the light ...
Views: 447 - Complete Guide to Property Insurance Claims - Process, Documents Required and Tips - by Submitted on Aug 24, 2020 from Insurance SamadhanIf you have experienced damage or loss to your insured property, applying for a claim can be quite daunting but rest assured, it's quite an easy process if you have done your research and are cautious and vigilant throughout the whole claim process Guidance on Property Claim Procedure in ...
Views: 511 - Insurance Checklist 2020: Know about Life, Health and General Insurance Checklist for Policyholders in India - by Submitted on Jul 06, 2020 from Insurance SamadhanIn InsuranceSamadhan.com’s A-Z Blog series on Insurance topics, we try to provide all vital information related to the Insurance sector and demystify certain myths related to the sector. In today's blog, we are sharing detailed information regarding – Insurance Checklist – and everything that ...
Views: 307 - Whole Life Insurance Policy Definition, Types, Features and Advantages in India - by Submitted on Jun 26, 2020 from Insurance Samadhan**What is a Whole Life Policy?** A whole life insurance cover or permanent life insurance policy provides life coverage until the death of the life assured. The sum assured of the policy or the coverage is decided at the time of policy purchase and is paid to the nominee at the time of death ...
Views: 343 - Reinsurance Definition, Types, Benefits and How it works - by Submitted on Jun 15, 2020 from Insurance SamadhanIn our last two blogs, we have been covering protection of PolicyHolder' interest. We have covered all IRDA provisions for protection and why policyholders should feel safe. But still one area worries every one that is what will happen to Insurance companies if more people die or fall sick. How ...
Views: 373 - Insurance Ombudsman: How you can Register Complaint to Ombudsman - by Submitted on Jun 08, 2020 from Insurance SamadhanInsurance Ombudsman: How you can Register Complaint to Ombudsman Ashok had a problem with his Life Insurance as multiple policies were sold to him whereas he asked for one policy only. After a long correspondence with the Insurer, they refused to comply and sent a refusal letter. Within 30 ...
Views: 326 - Insurance Contract: Features, Term & Conditions of Insurance Contract (How it Works) - by Submitted on Jun 04, 2020 from Insurance SamadhanIn InsuranceSamadhan.com’s A-Z Blog series on Insurance topics, we try to provide all vital information related to the Insurance sector and demystify certain myths related to the sector. In today's blog, we are sharing detailed information regarding – Insurance Contract – and everything that one ...
Views: 403 - Fire Insurance Claim Procedure - Steps to File Fire Insurance Claim - by Submitted on May 04, 2020 from Insurance SamadhanIn a world full of uncertainties, one can never take ‘enough’ precautions. However, one can always be well-prepared to face such uncertainties. Misfortune does not discriminate, it can come upon anyone at any point of time, and one such example of an adversity is - fire damage. Worry not, we are ...
Views: 438 - Judgments issued by ombudsmen being ignored by insurance companies - by Submitted on Apr 08, 2020 from Insurance SamadhanInsurance companies in the country are often seen to completely bypass the judgments passed by ombudsmen with regard to resolving policy holders’ complaints and grievances. As per the regulations of insurance ombudsman, insurance companies have to compulsorily adhere to the awards passed by the ...
Views: 488 - Questions people may ask on Insurance during crisis time of Covid-19 - by Submitted on Apr 02, 2020 from Insurance SamadhanRecently Insurance Samadhan did a Facebook live session to clarify the doubts on Insurance Policies with respect to Covid 19 and locked down for 21 days. We could answer many questions and compile the same for the general interest of the public. However, a brief understanding is given ...
Views: 430 - What is Home Insurance and Why It Is Important in India - by Submitted on Mar 27, 2020 from Insurance SamadhanYour home is one of your most valuable assets. It is, perhaps, one of the biggest and most costly investments you will ever make. Thus, it is extremely important to safeguard your home with insurance and protect it from certain circumstances that may render your home to be completely ...
Views: 421 - Frauds in the name of LIC that you should watch out for - by Submitted on Mar 23, 2020 from Insurance SamadhanToo many people are falling prey to fraudulent companies and callers who are luring them into investing in supposedly attractive insurance plans and schemes, often taking the name of well-known insurers and duping them of their hard earned money. This menace of fraudulent insurance policies has ...
Views: 431 - How your media claims are processed – Direct or TPA - by Submitted on Mar 17, 2020 from Insurance SamadhanAll Health Insurance Policy Holders face a challenge when they need claim processing. If you have a good agent then it becomes their duty to guide for all support but in most cases, the claimant has to go through the support help desk at hospitals. In big network hospitals, you may find trained ...
Views: 348 - How to file an Insurance complaint against a provider? - by Submitted on Mar 04, 2020 from Insurance SamadhanMost people usually complain with regard to the total disregard and casualness shown by employees of their insurance companies with regard to nominees of people who had purchased insurance policies from these organizations. They also refuse to clear any claims, particularly in case of term ...
Views: 508 - The Claim Ratio in India - by Submitted on Feb 19, 2020 from Insurance SamadhanThe claim ratio data from IRDAI of top 10 insurance companies is definitely something worth knowing about since it will help you make a good decision before signing on the dotted line. After all, the claim ratio has to be good and this will indicate that your claim will be settled and processed ...
Views: 390 - How life insurance agents are mis-selling Insurance Policy - by Submitted on Feb 07, 2020 from Insurance SamadhanA life insurance agent is a person who makes you aware of the different policies that provide life risk coverage to you. They get commission in return of the policies they sell to you. They convince their clients to buy the policies by making false claims, which is quite a common phenomenon. The ...
Views: 383 - 5 things to know when your Insurance Agent is unable to help you enough - by Submitted on Jan 27, 2020 from Insurance SamadhanThe concept of insurance brokers or agents has been introduced in India by the IRDAI through the Insurance Brokers Regulation 2002 that was again amended in 2013. Certain functions and code of conduct of a broker are stated in these regulations. An insurance broker is someone who specializes in ...
Views: 366 - 5 Reasons to Get Health Insurance When You are Young - by Submitted on Jan 22, 2020 from Insurance SamadhanHealth Insurance companies have emerged out as one of the leading companies in India. Nowadays where the cost of simple commodities is on the rise, the expenses of hospitalization and medications are reaching its peak. Health Insurance cuts down these expenses by providing full coverage ...
Views: 392 - How new laws are helping insurance policies improve - by Submitted on Jan 16, 2020 from Insurance SamadhanQuite a few, new insurance regulations have been proposed and they will ultimately benefit the policyholder. These regulations are in regards to life insurance plans- both the conventional ones, as well as the unit-linked insurance plans. They also cover health insurance, TPAs or Third Party ...
Views: 388 - Does Life Insurance Policy cover Suicidal death in India? - by Submitted on Jan 10, 2020 from Insurance SamadhanAs going by the definition, Suicide is “intentional self-inflicted harm causing death” or “killing self by one’s own hand”. About 8,000,00 people commit suicide every year around the world and out of that 17% are from India. With increasing suicidal death toll every year in India, as a nation ...
Views: 383 - Know the complete process of how to cancel your Car Insurance Policy? - by Submitted on Jan 02, 2020 from Insurance SamadhanThere are a number of reasons why one could want to cancel their car insurance. To do that, one needs to submit the replacement papers to the insurance company. However, a number of questions arise in this regard, like whether one has to pay any cancellation charges for the car. If one is ...
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