What happens when you think about investing? At one side, there is a flash news about how market is doing every minute. A chart or report to look into the other side. ‘Did you know the latest hot investment news?’ a suggestion or an advice or some shocking info from many sides. Isn’t it ... Views: 436
It needs a perfect recipe for a dish to taste good and the best cut will give the suit the right fit. It is no different for investments, the correct mix of investment options goes on to create the coveted portfolio which optimizes returns and minimizes risk.
For investors, it might sound ... Views: 705
One of our distinguished Finance Ministers had made this famous statement in one of his speeches, “Even God would not like to pay taxes!” reinforcing the general dislike of tax payers in paying taxes.
However, our lawmakers are human, and they understand this general aversion of people to ... Views: 457
We often hear from our parents and grandparents that they used to buy movie tickets for Rs. 5. Milk that we used to buy for Rs. 13 few years back has doubled now. Have you ever thought why such change in price happens?
The answer is inflation.
You can’t AVOID inflation:
For the price ... Views: 410
How do you determine that your financial expert is actually providing you with genuine or fake advice?
Can you easily trust any financial advice that you get?
Are you sure,whether the financial advice you have received,will fill your pockets or your advisor’s?
There are a few questions ... Views: 597
Introducing Contra Investments
We are all familiar with the nuances and subtleties' of “rowing against the tide” or “sailing against the wind”. Undertaking to do things which are in contrast to the usual is reflected in the above quotations. In the world of investments, when someone chooses ... Views: 426
What is the best way to invest in gold in India? What are all the different ways to invest in gold? How can I / we invest in gold? What are all the various gold investment options available to Indian Investors?
Let us discuss in detail about how to buy gold for investment purpose.
Gold as ... Views: 642
I received a call recently from a close friend of mine in a hurried voice saying that someone had purchased a jewelry from a famous jewelers in Bangalore for Rs.1,15,000 using his credit card. That too, when he is having his card safely in his purse. I consoled him and asked him to talk to the ... Views: 414
I received a call recently from a close friend of mine in a hurried voice saying that someone had purchased a jewelry from a famous jewelers in Bangalore for Rs.1,15,000 using his credit card. That too, when he is having his card safely in his purse. I consoled him and asked him to talk to the ... Views: 615
Once, our venerable Finance Minister, Mr. M Chidambaram, has said, “Left to God, even he will not like to pay Income Tax”. Though as a responsible citizen of our country, we should pay our income taxes on time and should not avoid paying it.
However, if the Income Tax Act, 1961 provides ... Views: 450
Personality and rationality:
Human behavior is a complicated concoction of three elements: the Id, the Ego and the Superego as per the psychoanalytical theory propounded by Sigmund Freud.
The id is present in a person from his or her birth and is a set of primitive behavioral traits. Ego, ... Views: 453
Whether you are buying an insurance policy or investing in mutual funds, do you take the right investment decisions at the right time.
Whenever you feel low or the time is not in your favor, the first thing that gets affected by this feeling is your decision making process. Factors like ... Views: 591
There are people who are disciplined and there are who are not. What is the difference between these two sets of people?
The first set of people lead an orderly, healthy and peaceful life, prepared for the ups and downs, not upset with the lows, and make others feel comfortable in their ... Views: 551
“Do not put all your eggs in one basket” is an idiom which we picked up at school while familiarizing ourselves with the subtleties of the English language. Some amongst us have learnt it the hard way though, when they have inadvertently dropped a basket full of eggs. The result eventually is a ... Views: 368
One of my clients got a call from her mother when we were seriously building her portfolio. I enquired after seeing her panicky reaction. Her mother wanted my client’s son to be removed from a school immediately because there is an accident happened in the swimming pool. The student died during ... Views: 503
Non-resident Indians often feel perplexed as to how to go about investing in property in India. They are unsure about the rules and the methodology of making investments and hence are apprehensive about the outcome from such investments. This article attempts to dispel the doubts in the minds of ... Views: 707
Campus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ... Views: 418
Campus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ... Views: 373
Campus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ... Views: 477
Campus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ... Views: 462
Campus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ... Views: 522
Campus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ... Views: 419
Campus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ... Views: 420
Campus placement is fashionable today. Students feel very proud and happy to share with others about their pay package. They think higher the pay package, higher will be their monthly salary. They just divide their package by 12 and calculate the monthly cash inflow and build their castle on it. ... Views: 484
Do you pay only the minimum amount due on your credit card bill? Will this lead you to a vicious cycle of debt trap?
Paying the Minimum Balance in Credit Card is an unintelligent financial decision. Why it is so?
Why you should pay 18% interest when personal loan at 13% or gold loans are ... Views: 462
Bargain Hunting:
The term ‘bargain’ has the word ‘gain’ embedded in it. This itself can enthuse people to seek a bargain. But then, how do we find a bargain? Is it by chance? Or does it involve meticulous study?
All investors would be keen to have answers to these questions so that they ... Views: 498
“We provide sure-shot stock market investment tips. Enjoy the free trial for 6 months. If you are satisfied, you can enrol for the premium investment tips package anytime”
Have you received an Email or SMS similar to the above? Also have you wonder, how could anyone provide sure-shot tips? If ... Views: 439
“We provide sure-shot stock market investment tips. Enjoy the free trial for 6 months. If you are satisfied, you can enrol for the premium investment tips package anytime”
Have you received an Email or SMS similar to the above? Also have you wonder, how could anyone provide sure-shot tips? If ... Views: 392
How bad is bad? Or for that matter how much sugar is there in sweetness, really? Perhaps we rarely stop to think. Bad or good are more or less absolute to us, and we often refrain from probing further into their causes. Personal health is one area however, which we do not leave to chance. So why ... Views: 761
Few best kept secrets, you may not know about Stock Market, Currency market and Commodity Market
What is the most profitable place to invest? Stock Market or currency market or commodity market…? Confused about which market to invest…?
Understanding the fine distinctions between these ... Views: 581
There are certain rules applicable to everything we do in our daily lives. The whole idea behind this belief is to fetch the maximal benefits, along with guarding ourselves from any kind of associated risks.
In that respect, our personal finance management is not distinct either. A number of ... Views: 515
What factors do you look for, while comparing properties? Without any doubt, the property’s location, price and possession, will be the first and foremost parameters one might consider for his/her shortlisting. However, apart from these primary ones, a few more things are necessary to check ... Views: 494
Putting your money in the securities market is risky yet profitable. Whereas, holding that cash is ineffectual.
“The market is really volatile, it is better if I keep the cash in my savings account or in my closet.” Does this sound like you? Most people think the same when it comes to ... Views: 542
What do investors expect from a Financial Advisor?
The straight forward answer for the above question will be “unbiased advice”. Investors expect the advice given by the financial advisor to be unbiased, neutral and independent.
What do they really get from Financial Advisors?
Most of the ... Views: 548
When we come to this life – parent provide a cover from unseen dangers. A tree –provides a cover from wind and water. Whereas water protects us, further from fire. Therefore, by the law of nature somewhere, someone is always protecting other.
Many employers today, offer a group medical ... Views: 453
Warren Buffet’s mantra is very different from what most people follow. Instead of saving what is left after expense, he advocates spending what is left after savings. No wonder he is considered to be an expert in his field.
This article dwells upon the need to use discretion after receiving a ... Views: 563
“I was a safe investor. So I invested everything in fixed deposits. My returns are not even beating inflation. So to beat inflation, I invested in stock market. But now the markets are crashing…”
“I kept a sizable emergency reserve in liquid funds; I didn’t have any emergency situation for 3 ... Views: 503
“I was a safe investor. So I invested everything in fixed deposits. My returns are not even beating inflation. So to beat inflation, I invested in stock market. But now the markets are crashing…”
“I kept a sizable emergency reserve in liquid funds; I didn’t have any emergency situation for 3 ... Views: 538