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Articles from Arwind Sharma | Selfgrowth.com
- Oppo F5 Hands-on Review - by Submitted on Feb 21, 2018 from Arwind SharmaOppo has been in the Indian mobile industry for some time. It has emerged as one of the major players catching the frenzy of its end-users. The major highlights of an Oppo Smartphone are its camera and clean specs. Oppo F5 Mobile Highlights - A bigger screen with 18:9 and narrow borders - ...
Views: 760 - How to Get a Loan For Chartered Accountants With Poor Credit Rating - by Submitted on Feb 19, 2018 from Arwind SharmaGetting any type of a loan depends on various factors, with your credit rating being one of the major ones. As it is a measure of your loan repayment ability, lenders usually require a minimum credit score to even consider your loan application. However, there are certain lenders that look more ...
Views: 897 - Benefits of Business Loan for Manufacturers - by Submitted on Feb 19, 2018 from Arwind SharmaManufacturers often require loans for various purposes be it for major projects, inventory, equipment and so on. However, finding the right source of funding is often a difficult task. Most conventional lenders have highly stringent terms and conditions along with eligibility criteria and ...
Views: 946 - Top Gaming Laptops in India - Buy on No Cost EMI Offers - by Submitted on Feb 15, 2018 from Arwind SharmaGaming laptops are high-end machines; they need to be super-fast systems with fast graphics-processing capabilities. Although they are expensive, you can buy them using EMI options offered to you by Bajaj Finserv. Read further to find out more about the top gaming laptops in India. Some of ...
Views: 1116(2 votes) - The Impact of Renovation on Your Home Insurance Policy - by Submitted on Jan 09, 2018 from Arwind SharmaA remodeled home not only improves the looks and enhances comfort, but also earns a higher valuation. In such a case, will the existing home insurance coverage suffice? Do the renovations have any impact on your existing home insurance policy? Yes, it does. While minor changes will not have ...
Views: 972 - Have You Started Saving For The Retirement? - by Submitted on Feb 15, 2018 from Arwind SharmaIn today’s world owning a house and having a secured job might be a big achievement but there is something more concerning that you need to be prepared for, i.e. ‘Retirement’. It is a phase in life when you finally decide that you have done all you could in your career and look for a contented ...
Views: 893 - Why use an EMI calculator before applying for a personal loan - by Submitted on Feb 08, 2019 from Arwind SharmaThe personal loan EMI calculator is a user-friendly application for simple and quick calculation of the EMI that you will have to pay. So, if you’re applying for a loan for the first time or have done it previously, this tool can help you plan effectively. It will help you calculate the EMI. you ...
Views: 934 - Factors that Influence your Home Loan Interest and How You can Reduce It - by Submitted on Aug 03, 2018 from Arwind SharmaA Home Loan interest rate is set after considering several factors. These include costs borne by the lender, the marginal cost of lending, and other expenses, fees and charges stemming from the borrower. The interest rate you receive also depends on various elements of your financial history. ...
Views: 1090 - Book your Family Holiday to Rajasthan on No Cost EMI - by Submitted on Nov 07, 2017 from Arwind SharmaOpulent palaces, the majestic Thar desert, and world renowned hospitality, Rajasthan is indeed fit for the kings! And with winter fast approaching, Rajasthan makes for a great destination as a winter getaway.You can camp under the stars in the deserts of Jaisalmer, or take in the beauty of the ...
Views: 906 - Equity Shares V/S PPF V/S Fixed Deposit - by Submitted on Feb 15, 2018 from Arwind SharmaFor an investor looking for investment sources in the market, there are many options to choose from. The market is now gaining its position back, and this might be the right time to invest in one of the different sources in the market. There are different sources in the market like Equity Shares ...
Views: 721 - Best Business Loan For Kochi Residents - by Submitted on Oct 24, 2017 from Arwind SharmaKochi, the commercial capital of Kerala, has one of the largest business belts in South India. A major port, it houses numerous petrochemical factories, fertilizer companies and oil corporations. With exports being one of Kochi’s specialities, it is also known for its booming electronics and ...
Views: 958(1 vote) - How To Make The Best Use of Chartered Accountant Loans - by Submitted on Oct 24, 2017 from Arwind SharmaAbhishek Sharma has been a certified Chartered Accountant (CA) for six years now. After working at a private organization, he decided to start his own accountancy firm. This meant that he needed to pool in his income and savings into his new practice, and that’s when he thought of his existing ...
Views: 988(1 vote) - This Big Billion Days, Shop for the Best Perfumes on No Cost EMI - by Submitted on Sep 21, 2017 from Arwind SharmaFinding a fragrance that works for you is easier said than done, especially if you have to also worry about the cost. This Big Billion Days, choose from a wide array of perfumes and fragrances that meet your preferences without hurting your budget. Flipkart’s latest sale is live during 20th ...
Views: 886 - How do you Know when it is the Right Time to Transfer your Home Loan? - by Submitted on Aug 09, 2017 from Arwind SharmaSunil Chedda, a stock market analyst in Chennai, was in the process of applying for a Home Loan so he and his family could live more comfortably in a home of their own. His application was approved, and he bought a larger apartment that everyone was happy with. However, after the third year of ...
Views: 917 - A Beginner’s Guide to Wise Investment Options - by Submitted on Feb 15, 2018 from Arwind SharmaNavigating through different investment options available in the market can seem frustrating to the uninitiated. Hiring a financial advisor or expert to guide you through the thicket of current investment trends might come in handy. If you’re the do-it-yourself type then you should try comparing ...
Views: 855 - How to Improve Your CIBIL Score? - by Submitted on Jul 24, 2018 from Arwind SharmaHaving a good CIBIL score is an important criterion to get a personal loan, and may even ensure you get a larger loan amount or a lower rate of interest. There are various ways you can improve your score and gain from the benefits of doing so. A CIBIL score is a rating that is used to ...
Views: 1540 - 6 Ways in Which Working Capital Can Help Your Business - by Submitted on Nov 21, 2018 from Arwind SharmaWorking capital is the capital or liquid assets used for daily and monthly business operations, such as rent, payroll and debt payments. It is calculated as current assets minus current liabilities. Working capital essentially gives the company flexibility to invest in its growth and cover ...
Views: 1149(1 vote) - RERA Rules as Unveiled by Maharashtra - by Submitted on Aug 29, 2017 from Arwind SharmaThe Maharashtra government on Friday discharged its last Real Estate (Regulation and Development) Act rules, which are to a great extent being celebrated for being in favor of purchasers but hostile and strict to biased real estate developers. The guidelines will become effective from May 1. ...
Views: 1401 - Applying For a Loan? Here Are a Few Tips to Improve Your Credit Score - by Submitted on Jul 24, 2018 from Arwind SharmaCredit is always a good way to meet life goals and meet pressing developmental and other familial needs when it comes to working professionals. Loans are available these days for almost everything from traveling to buying cars or bikes and even for purchasing home essentials, gadgets and ...
Views: 939 - Why You Should Opt for More Than the Maximum Home Loan Amount for Your Purchase - by Submitted on Apr 18, 2017 from Arwind SharmaFinancial experts suggest that you should try and get a larger amount for your pre-approved Home Loan. Most individuals spend a significant amount of their time in shortlisting the property. Later on, they realise that the maximum Home Loan amount is inadequate to finalise the buy.A Home Loan ...
Views: 884 - Everything you Need to Know About Home Construction Loan - by Submitted on Aug 04, 2017 from Arwind SharmaWhen you have a plot of land, one thing that makes a lot of sense is to build a house on it. But that’s easier said than done. More often than not, it’s difficult to find the money to get the construction done. That’s where you should look at a Home Loan for constructing the house yourself. ...
Views: 908 - Paying off a debt? The Amortization schedule is here - by Submitted on Mar 02, 2020 from Arwind SharmaAre you paying off your Personal Loan? Great. This is the best time for you to go through the following section on paying off your dues. You can learn all about Amortization Schedule and how it helps in paying off loans. Amortization Schedule Definition In finance and business, ...
Views: 991 - What you Stand to Gain by Taking a Joint Home Loan - by Submitted on Jan 16, 2017 from Arwind SharmaOne of the most important purchases that you’ll make in your lifetime is a home. That goes doubly so if you’re married. You and your significant other will think long and hard before you decide to go out and purchase a home. But before you go to the bank and apply for your loan, you should ...
Views: 950 - Watch Cricket on An LED TV, Through Bajaj’s No Cost EMI Card - by Submitted on Oct 28, 2016 from Arwind SharmaWith Diwali arriving in few days, there are exclusive festival-based offers being announced everywhere. This season spells celebration in every sense, and shopping for your favourite goods certainly adds to the charm. Given this, there is surely no better occasion than Diwali to spruce up ...
Views: 841 - 4 Excellent Tax Saving Instruments That You Should Know - by Submitted on Aug 13, 2018 from Arwind SharmaWith each new financial year, a whole list of concerns gets renewed along with the calendar. Working professionals, particularly, have quite a big concern to address—tax payments. This is usually the time when employers come knocking, looking for receipts for tax-saving investments you’ve ...
Views: 1182 - How Can I Save my Credit Score as a Loan Defaulter? - by Submitted on Jul 06, 2016 from Arwind SharmaBuying a home will probably be one of the most expensive purchases you will ever make. To fund this purchase, you can avail a housing loan. A Home Loan is the best option when it comes to financing a property without creating a dent in your savings. For many, the EMIs of a Home Loan constitute ...
Views: 951 - Remember These Fashion Tips to Escape the Sweaty Summer Messes - by Submitted on Jun 09, 2016 from Arwind SharmaSummers might be great for flaunting the trendy clothes and showing off your toned arms and legs, but it brings up its own set of challenges; the most prominent one being sweat. In the scorching heat, it is impossible to avoid sweating if you are not locking yourself up in a fully air ...
Views: 633(1 vote) - Fixed Deposits: The Pros and the Cons - by Submitted on Nov 21, 2018 from Arwind SharmaThere is no denying the fact that Fixed Deposits are one of the most loved investment avenues in India. A significant portion of household savings get locked into FDs. Ease of withdrawal and low risk are two main reasons why people prefer parking their money in Fixed Deposits. However, like ...
Views: 1969 - How to apply for a Personal Loan online - by Submitted on Jan 13, 2016 from Arwind SharmaIf you need money to complete the extension of your house, or take a much-needed family vacation, do not wait anymore. Go online, look up personal loan deals and opt for a loan to get the necessary funds. The first step in applying for a personal loan online is to do your research on the ...
Views: 1002 - 5 Irrefutable Benefits Of Investing In Mutual Funds - by Submitted on Dec 31, 2015 from Arwind SharmaEver since mutual funds were introduced, they have been one of the most popular investment options for investors all over the world. If you’re an individual with sizeable savings and are looking to venture into the world of stock market investment, a high return mutual fund is your best ...
Views: 1290 - How to Avoid Defaulting on your Personal Loan - by Submitted on Oct 27, 2015 from Arwind SharmaDefaulting can seem like a rather steep risk factor when taking out a personal loan. While this action can have rather serious consequences, there are many ways of avoiding it. So take a deep breath and read on to learn about the basics of dealing with a personal loan default. Avoid Loan ...
Views: 886 - Personal Loan vs Gold Loans - by Submitted on Mar 30, 2020 from Arwind SharmaPersonal loans and gold loans are 2 of the most popular forms of loans in the country. While the former is an unsecured form of loan that is approved on the basis of the applicants credit scores and income, the other is provides money by mortgaging the applicants gold reserves. In India, gold is ...
Views: 892 - How To Choose Home Loan Lender - by Submitted on Mar 27, 2020 from Arwind SharmaHome loan is an immensely integral part of home buying. After all, which other medium helps you to buy your dream house without disrupting your budget? However, if finding the right kind of home loan scheme is important, equally essential is finding the right lender for borrowing your loan. Home ...
Views: 860 - Personal Loan as a Means to Improve Life - by Submitted on Feb 14, 2019 from Arwind SharmaA comfortable lifestyle induced with lavish dinners, latest gadgets and frequent vacations, is everyone’s dream. Throughout life, you try to do the best financial planning. It probably begins as soon as you come in your first job and start earning your own money. Financial experts agree that ...
Views: 1002 - Tips to Renovate Your Kitchen - by Submitted on Mar 30, 2020 from Arwind SharmaKitchen is a significant part of a house. A home can never be considered complete in the absence of a well set up and comfortable kitchen. However, with time and rigorous usage, the structure and other areas of the kitchen start wearing out. Even if the structures are in a decent condition, your ...
Views: 866 - Why unsecured business loan is beneficial - by Submitted on Mar 27, 2020 from Arwind SharmaAs entrepreneurship is gaining a strong footing in the world with the passage of time, more and more 9 to 6 job workers are switching to become entrepreneurs. This has increased the need for more financial resources in order to support and encourage better opportunities for success and growth. ...
Views: 1628 - Pros and Cons of Personal Loan - by Submitted on Feb 14, 2019 from Arwind SharmaLet’s admit it, financial decisions are not easy. One has to put in a lot of thought process, usually induced with countless if’s, but’s, what if’s etc. Weighing the pros and cons of a financial decision like whether you should buy a house at the moment or borrow that loan can be quite draining. ...
Views: 1213 - How Loan Against Shares Is Beneficial - by Submitted on Mar 27, 2020 from Arwind SharmaLoan against shares has slowly yet surely gained its place in the financial market. With the course of time, this kind of secured loan has started being considered as a wise financial instrument for people. It is especially useful when you are hit by a sudden and unexpected monetary requirement. ...
Views: 1413 - Understanding Loan Against Property - by Submitted on Mar 27, 2020 from Arwind SharmaFinancial emergencies can strike in at any time. Therefore, financial experts and consultants always recommend that an individual must possess some kind of asset to ensure financial security. The most secure and reliable asset is a person’s house or property. Hence, it is easy to avail cash ...
Views: 1253 - Avoiding Home Loan Problems - by Submitted on Jan 19, 2015 from Arwind SharmaHome loan application and borrowing needs some toil. The market today is flooded with various loan plans and schemes. But it is a tough choice to finalize the deal with one single lender. This is because each company or bank is offering attractive home loan features and benefits. Home loans ...
Views: 1622(1 vote) - Tips To Apply For Loan against Property - by Submitted on May 27, 2020 from Arwind SharmaIn this fast paced world, where almost everything is getting changed, possessing your own house or property is an essential requisite. Not only does your house help you to feel and stay rooted, giving you a certain sense of belongingness, but also assists you in times of need. Taking a certain ...
Views: 1559 - Use Personal Loan For Debt Consolidation - by Submitted on Feb 14, 2019 from Arwind SharmaDebts and unpaid credit card bills can paralyze anyone’s life. People do not actually want or ask for it. However, due to urgent requirements, out of budget spending and personal emergencies, one gets caught in the rut of loans and debts. If you are standing neck deep in bad debt and want to ...
Views: 1532 - Fixed Deposit As A Sensible Investment Tool - by Submitted on Feb 15, 2018 from Arwind SharmaAmong the many investment programs and financial propositions which are functioning in the market today, fixed deposit is considered to be a beneficial financial product. Fixed deposit is an investment tool which is offered by banks and financial institutions of both public and private sector. ...
Views: 1564 - Know Debt Consolidation To Become Debt Free - by Submitted on Mar 27, 2020 from Arwind SharmaToo many unpaid bills and credit dues pull your mind into multiple directions. This consumes a lot of your productive energy, making you feel and look haggard. It therefore, becomes easier when you opt for a good debt consolidation loan plan. Consolidation of all your smaller debts into one ...
Views: 1419 - Facts To Know Before Investing In Fixed Deposit - by Submitted on Feb 15, 2018 from Arwind SharmaPlacing money in a fixed deposit account has been instrumental in determining financial stability for people. With its promise of slow but sure returns, fixed deposit has gained an important place in the school of financial management. Monetary planning is as essential for an individual as salt ...
Views: 2097 - How Secured Business Loans Help Entrepreneurs - by Submitted on Mar 27, 2020 from Arwind SharmaBe it starting your own business venture or expanding an already existing one, sound planning is an elixir for the same. Financial resources play a vital role in determining the establishment of any business, large or small. Without having a strong financial backing, it is usually hard for any ...
Views: 1156 - How Home Loans Make You Financial Strong - by Submitted on Mar 27, 2020 from Arwind SharmaFinancial stability is what we all keep striving for, as soon as we are over with education. More often than not, we opt for jobs that pay us fat salaries, so that we could become financially strong soon. And this goes beyond a fat bank balance and regular stable monthly income. Having a roof ...
Views: 1107 - Personal Loan-Pathway To Accomplish Dreams - by Submitted on Oct 09, 2014 from Arwind SharmaSo, you want to throw a grand birthday party for your kid, go on your much awaited vacation to Bali or buy that latest 40 inches smart HD TV! Catering to your needs as well as desires, in the middle of day to day expenses can be challenging. After all, how are you supposed to spare extra money ...
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