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Articles from John LeBlanc | Selfgrowth.com
- How to Repair Your Own Credit - by Submitted on Jul 22, 2011 from John LeBlancOne of the most debated topics I’ve seen online surrounding credit repair is whether to try your hand at improving your credit score on your own, or if it’s a better idea to let a credit repair service take over for you. The simple fact is you certainly can repair your credit yourself. ...
Views: 905 - 6 Tips to Preventing Identity Theft - by Submitted on Aug 09, 2011 from John LeBlancA couple of weeks ago, I got a call from Visa asking if I could verify some of the recent charges on my credit card. Apparently, I’d racked up about $4000 worth of toys at Best Buy including, among other things, a brand-new 50” HDTV. I checked my TV and other electronics to make sure they ...
Views: 797 - How to Tell You're About to Go Into Credit Card Debt - by Submitted on Dec 06, 2011 from John LeBlancI think I can safely speak for just about everyone on the planet when I say that being deep in credit card debt sucks. Whether you went on some crazy spending spree with your favorite Visa card, or had to resort to paying bills with your MasterCard to help make ends meet, ending up with large ...
Views: 714 - How to Safeguard Your Identity From Thieves - by Submitted on Aug 24, 2011 from John LeBlancThere was a time when you only had to worry about as far as identity protection was some ne’er do well stealing your ID and claiming it as their own long enough to empty your accounts into theirs. Now we have to worry about potential significant others leafing through them before they get to ...
Views: 688 - What Having Bad Credit Means for Your Finances - by Submitted on May 27, 2011 from John LeBlancYou might be wondering how having a low credit score can really hurt you; how one number can make or break your financial future. Here are just a few of the ways bad credit can bring you down: • You may not get your loans approved. If you’ve got a lower than average credit score, creditors ...
Views: 664 - How to Fix Negative Accounts on Your Credit Report - by Submitted on Jul 28, 2011 from John LeBlancIt happens to us all at one point or another. Eventually, for whatever reason, you fall behind on one (but hopefully not more) of your credit accounts, and are hit with a late payment notice for said account. Normally, that’s not a big deal at all – just pay the account as soon as you can, and ...
Views: 654 - Prepping Your Credit Score for the Old Folk's Home - by Submitted on Jul 15, 2011 from John LeBlancRetiring with a good credit score can make living out the rest of your days completely carefree, allowing you to tackle larger expenses and loans with relative ease. If you’ve been slacking on maintaining a good credit rating, however, your retirement may not resemble the golden age you were ...
Views: 630 - Validating Your Debts - by Submitted on Jul 10, 2011 from John LeBlancPeople looking for ways to clean up their credit reports sometimes turn to credit repair services because they promise to dispute your bad credit and have it taken care of for you in no time. What a lot of them don’t realize is that many of these services will simply take your money and dispute ...
Views: 623 - Identity Thieves Targeting Kids' Credit - by Submitted on Nov 10, 2011 from John LeBlancMost people are already well aware of identity theft and the dangers it poses, leaving many victims in its wake as it tears through your credit history like a hurricane or a jilted ex-lover, leaving you to pick up the pieces, wondering how it all went wrong. Now, while you’re up to your ...
Views: 612 - Top 3 Major Credit Score Killers - by Submitted on Sep 26, 2011 from John LeBlancI’m always trying to remind people about just how important their credit score is, and not only to them, but to everyone around them as well. Unfortunately, a good number of people don’t realize this fact until it’s staring them in the face and refuses to back down. Playing a game of chicken ...
Views: 611 - How Your Credit Report Info Affects Your Credit Score - by Submitted on Jul 05, 2011 from John LeBlancI’m going to let you in on an awesome, little-known secret about your credit reports: There is no set value assigned to anything that pops up on your profile. What I mean is, anytime you open a new credit account, close one, have an inquiry pop up – anything like that – you won’t gain or lose a ...
Views: 605 - How to Tell If You're Headed For Credit Card Debt - by Submitted on Oct 14, 2011 from John LeBlancI think I can safely speak for just about everyone on the planet when I say that being deep in credit card debt sucks. Whether you went on some crazy spending spree with your favorite Visa card, or had to resort to paying bills with your MasterCard to help make ends meet, ending up with large ...
Views: 570 - 5 Simple Steps You Can Take Now to Repair Your Credit - by Submitted on May 18, 2011 from John LeBlancMost people who find themselves in need of debt relief because of a bad credit report don’t even want to think about credit repair. It takes way too long to do, it’s complicated as hell, and why oh why do we have to live in a society that places so much value on one number?! Well, cheer up. ...
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