How to Pay For Your Lifestyle without Credit Cards
Can you afford your lifestyle?
How much income does it really take to live the way you want?
And what can you do about paying for it?
First of all, what is a "lifestyle"? Well, it's the quality of your living and working environment: the ... Views: 823
Common Sense Rules to Keep Your Hard-Earned Money
By P. Christopher Music
Do you know the tale-tell characteristics that indicate “investment scam?”
Over the course of the last two decades in the financial industry, I have had good fortune, and yes, bad fortune in learning about the ... Views: 1814
Know the laws of investing and quit following the herd into financial destruction
By Christopher Music
Do you know the irrefutable laws in investing?
This is not an article on different investment strategies, but rather more fundamental laws related to the subject of investing. ... Views: 2005
Strategies to Keep More of What You Make
Well, the year is coming to an end and many business owners are meeting with their accountants and tax advisors to figure out how to reduce that inevitable income tax burden coming in April. Here are a few strategic ways to keep some more of that money ... Views: 793
Why You Should Treat Your Household like a Business
Do you treat your household like a business? Maybe you feel that treating your business like a business is quite enough. But think about it for a minute. As someone who owns a small business or a professional practice, you know there are ... Views: 1066
2 Financial Planning Strategies that can stop the waste of your wealth
Are you where you want to be financially? Or are you moving in the right direction at least? Chances are that you're not there yet, or at least not getting there as quickly as you'd like. Read on for two more keys to ... Views: 701
2 Financial Planning Strategies to help protect your assets
Would you like more control of your finances? The first thing you'd need to do is to actually create a plan. And then, you need to keep your goals and purposes in mind as you invest. But that's just the beginning. Read on for two ... Views: 1033
1. Income Planning — Creating and implementing a plan to increase the gross income of the practice and the household to accomplish the clients’ goals and purposes. This must be done first since financial planning cannot be done if no money is made in the first place.
2. Policies and ... Views: 1013
The way to prosperity is to run your household like a company
By Christopher Music
Where does the lack of control start regarding finances begin? Closer to home than you might think!
One of the biggest errors in the field of personal finance is the lack of a position within the ... Views: 974
Financial Planning Strategies
Are you in control of your finances? Unless you're very unusual, the answer is probably no. And if that's the case, it means that you're probably losing out big-time. Read on to discover the two keys that get you started with effective financial planning.
Sure, ... Views: 664
How to Control Your Assets through an Effective Estate Plan
What is estate planning?
It is planning (setting out a series of steps beforehand to accomplish a particular objective) your estate (the titling, control, and eventual transfer of all of your stuff to others).
Estate planning ... Views: 1217
Why put yourself in a position where you are affected by the roller coaster of market volatility?
By Christopher Music
With all the volatility of the stock market, have you ever wondered what alternatives are there to the stock market?
One alternative to investing in the stock ... Views: 869
How Can You Make Sure That Your Assets Are Really Protected?
Are your assets protected? Are you sure? If you're like a lot of people, you may think your assets are safe, but the reality is very different.
What is asset protection? Well, it is creating barriers between your assets and anyone ... Views: 664
One of the most frequently asked questions for a financial advisor is “How much money do I need to be able to retire?” Well, the answer is both simple and complex. To get a real understanding of this question, you need to understand the concept of “wealth equivalents”.
The first thing to ... Views: 2225
Practical Financial Planning Advice
You've got to make money before you spend money. If you think of the kind of financial advice you usually get from financial advisors, you'll probably find that it's pretty much entirely focused on the second half of that sentence: saving and investing ... Views: 651
Having “the stomach for investing” can tell you whether you’ll win…or lose
By Christopher Music
Are you REALLY a stock market investor?
When people learn that I’m a financial planner, I’m always asked the same basic questions: “What do you think of the market? What do you recommend?”
It ... Views: 649
Understanding Life Insurance Terms and Concepts
By Christopher Music
The subject of life insurance is often confusing to the lay person. It’s something that most of us need at some point in our lives, but it isn’t something that is as interesting as our favorite hobby. Therefore, there ... Views: 1020
Good debt, bad debt - is there a difference?
By Christopher Music
Do we really need debt?
Is debt actually something that is part and parcel of our economic existence?
Let’s take a look at what debt really is. It’s defined as one owing something to another or the condition of ... Views: 1023
How to Get the Most Value from Your Home
By P. Christopher Music
Many people view their home as their largest asset. Thousands and thousands of dollars are spent each year by the average homeowner to renovate and maintain a home to provide a comfortable place to live. Recent economic ... Views: 1004
Understanding the term is more important than ever in today’s economy
By Christopher Music
“Financial planning” is a term that has been widely used over the last couple of decades to attempt to explain the activities of investment, insurance and tax professionals. While it has been used ... Views: 723