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Articles from Mayer Pace | Selfgrowth.com
- Pros and Cons of an Indemnity Long Term Care Insurance Plan - by Submitted on Mar 20, 2012 from Mayer PaceIn order to properly and wisely choose the right type of LTC plan for you, you must first know the different types of LTC policies available in the country. One of these is the so-called Indemnity long term care insurance policy that might just be the most suitable type for all your LTC ...
Views: 2177 - Caring Without Neglecting Yourself - by Submitted on Mar 13, 2012 from Mayer PaceIsn’t it hard to do favors for other people when you know in your heart that your own needs are being compromised? Resigning from your job, for instance, to be able to provide 24-hour care to a family member who is chronically ill or disabled is a huge sacrifice because of the fact that you’ll ...
Views: 559 - Paying Close Attention To Your Elimination Period - by Submitted on Mar 13, 2012 from Mayer PaceDid you know that your long term care insurance elimination period will decide whether you will receive your benefits from your long term care insurance (LTCI) policy or not? Yes, that’s how important it is and thus it requires serious attention. Also called the waiting period, your ...
Views: 546 - Does a Longer Elimination Period Guarantee Savings? - by Submitted on Mar 27, 2012 from Mayer PaceApart from the maximum benefit amount and maximum benefit period, the long term care elimination period is another important aspect of your long term care insurance (LTCI) policy which you should not overlook. Some people make the mistake of calculating their LTCI policy’s maximum benefit ...
Views: 542 - Should Everybody Obtain Long Term Care Insurance? - by Submitted on Mar 13, 2012 from Mayer PaceInsurance professionals who regularly dish out long term care insurance information keep reminding the public that they should not be pressured into purchasing an insurance policy if they are not financially capable to do so. There are many other ways that one can plan his long term care ...
Views: 538 - There’s Long Term Care News Everywhere - by Submitted on Mar 13, 2012 from Mayer PaceFor most people, long term care news can only be obtained from news programs on the television, newspapers, and online reports churned out by long term care insurance (LTCI) carriers. Truth of the matter is, there are tons of other resources for long term care (LTC) information. Individuals ...
Views: 538 - Virginia Encourages In-Home Care for the Elderly - by Submitted on Apr 02, 2012 from Mayer PaceDo you have a loved one who is expecting Virginia long term care anytime soon? If so, you can help him or her contact a home health care agency as this offers a whole gamut of in-home care services. While nursing home care is big in other places, home-based care is advocated strongly in ...
Views: 527 - Use the Right LTC Resources for a Good Future - by Submitted on Mar 06, 2012 from Mayer PacePreparing your future health care needs entails more than just the right amount of financial resources. You will definitely need the right long term care resources, too. Finding the right resources for your long term care (LTC) needs simply requires commonsense. For example, two families ...
Views: 525 - Difference Between Benefit Coverage and Long Term Care Elimination Period - by Submitted on Mar 20, 2012 from Mayer PaceWith the high demands and popularity of LTC insurance plans for every individual in the country, it is important that the public is fully aware and knowledgeable of the different details that are pertinent in order to fully make use of their benefits. But oftentimes, people tend to forget why a ...
Views: 524 - How Much Is Your Long Term Care Insurance Policy? - by Submitted on Mar 06, 2012 from Mayer PaceAsking other people how much of their annual income is allotted to the premium of their long term care insurance policies will either encourage or discourage you from purchasing your own policy. Simply because long term care policy prices vary according to the age, health condition and coverage ...
Views: 523 - Perfect Option for Your Long Term Care Plan - by Submitted on Mar 06, 2012 from Mayer PaceYou could be one of the 70% Americans who will need some form of long term care (LTC) in the future. So before your hair turns gray and your body becomes too frail to function normally, check out long term care insurance policy options as these will help you preserve everything that you’ve ...
Views: 521 - Will You Invest in a Long Term Care Insurance? - by Submitted on Mar 13, 2012 from Mayer PaceDo you ever pause in your everyday activities to ask yourself what your life would be 30 years from now? When that time comes you won’t be as strong and as mentally sharp as you are now, so have you at some point considered yourself to be among those who should buy long term care ...
Views: 509 - 3 In 4 Need More Promotes Better Understanding of LTC Policies - by Submitted on Mar 20, 2012 from Mayer PaceIt is good to note that the LTC insurance policies are slowly getting the attention of the public and that they have now realized the importance and necessity of owning it. However, the number of insured individuals are still lesser compared to those who currently do not own an LTC plan. This is ...
Views: 504 - Important Long Term Care Information That You Must Know - by Submitted on Mar 20, 2012 from Mayer PaceHaving good and reliable long term care information resources would surely help an individual choose the most suitable LTC insurance plan for his future LTC needs. Giving accurate and precise details are important because it will directly have an impact on the choice of the individual of whether ...
Views: 504 - Long Term Care Planning is Like a Shopping Bargain - by Submitted on Mar 27, 2012 from Mayer PaceMost people, if not all, wait for a sale before they hit the malls to shop instead of spending on cheap imitation products with questionable quality. If only everyone would apply this mentality on his health care needs then there’s no reason he can’t save on long term care. Using discount ...
Views: 503 - Preserve Your Dignity and Assets with the Right Plan - by Submitted on Mar 27, 2012 from Mayer PaceRetirement plans are different from long term care plans although some people consolidate them, which is a good thing. Some people’s retirement plans would consist of local and international travels, a cottage in the country, and a business venture among others. Yours, on the other hand, ...
Views: 499 - Long Term Care Planning in Washington Begins Today - by Submitted on Apr 02, 2012 from Mayer PaceAre you wondering who can afford Washington long term care costs? The answer is only a handful and they are either the richest of the rich or the poorest of poor. If your annual income is nowhere near a million dollars but you can afford to buy some of your whims because it is above the ...
Views: 498 - Down to the Last Penny with Indemnity Plans - by Submitted on Mar 27, 2012 from Mayer PaceInsurance companies selling long term care insurance policies offer a variety of plans that are designed to meet the specific long term care (LTC) needs of every individual. According to studies that are focused on this industry, indemnity long term care insurance (LTCI) is favored by most ...
Views: 494 - Factors to Consider if You Want To Save On Long Term Care Rates - by Submitted on Mar 20, 2012 from Mayer PaceIt is not surprising to know that one of the reasons why some Americans choose to delay their LTC plan acquisition is because of the expensive rates and monthly premiums that usually come with it. Only few of them are fully aware that there are actually some ways on how they can save on long ...
Views: 494 - Buying Affordable Long Term Care Insurance - by Submitted on Mar 06, 2012 from Mayer PaceMany people associate long term care insurance with the word expensive because of ongoing reports that concern high annual premiums. Truth is, everyone has a choice not to spend on a premium which is beyond his budget and this is by going for an affordable coverage, such as those offered by ...
Views: 492 - Are You Financially Fit to Age in Vermont? - by Submitted on Apr 02, 2012 from Mayer PaceUnless you own three houses which you can easily sell in the market and have a nest egg worth a billion, you ought to come up with a plan that will serve as a sure-fire asset protection apart from ticket to your preferred Vermont long term care (LTC) settings. Aside from its maple syrup ...
Views: 490 - Shop for Long Term Care Insurance Quote Early to Protect your Family - by Submitted on Mar 06, 2012 from Mayer PaceIt feels uncomfortable when you put the burden of paying your long term care needs to your family members. What makes this feeling worse is the fact that you could have shopped for long term care insurance quote early and prevented this situation from happening. People fail to consider their ...
Views: 489 - Long Term Care, Will You Need It? - by Submitted on Mar 13, 2012 from Mayer PaceDo you have relatives who succumbed to a life-threatening illness? Are you in a job that requires you to travel most of the time? Are you single and have no plans of getting married at all? If you answered yes to all questions, there is absolutely no doubt that you will need long term ...
Views: 483 - Ways to Save On Your Long Term Care Premiums - by Submitted on Mar 20, 2012 from Mayer PaceLong term care premiums are undeniably high and expensive most especially to those who do not earn enough or lack financial resources to support and to compensate for the monthly premiums of their potential LTC policies. Due to this dilemma, most of them tend to delay or postpone their plan ...
Views: 483 - Dealing with High LTC Costs in Your State - by Submitted on Mar 13, 2012 from Mayer PaceWith the cost of care rising at a fast rate people have only two options for their future. They can study long term care costs by state and fly to a place which offers the lowest rate for nursing home care or they can do the most logical thing, which is, to plan their long term care ...
Views: 481 - Candidates for Long Term Care Insurance - by Submitted on Apr 02, 2012 from Mayer PaceEven though long term care insurance is an important investment, experts on this field say not everyone can qualify to buy this type of product as it costs a lot of money. So who should buy long term care insurance? Are they the wealthy people or perhaps those expecting a big inheritance in ...
Views: 477 - More Gains in Long Term Care Insurance - by Submitted on Mar 13, 2012 from Mayer PaceAnybody who thinks long term care insurance (LTCI) is just version two of his health insurance has absolutely no idea what he is missing out on. Many people seem to have boxed LTCI as an insurance coverage for one’s medical needs probably because of the word care, but the truth of the matter ...
Views: 473 - How To Receive Long Term Care in Tennessee - by Submitted on Apr 02, 2012 from Mayer PaceJust like other U.S. states, the cost of Tennessee long term care is increasing at a speedy rate so you should speed up your long term care (LTC) plan, as well, lest you risk losing your assets to pricey nursing home care or home-based care. Although the state offers a wide array of LTC ...
Views: 471 - LTC Plans and Long Term Care Insurance Daily Benefits - by Submitted on Mar 20, 2012 from Mayer PaceThere are a lot of pertinent things that those individuals who think of getting an LTC insurance plan must consider. It is not enough that they have sufficient amount of money to compensate for their usually expensive monthly premiums, but they must also know the different features that all LTC ...
Views: 468 - Are LTC Plans Only for the Seniors? - by Submitted on Mar 06, 2012 from Mayer PaceLTC plans are not only important for retiring individuals because anyone can come down to a debilitating disease, figure in an accident and be seriously injured, and most importantly everybody will lose the freshness of youth at some point in her life and eventually require help in carrying out ...
Views: 464 - Hearing the Best About Long Term Care - by Submitted on Mar 06, 2012 from Mayer PaceMost people cannot help but be pessimistic about long term care news because oftentimes these delve into the increasing costs of (LTC) facilities, shortage of skilled nurses and home health care providers, and premium hike of long term care insurance (LTCI) coverage. Instead of serving as ...
Views: 461 - Why CLASS Act Did Not Work - by Submitted on Mar 27, 2012 from Mayer PaceAlthough many senior Americans were affected by the demise of the Community Living Assistance Services and Supports Act or CLASS Act, there’s a bigger population that did not even seem to care when it was enacted and when it was later repealed. The said voluntary national health insurance ...
Views: 461 - Be On Top of Long Term Care Costs - by Submitted on Mar 27, 2012 from Mayer PaceEverybody is constantly reminded to plan for the cost of care which is set to quadruple in less than 20 years. Otherwise they run the risk of losing all of their assets, including their homes, should they wind up needing care unprepared. Long term care insurance quotes can help one put up a ...
Views: 460 - Reducing Long Term Care Costs in New Mexico - by Submitted on Apr 02, 2012 from Mayer PaceAs New Mexico long term care costs continue to destroy people’s finances, more and more families in this state are looking into home-based care, a form of long term care (LTC) setting which has been associated with custodial care only. These days, in-home care recipients can receive the ...
Views: 460 - Why Not Design Your Own Long Term Care Insurance Policy? - by Submitted on Mar 13, 2012 from Mayer PaceBuyers of long term care insurance policies such as yourself have to take into account so many important factors before deciding to buy a specific type of policy. Study your long term care insurance policy options carefully to avoid overspending on the annual premium or ending up underinsured. ...
Views: 460 - Pay Reasonable Premium for Your Long Term Care Insurance - by Submitted on Mar 27, 2012 from Mayer PaceDo you find long term care insurance premiums way beyond your means? Maybe you’ve been reading too much and spending a great amount of time putting yourself in the shoes of other people specifically the senior lot. Performing in-depth research on long term care insurance (LTCI) is ...
Views: 459 - How Much Will You Need for Care? - by Submitted on Mar 27, 2012 from Mayer PaceSometimes big is not always advantageous especially if you’re dealing with long term care insurance daily benefits. If you’re going to use your benefits immediately after purchasing your long term care insurance (LTCI) policy, you have every reason to want a big amount but qualifying for ...
Views: 457 - Understanding Everything About Long Term Care - by Submitted on Mar 06, 2012 from Mayer PaceHow much do you know about long term care? This is not a rhetoric question but an honest one because you need to know the long term care glossary by heart for three reasons: One is for you to be able to come up with an effective long term care (LTC) plan, second is to avoid being short-changed ...
Views: 456 - Choosing the Right Long Term Care Insurance Policy - by Submitted on Apr 02, 2012 from Mayer PaceBuying long term care insurance policy is unlike shopping for a new furniture piece, a signature clothing, or a car; instead, it’s like choosing a spouse. You can replace a home furniture, clothes get worn out, and cars eventually become outdated. However, a long term care insurance (LTCI) ...
Views: 452 - Don’t Outlive Your Resources During Elimination Period - by Submitted on Mar 06, 2012 from Mayer PaceBuyers of long term care insurance policies are constantly reminded to study, weigh and review all the variables of a potential policy before signing it because sometimes what they deem to be trivial is actually crucial to their coverage. Take the long term care insurance elimination period for ...
Views: 451 - Long Term Care Awareness Leads to Planning - by Submitted on Apr 02, 2012 from Mayer PaceLast year, a nationwide campaign to promote the importance of long term care (LTC) planning took center stage. Dubbed as 3 in 4 Need More, the campaign which was led by Dr. Marion Somers, renowned elder care specialist and book author, had awakened residents of various states to the options ...
Views: 450 - Things to Remember When Buying Long Term Care Insurance Policy - by Submitted on Mar 20, 2012 from Mayer PaceBuying long term care insurance policy seems easy but in reality, it is just as complex and as complicated as the other insurance plans that are being offered in the country. Because of this, further understanding and knowledge of the process and how it works must be attained by the policyholder ...
Views: 447 - Understanding the Cost of Your Long Term Care Needs - by Submitted on Mar 27, 2012 from Mayer PaceProbing into the factors that contribute to the cost of care in your area will enable you to plan your future health care needs efficiently. Gathering long term care quotes is just one aspect of planning while understanding what goes into them is another important thing that needs to be ...
Views: 446 - Making Sure That You Get Enough for Care - by Submitted on Apr 02, 2012 from Mayer PaceAnother important factor that you have to consider when you’re shopping for an insurance policy for long term care is the long term care insurance benefit period which is the predetermined length of time that you will receive coverage from your policy. Based on the data of health care ...
Views: 440 - What’s the Price You Have to Pay for a Coverage? - by Submitted on Mar 27, 2012 from Mayer PaceIt’s not the offerings of a long term care insurance policy that uninsured individuals question but the price that they have to pay for a coverage. These price tags attached to policies are also referred to as long term care premiums. Although the word attached was used earlier, it is ...
Views: 438 - Who Should Buy Long Term Care Insurance and Why Is It Necessary? - by Submitted on Mar 20, 2012 from Mayer PaceDebates have been going on for sometime now regarding the truth on who should buy long term care insurance. Some say that it should only be purchased by those who have weak health condition so that they could prevent spending all their money paying for their health needs. On the other hand, ...
Views: 430 - Calculating Your Long Term Care Insurance Benefits - by Submitted on Mar 13, 2012 from Mayer PaceLong term care insurance specialists say policy buyers have the freedom to decide how long they want to receive care, how much their long term care insurance benefits should be, and how high the growth rate of their benefits is supposed to be. Buyers of long term care insurance policies are ...
Views: 417 - Effective Long Term Care Plans Begin with Research - by Submitted on Apr 02, 2012 from Mayer PacePlanning your life after retirement is pointless if you have incomplete long term care information. Don’t appear surprised by the suggestion of including a long term care (LTC) strategy in your retirement plan as this is compulsory nowadays, lest you’re willing to see all of your assets go to ...
Views: 417 - Long Term Care Insurance Benefit Period Affects The Policies’ Monthly Rates - by Submitted on Mar 20, 2012 from Mayer PaceThe long term care insurance benefit period is one of the fundamentals of an LTC insurance policy. Together with the other features that must be present in each LTC plan offered nowadays, it assures the policy owners, and their loved ones as well, that they would only be getting the best ...
Views: 400 - Increasing Tax Advantages from Long Term Care Insurance - by Submitted on Mar 06, 2012 from Mayer PaceAside from a comprehensive long term care (LTC) coverage, another thing that you will never get to experience using other LTC planning instruments are the tax advantages of long term care insurance. Who is not scared of the country’s tax rates? Wherever you go and whatever you buy, you ...
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