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Articles from Allie Taft | Selfgrowth.com
- Reduce Your Annual Premium with Patience and a Little Sacrifice - by Submitted on Dec 28, 2011 from Allie TaftIt would’ve been easier to advise people to downshift their eating habits and change their sleeping pattern in order to improve the state of their health. Unfortunately, this will not change the fact that sooner or later they will still require care due to some reason. Rather than listening to ...
Views: 425 - Get a Heap of Daily Long Term Care News - by Submitted on Dec 28, 2011 from Allie TaftGetting a heap of long term care news every day is healthy. It is actually prescribed by health care specialists and financial advisors as it stimulates a person’s interest and drives him to act on his future. Although very important and should be taken very seriously, long term care (LTC) ...
Views: 442 - Long Term Care Costs in Your State - by Submitted on Dec 28, 2011 from Allie TaftWhether you intend to retire in your state of residence or move to another part of the country, you have to study long term care costs by state. No matter where you decide to settle down after your retirement you cannot escape the high cost of care. Financial advisors and long term care ...
Views: 457 - What’s in Your Long Term Care Ins Policy? - by Submitted on Dec 28, 2011 from Allie TaftHow did you determine the maximum daily benefit that you should be receiving from your long term care ins? Do you have an idea how much insurance benefits you’ll have 20 years from now considering your policy’s type of inflation protection rider? These are just some of the questions that you ...
Views: 430 - Are You A Potential Long Term Care Patient? - by Submitted on Dec 28, 2011 from Allie TaftLong term care is almost always associated with people with Alzheimer’s disease if not heart diseases but it is important to note that teenagers and young adults are likely to acquire the service, too. According to the statistics of the U.S Department of Health and Human Services, 40% of ...
Views: 473 - Protect Yourself Against Financial Losses - by Submitted on Dec 28, 2011 from Allie TaftIt is easier to keep up with the cost of living than it is to face long term care (LTC) costs. For as long as you are employed, rest assured that you can put food on the table but without a long term care insurance (LTCI) policy you can neither stay in a nursing home nor acquire community-based ...
Views: 440 - Determination to Buy Long Term Care Insurance - by Submitted on Dec 28, 2011 from Allie TaftHave you asked yourself lately, who should buy long term care insurance? Anyone who cannot stop upgrading his PC, car, and home furnishings is no doubt financially capable of buying this insurance product. According to LTCI experts, individuals who have an annual income that is not below ...
Views: 451 - Why Long Term Care Insurance is Better Than Other Plans - by Submitted on Dec 28, 2011 from Allie TaftAnyone who says long term care insurance is not worth buying because it is too expensive needs to gather more long term care insurance information because what she knows is not even a fraction of the truth. Long term care insurance (LTCI) is a product designed to alleviate the high cost of ...
Views: 369 - How Long is Your Elimination Period? - by Submitted on Dec 21, 2011 from Allie TaftYour policy’s long term care insurance elimination period is just as important as the amount of benefits that you’re supposed to receive, period of coverage, and inflation protection as it determines your annual premium and it’s a reality check on your current assets. The elimination ...
Views: 539 - Long Term Care Insurance is More Than a Perk - by Submitted on Dec 21, 2011 from Allie TaftThose who take long term care insurance benefits as optional are not aware of what they’re missing. Long term care insurance (LTCI) is the only product which allows people to receive care in his choice of long term care setting plus it covers other services which are necessary for the patient ...
Views: 429 - More Long Term Care Insurance Policy Options - by Submitted on Dec 21, 2011 from Allie TaftInsurance companies are continuously churning out new products which the public will find useful to their future health care needs. New long term care insurance policy options are now made available in the market apart from the existing ones which many find too expensive for comfort. They ...
Views: 455 - Curb the Price of Your Long Term Care Insurance - by Submitted on Dec 21, 2011 from Allie TaftAging is always accompanied by the fear of not being able to do the things that you have been accustomed to for so many years. In short, everybody fears losing his independence but this should not be so if you start weighing long term care policy prices while you’re young and capable of buying ...
Views: 497 - Studying Long Term Care Glossary - by Submitted on Dec 21, 2011 from Allie TaftWe may know the dictionary’s definition of long term care but we have to admit that we are not familiar with all the jargons that are used in this industry. By looking up a long term care glossary we somehow bring ourselves closer to the world which involves the elderly and disabled. In ...
Views: 441 - Do Partnership Policies Cost More? - by Submitted on Dec 21, 2011 from Allie TaftBuying a Partnership Long Term Care Insurance policy provides an individual long term care (LTC) coverage and Medicaid asset protection, but contrary to many people’s speculations it does not cost more than the traditional long term care insurance (LTCI) policies. Because of the term “asset ...
Views: 480 - Do Long Term Care Insurance Policies Have Tax Advantages? - by Submitted on Dec 21, 2011 from Allie TaftLooking at the very high cost of care nowadays, you have to admit that there is no other product that is as reliable as a long term care insurance policy. Apart from long term care (LTC) coverage and asset protection, the tax advantages of long term care insurance (LTCI) should be looked ...
Views: 430 - Are Your Long Term Care Resources Enough? - by Submitted on Dec 21, 2011 from Allie TaftJust because your 87-year-old neighbor is receiving topnotch care in a nearby nursing home, it does not follow that you or the one you love will be getting the same service 40 years down the road. Long term care resources are vital as these will keep you constantly on your toes. Nobody is ...
Views: 465 - Estimate Your Future Health Care Costs - by Submitted on Dec 16, 2011 from Allie TaftLong term care is expensive and so is long term care insurance but the latter has an advantage as it allows people to fill in the blanks through a long term care quote, unlike the former which simply dictates how much you should pay out. The first step that a buyer of a long term care ...
Views: 473 - Save on Long Term Care Insurance Premiums - by Submitted on Dec 14, 2011 from Allie TaftWho wants long term care? Of course, nobody wants it but according to the U.S. Department of Health and Human Services 70% of the elderly population 65 years of age and older will need it. This explains why many people feel the urgency of securing a long term care insurance policy, but the ...
Views: 466 - Pay for Care or for Insurance? - by Submitted on Dec 14, 2011 from Allie TaftTo buy or not to buy a long term care insurance (LTCI) policy still remains a debatable topic. Unfortunately, a bigger population would rather not purchase because they find the cost of long term care insurance discouraging. Individuals who purchase a policy at the age of 50 or 55 can ...
Views: 482 - State Requires Urgency in Long Term Care Planning - by Submitted on Dec 14, 2011 from Allie TaftOnly 10% the elderly population can confidently face the high cost of long term care by state because they have secured a long term care insurance (LTCI) policy. Others who were probably banking on the Community Living Assistance Services and Supports Act or CLASS Act, have to treat their ...
Views: 499 - What’s Your Long Term Care Plan? - by Submitted on Dec 14, 2011 from Allie TaftSince the Community Living Assistance Services and Supports Act (CLASS Act) reached the dead end before it was even implemented, some experts on the field of health care believe that the government has to tap on other ways to alleviate the country’s long term care (LTC) costs. One of the ...
Views: 468 - Probing into Long Term Care Insurance - by Submitted on Dec 14, 2011 from Allie TaftIf you feel pressured to buy a long term care insurance (LTCI) policy, that is a good sign as it only goes to show that you are concerned about your future. If you don’t feel the need to have one, perhaps you should start preparing yourself for a future with no choices. For every year ...
Views: 455 - How To Save On Long Term Care Insurance Monthly Premiums - by Submitted on Dec 14, 2011 from Allie TaftDue to the expensive and high-priced monthly premiums that come with private insurance policies, the public is now more concerned and curious on how to save on long term care insurance policies that they will purchase. The interest of the citizens regarding this topic has increased because ...
Views: 437 - Long Term Care for the Elderly in Vermont - by Submitted on Dec 14, 2011 from Allie TaftAmong the 50 U.S. states, Vermont has the lowest birth rate and a fast-growing elderly population that will require Vermont long term care in a couple of years or so. According to the Vermont Department of Disabilities, Aging and Independent Living (DAIL), the fastest growing segment of the ...
Views: 439 - Long Term Care Plan for Rhode Island - by Submitted on Dec 14, 2011 from Allie TaftUnless you are poised for Rhode Island long term care, all of your resources shall definitely be wiped out by the prohibitive costs of nursing homes, assisted living facilities, and in-home care. According to the 2010 data of the U.S. Census Bureau, Rhode Island’s total population is ...
Views: 476 - Texans Face High Long Term Care Costs - by Submitted on Dec 08, 2011 from Allie TaftAccording to the findings of a group of health care academics in Texas, this state has the highest percentage of uninsured individuals in spite of the fact that high Texas long term care costs are looming and expected to multiply four times 19 years from now. Based on the data of the Texas ...
Views: 481 - Financial Security from Washington Long Term Care Insurance - by Submitted on Dec 08, 2011 from Allie TaftCritics of long term care insurance may be partially right when they said this product is more about preserving people’s wealth rather than their health. In Washington long term care insurance is, indeed, treated as a safety net what with the state’s very high cost of care which is expected to ...
Views: 445 - Who Should Buy Wyoming Long Term Care Insurance? - by Submitted on Dec 08, 2011 from Allie TaftGrowing old in Wyoming will cost a lot of money because based on the data of Genworth Financial the rates of assisted living facilities and nursing homes in this state have already surpassed the national level of costs. Experts say it is only with a Wyoming long term care insurance policy that ...
Views: 461 - Speedy Increase of Kentucky Long Term Care Costs - by Submitted on Dec 08, 2011 from Allie TaftKentucky long term care costs have heightened the concern of Kentuckians about their future in respect to health care. They should then start looking into their options for a good long term care plan lest they be subjected to the continuously increasing long term care (LTC) costs. ...
Views: 468 - Increasing Long Term Care Costs in Naples and Miami - by Submitted on Dec 08, 2011 from Allie TaftIn Florida long term care costs are increasing faster than national costs especially in the Miami and Naples areas. At present the median annual rate of a nursing home in Florida is $83,950 according to Genworth Financial’s 2011 Cost of Care Survey, but residents in Miami are paying out ...
Views: 514 - Getting the Best of Tennessee Long Term Care - by Submitted on Dec 08, 2011 from Allie TaftTennessee long term care facilities are strictly monitored by the state’s ombudsman to ensure that residents of nursing homes and assisted living facilities get only the best of care. Elderly abuse in nursing homes is not a new story and, in fact, it remains to be a hot issue as it persists ...
Views: 457 - Addressing Women’s Long Term Care in Maryland - by Submitted on Dec 08, 2011 from Allie TaftIn compliance with the government’s efforts to reduce Medicaid spending, many elderly folks who have been receiving care in Maryland nursing homes through Medicaid coverage have been either released to their homes or to community-based Maryland long term care (LTC) facilities. Women were ...
Views: 468 - Figuring Long Term Care Costs in Alabama - by Submitted on Dec 02, 2011 from Allie TaftAlabama long term care costs are much lower compared to those in other U.S. states, but surprisingly the rates of in-home care services in this state are increasing faster than the national average cost. According to a study which was conducted by Genworth Financial, a renowned financial ...
Views: 492 - Planning for Long Term Care in New York - by Submitted on Dec 02, 2011 from Allie TaftNew York long term care costs are torturous but if you live in this state and plan to grow old here, the only way that you can bravely face its very high cost of care is through a well thought out plan such as a long term care insurance (LTCI) policy. New York’s median annual rate for a ...
Views: 493 - Long Term Care in Montana - by Submitted on Dec 02, 2011 from Allie TaftIn other U.S. states, the cost of care is an ordeal all right but to the residents of Montana long term care costs are excruciating as they are increasing at a faster rate. According to the Genworth Financial’s 2011 Cost of Care Survey the cost of nursing homes in Montana has increased 6.3 ...
Views: 487 - Positive Change in Texas Long Term Care - by Submitted on Dec 02, 2011 from Allie TaftReports about elderly maltreatment in nursing homes around the country, or the world for that matter, won’t cease but you can count Texas out. The Texas Long Term Care Ombudsman Program advocates for the welfare of nursing home residents and elderly individuals in community-based long term care ...
Views: 505 - Nebraska’s Long Term Care Offerings - by Submitted on Dec 02, 2011 from Allie TaftAccording to the U.S. Department of Health and Human Services more than 60% of elderly folks in Nebraska who are aged 65 and older will require care anytime in the future. It takes a good plan for one to be able to afford Nebraska long term care, otherwise one can risk losing all of his assets ...
Views: 490 - 3 in 4 Need More Options for LTC Planning - by Submitted on Dec 02, 2011 from Allie TaftMany people in the workforce are confident that their health insurance will be sufficient for their future health care needs. What they don’t seem to understand is the fact that health insurance only covers expenses for medical treatment and doctor’s checkups; indeed, 3 in 4 need more ...
Views: 470 - Is Your Benefit Period Suitable For Your Needs? - by Submitted on Nov 29, 2011 from Allie TaftBuying a long term care insurance policy entails careful study of its various components such as the long term care insurance benefit period, maximum benefit amount, inflation protection, and the elimination period. While the total amount of insurance benefits that you must receive from your ...
Views: 490 - 3 in 4 Need More, Hub of Care - by Submitted on Nov 22, 2011 from Allie TaftNovember is Long-Term Care Awareness Month, the perfect time to reflect on one’s future health care needs and how to finance it. Leaders of the long term care insurance (LTCI) industry are busy educating individuals and organizations around the country on the importance of planning their future ...
Views: 506 - Paying the Price of Your Benefit Period - by Submitted on Nov 22, 2011 from Allie TaftJust like the maximum benefit amount, inflation protection and elimination period, the long term care insurance benefit period determines the policyholder’s annual premium since it is the length of time that he will receive his benefits. Policies with a shorter benefit period equate to a ...
Views: 458 - Before Getting Your Hands On That LTCI Policy - by Submitted on Nov 22, 2011 from Allie TaftLong term care insurance is one of, if not the biggest, investment that one can make in this time and age. Buying long term care insurance policy will benefit you in all aspects of life apart from health care. Just to clear it up, it’s you the policyholder or the owner of the long term care ...
Views: 496 - Are You Qualified for Long Term Care Insurance? - by Submitted on Nov 22, 2011 from Allie TaftAnybody who is younger than 60 years old is encouraged to apply for a long term care insurance policy. Those who are between 60 and 75 are slightly urged to, while those 80 years old and older are discouraged from this product. Confused as to who should buy long term care insurance? That’s ...
Views: 421 - Plan Your Long Term Care Right - by Submitted on Nov 22, 2011 from Allie TaftRead one material about long term care information at least once every day and you’ll be surprised to wake up one morning with such strong motivation to come up with something that will make you enjoy your life after retirement. Of course, by ingesting those words about long term care ...
Views: 490 - Calculating Long Term Care Insurance Daily Benefits - by Submitted on Nov 22, 2011 from Allie TaftGrowing old without long term care insurance daily benefits to receive is like a death wish, as people who truly value their lives and aspire to spend even the remaining part of it with their loved ones would’ve planned their future health care needs. Long term care insurance helps cover ...
Views: 535 - Will You Need Indemnity Long Term Care Insurance? - by Submitted on Nov 22, 2011 from Allie TaftNo doubt, long term care insurance is an essential part of life. It should actually be considered one of the basic necessities of a man as it provides comfort and financial security. There are three general types of long term care insurance policies and the indemnity long term care insurance ...
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