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Articles from joy mali | Selfgrowth.com
- Enhance Your Credit Score by Repairing the Flaws - by Submitted on Dec 02, 2011 from joy maliMake sure you have an excellent credit score, as if you are planning a purchase you will need a loan favoring you. Credit is the foundation and deciding factor for whether you will get a loan or not. Bad credit is a turn off for lenders and they will disapprove it.Following these simple tips can ...
Views: 470(1 vote) - Advantages of a good credit score - by Submitted on May 24, 2012 from joy maliYou might have underestimated the power of having a good credit score. But the reason for you to do so might be because you don’t know or just haven’t realized the real advantages of having a good score. First of all, your score reflects who you are and what you do. It would tell creditors, ...
Views: 665 - Applying for a Mortgage: Check Your Credit Score - by Submitted on Nov 24, 2011 from joy maliAre you recently graduated from university with the help of student debts and planning on buying your own home? Chances are thin that you might get it. It is recommended to design a plan early to get on the track to qualify for that mortgage. Your credit report is the most significant factor, ...
Views: 530 - Are You Dealing With Bankruptcy And Foreclosure? - by Submitted on Feb 20, 2012 from joy maliForeclosure and bankruptcy are two words that inevitably cause emotional duress. The two words bear so much financial weight and cast anyone going through it in very negative light, typically implying that they are financially irresponsible and are unable to manage their finances properly. Given ...
Views: 402 - Best way to handle credit cards to keep score high - by Submitted on May 08, 2012 from joy maliHaving a credit doesn’t mean you should be afraid to use it. You just have to be educated about your credit card to know how it works and what really does and doesn’t. Don’t be fooled by some scams online that tell you that they can raise your score for you in a jiff. There is no magic word to ...
Views: 609 - Buying a House With a Bad Credit - by Submitted on Apr 23, 2012 from joy maliEveryone dreams of owning their own home. But buying a house with bad credit is difficult; and in the quest of trying to repair their financial reputation, they spend more time and money on it, putting their dream of owning a home on hold. Knowing however, how to fix and improve your credit ...
Views: 649 - Can bad credit affect my job? - by Submitted on Apr 25, 2012 from joy maliSome people don’t care much about their credit history, but what they don’t realize is that bad credit can have a huge effect on their employment options. Most companies do a background check on their employees to know if they’re trustworthy. If you have black marks on your credit history, ...
Views: 801 - Check spending this holiday for good credit report - by Submitted on Dec 22, 2011 from joy maliWith holiday season round the corner and the ambience of Christmas can now be sensed, it is time to get hold over your palpitating spendthrift senses. Your temptation for electronic gadgets or many other items is natural as sellers are pulling out lots of gimmicks and sales. This entire scene is ...
Views: 495 - Check Your Credit Report Online for a Happy Financial Life - by Submitted on Nov 25, 2011 from joy maliCredit history is significant as it plays an important role when someone is seeking financial loans online. Since one’s worthiness to receive loans entirely depends upon the free credit report, it’s essential to contact one of the best in the business of online report analyzers who can help you ...
Views: 362 - Check Your Credit Report Online for a Happy Financial Life - by Submitted on Nov 29, 2011 from joy maliCredit history is significant as it plays an important role when someone is seeking financial loans online. Since one’s worthiness to receive loans entirely depends upon the free credit report, it’s essential to contact one of the best in the business of online report analyzers who can help you ...
Views: 402 - Check Your Credit Report Online for Better Loans on Credit - by Submitted on Nov 07, 2011 from joy maliCredit history plays a vital role when someone is in urgent need of financing a loan on credit, as one’s worthiness of receiving it gets calculated as a whole, which is known as a credit report. So if you already doubt your financial history, it’s imperatively important to know its significance ...
Views: 546 - Check Your Credit Report to Build Your Credit Worthiness - by Submitted on Dec 14, 2011 from joy maliGet the benefit of good credit with a sound credit report. This is a vital document portraying a person’s financial management. Its accuracy is highly desirable to have an excellent image in the eyes of creditors and lenders. After acquiring your free credit reports from the three official ...
Views: 465 - Checking Your Credit Report To Thwart Identity Thefts - by Submitted on Jan 17, 2012 from joy maliIdentity theft is on the rise and criminals are trying hard to takeover other person’s name which can be used for their own means. People involved in identity theft are seldom caught by authorities because they make use of sophisticated technology. They do their illegal businesses and ...
Views: 416 - Clear your credit report from errors - by Submitted on Feb 13, 2012 from joy maliFor anyone who wants to one day own their own piece of property, take out a loan to get a new car, intend to open a bank account or even simply have their eye on a new job, your credit report and how well your financial reputation is portrayed on it, may be the key to whether or not you can make ...
Views: 438 - Credit monitoring - Protect your credit - by Submitted on Jun 06, 2012 from joy maliYour credit is becoming increasingly important each and every day. And because of its importance, you should know about the possible problems that may occur with it. A lot of people have their credit accounts and yet they don’t know much about guarding it.Your credit will include your ...
Views: 594 - Credit report errors you must track - by Submitted on Nov 11, 2011 from joy maliErrors are bound to happen and no one is an exception to it. If unchecked, discrepancies in your credit report can hamper your financial health. Grabbing your annual free credit report from all three credit bureaus and monitoring them for errors is the first step in mending your financial image. ...
Views: 532 - Credit Report Monitoring and Safeguarding Identity - by Submitted on Mar 20, 2012 from joy maliIdentities are highly important when buying a home, a car and things that demand a huge amount of investment. Therefore, it is also extremely vital to protect and secure one’s identity as identity theft is becoming really prevalent these days. When a credit card is involved in identity theft, it ...
Views: 553 - Credit Report Monitoring: Support against Identity Theft - by Submitted on Dec 02, 2011 from joy maliLet’s say that one day you awake to find unknown items in your credit report. You encounter the fact in your credit check that there are unusual accounts open in your name and transactions you were not aware of were being carried out. You have become trapped in the prevalent crime of identity ...
Views: 470 - Credit Reports for Better Financing Loans Online - by Submitted on Nov 21, 2011 from joy maliA credit report is summarized as one’s financial resume, which plays an important role whenever a person seeks personal loans online. The resume constitutes and conveys your qualifications and experiences in the form of a written document. Likewise, credit reports represent one’s worthiness to ...
Views: 419 - Credit Reports with Missing Accounts - by Submitted on Apr 10, 2012 from joy maliIt is not necessary for all creditors to report to the three credit Bureaus Each one of us has three separate credit reports which we can obtain from the three national credit reporting bureaus: Experian, Equifax and TransUnion. When you obtain of the free credit check and discover that loan ...
Views: 694 - Credit Report—the Best Tool in Managing Credit Health and Finances - by Submitted on Apr 03, 2012 from joy maliManagement of credit is one of the best ways on how you can ensure your finances in the future. A credit report plays a significant role in the management of credit since all credit history—either good or bad will be reflected on it. Credit reports are what financial institutions use as their ...
Views: 523 - Credit score - how it is calculated? - by Submitted on May 24, 2012 from joy maliYour score is a number that ranges from 300-850. It is calculated using your credit history and the information on your credit report. Your score is something that creditors and banks look for to determine if you are worthy for a loan or not. Same thing goes for your report, creditors also check ...
Views: 548 - Credit score check and factors affecting them - by Submitted on Nov 10, 2011 from joy maliIn this day and age, what is immensely powerful with a huge impact on our lives? The answer is your credit score when it is about your financial life having direct influence on your personal life. Lenders, bankers and other financial institutions check the scores and the history to determine the ...
Views: 749 - Credit Score Determines The Worthiness - by Submitted on Jan 17, 2012 from joy maliWant to buy home, car or insurance or looking for a mortgage? But first make sure you have a good credit score.People who are in need might glance over their credit score, but scores have significant role to play in one’s financial life. Credit scores cannot be ignored, as they also determine ...
Views: 422 - Credit score determines your car insurance rates - by Submitted on Jan 10, 2012 from joy maliCredit scores may just be numbers but they have a huge impact on one’s reputation. It is also a key factor used by creditors in deciding whether or not one may be approved for credit. Grades are calculated based on one’s performance in the credit report, which is also being considered when you ...
Views: 488 - Credit score- Myth busted - by Submitted on Dec 14, 2011 from joy maliCredit scores now rule the financial life and can help to decide whether you can borrow funds. These are used as basis for interest rates which will be offered for the amount of credit qualified. Everyone may be aware of the importance, which is true, but there are clouds of falseness, which ...
Views: 532 - Credit Score: How it Influences Home Loan Purchases - by Submitted on Mar 26, 2012 from joy maliBuying a home is the most rewarding and gratifying financial transaction of your life. Many more buyers are interested in buying especially if the market conditions are in favor of the buyers. However, not all interested buyers are allowed the privilege to buy one. Most people get loans that ...
Views: 540 - Credit Scores: Important Factors - by Submitted on Nov 16, 2011 from joy maliWant to buy a home, car or insurance, or looking for a mortgage? First, make sure you have a good credit score. There are people who might glance over it when they are in need, but the growing importance of credit scores have a significant role to play in one’s financial life. Credit scores ...
Views: 475 - Credit Scores: Improve to portray good financial management - by Submitted on Nov 29, 2011 from joy maliSo what does your financial report says? Are you really doing well with your credit scores? Yes, you have to score well if want to buy house, car or insurance. Your scores have to be at right place to show your credibility. They now have vital part to play, when you seek for any monetary help. ...
Views: 510 - Do Not Fret With Errors On Your Credit Report - by Submitted on Jan 23, 2012 from joy maliIn life, there are certain financial responsibilities that admittedly will cause us financial strain. Money is poured in when you go to college, get married, raise your kids, put them through good schools, not to mention preparing for medical emergencies. With all these financial ...
Views: 519 - Do Not Fret With Errors On Your Credit Report - by Submitted on Feb 01, 2012 from joy maliIn life, there are certain financial responsibilities that admittedly will cause us financial strain. Money is poured in when you go to college, get married, raise your kids, put them through good schools, not to mention preparing for medical emergencies..With all these financial obligations, we ...
Views: 416 - Ensure that Your Credit Report is Spotless - by Submitted on Feb 15, 2012 from joy maliYour ability to purchase things on credit is highly dependent on how good your credit scores are. These scores, essentially a reflection of how well you manage your finances, become the basis of your credit ratings. Your credit scores are calculated after a review of your credit history and ...
Views: 465 - Ensure the Accuracy of Your Credit Report for a Good Credit Score - by Submitted on Nov 24, 2011 from joy maliNothing can be worse than having errors in your credit report, which helps to determine credit worthiness. No one wants to give a bad impression due to an erroneous report. You can easily correct these mistakes, but first you need to identify the errors because it can destroy your financial ...
Views: 491 - Factors that Determine Credit Score Competency - by Submitted on Apr 17, 2012 from joy maliDo Credit scores determine ones potential of receiving loans on credit? The answer is yes and it can reflect a person’s entire financial history. So if you are determined to apply for a loan online, ensure that your credit reportis up to the required level you’re your financial history is ...
Views: 633 - Factors which Determine Credit Score Competency Online - by Submitted on Feb 06, 2012 from joy maliDo credit scores determine one’s ability be able to take out loans or make purchases on credit?Yes.And more than that, it’s a reflection of a person’s financial history. So if you are among those who intend to apply for a loan—whether it’s for a mortgage, car purchase or even insurance—your next ...
Views: 471 - Factors which Determine Credit Scores Online - by Submitted on Feb 29, 2012 from joy maliIt is indeed a fact that your credit scores determine your possibility of getting your loan sanctioned online. An overall analysis of your credit reports is imperative since it reveals your credit history online. It is important that you regularly check your credit report and manage a good ...
Views: 420 - Five Myths That Affect Credit Scores - by Submitted on Jan 12, 2012 from joy maliUplifting credit score – Isn’t it a perfect and well thought of resolution for the New Year?Yes - We are well aware of the importance of the grades in our financial life, which influences many things. Hence, it is necessary that it should be carefully managed. But it is really important that we ...
Views: 418 - Free Credit Report Overview - for a Better Financing Position - by Submitted on Nov 16, 2011 from joy maliA yearly free credit report furnishes the financial position of one’s credit history, which may include bank accounts, balances and fiscal payment online. It may differ from good, bad or indifferent as it reflects the overall view of one’s financial position. It’s important to get your credit ...
Views: 490 - Free Credit Report Services for Better Financial Loans Online - by Submitted on Feb 02, 2012 from joy maliAre you aware of the benefits of being able to check your credit reports on line? If yes, then you probably also realize that your financial credibility is tied to your credit score. Your financial history is very closely tied to your credit score. Unpaid debts, truant settlement of bills, ...
Views: 664 - Free Credit Report Services- How to Get it Done Online - by Submitted on Dec 14, 2011 from joy maliAre you aware of the benefits in getting your credit report checked online? If yes, then you probably understand the most pivotal factor that can influence your credibility in receiving financial loans easily. Whether it’s about renting an apartment, applying for a loan, getting a credit card or ...
Views: 455 - Free Credit Report- An Imperative to Seeking Loans Online - by Submitted on Mar 15, 2012 from joy maliA credit report is able to summarize your detailed financial information, which reflects your financial history online. It plays an important role whenever one seeks for financial loans online where your credit history becomes a basis for whether or not you can properly manage your ...
Views: 634 - Get your Annual Credit Scores Online for Free - by Submitted on Mar 28, 2012 from joy maliAn annual credit report is a representation of one’s financial position. It is very important to regularly check it since it consists of one’s bank accounts, balances and fiscal payments done online. Credit reports vary from person to person since they depict their financial statuses. It is best ...
Views: 637 - Good Credit Score - Awesome Benefits - by Submitted on May 17, 2012 from joy maliIn today’s world, one must strive to achieve a good credit score. With the everyday goings-on in our world, banks and lenders are becoming more picky with who they will give a loan. Every time you apply for a loan (home loan, car loan, credit etc.), the bank you apply for will check your credit ...
Views: 545 - Guide to Free Credit Report Online - by Submitted on Apr 11, 2012 from joy maliCredit reports make or break every individual’s chances of being approved loans or credits. Always remember that debt is an increasing financial crisis. It is important for every consumer to understand their credit rating as seen on their credit reports which they can get for free online. Credit ...
Views: 1106 - High Credit Scores Create a Good Impression - by Submitted on Feb 13, 2012 from joy maliYour credit score creates a huge impact on your personal life. It is in essence a numerical representation of your financial credibility. Remember that your credit report is thoroughly reviewed and a creditor or bank’s assessment of it becomes the basis of your financial capabilities. It is ...
Views: 416 - How a low Credit Score can affect? - by Submitted on May 17, 2012 from joy maliAre you one of those people who think that having a low credit score will have no effect on their lives? Well, think again. Having a low credit score can truly affect future transactions, businesses or even your job. Here are a few examples of how a poor credit score can affect your life.1. High ...
Views: 620 - How credit report is affected by foreclosure and bankruptcy? - by Submitted on Dec 21, 2011 from joy maliForeclosure and bankruptcy can leave negative impacts on the credit report. Filing for bankruptcy may let you keep your home after the court decides about the working plans for you; but bankruptcy is not the way to do so. In homeownership crisis, there are many ways which can be thought of while ...
Views: 434 - How Creditors Base Eligibility from Credit Scores - by Submitted on Jan 23, 2012 from joy maliAs it is used as a basis of reference for lenders and creditors, maintaining your credit score is important. Anyone taking out a loan, a mortgage, managing their overdraft, settling credit card transaction, even things as simple as renewing a mobile phone contract or monthly car insurance, ...
Views: 433 - How Debt Settlement Affects Credit Report - by Submitted on Jan 10, 2012 from joy maliYou may be thinking about debt settlement so you can get rid of the burden but before you make that move, consider the consequences associated with it.It is true that you are concerned with settling your debt in order to have a flawless credit report but before you take any step in this ...
Views: 808 - How Foreclosure and Short Sales Affect Your Credit Report History - by Submitted on Mar 12, 2012 from joy maliNext to filing for bankruptcy protection; foreclosure is the other thing that candestroy the chances of an individualto qualify for a home loan. This is of course, on top of the damage that it causes your credit report and financial reputation.With more than 4 million homes lost in the past six ...
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