If You Live in Hollywood Does Insurance Cover Water Damage?

In many Hollywood home insurance claims water damage is the cause for the claim. Flood insurance is necessary in order to get a federally backed mortgage in many places in Florida due to waterfront location or low-lying geography. Flood insurance premiums vary broadly, but on average a Floridian spends close to $600 per year on flood insurance, though some residents receive subsidized rates due to living in houses built before flood zone maps were created in the 1970s. Dealing with insurance after flood damage can be complex and baffling, but if you work with an independent claims specialist you can be confident that you will derive the most benefit from your insurance policy after a flood.

If a Pipe Bursts

In Hollywood does insurance cover water damage from a burst pipe? The answer is yes. Water damage is the reason for many insurance claims. If a pipe bursts, spraying water everywhere, if a pipe leaks, or if you see a water stain in your home, you are most likely covered by your homeowners' insurance. If a pipe bursts, of course the first step is to shut off the supply to that pipe. With a leaky pipe, you still need to act fast, because water can damage the structural integrity of your home. Call an independent insurance claims specialist and learn how to proceed as far as finding the right plumbing experts and making an insurance claim.

If Your Roof Leaks

In a large number of Hollywood home insurance claims water damage from roof leaks is the problem. South Florida gets a lot of rain, and roof leaks are very common. If you see even a small water spot on your ceiling, you should have your roof inspected. A small leak is clearly easier to take care of than a major leak, so when you spot a water stain, it's smart to call a public adjuster to help you through the homeowner claim process by guiding you through proper documentation and recommending experts to handle the repairs.

If Your Home Experiences Storm Damage

Storm damage is a fact of life in Florida. Tropical storms and hurricanes are the most destructive, of course, but "everyday" thunderstorms in Florida can pack quite a punch too. Interior water damage from a breached roof damaged by a falling tree, broken pipes, and roof leaks are common types of storm damage. Navigating the insurance claims maze can be overwhelming, particularly if you are under the stress of having a damaged home. But when you work with a public adjuster you can be confident that your claim payout will not shortchange you, so you can get your home repaired and get on with life.

Get Help with Your Water Damage Claim

Unfortunately, insurers sometimes act in bad faith to avoid having to pay out too much in claims. But when you work with an independent public adjuster you'll have the help you need in terms of documentation that validates your claims. You do not have to settle for inadequate payouts based on low-ball insurance estimates.