India is a land of opportunities. There is abundance work in diverse areas to feed and flourish the families of millions of its inhabitants. However, the reason that unemployment is still prevalent in our country is the lack of awareness amongst the people regarding the opportunities available. Take the case of mutual funds. This industry has flourished remarkably in the past few years, and now stands on the highest point of the podium of the fastest growing sectors of the economy. But, only few people are aware of top class opportunities available in this field.

This article on UTI Mutual Fund is thus written to make the masses aware of some of the most lucrative opportunities available in the Indian market, which will help them draw a useful plan for achieving their future objectives. UTI MF is one of the highly respected fund houses in the country, and have sufficient options to serve its diverse population.

So, keep your eyes peeled and find out which fund will suit your requirements the best and can let you achieve a superb investment plan.

The Funds Offered by UTI Mutual Funds in India

India homes 1.35 billion people, all different from each other. Hence, to cater to the needs of such a diverse group of people is of utmost importance to have a diverse range of products. UTI Mutual Fund possesses a string of different products ranging from equity, debt, hybrid and sector based products, in order to serve best to the discrete needs of the investors.

  • UTI Bond Fund (G) : The thumb rule to achieve success at mutual fund investing is a long-term plan consisting of the best schemes. But what about those who can’t afford to stay invested for a long period of time and want results in short-term? For them, there are funds such as UTI Bond Fund. This scheme is a debt-oriented scheme with instruments having average maturity of 3.36 years. Its portfolio consists of high credit rating instrument generally above AAA ratings, so that the inventors have a powerful resort to park their funds in the short term and can achieve their short term goals more efficiently and effectively. The fund has by far yielded 8.50% on an average, which is a fair deal in comparison to other primitive short-term investment options.
  • UTI Infrastructure Fund (G): When it comes to sector-based investing, infrastructure funds ought to be on the top of the list. The real estate business, primarily construction and development of infrastructure, is on a boom in India and thus nests solid opportunities for growth and prosperity. Hence, to bet on the infrastructure facilities will be reasonably profitable in the future, and UTI Infrastructure Fund is the apt fund to achieve success in this genre. The fund took a great start in the beginning of the year 2018, with a mighty hike against the benchmark. Also, the growth rate has never been better. The past five years’ record is the testimony of the fund’s phenomenal performance, where it spewed returns worth 14.15% against the meagre returns of 6.96% achieved by the benchmark.
  • UTI Equity Fund (G): For constructing a stable and robust portfolio, you have got to keep this fund on your bucket list. It is an equity-oriented multi cap fund and consists of some of the best stocks of well-established companies in the market, engaged in thriving industries such as Finance, Technology, Healthcare and Pharmacy. With a blip in early 2017, the fund has now regained its position and is performing better than ever. The current statistics enumerate that it has beaten the benchmark and has achieved glorious score in returns, which presently stands at 17.83% earned in the last five years. Hence, this fund is perfect to add strength and energy to your fund to earn steady returns with a controlled risk exposure.
  • UTI Gilt Fund (G): A four star rated fund by CRISIL, this is the best-in-class fund in the category of gilt debt funds. It choses sovereign securities issued by central and/or state government to ensure a steady earning of risk-free returns from these securities. The fund stays in the list of top five funds in the category of gilt debt funds, with an average yield of 8.54%. With moderate risk and no exit load to pester, this fund makes a good deal for the short-term visionaries.

To make a well-lit investment plan, it is essential to add those schemes who contain the power to perform and produce best returns. The schemes of UTI MF listed above are some of the best-performing schemes in the market that entail the required energy to conquer good results.

This article will make the readers familiar with the top-performing schemes offered by UTI Mutual Funds in India.

Author's Bio: 

Dishika is a is a financial writer associated with MySIPonline. She writes articles and blogs for successful fintech companies such as MySIPonline.