How Much Does IVF Actually Cost?

Giving in vitro fertilization a try is not an easy decision for most couples. Not only that the likelihood of having a successful IVF from the first try is low, but the stress and the financial expenses involved are considerable. You should definitely know what to expect before going down this path, which is why we would like to outline some costs estimates of IVF.

An Overview

First of all, we should note that IVF accounts for a multistep process. Therefore, each part of the process has a certain cost. According to IVF Authority report, the average cost for an IVF cycle ranges from $10,000 to $15,000. And this doesn’t include the price of all the medications you will be required to take during the process. As for the costs of the medication, it can be somewhere around $1,500 and $3,000 per cycle.

There was actually a study that wanted to track down the average sum of money spent by couples at a specific fertility clinic. Hence, over 18 months, the average couple included in the study spent no less than $19,234. Concurrently, for each additional cycle, they had to pay another sum of money – around $6,955.

As you can see, the price is quite significant. This might be a bit overwhelming. However, there are still some states in which the insurance covers part of the expenses or medications. It goes without saying that everything counts so you should look into this.

Getting a Quote from Your Fertility Clinic

It’s essential to know what the price you pay includes. For instance, the quotes provided by fertility clinics can vary greatly and some might seem more affordable than others. But there are many misunderstandings as patients fail to acknowledge that each clinic includes a given number of services at that price.
With that in mind, you should ask the clinic whether the quote you got includes the following:

• Pre-fertility IVF testing or consultations – you might be required to repeat some fertility tests, even if you’ve already completed them in the past.

• Ultrasound monitoring and blood tests

• Mock embryo transfer

• Fertility medication

• Cryopreservative of any extra embryos

• The fee for storing the embryos

• Access to additional assisted reproductive technologies such as PGD, ICSI, or testicular sperm extraction, among other things.

In case you end up choosing a fertility clinic from abroad, make sure you don’t overlook the costs that come with traveling back and forth. These often go overlooked and when you crunch the numbers, you end up with the same amount of money spent.

In addition to that, note that even if the approximate cost of basic IVF is of $12,000, if you request other assisted reproductive technologies, the overall costs will be higher. To get an idea, ICSI treatment will most likely cost somewhere around $1,000 and $2,500.

All in all, it’s best to know what you’re getting yourself into before you pursue in vitro fertilization. Consider all your options, as well – whether you want to use an egg donor, or you prefer going for surrogacy. However, note that surrogacy is the most expensive option. Make sure you collaborate with a lender that gets your financial needs if you’re considering getting a loan!